Transcription
[Music]
Well, hello there!
Hi! What you got going on over there?
I'm trying to get my entire life together right now.
Okay, that is beautiful! What is that?
It's just a silk scarf.
Y'all hear that? She says it's just a silk scarf, though that is like full of an array of color and everything else. I mean, I'm just sipping my hot cocoa with some marshmallows.
Like, yesterday I had food poisoning, so Christmas Day was not the best for me. But today, I'm reliving all the things that I should have lived on Christmas Day. I'm living it out today.
But you know, for those in whom wish that are our fellow brethren and sisters, habari gani? And as we say, what's the news?
Today is yoja unity, and so we are all gathered around in unity to literally say, you know what, let's get this show on the road.
Okay, I gotta apologize. It is just right now, it's just not... this is not...
It's okay! This is it! Like, you know, stuff happens. This is our finale episode for 2024.
So, and normally we typically show up on a Tuesday, so it's all out of character.
So out of character! But the prayer that you prayed before we got on was so good, so I appreciate your calming words.
You guys, this episode is gonna be very live because I'm, for thirds day, like I don't even have all my studio lights on.
Like, so there's no mo—
Look, flawless!
You still look flawless!
Thank you! Thank you! I'm just a little, you know, normally I'm just... but right now I'm a little... okay, you know what I mean? Just a little...
Oh, okay!
Oh my gosh!
All right, well what's good everybody? I'm Mark Monroe, accompanied by my wonderful co-host, co-producer, and co-creator, and of course the GCEO of the Come Up Series. Give it up for none other than the wonderful Del Lingy in the place to be!
I am really excited that we made it to the end of the year mark.
Yeah!
Seriously, this year has been very trying. But you know, I'm looking, despite the political climate, and I'm actually looking forward to 2025. What about you?
I'm excited all around! Like, 2024 was a hoot, and I'm ready to just say, you know what? 2024 has been real. You taught me a lot, right? We went through some things and everything else, but I'm ready to go kick it with my friend over there, 2025, because 2025 represents the year 40 for me.
So I'm ready to like, yo, let's get it! The turn-up is gonna be real!
Oh, the turn-up is real!
Oh my gosh! Well, we're ending, you know, we're in the Santa rally right now, right?
And so from the 26th through, what is it, like the first or the second?
Okay, of January, this is usually when, you know, the stocks do a little something-something.
But because it's, you know, Kwanzaa too, I want to bring into light that also historically marked during this time, this was the time that many of our ancestors were faced with, do I plan escape or do I spend time with my loved ones before the first of the year?
Which is where contracts were renegotiated or negotiated, and oftentimes families were split up.
Yep.
And so it's just interesting that, you know, there's this period where we're all, you know, celebrating various things, spending time with family, and when we look back at it, you know, our ancestors were faced with that type of decision: do I escape to freedom or do I spend time with family?
And so bringing it forward into this context is kind of like, you know, as I'm spending time with family, what are the kind of conversations we are having?
You know, how are these conversations going to further our larger goals of wealth building or what have you when it comes to planning our own sense of financial freedom?
And so I'm just like in this very reflective mood right now as we kind of wrap up the year and consider, you know, what are we going to do moving forward?
Definitely want to look at some of the things again that you had called out and see where we are.
Okay.
You know, with various stocks.
Okay.
You know, obviously let's talk about the economy and like what we have to look forward to, what we should be considering moving forward as we kind of wrap up this year and think about... I'm gonna say the end of 2026 instead of just 2025.
That's fair! Let's do it!
Yeah, so there's a lot to get into. I've made a lot of predictions going into 2025.
Okay, hold on!
Some good, some bad, you know, but you know, all in all, it's a take, right?
So, you know, I think one of the takes that I did call, and it's worth looking at right now, which is the most recent I posted on Twitter.
Let me pull it up.
Whatever you want to call it, I'm literally asking folks to like literally start clocking my tweets because clearly, you know, I forget.
So like, look, I got a lot on my mind, so sometimes a lot of things just like tend to slip.
But yeah, so I did call earlier, like in the second half of the year, when I saw that the correction was coming for NVIDIA, I said, okay, hey, this is literally giving stair-step access to Apple becoming a four trillion dollar company.
Now, since NVIDIA couldn't really quite get over that hump, and remember NVIDIA was once more, it was valued more than Microsoft and Apple, and now it's kind of falling back into that third place.
And now Apple's just like, okay, you know, since you couldn't do it, like hold up little homie, let me show you how it's done.
So I think that honestly, we're still in the pathway.
I think that last time I looked, I think Apple's currently at 1.9 trillion or not 1.9, 3.9 trillion in value.
So, you know, this could get... it could be a photo finish.
Well, not really a photo finish because nobody else is really like in the race.
Yeah, the race is over! I think that they can just walk across the finish line at this point.
And then I also called, like, you know, I had some S&P targets which far exceeded my targets, which is pretty interesting, and I can get into that if you guys want me to.
Also, the NASDAQ going to 19,000, which we made it!
And not only did we go to 19,000, I think we slightly kissed 20,000.
So, and here's an interesting stat for you, Jolin, you ready for this?
I'm ready!
In May of 2020, May 1st, 2020, do you know what the S&P 500 was at?
No, I do not, not off the top of the dome.
2800!
What?!
Okay, so that was... we had just jumped off the cliff on March 25th due to the pandemic.
The market crashed severely, and it started... it dropped severely, and then March, April, so May...
Okay, so you're saying it was at 2800 and now we're at over 6,000?
That is correct!
Wow!
Oh my gosh, y'all! I don't even have water on a Thursday! I'm over here hella parched!
Hella! Well, the skin is, you know, moisturized, but hella parched!
Okay, I want to look at your tweet, Mark.
Okay, I want to look... first off, people over here calling me old Timothy.
Um, no, I think he's saying like welcome back to being like the old Mark, not old like, you know...
Nah, this is... that's not Tim! He's definitely saying welcome to being old!
Definitely saying welcome to being old! Watch his next response! Watch! Clock it!
So here's what I learned, like here's what I learned real quick.
So what I learned was the fact that one, never underestimate the strength of a bubble.
I think that that's something that everybody should definitely take into consideration.
Never underestimate its strength!
Because, wow!
Because a lot of times people try to call the top to our bubble, and then ultimately they find themselves left high and dry.
And so, you know, I remember one point I was saying that NVIDIA is getting a little bit too frothy for me, and then it just had another leg and said, okay Mark, okay, you thought that this is frothy? Pour some more in there!
So yeah, so there's a lot of things in which that can be learned.
I think that the other things that I've learned also is that, you know, and it kind of hit me in August when like kind of like my day trading journey kind of came to its close.
I mean, I'm no longer a day trader, but it really made me appreciate the entire process.
Huh, I never thought of you as a day trader!
Well, I mean like saying pattern day trader, you know, where it's like, you know, you're executing x amount of trades per week.
Okay!
But yeah, so I just like kind of like take it in.
One of the things that I've learned across this year, you know, is that, you know, in your best years, it's like, you know, it's very true, you learn very... like you learn some things true if you're always looking for the lesson.
But the majority of the folks, they don't really look for the lessons when they're winning.
They only look to the lessons when they lose.
And you know, it really just made me appreciate the 20 years of my journey as a trader.
Just like starting off in Bethon Hall as a trader, and then now here I am, and you know, back home and everything else, married and stuff, just like sitting back and saying, wow, like it's been a hell of a ride.
And there's a lot of things that these eyes have, like even these young eyes still have seen.
Yeah!
And the things that I can't wait to see moving forward.
And then on top of that, like how is it that I've seen and how we've been a part of how much technology has literally significantly interwoven itself just like we said it would.
So a lot of the things that I've called, and I tend to say like if you say anything, wait long enough and it'll ultimately become true.
But you know, the pretty bold claims that once upon a time I used to say that like a lot of folks around the dinner table would look at me crazy, now essentially it's like, you know, they kind of consider you as a genius.
And you're just like, no, not a genius, it's just that, you know, you see it.
So what we saw this year was also the Federal Reserve like saying, okay, hey, it's time for us to rate cut.
Though that, you know, I feel like they're kind of like a little bit reluctant to cut, but they just are.
And they're data dependent.
So though that I think that they're also like kind of like tied to the two-year Treasury and the ten-year.
What else did I learn?
I mean, I'm sure that we'll get into a lot more of the lessons learned through this year, but I'm really, really not only am I looking at the lessons learned, but I'm also like excited for what's coming next.
Yeah!
Like, you know, that's the thing that really makes me giddy.
That's the part where it's just like, oh man, it's like waking up and it's like, okay, hey, on whether it's your birthday or take your most favorite day of the year, take your most favorite day of the year and then it's like, okay, hey, multiply that times maybe three, and then you got to wake up and it's like you just can't sleep the night before.
So yeah, those are the things that I'm really excited about, like Bitcoin reaching 100,000.
Like, I remember when it was like less than a thousand!
I remember when Bitcoin was...
Oh, I definitely remember when it was less than a thousand!
But I also remember, before the pandemic actually, in my old office building, there used to be like this, um, like a Bitcoin ATM.
Bitcoin ATM?
Yeah!
And I would see, you know, the tech bros lining up.
Um, and at that time, I want to say it was maybe around 1100, maybe.
Um, it wasn't much over a thousand, but to see it now is like, wow, that's wild to me!
It is wild!
But even still, one of the lessons for me is, crypto is really not my thing.
Like, I don't get involved with crypto.
Like, yeah, I pay attention to it, but for me, I just stick to what is tried and true for me.
And you all know how I feel about SMH.
SMH is a tried and true, and once you look at it and you get, you know, comfortable with it, you could trade it when it's up, when it's down, it doesn't even matter, you know?
And so one of the things I'm learning is that you don't always have to be, you know, paying attention to every single thing that's coming out.
You want to be able to filter in your information.
We talked about this over the years, like your information diet.
So paying attention to really what works for you and also aligning personal values with your financial decisions and your, um, whatever you decide to invest into is also important.
Well, to me, like that's how I see it.
And so it's allowed me to be more connected to how I view this investing journey.
It's more personal.
Um, and you know, that just feels good to me.
So that's kind of like what I've learned.
Dope!
Um, I just want to give a special shout out to Moody, by the way, because I was on a Twitter Spaces, um, and I was doing the Twitter Spaces and I was talking about more so the stock market, and he came in and he started talking about crypto.
And so like he literally made the claim that it's like, okay, yeah, Bitcoin will probably go here, we'll go through this period of like, uh, rebalancing.
And then this was like around when it just like, I think it kind of fell through like 60,000.
And then essentially, you know, he spotted the cup and handle on the chart and he was like, yeah, definitely like when he breaks 60,000, definitely go above or definitely like accumulate if you can.
And essentially, shout out to him, he was correct!
He called 100,000!
He actually called 100,000!
So I just, I definitely want to give people their flowers where it's deserved.
Special shout out to, you know, even Z, you know, for what he called as it pertains to like many different stock picks within the market.
Um, so yeah, I mean, like I think this was a year that essentially that, you know, it's like if you were very strong in your thesis, you definitely saw your thesis play out.
And not only like, it's not even just in this like technical analysis, but it's also the part of like the actual fundamentals.
The fundamentals and the technical analysis align.
Like the reason, like people ask me, Mark, why is the S&P 500 running?
Why did it run?
Was it just because of, you know, Donald Trump won?
And I'm like, no, like you can attribute a part of that, but the other part to that is, is that, you know, we were also around that earnings period where a lot of folks were expecting a lot of doom and gloom from a lot of these companies that were reporting at that time.
And you didn't get the doom and gloom.
You still got earnings growth.
You still had successful earnings.
And so when you digest all of that, then essentially it gave reason and credence for the market to continue to keep running.
Um, as we look to 2025, I have to get used to saying 2025.
Um, as we move into 2025, I think that that story will continue.
I think that it's just going to brand itself out.
Um, though I believe that we'll probably see a washout.
So here's some interesting things here as I start getting ready to cook because I'm like the gears are starting to go.
Uh, yeah, so S&P 500 was up 26% this year.
If you count dividends, it's like 28%.
Uh, if you're holding dividends in the S&P 500, kudos to you!
Um, sector winners, so technology came in at 36%.
Uh, consumer discretionary at 33%.
Shout out to Tesla, like with that late run.
Um, it's going to be interesting for them also.
I think it's next week, or it could either be next... I think it's next week when they report their delivery numbers.
Um, yeah, they're supposed to be, I think the number for them to beat is 514 to match 2023 numbers.
Um, if they go above 514, then you can probably see that the stock...
I think my price target that I have set for Tesla is probably, you know, as we move forward, oh Noor!
Uh, so the number to set forth is, uh, that's the Apple AI right there.
Um, the number to set forth for Tesla is probably at 500 to... I'll give you a range about 500 to roughly, let's say 520.
Uh, that's probably the range to really be looking at if you're very bullish on Tesla, where the stock reaches that point.
And then now investors have to literally sit around and look at and digest where we at.
Tesla's currently trading at like, what is it, 146 times PE?
So profit over earnings, that's pretty heavy when you look at like, okay, now NVIDIA is starting to look cheap in comparison to Tesla, just for perspective.
So NVIDIA is currently trading at, what is it, like 35 times PE?
Um, which is kind of like making it look cheaper in comparison to some of the other players out there, especially like you got good players out there like Palantir, which is, you know, they're now hitting their growth phase.
Uh, you even got companies like SoFi and all these other players, they're doing good.
I think that people are also starting to wake up to small and mid-cap stocks as we start to go into 2025, though that I'm a little cautious there.
Um, but here's the interesting fact: communication services was actually the best performing sector, coming in at 41% return this year.
And that's like shout out to the companies like Meta, of course, Alphabet.
Like, I mean, think about it like this: Alphabet has been beefing with the United States government and multiple governments over antitrust and monopolistic practices, and yet the stock is positive.
I mean, now you could probably say that that quantum chip kind of like stepped in and said, whoa, now wait a minute!
Do I still see some like small tailwinds that they have to face?
Yeah, but now that we stepped into a new regime as it pertains to political landscape and sphere, that's going to be interesting.
Um, because I think that that's going to benefit those companies because they're going to be... they've already... Meta, I don't know how much money Meta put towards, you know, campaign dollars, but they definitely are lobbying for their interest.
And so that is going to help.
We're entering an administration that is, you know, uh, pro-business.
Well, I'm gonna say pro-billionaires, we'll just say that.
Um, so it is going to be good.
And that's another thing too, Mark, we get to think about like, okay, well, so what that, you know, I mean, this is... if you're going to be objective, yep, look at what's happening in the economy and then you decide where your wins are going to be.
Forget about who won the election, where are your wins gonna be?
The election's over!
Yes, it's over!
You know, so where are your wins gonna be?
Yeah!
A company that I almost jumped the gun there, see, you almost got me caught up!
All right, we gotta get into it!
But wait, I want to make sure that we're on the right track.
Oh, there was somebody who said something, Mark, earlier in the... oh, I don't remember who it was, but basically this, um, one of the cousins was saying that, um, once you get to 100,000 in your portfolio, that...
Yes, talking about like the compounding interest basically really skyrockets your account.
Um, and you can make... once you hit that liquidity number of 100,000, it really does change your portfolio.
Yeah, it does!
And so for... I'm just... for those that are, you know, new to investing or maybe you do have $100,000, I don't know, I don't know what your pockets are looking like, but that could be a goal to strive for because things just hit different.
Like the amount of contracts you're able to purchase if you're doing options trading, you know, makes a big difference.
And you can position yourself to really do some good work in your portfolio this year.
Yeah! D'Angelo says follow the money!
Yeah, that... I mean, that was exactly what I was gonna say!
Shout outs to my little bro! Like he's actually like, you know, he's learning out here! I'm proud of you!
Um, speaking of money, let's follow it, shall we?
Yeah, so let's do the deep dive of the 2024 review.
Um, so GDP growth... so GDP growth in the US economy grew at an annual rate of 3.1% as of Q3 of 2024, and that's an upgrade from the previous estimates.
Uh, inflation trends have eased to 2.7%.
It still exceeds the 2% target, but essentially we're on our way.
But we're, you know, this is the turbulence that we're hitting on the way down, so prepare yourself.
We're going to have a little bit of turbulence on the way down.
Uh, labor market unemployment rate is still at four.
It's holding steady at the 4.2%, 4.1%, give or take.
Um, job growth remains resilient with steady consumer spending contributing to the economic strength.
I challenge everybody to continue to keep reading the Beige Book that they release.
I mean, because there's a lot of data points in there.
I mean, for real!
Like if you're not reading the Beige Book or at least like... look, here's a cheat code for you.
If you don't want to read, so like too, you know, too lazy, don't read.
Oh Lord, that's not... download the PDF and then literally just put it into any AI LLM model and then literally have it break it down for you in like outline format.
And then if something really piques your interest, like go further and actually read!
I challenge everybody to actually read it!
Like, I strongly urge for you to actually read it!
But I mean, if you're that lazy where you don't want to read, just please, God, for the, you know, for all things great, you know, literally go and literally get the data from that document!
You can't... I mean, you can't go wrong there!
Um, and it gives you a good read of not only just like in specific silos, but it gives you a good read as it pertains to overall what the economy looks like across multiple different breaths of the United States.
Um, some of the actions, like I had mentioned, that they cut rates three times this year.
Um, and you know, I guess that's reflecting the confidence in the inflation progress, though that, like I said, it might get a little sticky and it might get a little bit shaky.
Um, and so which is, you know, placing us in a current predicament as it pertains to like a... like we're going to probably be within that fours for a minute until we probably get to like around maybe March, March, April.
We'll probably see the next Fed rate cut, in my opinion.
I think that the Fed is officially, as we all know, they're done for this year, so there's no more rate cuts.
So we'll probably see those next ones come through probably around March.
Um, I mean, on the global economic side, I mean, UK economy is expected to kind of pick up.
I mean, they've been sitting in a dead recession for quite some time, so any activity is better than none.
So I think that we'll start to see that.
Uh, China's recovery, you know, of course they're always growth-friendly, but that real estate overhang is definitely a challenge.
And on top of that, the... I mean, with any type of threat towards tariffs, then ultimately they'll devalue their currency.
Um, so, but I think that China is definitely trying to make significant strides with AI, so definitely pay attention there.
Um, because from what we're hearing is that their AI is making significant strides.
The question is, is that, okay, hey, like, you know, is it something that's fully believable yet?
Because not everybody's been able to test it within their hands.
Um, and then geopolitical tensions will just always be tensions.
So like, it's kind of like if you have sciatica, then you'll constantly forever have to get tension relief from your back.
Um, I look at it like this though, as we step into January, though, um, when we step into January, be prepared for a rebalancing to take place.
You know, take... like I want... I want...
Yeah, so that's typically the case of what you see in the first two weeks of January.
You typically see a rebalancing within portfolios, and we're not talking about like everyday people.
We're talking about wealth management, which represents 7 trillion dollars as it pertains to capital that's, you know, in the market.
Um, you're going to see some rebalancing, so which means that you'll see some folks that are wanting to like, you know, shift their portfolio.
Uh, not more so towards like, say for example, the losers, because if you're a loser and if we still see no signs of you becoming a winner, then I'm not like, what's the point?
Um, that'd be like buying Verizon and saying that over the next five years, Verizon's going to be great.
No!
Um, so I mean, I look at it in the sense that we'll probably see a little bit of slight turbulence, but I think that the story will still remain the same.
I think that the biggest thing to watch though is that in certain like short-term periods, you'll probably see that people will... they may want to trim their exposure from areas in which that are seeming a little bit too valuation-rich.
And what I mean by valuation-rich, uh, it's market cap is versus essentially what their earnings reflect seems a little bit too rich as it pertains to like, okay, hey, like when you think about a stock buyer or a stock owner, you have to ask yourself, what is it that you're buying?
And is what is it that I'm buying today?
Like, okay, hey, well, yeah, you could say that there's, you know, there's like 7% upside from here in the stock, but then as it pertains to the growth, it's like, well, does that reflect that?
Or does it put me at a much more stronger risk?
And that's when you start getting into those conversations of, okay, earnings growth is expected to be at, let's say, you know, in the single digits versus in the double digits.
A double-digit earning growth is going to be something that everybody wants to pay attention to versus a single, which signifies when you've been doing double digits, when you get to single, that literally makes everybody cautious.
And then that really makes everybody starting to look at the value of the company saying, okay, hey, is it a little bit overvalued right now?
Is this too much for me to own?
Am I too much at risk here?
And if I am, then is this something that I want to own and stomach that and stomach the drawdown that is ultimately coming?
So like, for example, the best thing that I can probably say for you is like what you saw in NVIDIA.
NVIDIA was trading at like 3.7 or 3.6 trillion dollars in value, but then at the same token, it was showing some signs that there were some challenges, especially with the release of its black chip and everything else that, you know, investors are saying, well, you know, maybe we should take a pause on this and maybe we can start taking some profit.
Though that, like truth be told, NVIDIA is... this is the second year as it pertains to triple-digit growth as it pertains to the stock.
So if you've been holding NVIDIA since 2022 and now that we're coming towards the end of 2024, remember NVIDIA was up, what was it, 200, 300% last year?
And then now up almost 200% this year?
If that's the case, like look, you've done damage as it pertains to the numbers in comparison to a person like, you know, you've beaten the odds as it pertains to the folks in whom which I always talk about.
If you bought this stock at a thousand dollars and had held it for 10 years, I mean that model is gone now!
That model is gone!
Like, you know, you don't have to hold anything if you don't want to for 10 years, but you could still... I mean, I still believe that NVIDIA is going to do some pretty phenomenal things, and I don't really see anybody really taking the throne from them as it pertains to the AI race.
Though that there are some significant competition now, and when you start seeing all these other variables come into the conversation, it really makes everybody sit back and say, well, okay, is it valuation?
Is it market cap safe because of the fact that we're seeing all these other players step in?
Or how much of that market cap are they going to hold?
That like we said the same thing with Tesla when Tesla had a foothold over the EV market at what was it, like 96% market share?
And then other players started to step into the space, and of course it's like, you know, single digits.
But then it's like, you know, just think about how those single-digit numbers affected people selling the stock because of the fact that they're like, okay, hey, well, we don't expect them to grow at this rate anymore.
Like you saw NVIDIA's earnings growth at like 260%, 400% in specific areas.
Now you're seeing like they're suffering from the law of large numbers.
So the numbers are getting to a place that like, okay, hey, you went from making 5 billion to now 20 billion a year.
Now that's astronomical!
But now you're making 20 billion, and then now it's like, okay, now we're bringing in 26.
It's not the same anymore!
It doesn't rock the same anymore!
It's not to say that you're not doing good things and you won't go through another growth spurt, it's just as it stands right now.
So that's why I said as we go into 2025, I wouldn't be surprised if I see that we go through some adjustments within the market and investors start doing some rebalancing of portfolios.
The process, and when I mean by investors, again, I mean by wealth management.
You're going to see rebalancing.
You're going to see x amount of folks that are coming into their market, into the market because of the fact of 401k plans and everything else.
So financial advisors, wealth managers, they're going to be busy in the beginning of the year.
So if you know them, you know, don't be surprised if you're sitting on hold while you're trying to talk to them.
But again, they're going to be doing their job, which is deploying new amounts of capital into the market.
And then also you have your folks who've been tax harvesting.
Like for example, like we saw a lot of tax harvesting in AMD stock, which literally sent the stock negative.
It kind of reminds me of Apple, though, that, you know, once one year where there was a lot of tax harvesting that was taking place within the stock and people were trimming the position, and then next thing you know, the next year Apple went on this astronomical run.
Um, so like certain things are just like kind of like funny.
Um, go ahead!
I have a question!
So, so one of the things that I noticed was on your 2026 picks and predictions, you kind of took a break from AMD.
Yep!
Well, it wasn't gonna be on the 2026 pick.
I only have AMD just for 2025.
Okay, that's what... well, what I'm seeing is, is that someone like you who is like AMD ride or die, I don't think that you talked about why you backed off of AMD for 2026.
Um, and I'm just curious.
Yeah, so the reason why was because of the fact that it was hard for me to place AMD on the 2026 list.
Um, though that I could still produce a price target for AMD for 2026, but the reason why I had to get a little bit more modest on AMD for 2026, I think that 2025 is going to be a great year, and especially since the stock is down for the year.
I mean, this is going to be a great rebound stock going into next year because there's nothing wrong with the fundamentals of the company.
And the number to watch for AMD in its next quarter of earnings report is, I think it's like 11 billion or something like that.
Um, I was chatting this up with Zay in the sense that there's certain key metrics that the market is looking for.
There's a lot of folks that have shorted the stock, but I think that honestly, if they beat the whisper number, then essentially it's going to leave a lot of those folks who were short selling, it's going to leave them high and dry, and AMD will ultimately... it'll kind of be like their shock the world moment.
Um, but the reason why I kind of left them off is because of the fact that, you know, it's kind of hard to literally place that company there without having that one major catalyst that literally shifts the entire board.
Like each of the companies that I have on that board are literally moving not only just their company, but they're shifting the entire industry.
Like, and that's the reason why I say that like AMD is not there.
Now, let them acquire Intel, then it'll be a different conversation.
I may have... hold up! Variable change!
Done hit y'all!
I may have to come back through and, you know, okay, we may have to have a little new conversation.
But I mean, as it stands right now, um, AMD is still going to do good things.
I think that the problem is that, again, how do you get out from underneath their umbrella of not only just the NVIDIAs of the world, but now you have other players that are stepped into the conversation like Google with the quantum chip, you got Amazon with an AI chip, and then of course, you know, you got other, you know, unknown players that are coming out from wall to wall.
And then on top of that, you got the overhang from what's happening over at Intel.
I think that this is the year that if AMD wants to step into growth, I would just say like literally just stomach, just literally take like just literally take the gut punch to the stomach and just go acquire Intel.
I would literally do that!
I would literally put in a bid to go buy Intel instead of letting Qualcomm be really the only significant buyer for Intel.
I would literally try to go after Intel, and honestly, I don't think that they have to go after their foundry business if they want to.
They can, but I know that it's expensive, and that's ultimately what got Pat fired.
Um, because of the fact that there were so many things that were going on, and they couldn't find one area that was actually like, okay, hey, this is the true direction of the company.
But I strongly believe that ultimately, let them acquire some of the other assets that they have, then essentially this becomes a whole different type of conversation, a whole different type of race.
Um, there's a question back about tax harvesting.
Is there a way to identify tax harvesting?
Yeah, I mean, the biggest one to look at is look at when you see the insider selling.
When the insider selling starts to pick up, then ultimately a lot of them are tax harvesting because they're taking lower salaries, but they're ultimately being rewarded within the stock.
And so ultimately, the stock is their salary.
Like, you know, there's a lot of CEOs out there that are taking dollar salaries, but yet they're getting rewarded handsomely, 10 times over.
Uh, well, not even a 10 times over, let's say a thousand times over in the stock.
And so they're built upon specific performance benchmarks.
So if you have all these folks that have been awarded stock and now they're on scheduled selling periods, then I mean, there you go!
There's your tax harvesting!
If you see like the volume also start to get a little bit low within the market as it pertains to just overall, like market breadth, not even market breadth, but just market volume, um, that's a way to also spot it.
Of course, the other thing that you can kind of like add to that is the fact that people are on vacation, so they're not really active.
And here's another secret: most people who have already met their benchmarks for the year honestly don't care about what's happening right now.
They don't!
They're not caring about what's happening, and at the end of December, they're not trying to make any of the final trades for December.
They're just not!
They're not trying to trade anything!
If anything, they may be setting up a position for next year.
Um, and like today is the start of their year in a day, or this week is the start of their year in a day.
Um, but for the most part, nobody, and I mean nobody, is literally out there trying to say, okay, hey, I got to put in these last few trades to like literally beat the benchmark.
You should have already beat the benchmark already!
So which means that essentially you're going to see low volume, and any direction of that low volume, whether, you know, bullish or bearish, will ultimately send the market to a specific direction.
But for the most part, I mean, yeah, you're not seeing a lot of significant outflow.
So again, you're going to see those tax... that's when you see tax harvesting take place.
Okay, so, um, oh, sorry, I just got distracted by a question.
Okay, so as we're looking ahead for 2025, still thinking through that, do you see any sectors that you feel like... well, with the exception of tech, because tech is a growth one, but any other sectors that you see kind of coming in hot for 2025?
A lot of the are predicated on what-ifs.
Like a lot of folks want to make the argument for like energy, but then if the United States has to continue to keep producing, uh, like if production is up, then that ultimately cheapens, you know, the value.
So, okay, um, let's see.
Industrials, uh, like, you know, you're not really seeing that many factory orders that are really like taking place.
So it's like retail.
I mean, we saw what the consumer is facing.
The consumer is like, look man, I'm getting tired of having to prop y'all up!
So like the consumer is like, can I take a break?
Um, so retail, I think retail is also like kind of like...
Huh, financials, I expect them to do a little bit better.
I think that you just have to just, you know, clip their wings a little bit as it pertains to those profit margins because of the fact that as rates come down, then that decreases as it pertains to like...
But they have so many financial instruments in which that they can collect profit.
Um, I mean, no, I'm sorry.
I mean, I think it's still going to be, you know, in order for the S&P 500, like I know Tom Lee put out a target out there of 7,000 before we watch the party die in 2025.
Um, in mid... in the middle of next year.
And in order to do that, you're going to have to rely on the three major sectors which are ultimately going to get you there.
Financials will also like kind of like piggyback, maybe help.
Healthcare will probably get things in balance as new drugs get approved and everything else, like with like less stricter regulation.
Um, but again, it's kind of like a wait and see.
There's so many ifs there in which that you could say, okay, hey, it can go either way.
Um, you can see that the economy, like economics are primed for it, but yet at the same token, it's like things can change.
Um, like for example, we could probably see United Healthcare like literally make a full rebound as it pertains to the stock and go up 25%, you know, or 30% next year.
Uh, after like the... everybody moves away from the 24-hour news cycle and then moves on and say, okay, hey, well, is this company still great?
We... so there's so many different variables there, but I still believe that it's going to be communication, consumer discretionary, and tech.
And if I have to place as it pertains to who is that I believe is going to be the top two, I don't think it's going to be tech now.
I think it might be communications.
I mean, man, I really want to give like my... like can I just get to it please?
Like because I've been... okay, so if you've been hanging on for 40 minutes while we've been like literally rocking and everything else, I want to talk about the future here!
I want to get to the money conversations!
Can we, like family in the chat, can we get to the money chat conversations?
Like, or do you still want me to give more analysis?
I can go either way!
This is the last episode of the year, so you know, look, I'm ready to cook!
Let's do the money tackle! Last 20 minutes!
Okay, okay!
So let's get to it!
So I believe that essentially, like let's talk money.
I believe that honestly, people are still sleeping on Netflix.
Netflix just showed you that they can have two... many like they had the NFL and play two games live without no hiccups.
Good for them!
Went down!
No, look, look, in the word, like to quote Kendrick Lamar, look, I learned from my mistakes!
So again, after the Jake Paul or I think it's Jake Paul and, uh, or Logan, whatever Paul versus Tyson, they learned from their mistakes.
And then essentially now it's like, okay, hey, they fixed it within, say for example, NFL.
I mean, people said that it felt more like a... it felt like a Super Bowl with Beyoncé performing.
I mean, is this going to create more subscribers?
I think so!
I think that WWE is going to create more subscriber growth for Netflix because of the fact that you're gonna see...
And here's the thing, I would probably be watching Comcast very closely in 2025.
Like, because honestly, if I think that with the numbers that I believe that are going to transpire for Netflix, if for... if I... if what I believe is true, I think that NBC Peacock may be in trouble.
NBC just told everybody that they're charging you $140 annually now, and they're sitting back and asking, okay, hey, what is it that I'm paying for?
Right?
Because if you can get all that plus movies and new stuff coming out on Netflix, you might as well just keep it at Netflix and cancel your Peacock!
Listen, I'm just gonna say this, like look, WWE is gonna usher it in, and I think that we're going to see more live action come through.
And they're bringing in the live action that people want to see.
I think that they're also like... we have yet to see gaming, but what we could see is some live-action game titles as it pertains to TV shows and movies, just like what we saw from their hit series Arcane, which is from League of Legends.
Shout outs to Riot Games!
Um, is gonna do better too!
Merch! Exactly!
And then on top of that, I think that they may be also looking at some other arenas as it pertains to other like sports as well.
So I think that honestly, and also concerts!
Like I think that concerts could be a major thing.
I mean, the writing is kind of on the wall.
I mean, they kind of had the IMAX CEO like literally... they are talking about how the numbers are substantially down for people going to movie theaters.
And look at how fast things are going from movie theaters onto streaming platforms.
So again, like I said, I said this, I think I said this in 2021, somebody can clock it if they want to, but I said that I think that we're seeing the writing on the wall for movie theaters, and I think that movie theaters or just the movie business is going to have to get creative as it pertains to how is it that people see it.
So again, I think that ultimately, that platforms like Netflix can be a major resurrection to other areas as it pertains to entertainment and television.
And so I would just say stay tuned for that because I don't think that... I think Netflix has learned from the tech sector that honestly they're like, it's a winner-take-all, and they're ready to take all the chips off of the table.
I don't know what AMC would do to enhance, you know, the experience.
I mean, granted, like a movie like Wicked, it's best if you do see it live, like in person, like after movies, just because of the sheer scale of like the set and like all that stuff.
Like, you're gonna have a better viewing experience at the movies versus watching that at home.
But even still, Mark, there really isn't much of a pull or a draw to go to the movies.
Well, if also grew there!
Okay, listen, if you saw all those ads that were playing during the NFL...
Wow!
I'm saying like, look, see, this is why I'm proud of y'all! Y'all learning!
Um, I think that honestly, like another company to pay attention to is AppLovin.
I haven't talked about this stock at all!
No, talk about it!
All right, so AppLovin is actually a place for app analytics and is like honestly, it's unchallenged within this space.
Of course, there's other like players and everything else, but literally, like, you know, if you're an app developer and there's a ton of apps out there and you're always trying to optimize, you're always trying to get better, you're always trying to look at the data to see exactly how is it that you can do better, um, to reach your audience and everything else, that is going to be a company to pay attention to.
Ticker: APP!
So they had a glorious run this year.
Um, they done like... they done phenomenal!
This was kind of like their, you know, their first real crack at it.
I think they went public as of May of last year.
Of course, first year, you're always underperforming, but then this year, like, you know, their revenue growth was just ridiculous.
Um, and so honestly, I would say like pay attention to AppLovin, ticker APP.
It's something that you definitely want to put on your watch list.
Um, let's see here.
Oh, that's interesting!
Um, what's that?
The comment from T Fresh, he said, he or she said, the sphere in Las Vegas is the future of movie theater.
If AMC was smart, they would build out a few of those and also buy that one.
The only problem with that is the fact that it's just so expensive.
It's just a heavy cost just to like literally... like it's heavy as it pertains to cost and hosting shows at the sphere.
It cost them a lot of money for that whole production value.
So when you literally think about it...
Oh yeah, I'll get to that!
So when you think about it, it's like the amount of costs and then the profit as it pertains to what you take is not as heavy as you think it is.
It's very slim!
So you'd have to significantly optimize and literally make a cookie cutter in order for that to happen.
And yeah, but back to AppLovin!
Okay, go back to it!
For every dollar that AppLovin brings in, or for every dollar, how much do you think that they collect as it pertains to profit?
For every dollar that... well, if it's app software, it has to... I'm going to say a good, um, let's go with 87%.
Oh, you were close!
It's 74%!
74 cents to every dollar!
That's what they collect as it pertains to profit!
That looks really good!
I'm just saying, that looks really, really good!
So of course, I would kind of like wait for kind of like that rebalance.
Like I said, you're going to see the rebalancing, but again, a lot of these companies are creating a ton of opportunities.
Um, now that NVIDIA is at the price in which it is trading at right now, it even looks attractive.
Uh, but I'm going to say it again, like I said in 2023, the winners will still be winners unless something... unless a major catalyst kicks in.
I mean, now will we see the growth of what we see now?
No!
I expect the S&P 500 to probably grow at 11 to roughly maybe 14, 15% next year, which would probably place it, yeah, about like close to, you know, that number of 7,000.
Um, but yeah, if I'm keeping it a buck with everybody, I definitely say like, look, never, like to quote one James Kramer or Jim Kramer from Get Rich Carefully, never subsidize losers for winners or never subsidize winners for losers, I'm sorry!
So yeah!
Um, let's see here.
If I'm looking at also 2025, I want to make sure that you guys just have everything.
Like, so for the person out there that is just like, look, here's a game secret right here.
You ain't got to trade like 25 times a year!
Like literally just execute a few trades, you know, every quarter or whatever it is, and literally just like... if you want to sit back, just set a target as it pertains to like if you trade the SPY, you could literally trade the SPY at, let's say, a one point above its target over a three-week period or over a six-week period, and you'll hit your target!
Like, I mean, of course, like don't be stupid and just say, okay, hey, I'm just going to do this and like without looking at the chart, but I'm just saying like if you look at like where we are and if the market is showing you that essentially that we're still headed in the same direction that we've been going, but maybe just a little bit slower, the beautiful thing about it just going slower just gives you a little bit more time to like literally, you know, take your... to pick your spots!
That's it!
The volatility will just give you op... will just give you opportunity to step in when you see those dips in the market.
Somebody's asked me, what is it that I think about Palantir?
I think that they're doing just fine!
I think that they've got some growth ahead of them going into next year.
I think that they're a company that's now starting to grow up!
You know, if Apple is the LeBron James of the market, you know, then let's say, you know, NVIDIA has been around for a minute, but I would say NVIDIA... let's say that NVIDIA is... we'll say that NVIDIA is Anthony Edwards!
So like, you know, the new talent!
Though that they've... they're younger than, you know, Apple, of course!
Um, I know these people carry on!
But then if I was to say Palantir here would probably be like Ja Morant!
Okay!
It would be like Ja Morant!
Like, you know, had to go through some rough patches and everything else, but now they're starting to finally find their footing and everything else and find their way!
So yeah, that's my thoughts on it as it pertains to like what is it I pick!
So if I'm picking the best stocks of the market going into 2025 as it pertains to opportunities that I would take, I'm definitely taking AMD because of the fact that it's just too cheap!
Um, and it just doesn't deserve... it doesn't deserve the scathing report that it got from Bank of America, especially when its earnings haven't shown anything towards it to say that it's garbage because there's a ton of other garbage companies out there!
Um, I'm also looking at Netflix.
I think that the market has to make a decision once it gets to a th because it might be considered as, um, it might be considered probably a little bit pricey without like any proof.
So a lot of these companies are going to have to show proof in this next earnings, and this next earnings could probably provide a lot of opportunities for a lot of folks who've been looking for entries within the market.
But again, read the tape carefully!
Um, of course, AppLovin, I think that now that they've gotten past their freshman year and now that they've made it through their sophomore year...
Well, sophomore year will end, say for example, in May of next year.
But I mean, again, I still believe that there is a lot of upside for this company.
If you know the tech space and if you understand what the power of AI is, it's software's time!
It's their turn!
It's now software's turn to like literally start cooking in the kitchen!
Um, hardware is just like, look, I'm going on break!
It's going on break!
If I have to give the market outlook, my market outlook going into 2025, I believe that essentially that we still, like, you know, we'll have to climb going towards the first half of the year, and then essentially I think that there will definitely be volatility.
But I think that ultimately, as we get to the second half of the year, I think that ultimately we might start seeing those drawdowns take place.
Yeah!
And ultimately, the thing that's also predicated on it is also like, you know, I'm watching the US dollar.
So I need the dollar to stay... to remain strong!
Um, not too strong where essentially it over... it's outpriced itself across the rest of the world.
Um, I'm dropping the watch list now!
What are we doing?
Um, but yeah, so yeah, I would say the dollar needs to remain strong, but not too strong!
And then also not get weaker!
Um, of course the Fed remains, you know, on its course as it pertains if they're going to do three rate cuts again next year, then that's fine!
Stay on course!
Uh, don't switch up the recipe!
Um, I'm also going to need that the economics still remain strong, but also not too ridiculous where inflation rears its ugly head!
I'm going to need real estate to get itself in gear before I even start talking about anything real estate on the commercial side.
Uh, because a lot of people talk about what's happening on the, you know, the residential side, but in reality, nobody... nobody gives a [ __ ]!
Everybody cares about what's happening on the commercial side!
Um, that's the one that really makes waves!
And you have a lot of folks out there on the commercial side that are significantly hurting, that are literally struggling and that are literally having to sell things at a loss, um, which they benefit as it pertains to those things.
Uh, another company is pay attention to Google!
The quantum chip is real!
Uh, Amazon, the AI chip is very real!
Um, Meta, I think that they're like... if TikTok is banned, all roads point towards Meta!
You know, since X is not a publicly traded company, I mean, what are you going to do?
Go Snapchat?
Exactly!
So again, the next best thing that you're going to have is Meta on the marketplace with nobody there to like literally, you know, dominate!
But then that can create some form of a war there on a tech front.
Let's see, I think a lot of the companies...
I'm mad!
I'm glad that somebody brought that up!
Um, somebody said, please assign AppLovin as an NBA player!
I'll let you guys, like, you provide somebody, provide what you believe is the best NBA player that would represent AppLovin, and I'll pin it to the chat!
I'll pin it to the comment section!
Uh, so best one gets pinned to the chat or to the comment section on this video!
Um, because I definitely want to think... I want to hear what you guys think!
Um, man, if I'm looking at, let's say, forward guidance, which was interesting, uh, good point that you brought up.
Um, I think that a lot of companies are going through this process of sandbagging because they know that like things are good, but they realize that, you know, okay, everybody's kind of like expecting it.
And essentially, it's like, you know, it's not abnormal for us to see companies that sandbag their guidance where they come in a little bit light on their guidance, and then essentially they literally just dominate.
The only thing is, is just don't make it too obvious!
It's like if you make it too obvious, then essentially you get penalized for it.
Um, but yeah, so those are the things in which that I got to say.
Those are the things that I would definitely say are the companies.
So I got Google, I got Amazon, I got Netflix, I got AMD, I got AppLovin.
Uh, I didn't really add Palantir to the list, but I mean, I'll give it an honorable mention!
Okay, those are the companies!
And then my 2026 picks are still Bay!
So I mean, we're pretty much coming up close to their targets anyway!
So I mean, hey, I can just drop the mic there if I really want to!
And all those are on the Come Up Series page on Instagram at the Come Up Series.
You can find that since someone was asking and talking about bringing it back, it's on there!
Um, okay, so we have two minutes!
So we're transitioning now!
So we all know that, you know, this year has been a year!
Um, I'm glad we came back, Mark!
Yeah!
Um, every other week feels good!
Um, it gives enough time to digest in between the episodes!
Um, but we will be picking up... we will be picking up speed!
Um, we also have some new shows that are coming to the channel!
Talk about it!
Yeah, so we have new shows that are coming to the channel where we're going to be talking more about the things that, uh, you know, for example, there are so many different types of conversations that Mark and I have that would be great shows, but we just, you know, our channel has felt up until now has really felt like it was in this little box.
And so now we're getting rid of the box, and we're just going to talk about whatever we want to talk about!
So y'all, you know, can get in where you fit in the conversation, and we're expanding our horizons and what we talk about!
All of it leads back to, um, it leads back to wealth!
It leads back to culture!
So it's like the intersection of wealth and culture!
Yum!
So that's going to be pretty exciting!
Um, we will have, you know, some of our favorite cousins back!
Um, look forward to, you know, guests appearing back on the show, on this show that normally comes on on Tuesday nights!
Um, so yeah, a lot of good things!
WAL Virtuals is coming back!
Um, we have a couple other new shows that we're going to be testing out!
So we really will be looking to you all, um, all the cousins to see if you guys are rocking with it!
Um, so there'll be a couple of pilots that come out!
So if you all aren't watching it, then we're going to take that as, oh, you guys don't want... you don't want to, um, listen to this!
This is not your jam!
I'll be very heartbroken!
Yeah!
Because we want to talk about other things!
You guys, I do like you guys understand how it sucks for me where it's like only thing I get to talk about is startups and stock market!
Like I get to talk about tech and stock market or tech and money, and I'm like, I'm more than just those things!
Like I see things that transpire within the culture and everything else, and that like I get a lot of people who call me throughout the week asking me for advice and not only just those arenas, but in other different arenas!
And I'd love to share what those conversations look like!
And you know, honestly, it's like I'm excited about that!
Can I talk about the show that I want to bring?
Yeah!
Yeah, go over a little bit! Go ahead!
So one of the shows that I've been really, really excited about, and I actually wanted to do this years ago, but it's like, you know, for me, it's like I always look at it in the sense of like I'm not in a rush to ever do anything, but I want to!
And yes, Quantum is definitely here!
Uh, it's definitely here, and we're very much at the very beginning precipice before people start jumping off the porch!
So there's your Quantum technology conversation!
It's still early in the game!
There's still a lot of testing that's taking place, yada, yada, yada!
All right, so, uh, we have this show called The Group Chat!
And so I think everybody is part of a group chat, but this one is a little bit different where essentially I wanted to bridge the gaps between generations.
So where I bring somebody, where we have a guest that comes in and they get to talk to people from various different breaths of generation.
I mean, this one's going to be with a group of guys, but we definitely want to put together a panel of women as well where it represents different generations.
See, one of the things that I noticed from the summit, which was very enlightening to me, is that we don't really have what is called a knowledge transfer!
Like, yeah, like what Jolin and I do on a consistent basis is definitely a knowledge transfer, but there's so many other conversations.
And one of the things that I notice out there, whether it's relationships, careers, money, all those things, is that essentially, like, it's kind of weird to me where I hear people talk about relationships and they're not married!
Or the fact that, you know, I hear people talk about wealth and they've never been wealthy!
Or folks who talk about career decisions and they're still trying to figure out their career!
So they haven't like seen exactly what it looks like for the overall!
And I believe that it's something that we should definitely have in a way in which the conversation could be healthy, where it's not degrading towards anybody, and yet people can learn from all different various backgrounds!
You know, I take part in a lot of conversations here within the city with people, uh, within like family, friends, and everything else that represent different generations, and we all have very great collective conversations!
And I'd love to share those things with each and every single one of you!
Um, and so I think that that would be... I think that that would be pretty dope!
I mean, it's not in the sense that I think that we've gotten to this place where we're so eager to be divided amongst each other versus essentially trying to come together and really try to hear one another without having to argue or hear somebody else's like sound point!
Like truly listen to one another and truly have great dialogue!
Yeah!
So I'm really looking forward to that show, Mark!
Um, especially the intergenerational talk!
One of the other shows, we're still in ideation, you all!
Um, the name hasn't even been finalized, but the concept is going to be about... well, the objective is to, within our culture, expand what the definition of wealth is!
Yep!
Um, and make it broader so that your life is not just center-focused on money, which is fine, but to really like uplift, elevate the culture!
And so it's this show is co-ed, um, and it features various creatives all over the country and possibly Africa!
Hey, we'll see!
Possibly Africa!
But really, the question, the central theme, the central question is like, what does it look like to thrive here in this city?
Um, and how have you made that happen?
Um, and you know, what is your definition of wealth and how is that playing out here?
And so there's a wealth and culture, um, plus creativity!
And obviously art!
You guys know I love art!
So there are those different intersections!
Ghana is on the list!
Um, and so is South Africa!
I'm just putting that out there as far as those conversations go!
Um, so yeah, we're just... I think it's going to be good, Mark, to talk about all those different things because black people, we're the culture!
We drive it!
We drive the culture!
You know, if we're silent and we're just in a corner, nothing pops in this... in the world without us!
I mean, that's just the reality!
That it is what it is!
Um, but one of the things that we as a culture have not been able to do, Mark, is really capitalize off of that and keep that wealth in our own communities!
And so that'll be interesting to see how we can go about that!
What infrastructure needs to be built for that to happen?
But I really do believe like this is another renaissance, but for, um, for the culture, but on a wider scale!
So all those things!
Yeah, I mean, and some I mentioned as it pertains to like translating also in Spanish!
So one of the things that we're also going to probably end up doing with the Come Up Series is like making it available for Google to be able to translate!
Um, but then also maybe even have an episode like where we try it out where it's like we have a episode in purely Spanish!
Where that's going to be interesting!
Uh, where the dialogue can continue!
Uh, it's something that like these are things that we love and that we would want to happen!
It's just the thing is, it's just more so time and capacity!
You know, what is it that we have the capacity for?
Um, so I'm really... it has to... that part!
That part!
Like a lot of times people ask us like, how come you guys haven't like immediately jumped off the porch?
But there's been a lot of platforms out there that have like literally brought on people and they weren't like... they weren't like legitimate people!
And then essentially it came back to bite that platform!
And what we've always strived for here at the Come Up Series is that when somebody comes to our stage, not only are they vetted, but essentially it's like, look, like we don't have to really worry about any like no funny business, man!
None! None of that, man!
Weirdos!
We don't want any weirdos or any...
So that's the part!
Like it's the quality!
It's not to say that other platforms out there aren't quality!
I don't want people to look at that as like the sound bite!
No!
But I'm just saying like that's the reason why we take our time as it pertains to content that we create to make sure that it's done right!
Like right!
We may not... we may not always be right on things, but the amount of times that we are right versus the amount of times that we are wrong, our goal is to be on the other side as it pertains to the right side of history versus the wrong side of history!
So yeah!
Yeah!
So yeah, I'm excited for 2025!
Yes!
We will be coming back weekly!
Um, you know, expect more conversations!
Expect more money to be coming to the conversations as well!
Like more people that represent money!
I definitely want to bring in more wealth management folks that are like... so that way they can tell you exactly what they're telling their clients and what they're seeing!
Um, I also want to tell people like, okay, hey, like, you know, these are the things in which that are like... these are some of the things in which that they're seeing as it pertains to opportunities that are for you!
It's one thing where we've given you a lot of the foundational knowledge, but now it's like, okay, hey, like just those pick-me-ups every now and then of just like, okay, hey, well, what are you doing?
What are you telling your clients?
You know, how... like what are some of the things in which that you're seeing right now?
Um, those are the things that we're looking to bring in so that way it just enhances your playbook, not only just for 2025, but just moving forward!
And if you've watched us for x amount of years, you've kind of like started to put together a solid playbook!
So I mean, our goal is just to build upon that!
So thank you all for being able to like be with us and rock with us through that entire process!
I know it's been a journey, but we're growing now from here!
And I... and we also have a challenge for each and every single one of you!
So if we're doing all these things, a call to action for you is, you know, invite more people!
I'm going to be bringing more real conversations also to the conversation!
I know that like that last episode that I did with Jolin, uh, the previous episode, it stung a lot of people!
I'm still hearing about it!
But just because it stung you doesn't mean that it's not true!
You know, and ultimately, you know, I... I... it's okay if you're angry about what was said on that episode as it pertains to generations being cooked!
If you don't want to be cooked, then we need to find ways in which that ultimately that you are no longer cooked and ultimately change the trajectory of where you're going!
Um, so yeah, that's like bring more people to the table!
Invite more people into the conversation!
Share more with people so that way essentially the people that you bring up around you, and if they get better, then essentially everything gets better!
So yeah!
All right, that was 10 extra minutes!
All right, well, uh, we would like to wish you all a Happy New Year!
Um, you know, be safe out there!
One, do too much!
Um, because you definitely... there’s money to be made in 2025!
Um, and you can't do that behind bars or underneath the earth!
So be safe!
Um, and on top of that, you know, again, you know, be kind!
Keep learning!
Keep growing!
Keep researching!
Because the more you learn, the more you earn!
Um, and we'll see you all in 2025!
I was going to say 2026!
So...
Oh, you're already on the future!
Hey, listen, that's where I live!
Press just... that's where I live!
Not calling me auntie! That's hilarious!
All right, I'm back!
No, until next time!
Happy New Year, everyone, from the Come Up Series!
I'm Mark Monroe!
And I'm Del NC in the place to be!
And this has been your Come Up!
We will see you in 2025!
Peace!
[Music]
It's coming up!
It's coming up!