Transcription
In today's video, I'm going to be revealing my entire investment portfolio. This isn't just crypto. This is my stock allocation, my cash allocation, gold, real estate, private equity. I'm going to give you guys a look at how a multi-millionaire actually positions their portfolio.
Now, let me caveat this by saying the way I position my portfolio is based on my needs, is based on my opinions. This isn't anything you should copy. And you know, especially as you are working up the ladder, you are going to change the way you allocate. For example, in the beginning, in 2019, I only had $5,000. In 2021, I had a couple hundred thousand. My portfolio was significantly more risk than it is now. In fact, you might be surprised that this portfolio is very risk-off for someone of my age. But I'll explain exactly why that's the case and why my situation is quite unique to justify why the weightings are how they are. But I just want you to keep in mind this is by no means what you should be doing. This is just what I'm doing, and maybe you can take uh certain tidbits here and there. This is a very personal video to me.
Without further ado, let's get straight into the portfolio. I'm not going to be revealing exact amounts cuz I don't think that's a prudent thing to do. Uh, but it is a multi-million dollar portfolio. You can let your imagination do the rest. Beginning with allocation number one. This is equities.
Now I first invested in Apple, I think back in 2019. This has been one of my best investments and is my biggest holding. So, that's been very good. I think that was my first 5x that I ever made on a stock, which maybe in crypto that's not a lot, but in the equities market, it is a lot. I haven't really added to my equities portfolio that much. My plan is during the next big recession or the next big equity draw down, I'll significantly add to my exposure. I did make my biggest equities buys ever back in April. I think it was April 6th, during the big crash. I was very public about that here on this channel and also on X that I was uh positioning quite aggressively into equities and Bitcoin during that period.
But honestly, compared to the rest of my portfolio, this is the smallest allocation, and I'm going to get into bigger allocations later down the track. Uh, just because I feel like I have a lot of risky exposure. I have lots of exposure to Bitcoin, crypto. I'm in quite a risky industry. I have quite a risk-on business. I don't need to, in my opinion, hold that many equities. I feel like I'd be doubling up on risk later down the track. However, it is something I'm open to taking advantage of market crashes. As Warren Buffett always says, be fearful when others are greedy and greedy when others are fearful. And the latter is definitely something that's helped me. I really only buy massively in my equities or even my Bitcoin portfolio with size when there is a big crash. And that's something I'll continue to do with my hefty cash waiting, which I'll reveal later in the video. Um, and it will start to make more sense as we go on here.
The second biggest allocation in my portfolio is also at 10%. This is private equity. So, I'm aware that maybe this isn't the most relatable thing to the average person, although there are definitely ways for you to invest in companies pre-IPO through secondary markets, but something that I've been able to build are a lot of connections in the venture capital space. Obviously, being a creator, having a platform, I'm able to get access to certain opportunities thankfully that uh other people aren't. And this has enabled me to start to build more of a private equity portfolio. So, these could be early-stage crypto startups, um, early-stage AI startups. This is something I've been doing a lot more of, leveraging some of my connections, friends, and also just, um, research that I've been doing to get in contact with companies to potentially invest at either pre-seed, seed, uh, in some cases, series A or series B. These are projects and companies that haven't made themselves public yet. So, in crypto, they haven't tried and had their initial token release, or in the traditional market, they haven't listed on the stock market yet.
Uh, I like private equity because I can arbitrage and take advantage of uh my positioning in the space and my connections in the space. Uh, but I also like it because although the strike rate might not be as high as uh liquid stocks or liquid crypto, you are able to hit bigger multiples when you hit them. There was uh one example of a trade. I'll give you some context here. I think it was Ono where I got into the seed round at I believe it was 2 cents, which is absolutely bonkers cuz that ended up going I think at one point to like $150. Now I didn't sell at $150. Um, you know, I had some vesting attached. That's one thing with all of these uh investments you'll have sometimes a vesting schedule, especially in crypto, but I was able to make like effectively a 40 to a 60x, which is absolutely insane. It was my best-performing uh seed investment to date. However, I have also had rounds where I I'll invest in a protocol, and they'll just never launch, or I'll invest in a company, and they'll just never float. Um, or they'll perform extremely badly on launch. So, you have to realize when you're playing the private equity game. By the way, you can also do this with secondaries. Um, do some research. There's also opportunities especially in AI or you know any pre-IPO uh stock where you can actually buy secondaries. It comes with its own risk, and often in the US you need to be an accredited investor, and there's certain size thresholds so that might limit what you're able to do, but not all of these investments come to fruition, so it is a riskier game, and I would say my strike rate is roughly like 1 in 20 in crypto, yeah, this cycle it was probably 1 in 10 to 1 in 20 I actually made decent money on, and then that number's probably even bigger now, especially in crypto the opportunities aren't as big, I've shifted a lot of my private equity uh venture allocations more to the AI side and more to the tech side cuz that's where I see more opportunity and and I'm building more into that space in terms of my business as well. The reason private equity is at 10 is cuz uh that's a vehicle that I like for myself and my situation.
Coming up next, also at 10%, and this does fluctuate like everything in my portfolio is uh real estate. So I'm not going to reveal in this video exactly how I'm exposed to real estate. Um, it could be through residential, commercial, or REITs, but I do have real estate in order to balance out my allocation. So, I feel like real estate, although it's not the silver bullet some people think it is, it definitely is a good way to balance out risk versus the business versus, you know, my equities allocation versus my crypto allocations. I think in many ways this might be a bit controversial, but I'll state my opinion anyway, as I always have here on the channel. I think real estate's slightly overrated, and uh what I mean by that is I think we've been conditioned uh from like a young age to like go buy a house, you know, invest in real estate, it's going to be a great investment. But if you actually run the math and run the models, if you just DCA into equities, obviously you can't leverage in the same way, but you would have actually outperformed uh real estate by a pretty big margin depending on where you're based, but in most first-world countries. Also, if you decided to Bitcoin, you would have also made a lot more money than real estate. Now, I understand that there's a benefit to being able to leverage. I understand that there's a benefit in the safety, which is why it's in my portfolio instead of not being in my portfolio at all, but it's probably not the number one investment I would um target, especially if you don't have that much capital to begin with. Instead of, in my opinion, saving up for a deposit, I would uh more so focus on building exposure to risk assets, especially on major dips. You'll probably end up outperforming, make more money to go and buy the property later. One other negative about real estate is also maintenance. Physical real estate isn't the greatest thing for a lot of people that want like ultimate freedom. It's quite hard to liquidate. Um, you got to pay lots of fees, lots of tax. Uh, you got to maintain it. You got to find tenants. Tenants leave. It is a it is a headache. It's never fully passive. So for some people, it makes sense to own absolutely zero um real estate. So there's other options for you like tokenized real estate, REITs. So these are real estate investment trusts that you can invest in and get exposure that way. You can invest in companies that invest in commercial real estate. You can get into manufacturing or construction companies that are publicly listed. There are other ways to get exposure to real estate. So, just keep that in mind.
All right, my allocation number four, this is also at 10%. Uh, this is gold. I have recently become a bit more of a gold bug. I was always against it, but in this environment because I hold, you'll see a lot of cash. I still haven't mentioned that waiting yet. Um, I'm heavily exposed to the US dollar, although I've hedged against the US dollar with, you know, some euros, pounds, um, Australian dollars, etc. And you can also hedge on forex markets. I also accept that gold is like a very good hedge against currency debasement and uh has this year been performing extremely well. I was lucky enough to get in just before like the final big strong push that we've seen to the upside. But um I would be open to adding to my gold stocks on a major dip. And typically gold will dip when equities perform well. So when risk rallies, gold will typically dip. They seem to be on an inverse to each other depending on the macro environment. So, you know, when the stock market dips and when risk goes through a big recession, that's when I'd be interested in loading up on stocks, and when the pendulum swings and stocks and crypto pump, I would sell off some of that and put it into gold. You can kind of run the inverse portfolio. Gold's largely just in there uh for diversification purposes. And um I have some other hard assets as well, like silver and stuff like that. In terms of how you get exposure to gold, you can buy physical gold. I personally don't choose to do that because it's annoying. It's a security risk. It's a hassle to maintain. It's also a location and just freedom thing. Um, you can buy gold notes, gold mining companies, um, gold CFDs, gold, there's a gold stable coin. Now, even like there are other ways that are much more convenient to get exposure to the gold market while still, you know, having exposure to the underlying asset itself.
Now, for the two you're probably most interested in if you're uh subscribed to this channel. Number five is crypto. So, crypto is not my biggest holding. Now, it's obvious my biggest holding is cash. I'll get into why my biggest holding is cash right now. It's might be slightly controversial since we're in technically the middle of a bull phase for Bitcoin and for equities. Although alts have had a lot of dispersion, but my largest crypto holdings, Bitcoin, I've recently gotten into the habit of not even counting Bitcoin as part of my crypto portfolio. Like all my spreadsheets have them separate. Crypto, Bitcoin, just cuz like Bitcoin's in its own league in my opinion. I first bought my first Bitcoin in 2019 for $5,000. Um, I've continued adding since. I publicly made my biggest Bitcoin buys ever recently in the beginning of April during that big market crash. And uh Bitcoin is definitely my biggest holding. But then aside from that, I have exposure to alts. Now, the way I'm trading alts this cycle is very different. I am trading altcoins a lot more than ever, and I I'm holding fewer core positions than ever. So, I have 5 to 10 core altcoin positions. Um, there are some tokens that you probably know and potentially love. uh Solana, Tao, Hyperliquid. I recently added Worldcoin to my long-term portfolio. I have some RWA exposure. I have some AI coins as well. I also have some barbell ecosystem projects off the back of the principal holdings. Um, so I definitely hold some old coins long-term. I've got some moonshot lower-cap plays. I DJ and talk about this on the channel from time to time as well in my portfolio, which I don't count as my core portfolio, but I I definitely hold some stuff long-term because I think if Bitcoin continues to go up and I think it'll eventually go to 150, 200, 250, I think alts get a risk premium off the back of Bitcoin success. I definitely hold less altcoins than I used to just due to the fact that dispersion is super high.
And that leads me to allocation number six, which is cash and stable coins. Um, this is like treasury yields as well, so I could continue to make some income on my stable coins, so they're not completely flat. I like to juxtapose my altcoin holdings with a significant cash waiting. So, I actually have the freedom and the flexibility to trade altcoins. So, there are periods where I'll be heavier alts, then there'll be periods where I'm heavier in cash. Right now, I'm slightly heavier in cash because I'm using that as leverage to get into high-leverage opportunities as I see fit. Now, for some people, building a long-term portfolio around 35% cash makes absolutely no sense because you're like, "Well, currency debasement's going to hurt. Opportunity cost is going to hurt." Like, it just makes no sense. For me, it makes a bit more sense in my opinion because believe I built an edge in the market over time, which I want to maximize through having a higher cash waiting, have more conviction, and have more mental fortitude to go into those opportunities. The other thing which is also unique to me is the fact that I have a risk-on business. My business, my primary business that makes me income outside of, you know, the main revenue source which is investing and trading is the crypto media business. There are variety, you know, of things that I have as a part of this. You know, I have my discord, I have YouTube revenue, I have sponsorships, we have the referral links as well, which still generates some passive income. All this is tied to the crypto market. The better the crypto market succeeds, the better the crypto business performs. So, I already have some exposure to crypto outside of the altcoin holdings that I hold um in and of themselves. So, by having more cash, I'm kind of counterbalancing across a business that will do very well in a risk environment. And another business I'm building is my AI business, which obviously is also super reflexive to risk. A lot of the opportunities that I'm getting on the private equity side are exposed to the performance of the market. Um, a lot of the interest around AI, not all of it because a lot of it self-improvement, but also a lot of it is the wanting to make money with AI and that typically does a lot better and there's more of a market for that during bullish periods where people are spending more of their discretionary income, disposable income on actually getting better. So AI tools, courses, etc. There's more consumers, right, to actually buy AI products and subscribe to AI products if they're feeling good about their financial situation. So AI and crypto are very uh positively correlated to risk assets. So, by holding more cash, holding some gold, holding some real estate, I can basically hedge against that. So, I'm okay personally being a bit more defensive, holding more cash than maybe what's traditionally advised because my business is ultimately my biggest uh exposure to the the risk market in general.
I think that's a good way to look at things. I think income is the number one thing. It's not really my investment portfolio I'm so obsessed with. Actually, a lot of this is relatively passive. This isn't really that crazy. Um, what I do really obsess about is the the monthly cash flow, income, expenses, because ultimately you're going to use your income to funnel back and DCA back into your investment portfolio to keep growing that pie as well. So, you continue to grow your income streams, and you continue to invest in your investment portfolio. I don't like to spend that much energy and effort on my investment portfolio outside of my altcoin trading. That's definitely what takes the most time, but it also has the most reward. I prefer to spend most of my time on my business, altcoin research as well. I think these are the things where I have outsized rewards and then my equities and real estate. This is relatively passive. Like you'll see a lot of people with smaller portfolios, they'll have like they'll be investing $10,000, put 90% of their energy in, oh, how do I invest this 10K? How do I invest it? Where do I put it? Is this the right thing? How much real estate? What equity should I buy? At that level, you're way better off focusing on your income. If you could find a way to squeeze out an extra 10K every 2 to 3 months on your income through starting a side hustle, you double your portfolio. So then where you invest doesn't really matter cuz you can replenish that way quicker if you have a higher income. So you should just park it in safer assets and maybe take some risky bets if you have conviction, you know, leave it and then focus on, you know, increasing your income. So that shift has been really important for me uh in terms of obsessing a little bit less about where I park money and a lot more about how to increase my income.
Overall, that's my portfolio. Um, it's nothing crazy, but it is very nuanced to my personal situation, my risk tolerance, my beliefs. Just keep in mind this may change in a few months. I might go more risk-on into the market, hold less cash. I might go more risk-off if I'm if I'm getting worried. I also want to protect capital, right? I don't want to take crazy risk at this stage. So, you know, I'm happy to also go heavier potentially into safer assets, maybe some more gold and look to rotate back. I like to play the opposite cycles. This is I don't think you're ever going to go wrong following the Warren Buffett mantra of uh buying fear and selling greed. That's something that's worked really well for me and something I'll continue to do. So, you know, my exposure at any given time to risk versus gold and real estate may shift, and that's also based on the macro cycles as well, which is something I cover on the channel. So, make sure to subscribe to stay up to date with all of that stuff. Hopefully, you enjoyed this video, and I'll see you in the next one. Peace out. [Music]