Transcription
Hey everyone, hopefully you're having a good day. My name is Andy. My channel's finding value. Today we're going to go through Twitter, see what people are sharing on social media. I'll interject my financial opinions as we go through it together. Generally related to three different topics: wealth building, commodities, and/or financial topics. So, let's dive right in, take a look, see what's going on today.
If you want to follow me at finerscore finance and if you want to join our community, finding.com where I dive deeper into these sectors looking for potential investment opportunities, sharing those opportunities with everybody in the community, sharing what I'm doing, what I'm buying. Um, I'm even sharing an entire portfolio that I'm building right in front of you so you can see how I'm building it and how I'm adding to it. And I share all of my purchases with everybody in the community. Uh, special is a coupon code if you'd like to join. Special will get you 50% off the first month only. It ends up being 25 bucks for that first month only and a $100 discount on the yearly membership. Uh, if you'd like to sign up for the year or swap from the monthly to the yearly, use that code, get the discount, uh, and you can use that.
So coming on in, David Burrow says, "2026 could be a year where the commodity cycle takes center stage. Breath expanding steadily as we're seeing a whole bunch of different things. Zinc, this one's aluminum here, ready to do a shoulder head shoulder breakout. Uh, and we're seeing breadth across a whole bunch of stuff. Copper, zinc, iron ore, aluminum, etc., etc., etc. Lithium's going to go. Uh, we're in the move, guys. Uh, we're we're bottoming in a lot of different things. We're starting to head higher. Uh, and then once this kind of grabs the res, it's going to be in control uh of the move here. So, this will be front and center stage probably 2026 is my guess. And other people are going to start noticing. And you know what happens when other people start noticing? They start buying it. Uh, dumb money. I'm going to call them dumb money, not smart money, but dumb money just chases price performance. It's all they do. They just chase. And they'll chase in. Oh god, they'll chase in. Don't worry. They're they're all coming. Uh, they just need to get kicked in the portfolio a few times. Uh, the glue sniffers is what I'll call them. [laughter] Sniffing the glue and uh, thinking that Bitcoin's going to go to infinity. Um, it could. I mean, I'm not saying that it couldn't, but uh, people, I think, are soon going to realize that real things are going to outperform fake non-existent things. Exodimal zeros and ones aren't going to get it's not going to it's not going to cut it in what's coming."
Luca says, "The central bank gold buying spree isn't over. India just recorded this uh two-day largest three-month increase in gold reserves in history. This gold bull market is far from over. And I don't you know I don't really use this as an indicator that a gold bull market is over or not. I mean that it really isn't. Um, all you have to do is you pull up gold versus the S&P 500 and that that chart should tell you everything that's needed. Uh, so if I were to do gold divided by the S&P 500, as this breaks out and starts to outperform, people are going to take notice. Dumb money chases crap, guys. That's all it is. Like once you figure out how dumb money really is, then you can front run all of it because then you just have to be patient. You position when things are cheap, you know, like down here. And you position when you get these big double bottoms. And this is going to be the biggest bull market in relationship to the S&P that anyone has ever seen. And it's not because India is buying gold or central banks are buying gold. They're buying it because they see the same thing that I'm seeing. That the market condition has shifted and all the linear thinkers the linear thinkers think they look backwards to look forward. So they think that the last 45 years of financial assets outperforming is going to continue into the future. That that goes for Bitcoin as well. Although Bitcoin was created at this peak here in 2008 in this general area here. Now when this thing starts to rip higher, people are going to disbelieve. They're it's going to go through a disbelief phase in the beginning. People aren't going to believe it. They're going to deny it. They're going to do all this stuff. It's going to keep going higher. People are going to say, "Well, the relative strength indicator is overvalued. The MACD is in this overvalued region." It's not going to matter, guys. The market conditions have changed. It's shifted under your feet, and no one has noticed. The ones that were there first could buy whatever they want. Now things are getting a little bit more scarce. Go look go look online at physical medals getting a little bit harder soon. It's going to get even harder and then harder and then it's going to get very I think difficult to obtain whatever you want. Lots of products will be out. But this is it. This is a falling wedge into a double bottom. And we're on the right hand side of the double bottom in the ratio. This is also a falling wedge. I'm just going to draw it real quick into a double bottom and that's going to break up. It's a dream. This is the dream within a dream and we are heading higher. Our dreams are converging on different time frames. Shorter time frames are converging with longer time frames. Once everything's in alignment, short-term, medium-term, and long-term, boom, boom, it goes."
Scott Bassen has said that "Trump administration wants all Americans to own stock with current 38% of Americans don't own stocks. Aim to get that aim to get that to 0%. Probably because they're going to destroy the currency and you need to hold assets. I mean, maybe that's what they're alluding to. I don't know. What does he mean he needs all Americans to own stock? Is it because the stock price is going to go up and they're all going to pay taxes on it? I don't know. You know, there's something behind this. Maybe in the comments section, let me know what you guys think. Why is Scott Bent saying that the Trump administration wants all Americans to own stock? Do we need to inflate this bubble even more? Why is he saying that? There's got to be a reason."
Rock Bottom says, "Everyone's asking why miners aren't moving while the metals rip. Simple. The S&P is in a correction, but look at the relative strength in GDX and COPX. They're quietly coiling. Once market volatility cools off, we will move like a balloon held underwater. See, I don't I don't know why. You know, a lot of people ask, "Well, why? How come they're not doing this?" Guys, wrong question. Wrong question. In my opinion, what is the right question, Andy? Is it cheap and is it positioned well? If the answer is yes, gold is positioned very well against the S&P 500. Well, that doesn't tell me anything about the miners. I get it. Okay, go type in GDXJ versus say gold, right? The juniors versus gold. Are you working out winning? Okay, so here's our entries. This is our entry point on the website here and here. Oh, that was our entries. Bam and bam. Winning at life entries. I haven't even looked at this chart in a long time. We're still in the base, guys. We're still in the base of GDXJ versus gold. The big moves are coming and you don't even know it. Patience. Patience will get you to the promised land. Patience will get you to the promised land. Go type in Silj versus silver. We are sitting on top of the pattern here. We get a breakout and potentially we're doing a retest. Is it sitting on top of the pattern? Yes. Is it well positioned? Yes. Patience. Patience is where it's going to bring you to the promised land. Patience. I mean, guys, I feel like I'm like hurting, you know? I I I don't know what to say. It It's once you see the big picture, you can't unsee it. Put it that way. And all it takes is patience. If people aren't patient enough, you don't deserve the winnings. That That's all I'm going to say. You need to understand the game that you're playing. And the game that you're playing isn't it doesn't go as fast as what you think. Dumb money takes time. They need to get kicked in the nuts a few times over in Bitcoin and over in their AI tech fetish companies. They need to get kicked in the nuts where they're like, "Okay, this isn't working." And then they're going to go look and chase other things. And when they go to chase, money flows out of those sectors into sectors that we are in. But these are all still super early. They don't even know yet what they're going to buy. They're going to buy this in the future. They just don't know it yet. But they will. And that goes across the board for all of it. The smart money buys in the beginning and it's really quiet. The smart money buys here, here, and here. That's what we've been doing. The dumb money comes in at the end and buys a whole bunch at the end. That's why they're dumb. They just chase price performance. Smart money buys at the beginning. Dumb money buys at the end. It's how it works. They don't know any better. They got to chase price performance."
It says, "I'm here for 10% 10-year yields and $10 copper futures." And it says, "With volatility compressed to multi-year lows, the next move in yields will have some meaningful market implications. I think we're going up." And even if we do a false breakdown and do a slingshot higher, that's going to that's going to screw everybody. That's going to screw everybody up because they're going to say, "Oh, it broke to the downside." And then a bunch of people who only read charts are going to do that. But I don't think there's a possibility that we can break lower and stay lower. Go look at I mean, gold is telling you we're going up. Silver is telling you we're going up. Copper is telling you we're going up. Iron ore, aluminum, all of them are going to break to the upside. There's Is that not inflation in itself? The 10-year yield is an expression of all of those charts going up. That's all it is. And it just it it it just chases those things. You think oil is going to stay down? I don't think so. We're going to go way up. I mean, way up out in the future.
Now, we've got uh Egon. He says, "The acceleration in silver is just starting. Major physical shortages that can never be met. Plus, virtually unlimited paper contract claims mean that daily moves will be greater than $10 an ounce. In his opinion, I don't even think Dumb Money's buying. I think Dumb Money is selling their silver because they need to finance crap that they don't own. I mean I mean we're that early in the move. We have a 45 year cup and handle pattern in silver just breaking out. It's not going to go $50 above 50. It's going to go way up. We are breaking a titanic pattern here. And when you break these patterns, they don't just go up a little bit. Now, I don't know if it's going to go straight up. I don't know if we get pullbacks. See, now I don't know what the exact movement will look like and I don't think that's important. We've broken a big pattern. We could do a retest. Who knows? The important thing is that you have some metal so you protect yourself about about what's coming. I mean, what's coming could be nasty here. It could be pretty nasty. And and I just I mean, I just sit in it, guys, and and everyone asks all these questions. They're all like, I don't know, little squirrels running around chasing nuts and it's like they don't understand anything. The pattern is there, guys. When the pattern is there, it's going to rip. And I can't tell you the exact reasons why until we look backwards. It's like humans put this pattern in place so we can kind of read it. I've been I've been buying this since 2018, waiting for this breakout. This breakout, when you look at these breakouts, they don't just break a little bit. They they run. So, when we had this last kind of cup and handle here, you could say like this was a similar situation here. It broke from $2 and ran to 50. 50 bucks was the peak. It did a 25x. If you were to calculate the same type of move, a 25x and 50 is the breakout, it'd be 50 times 25, which gets you to $1,250. Now, is that where it's going to go? I don't know. Am I going to sell it here at 66 bucks? Heck no. Heck no. Do I know the path it's going to take? I do not. Does anyone else? No. In order to get to that that move between, let's say, 500 and 1,500 bucks or even higher, is the relative strength indicator going to be over, you know, over I I'll say stretched. Oh god, yes. It's going to be stretched for a long time. It's going to look ridiculous. In fact, let's put the L. Let's do it. Relative strength index. We'll put it on the bottom there. See how overstretched when we broke out here. It became it lived in the upper zone as we went up. Everyone in their mom is looking at the last consolidation of the cup and handle and saying, "Oh, well, you know, it spiked up a little bit and then it came back down. Wrong market condition." They are all wrong. You're looking at the wrong market condition. We're in a bull market, guys. This is what's coming where we live in the over strength area. And we're not even up there yet. We just got up there barely. It's going to live up here. Good luck, guys. I mean, good luck trying to use a relative strength indicator here. I'm not doing that. I'm just going to ride this thing and we could be up here for the rest of my life. You know, a lot of people say, "Well, well, how do you exit this trade?" You may not need to exit the trade. This may be for the next 20, 30, 40 years. We just broke out of the 45 year consolidation. We could be going up for 40 years. Does that make sense? We could dust currencies and this is our savior, so to speak."
Says Henry on how nearly all market returns come from 1% of companies. There's 4,000 public stocks. How many of them truly are great? Over rolling 10-year period, you have about 40 stocks that compound wealth at 20% a year or go up 6x. So about 1%. I read the shareholder letters and tried to understand what drove the success of the new horizon fund. It was really only 20 stocks over 50 years that drove the performance. Walmart first came public as a super small company and this is definitely one of the 20 stocks that mattered. But unfortunately it was sold. I was managing about 8 billion and had the stake in Walmart not been sold, it would have been greater than the sum total of everything that I was managing. I love small cap companies because I love the people side of the job. But I also love them because 80% of these great companies actually start as small caps. So the majority of performance is driven by very few companies. Very few.
The Platinum Singularity. What you are about to read will redefine how you understand precious metals forever. For 115 years, through two world wars, the Great Depression, the fall of empires. In the birth of the digital age, platinum has never been this cheap relative to gold. Not once. 1 ounce of gold now buys 2.3 ounces of platinum. The last time this ratio existed, the Federal Reserve did not yet exist. And yet, the platinum market is in its third consecutive year of structural deficit. Over 2 and a half million ounces have been consumed beyond production since 2023. Above ground stocks have collapsed to barely four months of demand coverage. Physical lease rates exploded above 25% this year, signaling acute shortage. The London market entered backwardation. Meanwhile, China has quietly accumulated an estimated 4 million ounces, approximately 80% of global above ground inventory while capturing 64% of worldwide investment demand, up from 11% just 5 years ago. The catalyst nobody saw coming. On December 16th, 2025, the European Union reversed its 2035 internal combustion engine ban. Hybrids and ICE vehicles will continue beyond 2035. Auto catalyst demand extends another decade beyond what markets have priced. Three nations produce 92% of global platinum. South Africa output has fallen to 25-year lows. No major new mines exist in the pipeline. Supply cannot respond. Demand has proven resilient. Strategic actors are accumulating. Physical markets are screaming a shortage. The price has rallied 90% in 2025 to its highest since 2011. It's still cheaper relative to gold than any point since 1907. That's not a prediction. That's this is just arithmetic. The greatest wealth transfer in precious metals this decade is unfolding in plain sight. Most will realize it too late. Yeah. Uh, this guy here who's, uh, talking to you realized it pretty quick. Very quick. Um, I I have a whole bunch.
Here's another one. OPEC just dropped one of the most important changes in years, and the market hasn't processed it yet. They introduce a new independently audited method for calculating maximum sustainable capacity output that can be activated within 90 days sustained for 12 months including maintenance downtime. This is actual spare capacity, not political claims, note assumptions, not fantasy numbers. Why does this matter? For years, the idea that OPEC had 3 to six million barrels per day of spare capacity kept a lid on prices and killed capex. But real capacity is nowhere near these numbers. And OPEC knows it. That's why they're doing this. Conventional discoveries are down 60% over two decades. 90% of global capex since 2019 was spent just to hold production flat. Decline rates are rising everywhere. 80% of producing fields are past their peak. By introducing MSC, OPEC Plus is forcing the market to face the truth. The world has far less bare capacity than advertised and the investment gap is enormous. Well, let's bring it on. Um, I'm in this camp, guys. I've known about this for years. So, I've been buying at the bottom of oil uh for the past few years, you know, five years, in fact. And I I've just been picking the best companies with the best prospects out in the future. I'm going to rip this thing in half, guys. Oh, yes.
I says the no risk-free path. Pal just Paul just told you the endgame is here. Either inflation silently destroys your savings or recession violently destroys jobs. The Fed cannot save both. Liquidity already broke the system. There's no escape. Pick your poison. And I talked about this in 2021. Um, somebody asked me, it was on uh Palisades radio. They asked me, "What do you think the Fed's going to do?" And I said, "There is not a solution. They're in a predicament." You know, it's not it's not a problem that can be solved. They're in a predicament. They're going to have to choose left or right where there [clears throat] are outcomes. That's where we're at. That's why gold and silver are ripping and oil is going to rip, too. Uh, smaller companies in the metals and mining sector are breaking out hugely versus industrial metals. Think COPX versus copper, LIITP versus lithium, nickel versus nickel. You know, the ETF or the equities versus the underlying metals. Miners outperform the underlying metal is what makes a bull market. So the 25-year breakout here is another brick in the commodities bull wall. CDNX versus GYX. This is TSX is the venture smaller resource companies and GYX is the S&P GSCI industrial metals index and we're starting to break out. This is just starting, guys. So when you guys get a lot of people get very impatient. This is going to go for a very long time and we're going to see ridiculous moves. You have to be patient enough to work through it. You need to be smart money. Dumb money becomes impatient and chases crap. Smart money looks at these not just the charts, but the imbalances, positions, and sits and does nothing. That's it. That's how you make money. Really, Andy? That's That's how you make money. You just buy crap when it's really cheap and you sit and do and and do nothing. Yeah, that's it. That's really what you need to do.
It says oil is being forgotten. Uh it says that is often where the next super cycle starts. Since March 2022, oil's down 57% while gold is up 115%. Today's sentiment is extreme. Gold looks crowded. Oil looks neglected. If you want the full framework based on the real estate, have a look at my latest article. He's saying, "Sell oil up there when it's expensive. Buy it when it's down in this buy zone. When it's super cheap, and we are in a buy oil zone. It's cheap, depressed, cheap, fair value, expensive, and bubble. We're in the cheap area. It's going to be good. We're going to roll it. We're going to roll it."
Uh, emerging market high yield bonds, some of the most speculative bonds in the world, are printing fresh 52-week highs as we break out to the upside. Why is that? Currency exchange rates. You guys, I've showed you all those currency exchange rates. This is going to help their bond markets because what they what people do is if you have a currency appreciating against your currency, the least risk way to play it in in some of these people's minds is to go buy the bonds of stronger currencies. So, emerging market high yield bonds are being purchased because they think that the dollar is going to underperform these currencies. That's what's going on here. The glut 2.0 API crude down 9.3 million barrels, Cushing down uh five, gasoline up five, and distill it's up 2.5. So, we do have a draw overall of all of that. It's a huge glut. Just a huge glut, guys. We have such a big glut that we are drawing on our inventories. Maybe it's coming in the future. Maybe it's not. I don't know. We'll see. That's I talked about this one last time.
So, that's where we're going to end it, guys. So, give me a thumb up for the content. Subscribe to the channel. Subscribe to the website if you'd like. Special is a coupon code. We do have a Q&A session coming up this weekend, 7 a.m. Mountain time on Saturday. All right, guys. It's all I've got. See you.