Wannabe E-Girl Made $0.52 Last Month | Financial Audit

So, we have a talent manager. What does this mean? Yeah. How do you pay your talent manager? You don't make dick. He takes a percentage of my earnings. A percentage of 52 cents. The more the more money I spend on myself, the more money I make. You don't make any from the views and everything I'm seeing. You likely don't have a talent. I'm talented. Okay. Yeah. Not a talent that people are interested in. Call your dad right now. Hello, Papa. Listen, you're a liar and a [ __ ].

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Hi, I'm Raina. I'm 26 years old and I live in central Tennessee. And this is Financial Audit.

Welcome down to Austin. Happy to have you. Tennessee's cost of living has certainly gone up over the past couple years, especially central because I know like east is uh and west is like scary and don't go there, you'll get shot. But I lived in West Tennessee. And you're lucky you're alive. So, what do you do there for a living?

Um, I'm a streamer and I rap car.

You work for Ramsay? Huh? Ramsay or like Daily Wire or like Money Guy? No, I stream.

You stream on your own? Yeah. Yourself? Your soul? Yes. Yes. Good. And something. You said something about cars. I rap cars. Like the vinyl rapping. Is that the one that pays the bills? Well, I I mean I just start I Which one pays the bills? I just started the rapping, so like I guess it's in there. Um, but I'm like, how long have you been full-time streaming? Like 3 years.

Wait, what the [ __ ] I've never heard of you. Do we know this person? You've seen me before. There's no way you haven't. Show me something I would have seen before. What was the big viral thing? Yeah. Okay, I'll show you. Yeah, if you're I mean, you're anonymous right now cuz we don't allow people to plug [ __ ] and, you know, protecting people, but like uh yeah, let's see what's going on. Okay. I will be very surprised if you haven't seen this to be honest with you.

We got an ego. It's not an ego. It's just like reality. Oh, it's not coming up. No, I swear. Hold on. Wait. No. I just searched it wrong. That's curious. Babe, what are you doing? I'm not That's my girlfriend. I'm skipping you. You're What are you talking about, bro? That's literally my girlfriend. You know this guy? I I don't know. What are you doing with this guy? I don't know him. Wes knows this. You don't know me. What are you What does that even mean? Put this video on screen right now. That's not me. Literally, you go. I've never seen this guy. You were literally just at my apartment an hour ago. You said you went to go get your nails done an hour ago. I did get my nails done. Is this real? No, it's not real. It was a skit.

So, what the is it went viral? Yeah. About like twins or something. Is that what it was? No, it was like what is it? It was like, hey, like you're with my girl. And it was like, no, that's not your girl. That's my girl. And then he facetimes his girl. But it was And then you fell off. What do you mean? And then you fell off. Well, I didn't post that. That was his page. Oh, you got 200,000 followers. Okay, hold on. We actually have something here on on u Tik Tok. Ah, you don't give any views per post though, do you? I just sit in your car. What's up with women in cars? Listen, they always sit in cars and they do like a rant and then they get no views and then they cry. I do the lip singing videos and then I tried to stop doing that but that's what really pushes the views for me. So a car rap video. Yeah, my rap cars. Okay, those thighs are crazy. Uh, okay. Now I understand why the views are gotten. I think we understand it. Okay, Instagram 311. That's not my actual account. I'll give you my other phone.

What the heck is happening here? What's the difference between this phone and that phone? This was supposed to be like my social media phone because I was like, "Oh my god, like I spend so much time on social media because I have to work all the time." Um, and then I wanted to be like more like get away from it, but this is better. Oh, 28,000 on Instagram. Okay. So, you're not of No, this is interesting. Okay. You have a Model 3. I'm in your Tesla app. No, that's the rental that I got for today. Oh, okay. Do you make money? I'm confused about what? I'm trying to look at your [ __ ]. Let's see what's going on here. I gotta know. I gotta know what's happening. Last seen 13 hours ago on Twitch. Fanfix. Ladies and gentlemen, we got them. Yeah. What's that? Um I mean, I know what it is, but what's going on? Well, I just post like selfies on there because people really like to see just me because I have so many followers. They like to just have extra content. You post on Twitter. You have a Twitter link. I don't post on Twitter. Okay. You can go to my Twitter, but I don't use it. No. Nope. One post. Okay. What is going on? I'm so confused. I just I like is this an actual career? I mean, okay. I guess I should ask what what's the Okay. Okay. Your stream duration was 4 hours yesterday. Oh, all right, Brandon. as someone who goes live on Twitch. Are you ready? I think this is answering our questions. We're five minutes in. Sorry, ladies and gentlemen. I'm trying to figure this out. Average viewers was 15. Okay, that's a lot. Imagine being in a room with 15 people though. Like that's a lot of people. Not for making a living. Okay. So, I mean that's worse than Idubbbz and no one does worse than Idubbbz. I don't know who that is. You've never been on the Oh, you How? This is your career. Okay. What are you What the What the What the [ __ ] are you talking about? Unlock the [ __ ]. Unlock the [ __ ]. What the You got no views. How How are you making money? That's just I'm making money. You said that's your career. Fine. Then tell me how much you make. Well, um you gained a follower. I had to I took a little break, but I was making like 3 to 5,000 a month. What the Okay. Well, even still, that's like central Tennessee. That is kind of hard, but go on. Okay. Last month, I made 450. I just started ripping. Professional streamer. Professional streamer. Listen, I don't even know. I don't even know how much is happening. I don't even know how much I made. What a lie. What a [ __ ] lie. That's Come on. Well, how long was your break? Why'd you take a break? Because I started working at a car dealership and so And why' you do that? Because I was like, "Oh, hey," cuz you weren't making money. Probably, right? I I don't I really don't know how much I make. STOP THE CAP. WHAT? I I have Make that make sense. What the does that mean? So, even though my Twitch like revenue is not there, like I do sound promos. Like, what is a sound promo? Sounding promos. What is a sound promo? Record labels pay me to post songs because your Tik Tok that gets a,000 views a video. I used to get like 50,000 views. Okay, you get a,000. Okay, now I haven't had a sound promo in a minute, but people cash at me money and they just send me. First of all, I mean, I'm just This isn't [ __ ] ego boosting. It's not like Let's just talk real analytics. I mean, 50,000 on Tik Tok is nothing. That's a failed video. That's a flop that went to nobody. It like 50,000 people. Not really though, cuz it's not 50,000 watches. They like saw it for a second and they swiped. If it only went to 50,000, people were just swiping through. But but got the views. You know what I mean? Kind of. And I mean, maybe people were dumb enough to pay for it. Are those freckles real? No, it's Henna. Uhhuh. Now I'm starting to understand your entire Yes, you are attractive. Well, I have 200,000 followers. 200,000 followers that don't watch you. No, they do. I just don't pop up on my for you page, but when I'm there, they pay attention to me. They just they they pay attention when they That's how that works, by the way. If the content's not good, it doesn't get on anyone's for you page. Welcome to the algorithm. Well, the algorithm is meant to keep people permanently online to your 15 viewers. That's on Twitch. I go Give me your phone again then. Give me your phone again. I'm going to screen record just black out her [ __ ] cuz I'm not letting her plug herself. Knowing a woman like you, there's probably a lot of things on this phone anyway. Okay. Tik Tok studio. What? What do you want? I'm just confused. You're losing followers. Well, no. Your neck is I'm switching. I'm trying to switch my content, but I estimated pay previous seven days. Can we have a guess? Wes, yell out a number so the mic can hear you under Tik Tok. Can I guess? Uh, Tik Tok previous seven days pay. Let's say 70 bucks. Okay. Can I guess? Let's do seven days. How many? $15. Okay. Yell at Colton. Oh gosh. Tik Tok. What do you think she's made in the last seven days? Last seven days. I'm going to say two bucks. I want to say a$15. Okay. 56 cents. I'm not posting minutes over or videos over a minute long. You backtrack so hard. Like how are you making a living on this show? You're not sound promos. And then you said you don't do it anymore. You Hey, remember when you said you get 50,000 a post? You used to. Now you're only getting 78,000 a week across the board. That's a lot. No, you have fallen off. I don't think so. To be very clear. And that's I mean it's whatever. Like I'm not we're not trying to like I also dyed my hair brown and that really tanked it now. Well, I had to go back to the paint. When did you do this? You're going for No, you haven't done well since May of last year. You fell off. No, that's not true. I have your literal They're on screen right now. They're literally on screen. You were looking at my posts, huh? I thought you were looking at my posts. I was going to say I privated a lot of my posts. Why? Because are down, comments are down, likes are down. Well, I 150 Tik Toks in the plane and then in the Tesla, so I know those are going to do good. No, that's not how that works. You're I literally look so good though. My pink hair with the white interior. So, you're quantity over quality. The more you post, the more likely you are to get more views or the better content you post, the more like you are to get more to do is lip sync, though. to get your 50,000. Okay. Okay. Okay. Okay. Okay. Okay. To be clear, the best you've gotten was $4 to $5,000 a month. That's going to be hard to survive. I'm glad there's a guy in the picture or else I don't know how you would be. How long have you guys been together? A long time. We've lived together for 2 years on our own like one year now. Does he pay the bills? We split kind of. It's not really 50/50. Like when whenever analytics he's up on where? Twitch or Tik Tok? Tik Tok. Oh, no. Yes. I average more viewers on Tik Tok live than I do Twitch. Oh, everyone does cuz Tik Tok will just shove it in everyone's face. And you still got practically like 50 like to 70. Okay, I see. Yeah, the brown hair. But you haven't had brown hair on [ __ ] Tik Tok in a second, dude. Blonde. It was the blonde. Okay, but you're back to But you're you've been on pink for a second. Yeah, I think a issue was is that I Honestly, are people there for that? Are they there for these? I don't do full body videos that much. It's my pink hair. I swear that's like my brand. That's me. Okay. Your brand. Yeah. 15 viewers. I'm criticizing this because you told me you're a professional Twitch streamer. Yeah. I did a 30. And this isn't criticizing them because they're grinding. I love Well, actually Brandon doesn't stream anymore anyway. So either way, uh but uh uh Tyler does. Our boy Tyler, he gets like 40 to 50 concurrents a stream and I love him for that. He's streaming every day. Well, yeah, I can't do that. Why? Because I'm rapping cars. Okay. How frequently? Um, I have two cars at the shop right now. And then I also

You have a talent manager? What does this mean? Yeah. How do you pay your talent manager? You don't make dick. He takes a percentage of my earnings. A percentage of 52 cents. No. So, he'll get me a sound promo with like a record label or like an independent artist. But you said you don't do those anymore, so he's not getting them. No, he hasn't been because you don't make money for him. I've made him money. You need Botox for my wrinkles on my forehead? Yeah. Yeah, I know. Protecting you, girl. It's fine, but I'm a guy's girl. I I'm literally I'm literally I'm helping you out. I'm I'm saving for everything that I want to do. Well, [ __ ] No, don't do that. You can't afford it. You can't afford life. I I shouldn't have said that. I could I shouldn't have said that. How are you paying your portion of rent? Are you Do you have a portion of rent? Yeah, it's half. What? How much? Well, like Yeah. Um the full rent, I think, is 1,900. How are you even paying half, though? Okay. So, what are you making with the the car part that you just took over? I don't know how much I make. Oh my goodness. You're Have you never looked at your accounts? I have, but there's just so much going on in the accounts that it's so hard to keep up. Like I I know with wrapping cars, I've probably made like 4,000 so far this year. Um and then I also have more cars sitting at the shop that I have to finish and then also get paid for those. You're scrunching your forehead, dude. Dude, I can't help it. You're Listen, the I I don't think about this for most guests, but you're on camera for a living. Well, [ __ ] Actually, not really. So, never mind. No, keep going. Keep scrunching. It doesn't matter. It It doesn't matter. It's fine. That's fine. No. Anyways, what were we saying before you brought up? Well, I like how much money you make. Yeah, it's somewhere around if I were to guess how much I'm making a month, I would say 3 to 4,000 because we have to also consider the cash apps, the donations. And what is that donations? Like the 15 people. Yeah. What do they get for it? They get to see me. What's on your what's on your your special little naughty page? Do you want to see it? I guess. YEAH. MHM. IT'S NOT A naughty page. No. You're literally going to open it and be like, "Oh, who pays for this?" But I love it. And I'm guessing the answer is like one person. No, I have like 60 subs on there. What? Oh, that's another thing. Yeah. Fanfix. I make money from that. Weekly. I get paid weekly. But where is it? Is that even You told Colton that you like that your fans think you're rich. Oh my god. Keep up the appearance of rich. But you're not. No, I'm not saying that. You told Colton that I have to. You're a [ __ ]. You don't know what I'm saying. I do know what you're saying. You said that I look like Colton that you think you look like you're rich and you have to keep that appearance for them. I do have to keep the appearance. The more money The more money I spend on myself, the more money I make. You don't make any. Well, that's because I don't spend much on myself often. But like when I do, what are you talking about? You do not look bad. You're attractive. I think most any guy would. Okay. Like what are we talking about here? So like what is the issue? What what money do you have to spend on yourself? The Botox thing was mostly a joke, but also I was noticing the wrinkles, the scratch the scrunching and you want to be on camera. Okay. But no, sure. Yeah. Who pays for this? I knew you would say that, but like people love to see it. They love to see it. It's like extra like this is they're literally just Instagram things here. Here. Tap down camera. This is literally nothing. Okay. Well, there's like a touch of cleave there, but not really. But like they get like extra stuff. It's like, "Oh, hey, what's the extra stuff?" It's just pictures that nobody else gets to see except for my um subscribers. Wow. Yippee. And yeah, they are getting likes. Dude, men, let's have a conversation about uh my gender real quick out there. You guys are being pathetic. Why are you paying for this? What are you doing? At least at least that one's almost like a bra picture, but this is this is like soing nothing. Oh my gosh. Oh, what is wrong with that? I don't know. Why are you doing this? I don't know. It's a Samsung. I don't know. Anyways, it's time to give up. Give up what? This content creation thing. You're not in it. I'm sorry.

Okay, here's the reality. I'm just going to lay down the reality. From the views and everything I'm seeing, you likely don't have a talent. Not talented. Okay. Yeah. Not a talent that people are interested in. So, you might have your own talent. So, if you don't have anything that's contributing to the marketplace that people are willing to pay for or watch, you either got to find that niche, which unfortunately I don't. I just based on your How long have you been trying this content creation? Um, I started in 2023 and then I quit for like 6 months and it's time to move on. Time to get a career. I don't think so. Oh, 200,000 followers. Yeah, but you're not that f first of all, let me be completely honest. As of about 2 years ago, followers mean nothing. Nothing. Nothing. Subscribers don't mean anything. Followers don't mean anything. Nothing. My dad would be so upset if I quit. Like, don't give a Why would he be upset? He He got me into streaming. It was his dream for me to be a streamer. What? That's so weird cuz this is guy's gooning usually cuz again, you don't do anything interesting. Okay. Hey, you streamed for 3 hours last night. What did you do? Show me. Pull up yesterday's stream. Pull up yesterday's stream. Pull up yesterday's stream. I don't even know. Pull up yesterday. I don't think I can cuz I have my um What's wrong with you? I um What was your stream last night? You have your VODs off. Why are you just horrible at content creation? I'm not horrible. That's just like an easy thing. You don't get that with with being anyone can get 15 views. Anyways, um yeah, my VOD is off. I don't have access to it. I was in the hotel room just like hanging out in bed listening to music. Okay, it's time to get a career. You That is a career. No, it's not for You're making a few hundred bucks a month. But that's just because I haven't been as consistent with it. At your max, you're making four. Yeah, that's likely not enough. Not enough to survive. And you've likely passed that peak. But if I get to that point again where I'm making four, then I can like stay and then day trade and what get rid of. Okay, I'm just going to ignore that part cuz shut the up. This cannot be your mentality. You're No, that cannot be your mentality. So many people get so rich off of streaming. What's your boyfriend do? He's a vocal engineer. Vocal engineer. Mhm. Does he actually make money? Yeah. So this is why you're able to just around forever. What What do you think I Yes, you are. You make You think you make a couple thousand dollar a month detailing? Not detail. It's wrapping. Wrapping. Whatever. Yes, it is different. I don't care. I used to detail. Let me ask you something. How long have you been planning to deal with your debt? 6 months, a year, 2 years? Every time you make a payment, you say, "I'll figure this out next month." 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Okay, fanfix $270 came in and a tax refund. I'm glad we're subsidizing her to do nothing. What the [ __ ] is wrong with us? 222 refund cuz I didn't file for the likes of the last couple. We gave you a refund for not great. Okay. 57 from streaming. Uh 500 from streaming. Mhm. Throne gifts $25. Dude, I'm not seeing your pay. I see zel in 721. Is that wrapping? Um, no. So, I don't have w income. Um, that's Wait, if you didn't pay tax, if you just filed for 2022, have you paid for the last four, three years? No, I'm working on getting caught up. I filed for 2021 and 2022 last year. I just How? What the Why are you in our society? Why do we allow this? What? I'm friendly and I get views and people like to watch. Don't Why you You're gaslighting yourself. You are gaslighting yourself. You don't get views. Your content is nothing. You're sitting there listening to music. What's the most interesting thing you've done on content? On content? Yes. My streaming is like really interesting, but also I made another page. I have another Tik Tok page that I've been working on growing. Is it growing? It's talking about me um in my financial situation and getting better with my finances and getting rich. says the wannabe day trader. Pull it up. People tagged you in these videos. I'm so scared now. Yes. Well, I don't open that up here. Oh, shoot. Here. They said she's she needs to go on financial aid. Is that what they were saying? I thought that you look better here than you looked on and then you look in these videos. You say I look better there. No, here. Oh, don't put your hair up. Don't put my hair up. Well, I had to put extensions in to come on the show, so Oh, is that what it is? Yeah, it looks better. I thought so, too. Which that's another thing. I put the extensions in. I know it's going to do better now. Yeah, maybe. This is a good look. That's my natural hair. That one's good. Um, okay. You get no views. People are tagging you. What? Tagging me? What do you mean you get no views? Who's Who's tagging me? There was a video. This is just an other thing where she gets no views. Like, what are we talking about here? I grew that to 2,000 followers in like 2 weeks. Okay, maybe it'll be something. I don't know. But again, followers don't matter much. It's views that matter, revenue that matters. This isn't like 2020, 2016. It's just not. Shorts are just they're easy. They're not easy. And this is why I think you should move on. Why? Cuz I think don't think it's easy. I don't think you I just I don't think Okay, you can go. But you're But you're talking What are you even talking about in those videos? Cuz you mentioned day trading here. So it's like what? Um in the video I was like, "Oh, like I'm going to get rich next year." So, but my first step is I have to file a bankruptcy and um I need to start wrapping cards and I Okay. So, what's your big mega brain plan to get rich? Day trading after I save money. Okay. And go ahead. Tell me about your day trading strategy. Oh, I want to do futures. I don't really know much about it, but I just know that people get rich from it. That people get rich from it. The vast majority lose money day trading. It's like 85%. My brother was doing it full-time and he's pretty successful. Was Yeah. was. Well, he quit. Now he just does whatever he wants. I don't know. He just travels now. Call him. Call him. Call him, [ __ ]. He probably won't answer. Why? You guys don't like each other? No, we love each other. He just like we just have that relationship where it's like Call him. I'm calling him. What is wrong with you? Do you want that? He I'm telling you, he's most likely not going to answer. We'll see. We'll see. And you'll text him. What a [ __ ]. So, so he day traded made enough to move on, I guess. So, he also sells life insurance though, but like the day trading was a big thing. But, so the plan is is to really like pop off even more on streaming.

Here's the thing. Let's just be honest. You just want to be known. That's all you care about. You just want to be popular. No one know. Hey, the video you just sent me. The video you just sent me, your face was blurred for like half of it. The other the end of it, it was unblurred. You were swatted? Yeah. Which one of your 15 swatted you? Um, I don't know. I have no idea. All I know is I was spotted three nights in a row. Three nights in a row? Yeah. But the cops only showed up for one of Well, like they only like shut down the block and got us out of the house the first night. Um that was the only night where they were like, "Hey, those are bad people obviously." Um but the next couple nights they just sent two. I just think you want to be famous. Hey, that's it. And you're just allowing this guy to sugar daddy you. I'm okay. I am already like there where famous? Oh my delusional. I I I don't know how to make it through this conversation because you're so gone. You You're living an You're not famous. You're not famous. Okay, let's do the example thing, the comparison again. Okay, comparison again. Okay, so let me just [ __ ] ego real quick. Dude, we got like the top 10 podcasts on the internet. I'm not even famous. It's a top 10. Yes. Oh, billions of views. Billions. billions. Billions on Tik Tok, billions on YouTube, three billion on YouTube. There's not even like a billion people in the world. Okay. How this guy Okay. Yeah. You're you're getting reactions in the room. You're you're stupid. Listen. And like what I mean, I get recognized. Yes. But it's not famous. You're never going to be famous. What are you going to do? I'm going to become famous. What's famous to you? What's famous to you? um influential like people like somebody that people can look up to and no one's looking up to. I guarantee you. I promise you. But go on, continue. Rich people continue um rich and being somebody that people can look up to and like helping others. Helping you can do all that without being famous. Not not to an extent. Not to an extent. What extent? like just being somebody who can make people's days better. You can do that by volunteering. You can do that by doing a lot of things. Teaching. Like again, I don't want you anywhere near them. I can't teach. Good. Thank goodness every parent in the world just celebrated when they heard that. I I I don't I don't understand. Like what what do I do here? If you think you're already known and you're not and I probably need you to go make more money cuz you can't even tell me how much of money is coming in and all that basically came in last month was a few hundred bucks plus a tax refund for multiple years ago and you're still owe multiple years. I'm surprised they didn't just already automatically withhold those. Like what the is going on when I'm having to cut millions of dollars of taxes a year and we're subsidizing this creature? Who even knows? Our our system is so backwards. I'm starting to learn from this show. I'm not taking advantage of any system. Reality is you're probably going to need to get another job. But if you're so convinced you're already known and all this stuff, how I'm going to be able to do that? How am I going to be able to convince you? I'm not going to be able to get another job. Yeah, but you don't even know what comes in. And when you say you do, you said it was like 2500 for the rapping. Yes. No. How much did I hear wrong? I said like I made like 4,000 this year so far. This year? Dude, we're in the second month of this year. Halfway. Not even halfway through this month. So 2,000 a month then? 2,500 a month? Well, I only had like one car last month or two cars. And how many cars this month? I have like two or three on my schedule when I get back. Do they ever cancel? I know it's inconsistent though. Two or three happening when you get back doesn't mean two or three next month either, though. True. But it's I'm subcontracting for a company. Um so they don't want that anymore. So until they don't want that anymore for whatever reason, it's not going to happen though. Okay. It's a lot of confidence. I don't know. You're confident in everything. I don't really understand it. So, what's going on? Like, what is happening in your life right now? What are we talking about? Um, I want to make more money. You are so lucky. Yes. The best way to do that is give up on your pathetic dream cuz it's not going to be a thing. It's never been a thing. Go get a job. Work in an office. Make some money. Get a career. Use the course career certification. Get an actual career going like many people in the audience have. Make money. What the [ __ ] is wrong with you? Do that. I stop basically sucking a dude's dick to live with him and be able to have the bills paid so you can be a wannabe influencer when you never will be and never have been. I'm literally So I'm also going to start my own like No, please. Nothing. No. What? I want my own rapping studio. My own personal studio studio meaning you're getting a brick and mortar. Yeah. Or I could also on top of that like do like um at home like people call me out. How much debt do you have? Um, maybe 20,000 just about. How the [ __ ] are you getting a brick and mortar with 20,000 when you're spending literally thousands more than you make a month? Do I have to pay that though? Like it's in collections. But depending some of it's in collections, some of it's not. Listen, like you got cash app [ __ ] going on, too. It's like, dude, you're broken. Even still with collections, who's going to approve you to rent a brick and mortar? I'll buy it or get a co-signer. No co-signer. Maybe the but this is this is a business lease. It's not the same as getting a rental of your own. It's not like getting How is it any different? First of all, I mean a lot of businesses they want to see uh years or minimum 6 months of a successful business going on before they allow you to sign a multi-year lease. They're going to lock you in for like three years minimum. Two if you're lucky, but you're going to be begging in a bad market or something. But then once it gets really successful, then I can just buy it out. Yeah, but how do you get it in the first place then? If you're they run your credit, you're your business has nothing. You're I'll just make enough money. That doesn't make sense. I'll have enough money. You still have to get approved. And you're going to have to do like mult especially if you're risky, you're going to have to do multiple months up front. Mhm. Multiple months of a business lease. It's going to be expensive. You need a full garage in space. It's going to be expensive. Central Tennessee, it's going to be expensive. It can't be too expensive. Your boyfriend's paying for everything. Why does he put up with this? Because you're kind of hot. Is that it? Honestly, is that it? No, cuz he's not paying for everything. No way he's not. You don't make money or else the debt is going up. It has to be like, well, what else? No, we're both We're both I'm being told if he doesn't pay for something, you lean on someone else and borrow from them. That Yeah, that has happened a couple times. So, it's that. Yeah, but when I'm up, he might be down. And when he's up, I might be down. So, then like you're never up. You've never been up. Where's your up? Your best month was four. Um, when I was an assistant manager at an auto shop, I had a $50,000 salary. I was doing up. I mean, it's okay. Up compared to what I am now. I mean, like everything is up compared to where you are now, except for homelessness. Go get that job again. Work your way up. Become general manager. 60 hours a week. I don't need to do that. Don't need to do that. What is Don't need to do that. I think you do. You don't make money. You're not paying debt. You have collections. You're I'm not doing 60 hours a week. I can't do it. Uh, it's a temporary thing. You're 26. Like, that's not that bad at that time. This is the time to do it. This is when you have energy. Then then become GM. I don't really have any. Work your way up. What do you mean you don't have energy? Shut the [ __ ] up. I don't I don't get your iron balance. It's not iron. It's my white blood cell count. Do an infusion or whatever you need to do. I don't give a [ __ ]. I don't know. I don't know what it has to do. Dude, what are you just going to give up? Then you're not going to work. Are you going to be a You're literally going to be a business owner, but you're saying you can't work 60 hours a week? That doesn't make any sense. That's different. Like I don't like working for somebody else and getting somebody else versus getting myself rich. I don't like having a be yourself rich. You don't know how to. You don't know how to run a business to save your life. You can't even run your own life. You couldn't get past. Dude, you're literally set up for everything and you only get 15 views. Like you're set up for a,000 concurrens. Oh yes. At minimum. I guess I could get a thousand. Yes. But you don't. It's just indicative of just how much of a failure you are at everything you try to do. But if like I went all in on stream cuz I'm not like all in on streaming. I'm just like But listen, if you can't work 60 hours a week, I don't know how you're going to be all in on streaming. Well, I I just recently got obsessed with a game. So like I've been streaming. One singular game until you fall off. Well, no. I My goal is to get like the top rank in that game that I can. What game? It's Valerant. It's going to be a long long thing though, too, cuz I'm the worst absolute rank that you can get. So, it's going to take me a long time, dude. Okay, just shut the up. I I don't know how this guy deals. How do you guys have conversations? Does he encourage you? No, he pushes me a lot. Pushes you. What? What do you mean by that? Pushes you in what direction? Like to do more and like what kind away? like away from your [ __ ] Um, no. Like he's like, "Oh, like you should do this to like help yourself grow." And like he's just like pushes me to like grow on social media. And then also like the rapping thing like he's really supportive of like me doing that. Have you ever had an oaf? No. That's good. That's good. I'm just honestly surprised cuz you're kind of dumb and hot. So usually that just kind of goes into that. No one's ever encouraged you, right? Um people tell me a lot too. Yeah. But like anyone close to you? Oh, no. That's good. That's good. I don't want you to I don't want you to hore yourself out. I want you to go back to the How long were you at this car dealership as an assistant manager? Which one? As an assistant manager. I wasn't at the dealership as an assistant manager. Um that was a shop. Okay. How long? And that was 8 months. The first time or no, the second time. The first time was a year. Why did you leave? I moved. Can you use that experience and get something similar where you are now? I tried when we first moved to where we're at now. Um, nothing happened. I didn't get any interviews. I got one, but they wanted to pay like $15 an hour, and I was like, "No, it's not happening. I haven't applied in a while. I just don't want to work 60 hours a week for salary. Like, that's no time." But you'll get more money as you This is like your investment into the career to go up, right? You're automotive obsessed. Yeah. Okay. Yeah. That's a big thing. That's like my That's where all my experience is work-wise. Experience or passion? Both. You like it? Okay. So, we want to double down there. There's a great there's a great career there. Work 60 hours a week for a year or two. Move up, man. Use this experience to Dude, you can make some money. Have you done sales? Yes. And how' you do? But you're But you're I'm not confident in my sales. I made $2,000 selling cars in like three months. Yeah. [ __ ] Okay. Yeah. Not good. Um, I think you could get any guy to sign on the dotted line, but I guess not. Is that your ugly era? I was blonde. The pink head's better, I guess. I mean, it fits the egirl personality. It's not usually my go-to, but like I understand what people are, you know, I understand that people are into it, but yeah. No. Um, not good at sales. Something else. Listen, I just need you to get back into it. You need to make some money, man. Oh, yes. Okay, so I forgot. Um, with the wrapping cars, I'm also incorporating that into my content, which you saw, which those videos do better. Yeah, with the thighs. No, I'm

Doing it a shop. I wear like sweats every day now. They don't, I don't need to wear the >> And those get less views. >> Well, yeah, cuz I'm doing it kind of differently because I started the >> Girl, you got to know the meta. I'm not saying hoard yourself online, but you got to know the meta. I know my meta. You got to know your meta. >> I'm sorry. >> My meta is my pink hair. >> It's Huh? It's the pink hair and the piercings. >> Why do you think that that's the that that that that's the >> that's it? >> Because whenever I dye my hair any other color, my views tank. >> Okay, that's a part of it. They want the egirl persona. But >> egirl, what is that? >> Yeah, >> I've heard the term. I just don't know like what I thought that was like the OnlyFans thing. >> Uh, like streamer that kind of stuff. And but it's honestly, I mean, the one reason you have that pinned and it's like better views, it's the thick thighs. That's literally one video >> and that's like one of your like your best performing video. >> That's such a good video. >> It's the thighs. I'm sorry. I'm not trying to sexualize you specifically. >> No, it wasn't the Mustang. You You don't think people are into the thighs? Come on. >> You're so egotistical about your followers that are non-existent, basically, or your viewers that are non-existent. But you can't be egotistical about your thighs. >> No, they weren't like the pink hair and the car. >> You know, you're meta. And again, I'm not specifically trying to sexualize you, but whatever. Everyone knows you're attractive. We get it. Okay, very good. It's specifically that that was your high-viewed video. You got the thighs. Everyone just saw them. Congratulations. Well done on them. You work out. >> Not anymore. >> Okay. Well, maybe that's why they were better at one point. But it's just like, come on. >> Yeah. >> And listen, you don't have to go into that if you don't want to. But if your entire future is based off of you think that's the highest viewed video because of a Mustang, I just have bad news for you. That's what I'm trying to say. That's what I'm trying to get across. >> So you don't think I should just buy another Mustang for the views? >> Did you buy that Mustang? >> Yeah, that was mine. I owned it fully, but I sold it. I don't have it anymore. >> Did you make a profit >> when I sold it? >> Yes. >> God, no. >> Oh, for sake. What are we doing? >> No, I lost money on that one. It was a Mach 1, too. It was a 5-speed. It was manual. >> That's kind of stupid. I'll be honest. But what's not is actually getting a checking account that gives you free money. Free money. We like free money. You can get up to $350 in bonus cash right now when you sign up for the checking account that I use. Chime. Also, it makes your savings grow at a 3.5 APY interest rate. Guys, you can watch Financial Audit and get free money at the same time. Who would have thought? That's incredible. Check it out. Link in the description below. Sign up for Chime. GET THAT $350 RIGHT NOW IN your checking account.

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Oh god, I just I'm sorry. Again, I want to be clear. My goal is not to sexualize you. I just don't want you to think there's other reasons why there were views. And I don't want you to go into it thinking you're about to do really big, but they only want one thing and they like one thing. >> I That might be like the struggle that I've had with it, though. >> Yes, that's what I'm saying. Are you finally coming around? >> It's hard for me to open up to like that. Like I just want like I kind of like dress like a boyish kind of. >> No, you got you got a baggy uh baggy uh shirt and I don't know. You're wearing some kind of short shorts. Like that's not I want to say that was like a guy. >> It's a man's shirt. Yeah, but like also but your thighs were showing, >> right? >> Yeah, it was cuz my tattoos. It was like I like the this because my tattoos. >> But if you lifted up the guy shirt, it would have been like booty shorts probably. So like No, I I'd say you're still, >> you know, putting out there you're putting out there casual girl. >> Oh, sweet. That's like my vibe. >> Exactly. But again, this is Okay. Sorry. This is like that's what's happening. >> I don't want you to expect that all of a sudden you're going to do so good. And the only reason you're just around and being honestly an imbecile with you thinking your understanding on the internet right now your position on the internet is cuz this it sounds like this guy completely subsidized your life and other people and other people. >> I know how to get um more famous. What's your strategy? >> I need to clip. I need to do my clipping. >> Yeah, but what's the content [ __ ] >> Uh me doing good at Valorant and getting better. And also, she's done. She's >> You haven't made a joke. We've been filming 42 minutes and I haven't heard a joke. Where's your funny? I haven't heard funny. >> It's just me. >> Okay. Wow. Classic attractive girls think she is like top tier at everything. Just because she's attractive, they they want to you. >> No, they don't. Not all of them. Majority of them don't. >> Yep. They're there for your personality and brains. >> Yeah. That's why your boyfriend's there subsidizing you, too. Huh? >> He's not. I'd say >> because your Valorant skills. >> What about your dad? >> My dad. No, my dad's like paying for like my stuff. Like anything. >> Still at 26, will you live with your boyfriend? You're pathetic. What is wrong with you? Sake. >> He My dad. What? Huh? >> Might do anything for him. >> And that's pathetic. That's pathetic. >> He just That's enabling beyond >> enabling. He's just so supportive of me being a streamer. Like he just knows that I'm going to like do do it do it well. >> Does he know that you likely will need to show cheeks to be famous? >> Do what? >> Dude, even the most even the successful women streamers that do content that isn't even sexual are showing cleavage and booty. Like I'm sorry all of them out there. >> I'm not. >> Uh who do we got? Sa Pokémon. All those stuff. Huh? >> Amaranth. Well, yeah, but she's OF. Those other ones aren't though. I I don't think and but they're showing cleave and like they got the booty show. Like you don't understand this. How do you not understand the META HERE? AND I'M NOT EVEN AGAIN I'm not trying to sexualize you. I'm not saying do that. I just you think you're going to be successful. Your dad thinks you're going to be successful. No, you're not. That's what it is. It's a bunch of gooners. >> They have to do that to be successful is what you're saying. >> Oh my gosh. If you look at the successful women, that's what they're doing. 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Let's get into this. Okay. You said you have collections. Everything's collections. This isn't collections. [ __ ] [ __ ] >> It's It is collections. Oh, except for the two credit cards that my dad gave me. >> That your dad gave you? >> Yeah. >> What do you mean he gave you? What are you doing? >> I was I have a mark from when I was driving cars and I got Sorry. >> Does that hurt? >> Not really. It's just like healing. >> Okay. You need a band-aid? >> No, it's not like an open wound. >> Okay. What the is going on with the City Diamond Preferred card? What do you mean he gave it to you? >> Which one is that? Is that the one with >> It's the City Diamond Preferred card. I It might be now, but at the point of the statement, it was $3,844.33. >> Oh, yeah. It's like at 5,000 now. >> I even heard a sound from Colton. He didn't even know this. Kill me now. What are you doing? Why? >> Why is it 5,000? Pull it up. Pull it up on your phone right now. Right the now. >> WELL, IT'S MY DAD. >> IT'S MY dad's account. I don't think I can. >> What? It's You're not even like an authorized user on it. This isn't even your debt. >> One. >> Oh my goodness. The City Diamond Preferred card. >> I don't know which one that is. Um >> No, it's my debt. It's just my Well, kind of. I mean, it's I spent it, but it's on my dad's card. >> Yeah. Are you an authorized user on this card? >> One of them. The other one I'm not. >> How How do you get Tell me which one. Tell me whiching one. >> They're both City. I know that one's a black card and then the other one's blue. >> And which one is it? Which one are you? >> Oh, I'm authorized on the black card. >> Do I have the other card? >> No, cuz he just gave it to me. >> So, this is probably the one you're an authorized user on then. >> Yes. Yes. Yes. Yeah, you're right. Sorry. >> Your minimum payment is probably $15.50. Pull up the statement. >> Pull pull up the app on your phone. It's right It's on there, right, [ __ ] You pulled the statement. How'd you pull a statement or did your daddy do it for you? >> Did your daddy pull this statement for you? >> No, he didn't. >> Pathetic. What is wrong with you? >> I'm not. It's my dad. He He just helps me whenever I can. Let me see. I I >> Okay, call your dad. >> I got >> Call your dad right now. >> Are you >> Am I sure? Yes. I'm not afraid of someone's dad. An egirl dad. >> I'm not an egirl [ __ ] >> Do you want Do you want me to do an introduction or you just want him? He's at work. He might not answer. Okay. >> Why is everyone might not answer with you? >> He'll call back though. I know for a fact. >> Told that to your brother, too. >> Your call has been forwarded. >> You told my brother? >> Yes. >> So, you can't even pull up the statement. The six. Listen, this takes like 20 years to pay off now if you make your minimum minimum monthly payment without purchasing anything. And I know for a fact you're purchasing. >> I don't even know how to make the payment. Does your dad pay for you? Just the minimum? >> I don't know. >> I need to talk to this guy. What the is going on here? How are you ever going to survive? You're just enabled. You're spoiled. You're such a brat. >> My brother texted back. He said he's in a meeting right now. >> You're pathetic. >> No, I'm dude. You're 26. You don't even know what your dream is. You have like five. >> I have so many. There's so many things that I want to do. >> One dream. >> Being an automotive content creator and building cars. >> Building cars. >> Yeah. >> That is a niche. But you got to do something special because that niche is very solidified. >> I have pink hair. It's already special. >> I bet there's someone else out there. You think you're the only pink-haired girl? >> No, but it's just, you know, it's it's my vibe. Oh, my brother's calling. Is it >> give >> You're going to have to do the speaker thing. >> Hey, hey, brother. She wants to day trade like you to make a living forever. How much money did you make day trading? >> Like yearly or like best day? Yeah. How much money did you make completely? >> Uh, I've kind of averaged right around 90 a year so far. >> Are you done? Have you quit? She said you quit. Why would you quit? >> I didn't quit. >> What the Oh, I thought she thought you quit. She thinks she's going to be a professional day trader. She wants to do futures. >> That's disgusting. >> Oh, what? >> That's how think she thinks she's going to make a living forever. >> Why is that disgusting? That's not disgusting. >> Just go trade crypto if you're going to trade futures. Yes. Yes. >> What do you day trade? >> Only blue-collar like over $500,000 market cap options. So, Facebook, Tesla, things like that. >> But I also have people sitting in my office right now, so I got to go. I thought maybe someone died and that this was important. >> Well, it's more important, but thank you. >> Love you. >> Call your daddy back. He called. Here you go. >> I got to talk to this. >> Hello. >> Hello, >> Papa. >> What? >> Hello? >> Hello? >> Hello, sir. I I'm with your daughter. >> Oh, hi. How are you? >> Good. I'm doing wonderful. Um, why the are we giving her thousands of dollars of credit card usage instead of her growing up and getting a job? >> Because I ain't got a lick of sense. >> You have a lick of Whoa. What's your sense? >> I don't I don't I don't have any. >> Oh, I agree. Thank you. Very good. Why do you want her to be a professional streamer? Listen, I thought it would be a good idea. She wasn't doing anything else. Why not stream? She's got the personality for it. >> I think that answers it right. I think she needs to get a job. She's rapping cars right now, but her income's so inconsistent. >> I agree. I agree with you on that one. >> Now, why do you keep paying for her life? Because my big thing here is if we keep paying for her life, she's never never going to feel the pressure to actually go do [ __ ] Well, the credit cards is a big issue, but that's probably my fault. But she was out of power. What am I supposed to do with her? Raise to death. >> Well, I I don't I don't know about that, but uh like ongoing, I mean, this is thousands upon thousands of dollars. >> Yeah, I maxed it out once. >> Yes, it is. Yes, it is. Um, and honestly with her spending, it's like her [ __ ] spending alone last month was in the thousands of dollars and this is what's being funded instead of her actually taking care of things she needs. >> Then she's paying for that. What are you talking about? >> Is she going to pay for that? >> I don't know how. >> She says she doesn't know how. >> She should. What do you mean doesn't? You just said she spent thousands dollars. >> Yeah, she says she doesn't know how she's going to pay for it. >> What do you mean pay? What do you mean? I just I don't know how to even make a payment on it. >> What kind of What do you mean a payment? Did you get a loan? >> No. No, I think he's talking about the credit cards. >> You use the credit card for something else? >> Oh, >> yeah. >> The hotel. >> Yeah. >> Wouldn't she be able to use her own money for the hotel though if she wasn't spending thousands on [ __ ] on a monthly basis? Doesn't it kind of offset that? >> Yeah. Maybe like Starbucks. >> Yeah, Starbucks. She's a Starbucks queen. I have to have my Starbucks. >> She has to have her Starbucks. >> Uber. >> I don't U over Uber eat. >> Well, make it at home. >> I agree. My big fear uh uh father is that she is literally never going to learn any life skills because she's being endlessly bailed out and enabled. And if she ever breaks up with this guy, which I hope they don't, um she's just going to like what is she going to do? Move in with you? Like she's going to have nothing. She has no life skills. Well, she she'd be better off moving in. >> Uh, no. >> Even Wait, better off even just leaving her guy and moving in with you? >> If something ever happened, >> I don't know. She's You know what? She What's she doing? >> Well, nothing. >> Her streaming right now is 15 viewers. She gets 15 viewers concurrent. >> I'm literally doing better. I'm getting more consistent. And he knows >> because she's not listen she doesn't listen on streaming. She doesn't she doesn't stream consistently. She doesn't do [ __ ] that promote her stream and her Tik Toks don't give views either. And she's posting a ton. Like I'm I'm just I'm really scared. Are you wealthy, sir? >> No. >> That's my big fear. >> That's my big fear is just how much money is going to her like you know your princess. Your special little princess when she's not doing [ __ ] >> Yeah. Yeah. And he's over here yelling at me and being mean. >> Who is >> Caleb? >> Well, yeah. >> What do you mean you're yelling at her? >> Well, I'm yelling at her. She's kind of a [ __ ] >> What? And what do you do? >> I yell at people. >> For what? I mean, what do you do, though? >> A living. >> A living? >> Yeah. >> What does that mean, a living? >> Like, what do you >> I yell at people for a living on camera. >> You yell at people for a living on camera. Yeah, >> but he doesn't want me to stream. >> Well, cuz you get 15 views a stream. >> It's time to move on and get a job. >> I'm going to get more though. I'm going to grow. >> You can get more viewers. >> See? >> Well, unfortunately, if I'm being honest, I like it's hard telling the father this, but there's really only one way for It just sucks in the niche that she is in. I mean, it's it's cleavage and booty. >> No, listen. You're a liar and a [ __ ] All right. And not necessarily in that either. >> Okay. You know what I'm saying? >> But I'm in the world of content creation. I know the popular streamers. In fact, they're all here in Austin, Texas where we are. They all the women, they're not only creators. They don't have they're not doing that. But they're showing a lot of cleavage in butt on stream. And those are the only ones who are successful. I don't want her to do that. I'm actually telling her I do not want her to do that. But the thing is because she doesn't do that, she's probably not going to be successful. And that sucks. >> Yeah, I don't want her to do that either. >> And so she's probably not going to be successful. >> Uh well, if you got a better idea, let me know. >> Yeah, she needs to go get a job. >> Well, she doesn't like school. Where do you want her to get a job at? Um, >> she won't listen to me. >> Okay. If she never listens to me, >> if she's not listening to you, never give her money again. >> Wait, maybe we wait a little bit on the never give her money again thing so I can at least have a chance for the streaming. >> [ __ ] You listen. You tell me, "Oh, can I can I borrow $300? I'll pay you back." I never that money ever. I haven't I I've been paying the bills when I can and it's hard to pay it back. >> AND WHO WHY DOES SHE NEED TWO PHONES? >> WHY? >> WHY THE DOES SHE NEED TWO PHONES AND I'M PAYING FOR ONE? >> $135 A MONTH. >> Great question. >> One's my content work phone and then my others are my personal phone. >> Oh, that's [ __ ] And let me just tell you, uh, father of her, I have a massive content creation business. I have one phone. >> See, EXACTLY. I GOT ONE PHONE. >> YOU DON'T LIVE stream though. >> Yes, we do. >> But you have like a whole setup. You don't like do a mobile live stream where you have to like have a phone like in your hand to like listen to your music, use your maps, and then also a phone that you can stream on. >> Okay. Listen, I know I know you had to bribe her to finish high school by buying her a car. Maybe we can come together and bribe her to start a career. >> Well, she needs to pick a career. >> I agree. She wants >> she wants to work in automotive. Like, she was an assistant manager at something automotive and she was making $50,000 a year. Uh, and I want her to dig in there and move up, but she says, "I don't like working 60 hours a week." >> Oh my god. Whatever. Yeah. Well, you have to sometimes, >> but I don't have to. >> Yes, you do. >> Yes, you do. You can't You can't depend on me forever. >> I'm not. I'm just going to It It's It should It should probably take me maybe another year to get where I want to be social media wise and then I will have money and I'll take care of the family. >> What family? >> You. >> What family? Cuz the last thing you need is a kid. >> She said you. >> Oh, no. No, no. you >> you're not gonna take care of me. I take care of myself. >> But if I was a millionaire from crypto or day trading. >> Okay. Okay. Yeah. Uh like her brother, she thinks she's going to uh day trade her way into a million bucks. >> Oh, I know. I know. But he I don't have to worry about. >> Yeah, I agree. All right, sir. I appreciate your time. Well, thank you very much and I hope you have a great day. Maybe talk some sensors over maybe >> I love that man. He is a hero. I love him. I need to see a picture of him right now. They're not going to see I need to see what this guy looks like. He is a hero. And what does he How does he know about streaming? >> He streams. >> What? He's a streamer. >> So when Yeah. >> Yeah. When >> successfully >> according to your standards, no. >> Well, what's his average viewer count? like four, maybe five. >> Well, he's doing it for fun though, right? >> Yeah. Yeah. >> I love this man. I'm sorry. Can we shout him out? Can we put him in the description? >> Yeah. >> He's great. Go follow him at rutro. >> Rut. >> Rut. Ru t o w on Twitch. I love this man. He's a hero. >> He's a king. What does he do for a living while you cipher all >> He's a safety supervisor. >> Okay. Yeah, that's explains all the beeps. That dude's out there grinding and beating pavement and you're being a [ __ ] and beating meat for your rent. >> I'm >> your boyfriend. >> I'm not. I'm not. >> Come on. He subsidized your everything. Come on. >> It's more my dad. I make about the same as my boyfriend. We make about the same. >> What? You said he does well. You make a few hundred bucks a month. >> He does when he has, you know, people coming into the studio. >> So, I don't even know what racked us up. You said a hotel, but a hotel doesn't cost $5,000. >> No, it was a hotel, an Airbnb. Um, well, that was after the after what's on here right now that you see. Um, >> so what got up to that? like just random stuff like food, clothes, um a couple items for my streaming equipment cuz they >> Show me a picture of your boyfriend again. They will not see. I will see. >> Okay, >> Starbucks is [ __ ] and a waste of money. And you already know that by making your coffee at home and investing the rest. So now you need to do that with your energy drink as well. MAKE GAMER SUBS AT HOME FOR JUST 40 cents a serving. And honestly, it literally tastes better. And we proved this accidentally via a blind taste test in our Hammer Elite show, Fat and Fatter. >> The number one ranked energy drink is game. >> Literally, the cherry flavor is insane. >> Listen, you can also get free samples to see if you like it or 10% off your order at gamersubs.gg or click that link in the description below. Type in code Caleb. I am so excited for you guys to finally get your hands on what I've been working on for a year, the brand new DollarWise budgeting app. And listen, I get it. The first iteration was a disaster. Many reasons from working with an external agency to [ __ ] infrastructure that I could use, but let's be honest, that was on me. So, I put my money where my mouth is. And after investing millions of dollars and hiring dozens of people, we've completely rebuilt DollarWise. And it is truly incredible. And to celebrate, I am giving you some insane deals to sign up for the first time or trying it again after you used the shitty version last year. But these deals only last through March 31st and then they're gone forever. Download now, take your free trial to test it out and get the monthly plan at a 33% discount for 3 months. Or take the annual plan for an insane 50% discount. And with the annual, you get my budget-friendly cookbook signed by me and my brand new 30-day detailed budget meal plan signed by me as well. Both of them mailed directly to you. But after March 31st, the cookbook is gone forever. So this is literally your last chance to get it. And if you're feeling extra sexy, become one of the Founder 500 purchasers to get my Founder box featuring a bunch of goodies plus lifetime access to the premium version of DollarWise. Don't miss this opportunity of a lifetime. Download DollarWise to start your free trial. Go to dollarwise.com or click those links below. >> Um, just here here's his Instagram. >> Oh, yeah. You're dating. Okay. She's dating this stereotypical like dude with a ball cap. I get it. Handsome looking dude. He pays your bills. He's a wannabe singer, isn't he? >> He's really good. >> Oh, >> he's really good. >> Yeah. Him and his 15,000 followers. Yeah. I get I don't even mean to [ __ ] on their followers. It's like you just can't tell me that they're like you're trying to advocate that he's successful. No, unfortunately no. I hope he is at some point, but he's not. >> Oh, he's going to make it. >> I hope so. I'm rooting for him. >> I have more confidence than >> I think you're just attractive. >> Everyone's more confident than in everyone's skills than yours. Listen, the thing is >> you like him cuz he's hot and cuz he pays the bills. >> No. >> So, you suck his dick and then you stay good and then your dad funds the rest. had hundreds of dollars in interest. What the brought it to 3,800 before you had to put a hotel and [ __ ] on here? >> Just like lifestyle things like uh drinks, clothes. >> Pathetic. >> Just, you know, pathetic. >> The average girly thing/ >> So, is this a repoed car? >> Oh, yeah. But that was great. It's 100% a good thing that that got repoed. >> What? You still owe on it. It's on your credit. >> Not that much. >> 7,294. >> Yeah, not as much as >> 49. Sorry. >> Yeah. You know how much I owed when it got repoed? >> Yeah, exactly. It was almost 30,000. >> Well, why did you get why did you have a car get repoed and when? >> Um because I couldn't afford it. >> When Why did you get a car you couldn't afford? >> June of last year. I had it for about a year. >> Oh my goodness. Your dad's giving you his car now. >> Yeah. >> Oh, why does he do this? Why does he do this? Oh, how many kids does does he have? How many siblings sib you get? Uh on my dad's side, I have one sibling. >> The guy that I talked to. >> Yeah. [ __ ] >> So one's successful and then he thinks he just needs to take care of you. >> Oh, this poor guy. This poor guy. >> I'm successful, too. >> Poor guy. And it just takes day trading works until it doesn't. I'm so I'm so nervous for your dad and his kids. How old's your brother? >> 27. >> [ __ ] And how long has he been day trading? >> Couple years. >> A good amount of years. >> Yeah. That's going to be interesting watching him trade a down market. We'll see. Or sideways even worse. >> But yeah, no, the car was um that was a 25% APR and it was 763 a month. >> Why did you get it? >> Um I sold the Mustang and I was like I need for traveling so I could drive further. I wasn't The Mustang was a >> Why a car you couldn't afford though? >> It was a really nice car. It was It fit me. Yes. It was a 2018 Honda Accord and it was cute. >> Is it a really nice car? I'm not sure is good. >> It's cute. It fit me. >> How long did you have it before it got repoed? Dude, this is [ __ ] stupid. And when did it get repo? >> June of last year. >> You're pathetic. >> But I mean, I >> Your dad takes care of you, your boyfriend takes care of you, and yet you still get something you can't afford and it gets repoed. >> Well, that was before. Like I had money. >> What did your dad think about this? >> About what? >> Your car getting repoed, [ __ ] >> We knew it was going to happen cuz I stopped paying it for like 3 months. >> And your dad was okay with it? >> I mean, yeah. Yeah, he was like just filed bankruptcy after they take it. >> Have you? >> I worked I met with a lawyer. Um, >> you already have bankruptcy. Obviously, it's your spending and your lack of income that is leading to this not needing to go through bankruptcy. Dude, >> I didn't start the bankruptcy. was going to when I owe before they auctioned off the car after repoing it. But now that I only went through bankruptcy before that's why you think it's Listen, bankruptcy is not inherently the worst thing in the world. Okay, it you for a bit and it's not cheap and it is a bit stressful, but the thing is it doesn't actually fix your behavior. And obviously what has gotten you into this is you don't pay your bills. You prioritize fun. You prioritize wanting to be famous. You'll never be famous. Off. This is the most views you'll ever get in your entire life, including that viral thing you got before. And guess what? Yes. What? How? Dude, I saw that short 750,000 >> like 500 million views across all platforms. >> Well, we'll see then. Probably not then. But even still, nothing resulted from that successfully for you. And nothing will result from this cuz no one knows who you are. Hopefully your dad gets some views cuz I love your dad. Yes, you do. You have nothing. Shut the [ __ ] up. >> I need financial help from you, not the exposure. >> Financial help is you need to get a [ __ ] job and not bankruptcy cuz bankruptcy doesn't fix your behavior, [ __ ] You'll be going through bankruptcy again in 4 years. >> It's more so about fixing um like my credit history. That's why I wanted to do the bankruptcy because my history is >> maybe but you'll end up right back where you were without fixing your behavior is what I'm trying to tell you. It's happened on the show multiple times. Multiple times >> with bankruptcy. >> Oh my goodness. Yes. >> Yes. >> Oh >> yes. So what is this? This is a collections of >> Oh, I know what that is. >> Oh, $4,686. >> Yes. >> Okay. This like just hit. >> It just hit. >> I don't know. Okay. No, >> that's when I was like 19, I think. 20. >> Uh, maybe. I don't know about this. What was this? >> Um, that was I was studying to become a personal trainer. >> Are you even that? >> No, I also took a real estate class. >> Do you have anything? No, I used to. I don't go to the gym anymore. >> Yeah. >> But yeah. No, I've tried to figure out other things cuz I was like, oh, real estate. Oh, personal fitness training. But then I just did. >> So, you took a loan and then you dropped out >> of the >> Oh, you're pathetic. What the >> I never finished the class for the fitness training. For the real estate, I didn't take a loan, but I did finish. >> There was a real estate one. >> Yeah, I took the class. >> Dude, you tried to do every white girl thing >> and yet you complete nothing ever. pathetic. >> That's >> legitimately pathetic. >> That's the beauty of it, though. It's like I >> What are you talking about? What are the beauty? What are you talking about? Beauty. >> I get to experience a lot of different things and figure out what I really want to do. >> I have to get paid for by daddy. And >> this is the automotive is where I'm landing, you know? >> Yes. Except not really because you're not doing anything. >> I'm repping cars. >> Yeah, but it's off and on and who even knows? Who even knows? You're getting you're contracted out, man. Listen, you can use a Fizz card. It's a debit card that builds credit if you care about your credit. At least it it doesn't allow you to spend more than what's in your checking account. So that helps. >> Oh, okay. >> And of course, use the DollarWise budgeting app and the Master Your Money program will put you and that's our educational program. >> Like what a joke. Okay. So what is you Finn? What you you and >> No idea. Not a clue. >> What What How much is it? >> Uh $7598. >> That could be the afterpay. It could be um So, this is collections. >> Yeah, that's collections. >> Oh my. What is wrong with you, >> dude? You're broken. You just been going into collections for years. >> A lot of this is from when I was like 19. Like, I was co >> Yeah, but not everything. NOT THE REPO. NOT ALL THIS [ __ ] >> NO, I'm told it's either Ulta or Victoria's Secret. You're going to need a lot more of that up here. >> Oh, the Yeah. Yeah, I know. It's bad. Um, >> it's not that bad. I'm leaning on you. >> Oh, no. It's okay. >> I mean, it's fine. I'm so >> But if if you want to protect yourself. >> Yeah. >> But you can't afford Botox. >> I could. >> You objectively not. >> It's not that expensive. >> But you can't afford anything. >> You're borrowing from dad for everything. >> Well, not for everything. I pay majority. >> Give me your biggest scrunch. >> No. Hell no. I'll give you a no scrunch. >> Oo, that was big. You already did it. >> Yeah, that's that's bad. >> Just lucky. My my head doesn't really do that. I go here. >> Do you have Botox? >> No. My head just doesn't do that. >> How did you not do that? >> No. I scrunch here. I have a line here and I have aggressive smile lines and eye lines, but so do you. So you just get them everywhere. >> Yeah, >> you're going to be old, dude. >> Don't tell me that. >> You're white as you are going to age like cancer. >> No, I'm literally I am going to get Botox. Okay. In the forehead. >> Yeah, it's going to But no filler. No filler. >> Retinol. Botox ain't going to do [ __ ] for you. You're You're going to age. >> I don't think so. I'm going to go to an aesthetician like immediately. >> You wear sunscreen every day, right? >> No. >> Oh, you're I go to the tanning bed. You're >> Oh, [ __ ] She's going to She's going to look like You're going to look like the president in a decade from now. >> No, I don't tan that much. >> No, but your skin >> Okay. All right. Dermatologist visit immediately. >> It's a lot more than that. And you've already up some of your big years. Resurgent. What is this? 644. Oh my goodness. $644.19. >> Oh, wait. Is that from the >> I don't know what it's from. That might be the I don't know what it's from either. It's either car insurance or a credit card. >> I don't know. But you can make a lower payment of 547 and just pay it off. >> I never really have Oh, I do have >> I'll just put that down. 547. Oh, we don't even know what this is for. Let's see. Oh. Oh, this is from self. The self the lending. >> Yeah, it could be >> pathetic. Your entire life is pathetic, dude. Okay. 644. I'm assuming this is another collections. >> What is it? >> Let's see. What was this? I don't This was credit one. Oh, credit card. >> I Yeah. Yeah. Yeah, it is. >> Yeah, >> dude. Credit once. [ __ ] That's when you know you're the worst finances in your credit once and collections. You're aggressively the worst. Huh? >> There's a premier one in there, too. >> Uh, okay. This is obviously collections. This is a picture from mail. >> Oh, that one I think is the car insurance. >> Car insurance you weren't paying. >> Yeah. >> Dude, you are the worst of the worst. >> The car insurance. That one was from the Mustang though and that was >> You're the worst of the worst ever. You're the worst of the worst ever. >> I'm not the worst. There's I'm doing so much better than a lot of other people. >> Yeah, you're not homeless. You're literally taking a dude's pee pee for a roof over your head. >> I have I don't have that much debt though, either. >> No, you have a lot of debt. >> It's 20,000. >> You're right. If people have student loans and mortgages, it's higher. But you have a lot of debt. And it's all you're horrible. Objectively horrible. Car insurance is crazy. We'll keep going. >> Oh, >> this is for a first premiere. >> Yes. Yeah. Nobody else would approve me, so I applied for that one and I got it >> and I was in collections. >> Yes. It was my grocery card. >> You're This is pathetic. There's no other word to use for you than pathetic. It really is. >> It's not that bad. >> $593. It's really bad. Not paying your car insurance is really bad. taking money from your dad who works his ass off out on the field on a daily basis. Not field, but like sites and whatnot. Dude's grinding. Dude's grinding. His hands are rusty. And you're taking money from that guy racking up his credit cards. You're a joke. You are sad. You are pathetic. You are a waste of human civilization. And the fact that we gave you a tax refund when you haven't paid the last four years of taxes is also a joke. I'm writing my millions of dollars of taxes for you. [ __ ] you. >> I paid extra into taxes though when I from that job when I was doing these. >> You're horrendous. You're horrible. You're a bad person. >> And you're mean. >> Yeah. To bad people. >> I'm not a bad person. I'm just >> You're a bad person. You're abusing your relationship with your boyfriend and father. Yes, you are a bad person. Yes, you are. >> No. >> Yes, you are. >> That was my boyfriend. >> Yeah. You take his dick and you use him for all the bills. Let's be honest. >> I pay my part. >> No, you. It's impossible. You don't bring in money. That is like literally not mathematically possible. Or the only way you do is by borrowing money from dad who's out there working. And it sounds like he doesn't have anyone to go home to, does he? >> He's got a wife. >> Oh, he has. >> They don't live together. >> That's a That's a long story. I don't know. I don't know. >> Short version. Why? >> I don't know. Um she has her own company. Um and so she >> wants to go home and grind on Twitch. >> Yeah. >> He doesn't want to deal with his [ __ ] daughter, her his failed daughter. >> I'm his favorite human in the world and we play Fortnite together on his stream and we do things like that. So, yes, he talks to me every single day and he loves me. >> I'm not saying he's not a loving father. >> He's the best. >> He's being horrible to your actual improvement of a human being, though. >> Pathetic. Pathetic. Pathetic. What is this balance of 34 bucks? You couldn't even pay this. >> What is it? Oh, you don't know. I I don't know why I'm asking you. >> Professional clinical laboratories. I'm sure you need a lot. >> Oh. Oh, yeah. >> Did they learn what was wrong with you ever? >> No. No, I um before we figured out I went I lost the >> Fig what? Your brain? That's what I'm trying to say. >> Oh, no. >> What are you saying? Your white cell blood count? No. You got AIDS? >> No. I um they were trying to figure out uh they thought that I had this blood cancer and then it was a whole thing and I never would save your dad a lot of money. >> No, no, I don't have it. Um I had to get gene testing for it. But um >> Well, that's good. I'm glad you don't. Okay. So, for this test >> which is in collections, right? >> Right. Is it? >> Yes. Yeah. >> You're dude. >> I just I I don't understand how medical bills work when you know you have insurance and then all of a sudden you get paid >> bill co-pays and [ __ ] or if the insurance doesn't cover. What do you mean? >> Why don't you pay it when you get there? >> I've never learned anything. You have access to every search engine to learn anything you want. I don't understand how it works. Learn $163.38. All that and collection. So stupid. Okay, this one's even more dumb. $73.70. Why did you not pay this? I don't even know what it's from. >> I don't What? >> Oh my goodness. What is wrong with you? Why couldn't you even pay this? Then daddy bails you out.

Um, just here here's his Instagram. >> Oh, yeah. You're dating. Okay. She's dating this stereotypical like dude with a ball cap. I get it. Handsome looking dude. He pays your bills. He's a wannabe singer, isn't he? >> He's really good. >> Oh, >> he's really good. >> Yeah. Him and his 15,000 followers. Yeah. I get I don't even mean to [ __ ] on their followers. It's like you just can't tell me that they're like you're trying to advocate that he's successful. No, unfortunately no. I hope he is at some point, but he's not. >> Oh, he's going to make it. >> I hope so. I'm rooting for him. >> I have more confidence than >> I think you're just attractive. >> Everyone's more confident than in everyone's skills than yours. Listen, the thing is >> you like him cuz he's hot and cuz he pays the bills. >> No. >> So, you suck his dick and then you stay good and then your dad funds the rest. had hundreds of dollars in interest. What the brought it to 3,800 before you had to put a hotel and [ __ ] on here? >> Just like lifestyle things like uh drinks, clothes. >> Pathetic. >> Just, you know, pathetic. >> The average girly thing/ >> So, is this a repoed car? >> Oh, yeah. But that was great. It's 100% a good thing that that got repoed. >> What? You still owe on it. It's on your credit. >> Not that much. >> 7,294. >> Yeah, not as much as >> 49. Sorry. >> Yeah. You know how much I owed when it got repoed? >> Yeah, exactly. It was almost 30,000. >> Well, why did you get why did you have a car get repoed and when? >> Um because I couldn't afford it. >> When Why did you get a car you couldn't afford? >> June of last year. I had it for about a year. >> Oh my goodness. Your dad's giving you his car now. >> Yeah. >> Oh, why does he do this? Why does he do this? Oh, how many kids does does he have? How many siblings sib you get? Uh on my dad's side, I have one sibling. >> The guy that I talked to. >> Yeah. [ __ ] >> So one's successful and then he thinks he just needs to take care of you. >> Oh, this poor guy. This poor guy. >> I'm successful, too. >> Poor guy. And it just takes day trading works until it doesn't. I'm so I'm so nervous for your dad and his kids. How old's your brother? >> 27. >> [ __ ] And how long has he been day trading? >> Couple years. >> A good amount of years. >> Yeah. That's going to be interesting watching him trade a down market. We'll see. Or sideways even worse. >> But yeah, no, the car was um that was a 25% APR and it was 763 a month. >> Why did you get it? >> Um I sold the Mustang and I was like I need for traveling so I could drive further. I wasn't The Mustang was a >> Why a car you couldn't afford though? >> It was a really nice car. It was It fit me. Yes. It was a 2018 Honda Accord and it was cute. >> Is it a really nice car? I'm not sure is good. >> It's cute. It fit me. >> How long did you have it before it got repoed? Dude, this is [ __ ] stupid. And when did it get repo? >> June of last year. >> You're pathetic. >> But I mean, I >> Your dad takes care of you, your boyfriend takes care of you, and yet you still get something you can't afford and it gets repoed. >> Well, that was before. Like I had money. >> What did your dad think about this? >> About what? >> Your car getting repoed, [ __ ] >> We knew it was going to happen cuz I stopped paying it for like 3 months. >> And your dad was okay with it? >> I mean, yeah. Yeah, he was like just filed bankruptcy after they take it. >> Have you? >> I worked I met with a lawyer. Um, >> you already have bankruptcy. Obviously, it's your spending and your lack of income that is leading to this not needing to go through bankruptcy. Dude, >> I didn't start the bankruptcy. was going to when I owe before they auctioned off the car after repoing it. But now that I only went through bankruptcy before that's why you think it's Listen, bankruptcy is not inherently the worst thing in the world. Okay, it you for a bit and it's not cheap and it is a bit stressful, but the thing is it doesn't actually fix your behavior. And obviously what has gotten you into this is you don't pay your bills. You prioritize fun. You prioritize wanting to be famous. You'll never be famous. Off. This is the most views you'll ever get in your entire life, including that viral thing you got before. And guess what? Yes. What? How? Dude, I saw that short 750,000 >> like 500 million views across all platforms. >> Well, we'll see then. Probably not then. But even still, nothing resulted from that successfully for you. And nothing will result from this cuz no one knows who you are. Hopefully your dad gets some views cuz I love your dad. Yes, you do. You have nothing. Shut the [ __ ] up. >> I need financial help from you, not the exposure. >> Financial help is you need to get a [ __ ] job and not bankruptcy cuz bankruptcy doesn't fix your behavior, [ __ ] You'll be going through bankruptcy again in 4 years. >> It's more so about fixing um like my credit history. That's why I wanted to do the bankruptcy because my history is >> maybe but you'll end up right back where you were without fixing your behavior is what I'm trying to tell you. It's happened on the show multiple times. Multiple times >> with bankruptcy. >> Oh my goodness. Yes. >> Yes. >> Oh >> yes. So what is this? This is a collections of >> Oh, I know what that is. >> Oh, $4,686. >> Yes. >> Okay. This like just hit. >> It just hit. >> I don't know. Okay. No, >> that's when I was like 19, I think. 20. >> Uh, maybe. I don't know about this. What was this? >> Um, that was I was studying to become a personal trainer. >> Are you even that? >> No, I also took a real estate class. >> Do you have anything? No, I used to. I don't go to the gym anymore. >> Yeah. >> But yeah. No, I've tried to figure out other things cuz I was like, oh, real estate. Oh, personal fitness training. But then I just did. >> So, you took a loan and then you dropped out >> of the >> Oh, you're pathetic. What the >> I never finished the class for the fitness training. For the real estate, I didn't take a loan, but I did finish. >> There was a real estate one. >> Yeah, I took the class. >> Dude, you tried to do every white girl thing >> and yet you complete nothing ever. pathetic. >> That's >> legitimately pathetic. >> That's the beauty of it, though. It's like I >> What are you talking about? What are the beauty? What are you talking about? Beauty. >> I get to experience a lot of different things and figure out what I really want to do. >> I have to get paid for by daddy. And >> this is the automotive is where I'm landing, you know? >> Yes. Except not really because you're not doing anything. >> I'm repping cars. >> Yeah, but it's off and on and who even knows? Who even knows? You're getting you're contracted out, man. Listen, you can use a Fizz card. It's a debit card that builds credit if you care about your credit. At least it it doesn't allow you to spend more than what's in your checking account. So that helps. >> Oh, okay. >> And of course, use the DollarWise budgeting app and the Master Your Money program will put you and that's our educational program. >> Like what a joke. Okay. So what is you Finn? What you you and >> No idea. Not a clue. >> What What How much is it? >> Uh $7598. >> That could be the afterpay. It could be um So, this is collections. >> Yeah, that's collections. >> Oh my. What is wrong with you, >> dude? You're broken. You just been going into collections for years. >> A lot of this is from when I was like 19. Like, I was co >> Yeah, but not everything. NOT THE REPO. NOT ALL THIS [ __ ] >> NO, I'm told it's either Ulta or Victoria's Secret. You're going to need a lot more of that up here. >> Oh, the Yeah. Yeah, I know. It's bad. Um, >> it's not that bad. I'm leaning on you. >> Oh, no. It's okay. >> I mean, it's fine. I'm so >> But if if you want to protect yourself. >> Yeah. >> But you can't afford Botox. >> I could. >> You objectively not. >> It's not that expensive. >> But you can't afford anything. >> You're borrowing from dad for everything. >> Well, not for everything. I pay majority. >> Give me your biggest scrunch. >> No. Hell no. I'll give you a no scrunch. >> Oo, that was big. You already did it. >> Yeah, that's that's bad. >> Just lucky. My my head doesn't really do that. I go here. >> Do you have Botox? >> No. My head just doesn't do that. >> How did you not do that? >> No. I scrunch here. I have a line here and I have aggressive smile lines and eye lines, but so do you. So you just get them everywhere. >> Yeah, >> you're going to be old, dude. >> Don't tell me that. >> You're white as you are going to age like cancer. >> No, I'm literally I am going to get Botox. Okay. In the forehead. >> Yeah, it's going to But no filler. No filler. >> Retinol. Botox ain't going to do [ __ ] for you. You're You're going to age. >> I don't think so. I'm going to go to an aesthetician like immediately. >> You wear sunscreen every day, right? >> No. >> Oh, you're I go to the tanning bed. You're >> Oh, [ __ ] She's going to She's going to look like You're going to look like the president in a decade from now. >> No, I don't tan that much. >> No, but your skin >> Okay. All right. Dermatologist visit immediately. >> It's a lot more than that. And you've already up some of your big years. Resurgent. What is this? 644. Oh my goodness. $644.19. >> Oh, wait. Is that from the >> I don't know what it's from. That might be the I don't know what it's from either. It's either car insurance or a credit card. >> I don't know. But you can make a lower payment of 547 and just pay it off. >> I never really have Oh, I do have >> I'll just put that down. 547. Oh, we don't even know what this is for. Let's see. Oh. Oh, this is from self. The self the lending. >> Yeah, it could be >> pathetic. Your entire life is pathetic, dude. Okay. 644. I'm assuming this is another collections. >> What is it? >> Let's see. What was this? I don't This was credit one. Oh, credit card. >> I Yeah. Yeah. Yeah, it is. >> Yeah, >> dude. Credit once. [ __ ] That's when you know you're the worst finances in your credit once and collections. You're aggressively the worst. Huh? >> There's a premier one in there, too. >> Uh, okay. This is obviously collections. This is a picture from mail. >> Oh, that one I think is the car insurance. >> Car insurance you weren't paying. >> Yeah. >> Dude, you are the worst of the worst. >> The car insurance. That one was from the Mustang though and that was >> You're the worst of the worst ever. You're the worst of the worst ever. >> I'm not the worst. There's I'm doing so much better than a lot of other people. >> Yeah, you're not homeless. You're literally taking a dude's pee pee for a roof over your head. >> I have I don't have that much debt though, either. >> No, you have a lot of debt. >> It's 20,000. >> You're right. If people have student loans and mortgages, it's higher. But you have a lot of debt. And it's all you're horrible. Objectively horrible. Car insurance is crazy. We'll keep going. >> Oh, >> this is for a first premiere. >> Yes. Yeah. Nobody else would approve me, so I applied for that one and I got it >> and I was in collections. >> Yes. It was my grocery card. >> You're This is pathetic. There's no other word to use for you than pathetic. It really is. >> It's not that bad. >> $593. It's really bad. Not paying your car insurance is really bad. taking money from your dad who works his ass off out on the field on a daily basis. Not field, but like sites and whatnot. Dude's grinding. Dude's grinding. His hands are rusty. And you're taking money from that guy racking up his credit cards. You're a joke. You are sad. You are pathetic. You are a waste of human civilization. And the fact that we gave you a tax refund when you haven't paid the last four years of taxes is also a joke. I'm writing my millions of dollars of taxes for you. [ __ ] you. >> I paid extra into taxes though when I from that job when I was doing these. >> You're horrendous. You're horrible. You're a bad person. >> And you're mean. >> Yeah. To bad people. >> I'm not a bad person. I'm just >> You're a bad person. You're abusing your relationship with your boyfriend and father. Yes, you are a bad person. Yes, you are. >> No. >> Yes, you are. >> That was my boyfriend. >> Yeah. You take his dick and you use him for all the bills. Let's be honest. >> I pay my part. >> No, you. It's impossible. You don't bring in money. That is like literally not mathematically possible. Or the only way you do is by borrowing money from dad who's out there working. And it sounds like he doesn't have anyone to go home to, does he? >> He's got a wife. >> Oh, he has. >> They don't live together. >> That's a That's a long story. I don't know. I don't know. >> Short version. Why? >> I don't know. Um she has her own company. Um and so she >> wants to go home and grind on Twitch. >> Yeah. >> He doesn't want to deal with his [ __ ] daughter, her his failed daughter. >> I'm his favorite human in the world and we play Fortnite together on his stream and we do things like that. So, yes, he talks to me every single day and he loves me. >> I'm not saying he's not a loving father. >> He's the best. >> He's being horrible to your actual improvement of a human being, though. >> Pathetic. Pathetic. Pathetic. What is this balance of 34 bucks? You couldn't even pay this. >> What is it? Oh, you don't know. I I don't know why I'm asking you. >> Professional clinical laboratories. I'm sure you need a lot. >> Oh. Oh, yeah. >> Did they learn what was wrong with you ever? >> No. No, I um before we figured out I went I lost the >> Fig what? Your brain? That's what I'm trying to say. >> Oh, no. >> What are you saying? Your white cell blood count? No. You got AIDS? >> No. I um they were trying to figure out uh they thought that I had this blood cancer and then it was a whole thing and I never would save your dad a lot of money. >> No, no, I don't have it. Um I had to get gene testing for it. But um >> Well, that's good. I'm glad you don't. Okay. So, for this test >> which is in collections, right? >> Right. Is it? >> Yes. Yeah. >> You're dude. >> I just I I don't understand how medical bills work when you know you have insurance and then all of a sudden you get paid >> bill co-pays and [ __ ] or if the insurance doesn't cover. What do you mean? >> Why don't you pay it when you get there? >> I've never learned anything. You have access to every search engine to learn anything you want. I don't understand how it works. Learn $163.38. All that and collection. So stupid. Okay, this one's even more dumb. $73.70. Why did you not pay this? I don't even know what it's from. >> I don't What? >> Oh my goodness. What is wrong with you? Why couldn't you even pay this? Then daddy bails you out.

Oh, he's never paid like any of my collections or anything like that.

Yes, but he pays for your life. Well, you're not paying for collections. You're pathetic. Okay. Cash at borrow. You owe 303.

Yeah.

Is that in collections or no?

No.

Pull it up.

Finally, something that's not

I don't even know if that can go to collections. 03.03. Give it to me.

I got to get to the account. Tip. How do I get to the D? I don't I don't use this [ __ ] Your dad texted, "Sorry, someone hit a building and it's been hectic."

Oh,

why is it because he crashed out of me? Is that why he's up saying that? Nope. Nope. You got kicked out.

What do you mean?

You got kicked out. You're unable to borrow. You got kicked out.

Well, yeah. Yeah, you have to pay it back before you can borrow again.

That's how it works.

Um, no, your account's suspended.

Oh, I have another account. So, not that I borrow. I don't borrow on that account. That's just used for whenever people want to send me money

for

streaming. They just cash at me sometimes or they'll send me a cash up and they'll be like, for Starbucks in the morning, parking parking tickets $1,132.

Yeah, parking tickets.

What is wrong with you? Parking expens,

man.

Oh,

there. Okay. So, it's really expensive. Yes, kind of a little, but not paying them even more. Here's one. $39. Here's one. $39. What is wrong with you? Uh $40 for this one. What is wrong with you? $40 for this. Why? Why can't you do anything? $40. 75 cuz your fee Mhm. 13 55 and 55 147 5525 * 2 What is wrong with you? You're pathetic, dude. You're seriously pathetic.

No, listen. It's parking. Why are

you make pay $17 paying for parking? Because it's literally space that could be used for multiple things. Why should your parking, your vehicle be subsidized by the rest of us?

It's a private company.

Huh?

It's like a private company. It's not like the city's pay.

Okay, then they own the space that they get to charge what they want to.

Okay, well then

private company where?

In the city that I live in.

Okay, good. Then yes, pay that. They own the property. They get to charge that.

So expensive.

Then don't park there.

Where else? There's somewhere else to park.

Oh, there's always somewhere else to park. Shut up.

Nowhere free.

Then you have to park extra far for somewhere free. But even still pay on the street. Dude, you we should not be subsidizing you your vehicle storage. To be clear, that's your choice to have vehicle. Number two, it's a private company. Yes, they are going to charge money, dumbass.

It's expensive. It's so expensive.

You're You're pathetic. This checking account. Instacart? You're paying for Instacart? No. Withdraw? Were you running Instacart?

Instacart withdraw.

Instacart.

No, you paid for Instacart.

No, I was in store.

You're paying for Instacart. Go get your groceries. You do nothing all day. You're [ __ ] I work all day. Pull up your Apple Trading View. She's doing it. Oh, she's doing it. You're You're trying. Are you paper trading right now or real money?

Paper trading. I have $20 REAL ON THERE.

NO, PLEASE. YOU CAN'T. You ain't your brother. You're You're literally a [ __ ] You don't know what you're doing. STOP.

NO.

WHAT did you want me to pull up?

Walmart. JUST OPEN YOUR DAMN PHONE.

Piece of Open it.

It was open.

Open it again. Started with $14 in a checking account. Got [ __ ] MCDONALD'S. TWITCH. YOU'RE PAYING FOR TWITCH.

YEAH, that's a tax write off.

You tax rate. If you don't make money to pay taxes,

so I shouldn't have to pay my taxes.

Oh my goodness. You'll have to You have to file. You have to file.

But if I don't if I'm not making MONEY,

YOU HAVE TO FILE. WHOA. Formerly open phone.

Oh, that was before I got the second phone. And I was like, I'm going to have a business number. And

she has three Twitch subscriptions currently. Video AI. Is that invoid AI? Video AI. I don't know what that is. Woofs. Puppy and dog training.

Yes, I have a Doberman.

Oh,

no. You can't afford that. Starbucks. Vape Zone. Vape Zone. Yeah. Look at you. Failure. Disgusting. Pathetic. Yeah, you're disgusting. Yeah, of course you did. You're disgusting. You're disgusting. You're a failure. You're going to kill yourself.

Twitch. Twitch. Twitch. You thought you had cancer? Well, you will now.

Reversephone.com looking people up.

Yes.

Why are you looking people up? Weird.

Cuz I was having a lot of people call me and it turned out to be one of my brothers. I was like, "Oh, I didn't have his number."

You are. You're the most literally person I've ever met. You seriously are. Uber Twitch Uber and [ __ ] you. Pesmart. Pesmart. McDonald's. Vape Zone. Vape Zone. Vape Zone.

Okay. Not mashing tacos. Uber. Uber. You getting some [ __ ] [ __ ] you. Oh,

pathetic. This is so stupid. Luma stream. Twitch. Twitch. Twitch. Twitch. You're super chatting like crazy. Uh, Tap Stitch, Printful Full You, Tap Search, Uber, Uber, ALTA, PASSMART, MICHAELS, MCDONALD'S, Papa John, Sally Beauty ain't covering those lines. Prime Video Channel, Shopify, McDonald's, McDonald's, PetSmart, Crypto.com. What are you doing? Crypto.com. You have $20,000 of debt. Crypto.com, what are you doing? What are you doing? Huh?

The crypto wasn't me. Any of the crypto charges is not.

Who is it?

It's my boyfriend.

Oh my. What is wrong with you guys? This This household needs to be burned down. We need to kick you out of this country. Publix. Yeah. My Well, it's $12 groceries. Send out $400 more. Crypto.com 50 bucks. What was he doing? We'll talk about him more in the post show. Crypto.com. Uber. Starbucks. Metro Restyling.

Starbucks Prime Video. Starbucks. You

the Metro Restyling is my work stuff.

You McDonald work stuff. You don't [ __ ] work a day in your life. Zilling out a [ __ ] ton of money. Chick-fil-A. Phantom. Phantom. Phantom. Phantom 50 bucks. Oh, 5050 50. We'll talk about this in the post show. Uber, Starbucks. She wants to keep the private stuff about a relationship in the post show. This So, the post show is going to be crazy.

$30,000 on one set of extensions.

Oh, it was $3,000 on a set of extensions.

The second time I got extensions.

You need to stop. First time it was,000. Just stop. Cough. You're nothing. $2 in our fidelity.

Yes, My fidelity.

Golf. Golf. Pathetic. off you you. What's your portion of rent?

1900 divided by two. I

didn't even say what your income is. I'm going to say 2,000. You're not setting us enough money aside because your contract there. You need to set aside 25% for your taxes at a minimum.

I'm going to say 1,750. Good. The the luck. What is there even a budget here? What's your portion of rent?

Half of,900.

Your portion's 19,900.

No, half of 19. I don't know what that is.

And her 50. What about your portion of utilities?

Um, like 100.

Internet as well.

120.

You pay 120.

Well, it's every month is kind of different. Sometimes I do.

Well, I'll put an extra 60. I'll put 60. Then phone bill.

Um, probably 60. My I pay for my iPhone.

Use Helium. Use Helium. It's 15 bucks a month. T-Mobile Towers. I'm sure that's good in central Tennessee. Uh, gas vroom vroom drive. How much a month?

I'd say 100.

Car insurance.

I don't have a car.

Yeah, daddy's giving that to you. Here, car insurance. I'll put 150 cuz you're about to get it. TP. If you find anything else you need to survive, we're probably over bucket.

He's going to keep paying the insurance.

Oh my goodness. You spoiled [ __ ] Ty anything else you need to survive? Makeup, tampons, all that good stuff. 100 bucks. Necessary food. Shut the up. 300 bucks. What?

Off.

My dog.

Yes, that's a separate category.

Okay.

Medical healthcare. What else? Are there co-pays on a monthly basis

when you get your birth control and [ __ ]

Oh, no. I get it through Planned Parenthood. So,

uh, subscriptions, I'll try 40. That's all your Twitch [ __ ] Pet insurance 50. How much for your pet food?

Um, I'd say 150 a month.

Anything else that needs to be in your budget? That is not

self-care,

like keeping up with my looks.

Selfare you. I gave you I gave you a TP fund. You use it for what you need. Anything else is unacceptable. and we don't make enough money. So, I don't even know what to do. This is like This is Oh, you have -2 in your savings. Okay, listen. I'm sorry. Usually, I at least give someone I don't care. She's not going to go anywhere. There there's nothing to do here. She's done. Like, I don't care. I don't care. I've lost the care. I'm a little sick. Okay, I think. No, it's actually allergies, but either way, I'm a little cedar hit hard. I don't give a I don't give a Okay, your daddy's going to enable you forever. Your boyfriend is nothing. I don't give a We'll talk about him more in the post show. I'm done. I don't care. You're not making enough money, obviously. What's the real answer? Go get a job and pay off your debt, dumb ass. Negative $2 and saving off. What are we doing here? Let's get your hammer financial score. Spending a budget so [ __ ] stupid. 0 out of 10. You overspend debt collection 0 out of 10. Emergency fund, nothing. 0 out of 10. Retirement, nothing. 0 out 10. Real estate, nothing. 010. Hammer financial score. Go yourself and get a job like an adult, you spoiled brat. Click the join button. Join us for Hammerly. Download the dollar wise budgeting app. Get your hammer financial score. Hammer.com. Why the is he pulling all this money for crypto and [ __ ]

Because it makes him more money.

What?

It's literally the move. Like the banks are all owned by like billionaires like Epstein. Like they just all

Epstein doesn't know what to bank. What the are you talking about?

All the billionaires have the banks with the crypto.

Oh, she's she is so Who is this woman in my studio?

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