Transcription
The UK property market, I believe, is basically finished. In my opinion, by 2030, it's going to be near enough impossible to buy your own property. If you want to buy property to live in or if you want to buy a blet to make a little bit of money on, I think it's going to be completely impossible. When you look at the stats of who is behind buying up Britain, the companies, the institutions that are putting billions and billions of pounds into residential property and how they're doing it, if you follow the money, it's it's mind-blowing and it's also pretty scary.
So, in this video, I'm going to reveal everything. I might get in trouble for this, but here we go. The first company I want to talk about is Lloyd's Living. This used to be known as Citra Living, and this is owned by Lloyd's Bank. They currently own 7, 12,000 rental properties, residential homes in Britain, and their goal by 2030 is to get 50,000. And of course, Lloyd's Banking Group are making a ton of money through the banking system by taking our money and giving us tiny little bit of interest. And that's the a big chunk of the money that they use and then using it to buy properties and push out residential landlords, struggling buy tolet owners and also first-time buyers.
Now, call me old-fashioned, but I can see a very clear conflict of interest with Lloyd's Banking Group. The fact that they take our money and have a strap line, which is called "By your side." "By your side," they teach our kids in schools about financial literacy. And when you look at what they're teaching, they're telling people to put their money in lifetimes. They're then using that money to buy houses to rent back to us. But worse than that, they have a mortgage company where they give out loans and mortgages to people to buy properties. But I think it's conflicted because in my opinion, and now I might be wrong, but they don't want buy tolet landlords. They want to take all the properties. So if people try and get a mortgage, they're going to say, "Sorry, declined. Why don't you rent instead?" They are part of the World Economic Forum whose mission by 2030 is that normal people will own nothing and be happy. Meanwhile, they'll own everything and be even happier. And they've got all these conflict of interest companies. And guess who their biggest investor is? Their biggest investor is BlackRock, an investment company who do the same thing, who are also putting billions and billions of pounds into UK residential property.
Now, you might think, well, you know what? I don't like Lloyd's Bank. I'm going to bank with Halifax or Bank of Scotland or Scottish Widows. But here's the thing, they're all owned by Lloyd's Banking Group. You couldn't make it up. Now, I took my kids out of school because I didn't want the government to raise my children. And then people said, "Oh, but Samuel, you do realize that now they're teaching financial literacy finally. Yay. But Lloyd's Bank are big part of the educators." And guess what? Lloyd's Bank and the government are mates. In fact, in 2008, after the credit crunch, when the banks were really struggling, guess what happened? Lloyd's Bank almost went bust, but they were bailed out by who? Their mate. The government. The government literally invested into Lloyd's Bank to keep it going. They bought 43% of the company to keep it afloat during the financial struggles.
Now, as a property investor, I mean, this is this is very interesting because I I want to know who my competitors are and people like Lloyd's Banking Group and all these big companies that are trying to dominate and having a monopoly over the market. But this is the scary thing. It doesn't just affect landlords. It doesn't just affect property investors. It affects everybody. Because who if you're a tenant, who are you going to be renting from? Well, you're going to be renting from Lloyd's Banking Group or BlackRock. And you might think, "So, what's the problem with that?" Well, would you really want to rent from a huge monopoly institution that say things like, "Oh, sorry. Machine says no." "Oh, do you have your digital ID? You can't rent then." This is all about complete mass control. If I've got a tenant who can't pay their rent, I've got over a 100 tenants myself and I'm a very small player compared to these companies. But if one of my tenants says, "I need to move job. Oh, I'm going to be paying a couple of days late or I've got this issue." I'll be able to actually speak to them or have a team or a management company that actually speaks to them. But what's going to happen is, you know, when you got big companies, like if you don't pay your EE phone bill, what happens? Cut off. When you've got institutions, when you're dealing with computer says no, you know, you go to the airport and you're dealing with a an airline and you're just 10 seconds late and they just go, "No," and you go, "But the plane's there," and and, "Sorry, no, can't let you through." That's the type of control that's going to happen with our homes. Our shelter is going to be controlled by these giant monopoly machine psychopaths.
Now, you might think I'm just taking a pop at Lloyds because Lloyds closed my bank down and they don't like me. Sent me quite a lot of nasty letters. Uh, but this is not just Lloyds. There's many big companies that are putting billions and billions of pounds into our tiny little island, Great Britain. And most of them are owned or backed financially by who? Surprise, surprise, BlackRock. And more on that later.
Now, I'm not an economist, but I do put millions of pounds into the property market, so I like to know what's going on. And it's very interesting because if you watch the newspapers, if you listen to the BBC or if you just type in UK property and you read what the media are saying, they make out that property is really bad, it's really scary and landlords are leaving. That that bit's true. But this is the thing. I am very confident that house prices are going to go through the roof over the next few years. I think that by 2030, house prices will be so expensive, like in London. There's only two people that own houses in London right now. It's people that bought houses years ago or it's people that are really rich. You can't just move to London and just buy a house. It's too expensive. My prediction is that's going to happen all across the UK. And you just have to follow the money and you have to look at what the super wealthy people are doing. So these super wealthy people when they're buying houses, notice they're not selling houses. The small struggling landlords are ditching their portfolios. But the wealthy people, they're not selling. They're buying and they're building. Interestingly, when they build houses, they're not selling them. So, if a company like Lloyd's Bank, BlackRock, these institutions are building houses, you might think, "Oh, that's a really good thing. They're going to build houses and then bring more supply to the average person." Well, maybe from a rental perspective, possibly. But here's the thing. They're not buying and then selling and providing accommodation for people to get on the ladder. They're buying or building and holding and keeping for themselves and creating a monopoly.
Now, it's interesting because I'm a wealthy investor myself and sometimes people might come at me like how I'm going after them. I might say, "Samuel, you're elite. You're buying houses and building houses." But here's the thing. When I buy houses, I might buy a house, do it up, sell it, make a profit. That's actually helping the economy. That's creating more houses. I think that's a good thing and the money follows and I make money and it's fine. My prediction the wealthy people who know what's going on. I mean I'm not an economist but I like to follow the money. The reason they're not selling is because they know that house prices are going to go through the roof but then they're encouraging through the media because believe it or not these same companies also have a lot of influence and even ownership in the media are telling people to sell. Isn't it scary? Isn't it hard? Just have to follow the money and use your brain.
Another company that no one's talking about are Legal and General. Now, Legal and General are another company who are part of the World Economic Forum. They're massively investing billions of pounds into UK residential property. They also have a mortgage company. You see a pattern, right? In fact, they got done for misselling mortgages in the early 2000s. And now they on their website, they say that they build and sell and build and rent. Isn't that lovely? Because there's a shortage of houses. So they say they build and sell and build and rent proudly on their website. So they build and sell. That's good. That's really good. Building houses from scratch, providing more supply and then selling them to first-time buyers. Isn't that wonderful? But here's the actual truth. They have only sold, according to my very deep research, one development ever, and that was in Brighton. They have done thousands and thousands and thousands of builds and sold one. How can you put on your website that you build and sell and build and rent when you've just done that once? Like that is absolutely outrageous. Why are they not building and selling? Why why would they not? If you buy if you buy some land and build, you make a bit of profit and sell, why would you not sell? Well, it's because they want to hold because they want to have a monopoly. Because they know that house prices are going to go up. Why would they sell and get a bit of cash? Oh, I made a bit of profit. Well, they don't want cash. Cash is trash. They want assets, not cash in the bank.
Why would we not see what these wealthy companies are doing, what the institutions are doing, and just think when they're teaching us, when Lloyd's Bank are teaching us and our kids to save and invest our money, that's not what they're doing. They're aggressively buying houses, building, and renting and holding and getting bailed out by the government. It It really does make me a little bit angry. I mean, maybe I'm overreacting. What What are you Am I overreacting? And all of these guys, they're all backed by the government, get money from the government, have huge partnerships with with the government, and then this is the thing. When they do when they do bad things and it goes to court and it goes to the judges, which a lot of them do, if they're friends with the government, business partners with the government, do you not think that's going to carry a little bit of sway when they're all part of the World Economic Forum, the forum, which I was denied access into, by the way, even though I showed I had the money to join, but they didn't want me in. I I I mean Legal and General have 6,000 properties and are aggressively growing. Aviva have a thousand. Lloyd's Banking Group have 7,000. Their goal is 50,000. I mean it these companies it's only a matter of time before they genuinely just own all the properties. And meanwhile they're working with the government and the government are creating taxes to push out struggling smaller landlords. The same taxes that don't apply for the corporations. I had a debate with a guy who's a socialist. I said, "Who would you prefer to be your landlord? Me or Kier Starmer?" And he said, "Kier Starmer." >> Who would you rather have as your landlord? Me or Kier Starmer? >> Kier Starmer. But bro, >> what I mean I I don't understand. I I am. I think that the problem is they're getting away with it because the people are so brainwashed by the media. Aviva, you know what they did? They would just double your ground rent. Every just double ground rent. Double ground rent. They kept doing it, doing it, doing it. And people's ground rent got so high that they then couldn't sell their houses, but they also couldn't afford to pay the ground rent. And they ended up going having to go to court and they lost. They lost. And there's still the consultants for the government being backed, working in partnership. It is absolute legalized criminalization and no one's saying anything about it. It's not in the media. Why?
Now, I'm not moaning, by the way. I'm just I'm just revealing the truth. I'm not complaining. I'm not saying, "Isn't it terrible and we should all panic?" No, no, no. I mean, for for me, I'm very wealthy. This is opportunity. I I I mean, I think follow the money and do what they're doing. They hate that. They absolutely hate it. Here's how you rebel against the institutions. Get rich. That's what you do. Oh, you're buying properties. And I mean, let me let me explain it this way as if I'm talking to my kids right now. So, this should really make sense. It costs these companies, Lloyd's Banking Group, when they build houses, cost at least £200,000, maybe even £250,000 to build a small two-bed house. You can speak to any construction firm and they'll confirm that. Couple hundred thousand to build, but you can buy houses in certain parts of the north for 80 grand. They are building houses in estates, spending 200 grand, and then once they're built, they're worth 300 grand. Of course, they're not selling them, they're keeping them. But then you've got an estate just down the road where the same houses that are just a little bit older you can buy for 80. There is a huge discrepancy between build cost and buy cost in certain areas. So what's going to happen? Obviously these prices just haven't quite caught up the build cost. Cost of building materials, wood, timber, bricks and mortar has gone astronomically through the roof. House prices are going to catch up. The companies, the massive institutions that are buying and building these houses aren't selling. Why? Because they know they're going to go up. The obvious thing to do is to set up a company. Did you know you can set up a company today and then you can buy a house through that company tomorrow and you get all the same tax write-offs as they do because you're doing it through a company now. And the rich people create the rules. So all these worrying taxes that might come in, they're not going to apply to you if you set up and structure your companies the same way. And there's nothing stopping you. You can you can either be a victim and go, "Oh, it's going to be so hard. Oh, it is so hard." Or you can go, "No, no, no. We're in the last buying cycle. It's going to be impossible, but it's not impossible now. And you can either complain or get rich."
Now, I chose to get rich. And as a result of my wealth, I have freedom. I have time. And I I I think I'm a pretty good person. And I don't hoard. I don't try and keep a monopoly. I teach. I share. I show others. These guys know that the pound is going to crash. They know about inflation and economics and fractional reserve banking and quantitative easing. They understand, they learned the rules of the game and then play to win. Now, they might have inherited their money and they might have fine. We're starting from scratch. No problem. But we don't want to be billionaires. We just want a few houses to have a little bit of income, be good landlords, look after our tenants, and to be able to be financially independent so we can provide a good life for our families. That's it.
Now, if you're not already convinced that you you need to get into property now, let me say this. BlackRock, they are one of the biggest investment companies in the world. They have 10 trillion pounds that they have got. Now, a lot of that money isn't theirs. They manage it because what they do because they're smart is they take other people's money and they invest it. But you know what they're investing in right now? In the UK property market, they are investing billions and billions of pounds. They are one of the biggest players. So, I guess my my final advice would be when you see people like Bill Gates, who's the largest landowner in the whole of America, when you see Jeff Bezos, one of the richest men in the world, investing heavily into property, he's invested over 500 million pounds into property. When you see these big companies, BlackRock, Faceless Companies, names, they're all investing in property. You would be naive to think that this is not the last buying cycle. You can either make excuses as to why you can't do it or you can do it, join them and get rich. And if you don't have the money, do what they do. Partner, raise the money. That's what all of these companies do. How do you think they grow so massive? Using other people's money.
In 2023, there was a survey done that 25% of people that were buying properties in London were coming from overseas. In fact, expensive London houses that are valued at £5 million or more. You know who's buying them? Over 50% of people that are buying those properties now are from overseas. They're not English people because most normal English people today just sit and listen to BBC news and complain. Don't let that be you. I believe you're watching this for a reason. If you want to know how to find properties that are affordable, 60, 70, 80 grand houses that you can buy with other people's money and how to structure it and how to buy it through a company so you get the same write-offs that these rich companies get tax-wise, then you can. And if you want to join me, I'm running a free online training explaining step by step how to do this now before it's too late. Don't complain in 5 years time. Oh, it's hard. Yeah. Now's the time. So, I'll leave a link below. Get down to the free online training. Let me show you step by step. And then at least you know you look and you go, "Okay, this is exactly step by step what I need to do." Now, the power is in your hands. So, knowledge is power. So, I'll see you on the training. Click the link below and I look forward to helping you create wealth.