Samuel Leeds: What to Do in 2026 to Build Wealth Through Property

So, how do you think the world's going to look in another 5 years with AI in mind?

I don't think anybody can tell you.

See, my whole history, I'm described as the black sheep.

You know, do you know um the story of M&M's rise to fame?

Go ahead. Go ahead. If you had to pick one bottom for you, what would it be?

There's loads. I'm going to war with the BBC. You shouldn't say that. You know, they're really powerful and there's people I don't care.

In fact, you know what? There will be some people listening to this that won't know about the backstory of the BBC.

Your rent's going to be about 2 grand. Your profit's going to be zero. So, you have to think, how am I going to get high cash flow? And the answer for that is unless you're doing it for one property to get yourself on the ladder and to get a bit of experience, but you can't scale a business this way. This is what Lord Sugar tried to tell me.

If you weren't doing property today, what would you do?

Yeah. I did a video like 30 second video on the spot. and said, "I was offered £35,000 a month over seven years to house illegal immigrants." Back put it out. Got reposted by Elon Musk. It just seems so outrageous.

Well, we could go deeper down the rabbit hole, but this is sick. Samuel Le is our guest. Okay. He's a he's a property investor, very well known in the UK and even overseas now. And um I thought it would be a a very good time to get him on the on the show given that we've just had uh the UK budget. And uh I think the first thing that we should do, Samuel, is just let the listeners know a bit more about you, your journey, and what got you to this point. I think that would be Yeah.

I mean, right now a property investor. So that's very much what I do, what I'm known for. I've got a lot of properties in the UK and it is interesting times with the budget and there's a lot of I'm personally quite bullish so I'm aggressively buying at the moment in the UK and overseas but I can see why people are cautious. I think that goes for pretty much everything though, you know. Um, people are cautious of all kind of investments, stocks and shares, but yeah, I've been in property all my working life. So, started investing in 2009 and it's it's all I know. I'm not good at lots of things, but when it comes to investing, it's kind of what I do. I live and breathe investing.

What do you feel motivated you to get into property?

I think what motivated me to get into property. I mean, it was a combination of things. But when I left school, I was thinking I haven't got any qualifications. I'm 16 years old. And actually, I looked into the car business. I was thinking maybe I could buy like a really cheap car, some rundown cars, and then sell off the bits and make profit that way. That was kind of like what I was thinking. Looking at potentially getting a car for myself soon. I thought that could be a way of making some money. And then I just thought, well, the if I do a car successfully, I might make £1,000 with some cheap old car. Imagine if I can do that with properties. That would be amazing. But it was a pipe dream.

You know, but I was just I had time. I left school. Um, so I just went along to some property networking events and I read a few different books and studies and I just thought, man, I can see myself being good at this. I want to give my life to this. I want to do this. And um but I mean now I think if you look on the Sunday Times rich list there's a lot of people doing different stuff. I'm not knocking any other business but I don't see if you if you search on YouTube how to make money in 2026 you will probably say Amazon drop shipping. How many people are on the Shund times rich list doing Amazon drop shipping. How many people are on the are on the Shunds rich list that got there from cryptocurrencies and all these different things? Very few. I think property, I'm biased because it's all I know, but I think property is the safest. Um, and even if times are tough, ultimately house prices just continually go up.

And we I I was when I got in, it was just it was just during the 2008 crash. So, I came in as all that was the credit crunch was going mad at that time.

Yeah. Cuz I got in in 2009, right? Okay. And that was when properties were absolutely crashing and people were telling me it's a really bad time to get into property. There's a crash happening. It's a bad time. But actually, that's where I made money and that's where I got my first deals, which I still own today. So now there's bad things happening. There's recessions, there's crashes, there's uncertainty, but actually I think that's if you know where to look and you know how to negotiate and you know what you're looking for, that's the time when you can get the best deals.

Okay. So your first property deal.

Yeah. Tell me about that. I think I recall you saying that you borrowed some money from one of the family members.

No, actually I So our first property was in Marville Road Birmingham, Bourneville, and I agreed to buy it for 100 grand. Basically, I went on a course and I followed what the course said to the tea, and I got right down to the final part of following the course, which was that the theory was buy a house below market value, get 100% finance, and then refinance it same day refinance. And I'm like, okay, that sounds amazing. So, I followed the process, but then when I got to the final final final part, um I realized I was too young to even own a property.

Right. So, how old were you then?

17.

Right. Okay. I was living with my mom.

Right. Okay. So, I didn't need any money because the deal, but the the equity, the deposit was in the discount, which is fine, but I was just too young to do it, right? So, I I got my mom's husband, my stepdad, right, to agree to be a guarantor and hosted his name. That was my first That was my first project. Um so so I didn't I didn't get any money from anybody. I fired the course but I got um back in so to speak. I got guarantor but even after that the rules all changed. They stopped doing uh same day refinances. Mult went bust. You probably remember all these days. And suddenly it was like oh man you can't do that anymore.

Um and that was when I went on another course and my friends and family at the time were telling me why are you going on these courses? You're being scammed. You mean everyone was wasful as well.

Yeah. Yeah. People are very anti- self education but very pro formal education. So if I if I would have said to my friends and family I'm going to university to study business that have all been like oh wow well done. Even though the business lecturer has never had a business but when I'm going and I'm and I'm learning from people that are actually doing it um and I'm paying a few thousand from paper I'm my friends are like oh my gosh you're being scammed you're vulnerable all this. Well, I learned about lease options. Purchase lease options, which is when you buy a house now, but agreed to pay for it later.

Mhm. Um, turned 18 and started doing these. So, I got six of these when I was 19 years old. Um, and now I've still got them. So, I agreed to buy them down the line because people were so scared, people wanted to sell, but people couldn't sell and they were in negative equity, right? I was like, I'll buy it.

Okay. So, after that first property that you bought, Yeah. was the purchase lease option, the next one?

Yes.

Okay. So how did how how how much did you accelerate after the first purchase? What happened?

It took a year. So I got that first property when I was 17 in 2000 March 2009 just before my 18th birthday. I got that 18. I didn't buy any properties, but I was full-time in property. So it was a year of learning and researching.

Yeah. And and and me going around telling everybody I'm a property investor. And everyone going, but how many properties do you own? One. Yeah. But it's technically in my name like you know looking back that now it's like oh wow you did really you you performed really well really quick by the age of 21 I had a million pounds worth of property I was um controlling but at the time that year 2010 I didn't do everything I was just other than programming that identity like you're saying to people I'm a property investor you're programming that into your consciousness right

yeah and I was going to millionaire mind intensive um I think that's where I just met you actually. So, we go back time.

I entered that program 11 times.

Wow. Millionaire mind intensive which was a three-day program. So, I spent a month of my life with you at the back doing the sounds. Doing the sound as as a young as a young man.

Do you think that program had a big impact on you? In fact, let me ask you a better question. What was the impact of going to that event time and time again?

Mate, huge. So millionaire mind intensive is not about property investing but it is about your mindset, business development, money management, believing in yourself, being a bigger person, having confidence and and ultimately programming your mind, reprogramming your mind from surviving to thriving. And yeah, it was it was it was epic. And I and I bought additional courses as well. I did the quantum leap the quantum the whole program. Yeah. Um yeah, I didn't get to do every single program, but I did I did a bunch of them. Yeah. Gorilla, business intensive. Never worked again. Yeah, I did uh train the trainer. That's what kind of helped me with my with my speaking. Yeah. Um although I didn't do that until years later, but but I did eventually. Um and not just that, I did courses with Robert Kiyosaki, Rich Dad. I did um all kinds of different programs. Basically any anything that was put I joined PIN. I used to go to all the PIN meetings.

Yeah. Um my mom and stepdad were also getting in it. So that um they did the Suzushi's mastermind.

Yeah. Where is I like Yeah. I like I was chatting with him this morning. So we were exchanging notes. Yeah. And um it was fun and and the thing is although it was a massive struggle because I had no money. Looking back I look back with a smile and now I tell people that are young because I'm now mentoring other people that might be 19 20 or in their adults but when they're starting, oh this is hard, man. This is hard and I got this. I got this and I haven't got any results. It's like, man, you got to look back in 10 years time with a smile on these days.

Yeah. Because you're climbing the mountain.

Yeah. And climbing the mountain is fun. Everyone wants to be at the top of the mountain, but actually when you get to the top of the mountain, you're like, "Okay, well, I'm going just go down." Like you don't you don't I climb Kilamanjaro. You don't climb a mountain and get to the top and then go, "Wow, I'm going to stay here. Stay here now." Like, you get there and you literally and immediately turn back around.

Yeah. So actually the the fun and the joy is the journey not the achievement right

and you got to you got to love the journey. So at the time I didn't realize that at the time I was thinking oh I can't wait to get my next deal and I can't wait to get here can't wait to get here but then it gets to a point where you're like actually that journey was just a fun journey you know I was thinking about that actually you know like people who don't persist with something to achieve success they're probably it's probably because they're not enjoying the journey they have this idea of how they want life to be they want to achieve this that and the other and then when they embark on the journey and they struggle and they tap out that's why they probably don't achieve success in that area

maybe. But you've got to learn to enjoy struggle. Like at the time I didn't enjoy the journey. I I hated it. It's only looking back. It's like when I climbed Kilimanjaro, I didn't enjoy it.

Yeah. If I could have clicked my fingers to the top of the mountain. I hated every second I was passing out. I was hallucinating. There was a guy behind me proddding me with a stick.

Yeah. A guy died on on the trip. I I saw him pass. I didn't enjoy that. You won. I was on Yeah. One of the guys I was with He passed on the spot.

Yeah. Heart failure. No, I don't know what it was actually. I think he was an alcoholic and he had some I don't know exactly what it was. It was horrible. This is a lot many years ago now. But didn't enjoy any of it.

But you got to when you look back it's the accomplishment, isn't it? It's the fact that you did it.

Yeah. You got to the top. You do have to enjoy the struggle. I'd say to my I say to my children that you got to be comfortable with being uncomfortable. You got to be able to dance with the uncertain the the the uncertainty. I I don't think there's been as much uncertainty ever before compared to how much there is now in terms of what these children should do and whether they should go to university or not because even before AI like you said people weren't even getting jobs in the fields that they wanted to get jobs in.

Right. That's a good segue I think cuz I didn't want to speak about it now but it is a good segue into you creating a school for your children.

Yeah. So I'd be interested to know more about that. what your motives were, what your planned, what your larger plans are. Uh, it's not just your children. I think your niece, Russell's children.

Yeah. Yeah. Russell's kids, too. Yeah. So, yeah, tell me more about that.

I'm figuring it out. I'm a I'm a young dad. Me and my wife, we've got four children, and the oldest at the minute is eight, youngest is one. So, I'm figuring out education. Not claiming I got all the answers, but what I do know is that from my experience, I feel that the education system failed me because I went through my whole school life and I thought I was stupid. I didn't I didn't have any aspirations. All my classmates, I was like the worst in in my class. And that knocked my confidence. That made me think that I probably wasn't going to do well after school. And no one really said to me like, "You've got a gift," you know? No one said to me, "Have you thought about being an entrepreneur, having a business?" No one said that. So I flunked out at 16. I constantly got into trouble at school. Not even for doing like really bad stuff, just for doing business stuff. Like for example, I had a plastering business when I was 15 and I used to price up refurbs and then send out plasterers and take a cut.

Yeah. When I was 15 and I'd make calls at school. I' I'd slip out the classroom and oh, where you going? And I'd be like, I need to take this.

I'd love for when I was 15. And they couldn't handle that. No, you must wait until geography is finished. And I'm like, man, I'm sorry. I Hello. I'd walk off and I'd take the call. I'll be back in five. It's like, I just made 80 quid. Yeah. I'm not I'm not going to stay in geography when I come out. And they absolutely penalized me and hated that. I got into trouble because I used to pay one of my some of the money that I'd make from my plastering. I'd pay my classmates to do my work for me at school. So, I'd have homework and different staff just give them, you know, a tener.

Yeah. Do my work for me. And That was like that was not cool. This is really serious. But actually the same classmates that used to do my work for me at school now work for me. I employ them.

Yeah. So the skills that I was showing were business entrepreneurial skills and rather than being encouraged, they were suppressed. Now it's not the teachers fault. I don't blame the teachers. It's just the whole curriculum is the whole system. So, I don't plan to have it all figured out. The reason I'm at university now, or at least one of the reasons, a big part of it is because what you said, you said you wanted to figure out what you think is best for your kids. How can I advise my kids whether they should go to because also it's their decision. How can I advise my kids whether they should go to uni, whether they shouldn't go to uni when I only have my one blinker perspective from my life.

So, I've got like I'm on a little side quest doing different things. So, I'm a I'm a full-time university student and I've been for over a year now. I've got two years left um before I get my degree cuz I'm full-time.

Mhm. And I'm doing that partly to figure out what uni is like.

Really? I thought you were doing law because you wanted to be better equipped from a legal point of view.

Well, that's also a reason. I mean, I'm not going to go to university and study philosophy.

Yeah, that'd be utterly boring.

Yeah, of course I'm doing it for more than one reason, but a big part of it is to figure out what it's like so I can then advise my kids.

Would you Okay. So, given what you know now,

Yeah. and considering what the world looks like now with AI, imagine your kids, right? So, imagine you had a kid who was say 16. That's my son's age. With the world looking the way that it looks now and he said to your dad, "Do you think I should go to university?"

Yeah. I think I would I would let him decide based on his or her goals. So, what do you want to achieve? I really want to be a lawyer. Okay. If you really want to be a lawyer, then you have to go

Yes. Yeah. But before you sign up, why don't you go and spend a week with a lawyer working and seeing what they get paid and how they live and are they happy and what's their lifestyle? Meet a few lawyers and then decide and if you're dead set hellbent on being a lawyer, then go to university and be a lawyer. But what most people do is they go to university and they just study drama.

Yeah. because their friend from school who they like and they spend their whole life and they're not building something for the future. They're just choosing superficially based on how they feel that day. That is wrong. I suppose for me if I was asked that question by my son I'd be thinking along. Okay, look you make a fair point. If he wants to do law that's something he has to go to university and learn to be a lawyer. But I'd be thinking, how many lawyers are there going to be left in the world? Like with AI, with chat GPT, I know how much I use it for legal matters now, right? That's what I'm thinking.

There'll always need to be lawyers, there will be. But I just what will happen with AI in my opinion is that people that are not particularly intelligent, people that have got no drive, no creativity, no ability to adapt will be made redundant and will be penalized. and people that are can adapt, think outside the box, these guys will fly to the top. I mean, our company, we're using AI in our company just to do stuff.

Mhm. And it's it's revolutionizing departments. We're not making people redundant because of AI. What's happening is people are becoming 10xed, super proficient, super productive by using it as a tool. So, I don't think that there's going to, oh, there's no need for lawyers anymore. I can't I can't I can't see that. And also chat GBT for example, it's very it's often very wrong.

Yeah, I have found that as well. I mean very wrong. I I've asked it stuff and it's confidently told me and then I've realized that it's not true and I and I've called it out and it doesn't even apologize. Yes. It it just says yes, you're right to challenge me. Um and yes, but now the goalpost have changed and it doesn't apologize. J argue with chat you've been sitting and shouted it and make it apologize.

Um, no. No, I've not done that. But I did call it out last week because I asked it a question. Uh, it gave me an answer and then I asked the question again. It gave me a different answer.

Go on a new tab and ask it again in a slightly different way. So I'm like, hang about. You've just said this, but now you're saying this.

Yeah. So, how do you think the world's going to look in another 5 years with AI in mind? I don't think anybody can tell you exactly what's going to happen because anyone that says they know what's going to happen is wrong because Elon Musk doesn't know. He might have his predictions or his ideas, but the the there's so much changing. The biggest thing is rather than worrying about what's going to happen is yeah, you can you can work out what you think's likely, but is be prepared to adapt today and fast.

Yeah. And then if things change, they might go off. What about a few years ago when everyone was saying NFTs were going to take over the world? Gary Vaynerchuk was was was talking about NFTs that it was the absolute future with absolute certainty.

I'd love to talk to him and see what he thinks now because as far as I can see, he was just completely wrong because NFTs aren't talked about or used at all.

I never hear about NFTs anymore. No, but they were the big thing and Gary was going on about how my words this in in the next few years. So

yeah, you can't you can't you can't know 100%. I mean there could be a war. We could have World War II AI. Maybe I'm wrong about AI. Maybe lawyers will you don't know. But what you can do is if you're studying law and you're two years in and then suddenly lawyers are being fired left, right, center and it becomes a terrible industry. You go, "Right, let me adapt." You know, let me switch. You got to learn to adapt.

You don't strike me as the person that it would concern, but I should ask you, does it concern you?

AI. Yeah. Oh man, I'm just excited about it. massively excited. People that are really concerned about AI and come up with conspiracy theories of how damaging it is and all this and how it's going to take over the world and we're going to have robots that kill us all. That type of mentality. Number one, it doesn't serve you. Number two, they're the same people that said the same thing about the internet and now we use the internet. So, I I wouldn't be super negative about everything. I don't think it serves you. You're best to just use everything as a tool and and and use it to better your life. I think so.

If I was to say that if I was to say, okay, Samuel's an optimistic person, is that fair? Is that is that a fair thing to say?

Yeah, I think it's fair.

Have you always been optimistic? Was there was it going through all those events that made you optimistic?

Maybe. Yeah, it sh resh Yeah, probably. It reshaped my thinking getting mentors and going on Millionaire Mind Intensive for a month of my life. Yeah, I even used to crew. Yeah. Used to go Yeah. pick up them bits off the floor just to be in the environment. Um yeah, I think I think it has but also I just don't I just don't think it helps being doom and gloomy. And AI is brilliant, isn't it? I mean, think about it. Isn't Aren't we living in a wonderful time? Like 100 years ago, I mean, not even 100 years ago, I remember not having the internet. So, it wasn't that long ago when we were driving around in horses sending letters.

Yeah. Literally, you want to send someone on a horse?

Yeah. A letter. Um, no movies.

I remember sending letters.

Yeah. I remember the last TV. I remember the last time I've sent a letter though.

No, you know, it just doesn't really like no entertainment, no movies. I mean now they spend millions and millions of pounds paying the most amazing actors in the world putting together 90 minutes for our entertainment and we just sit there and watch it and go that was fun. We do live in a time of absolute bliss really. I I mean we live even if you're struggling even if you're you know not super rich the fact that you can just drive the fact that you can just turn on the TV you can talk to chat GBT and ask you anything you remember back in the day I remember when even when I when I when I was starting in business if I wanted to know an answer to something I'd have to read books and research and arrange meetings with lawyers and wait weeks and now I just ask chat GPT

and make sure it's right though.

Yeah. Yes. Well, it normally is, but even even the lawyer could be wrong.

Yeah. They'll often put disclaimers in there.

Yeah. So, I'm not saying the system is perfect, but I just think we live in an absolutely incredible time. However, the caveat to that is if you make 2,000 a month and you're working 50 hours a week in a job you don't like and you live in London and you can't afford a car, then life sucks. But it's very easy to get from sucky life to really nice life and you don't need that much money.

In fact, I want to talk to you about that. But before that, I'm I'm I want to stick with the optimism for a moment cuz you spoke about your your school life where you were perhaps made to feel like a failure. You weren't good enough. But when all the time that I've known you, what's really stood out about you is your optimism and your if I can say so, I don't give a [ __ ] attitude. I love that about you. Right.

Yeah. I want to understand a bit more about that. But in a way where if people are struggling and they need might need a bit more optimism in their life.

Yeah. What might you say something else? I mean, the interesting thing is the thing that's made me optimistic and couldn't give a rip about what people think of me, do me unapologetic and and and love life and love myself and that came as a result of a lot of bad stuff really. I mean, my my whole life. So I found in school, yes. But then I just had so many unfortunate and difficult times in my life where I was rejected. I was kicked out of things. I mean, if you ask anyone that I that that knows me well that's seen my whole history, I'm described as the black sheep, you know. So everything I've ever been involved in or wanted to be a part of any group, any organization, I've just been thrown out or so I kind of got to the point. It's a bit like I don't know if you know the story. Do you know um the story of Eminem's rise to fame?

Go ahead. Go ahead. So basically what happened was he he he really wanted to be an artist. He really wanted to be a rapper, but because he's white and he's in the hood, he was kind of on the fringes, very underground. And then he spent years and years uh battle rapping, proving himself.

Yeah. Chip on his shoulder because he's white, but he he he started getting a bit of respect and he was well known underground. And then he put his heart and soul into an album and he produced an album, his first ever album. Do you know the name of his first ever? Oh, okay. I shouldn't know though. It's called Infinite, right? Okay. and he put his heart and soul into it into this album called Infinite and he he released it and I think it sold like 190 copies. It was an absolute flop. It was a laughing stock. It was it was trash. I mean, I've listened to it even as a mad Eminem fan. And he I think it was trash, okay, personally. And he then got to the point where he was suicidal and he just thought, you know what, forget this. This this sucks. I'm done. I'm done with everything. I'm done with rapping. I'm done with and and he was really in a low place and he let all his anger and frustration out and he turned it into music and that music got picked up by Dre and then Domton Dre was like I need to meet this white boy you know in fact I didn't even know it was white just I need to meet this boy and then flew down met Dre in LA and and he's like man this music is absolutely epic and this so it was like from rock bottom the producer the real Eminem, if that makes sense. And I feel in the same way when I see people that are very successful in business and certainly for myself, the reason I don't care what people think is because I used to care and I got so spat out of the rooms that I I didn't have a choice. But all right, all right, I'll just be me then. You know what I mean?

Yeah. Kicked out of church, kicked out of college, kicked out of this. It wouldn't surprise me if I get kicked out of university before I get my degree. I'll be shocked if I get a degree. I mean, I'm getting I'm getting first class uh results, but wouldn't surprise me cuz that's just all I know. Just kicked out. I've been kicked out of everything. Been removed from everything. Never been accepted um in any of the clicks or the groups. Um so, so after years of that as as a young person, then I just thought, you know what? All right, man. I'll just do my own thing then. And and I think that not caring anymore. It's do you know like when you're when it's raining and you're trying not to get wet. Oh, I'm trying not to get wet and you're rushing and then it gets to a point you're just like, man, it's really raining hard now. I'm just going to enjoy the rain. I think it was like not having any other choice but to not give a hoot anymore.

Yeah. Exactly. Just like, okay, I'm wet now already. I'm already not particularly accepted because the thing is I am from a working-class background. I've got a Midlands accent. I'm from Warsaw and now trying to move in corporate and with you know bankers and the way I am the way I'll just call things out if I see something that doesn't quite and I'm happy to look stupid. I'll just say what it doesn't make sense.

Probably everyone else is thinking it. I'll be the person that like doesn't make any sense. What do you mean?

Explain to me like I'm 10.

Yeah. Yeah. You know what I mean? Because that's how I'll speak.

Yeah. And I I can spend six This is This is the thing, right? I I I'll spend six hours with a lawyer just trying to understand something or with a planning consultant. It doesn't make sense. Explain it to me again. What do you mean? And I said, "Six hours. I'll be paying them like their hourly rate." And then after the six hours when it finally clicks, I'm like, "Okay, got it. Now I can teach it on a YouTube video in 5 minutes.

Yeah. Now I can and that's why I'm so passionate. Now I I can stand on stage or I can run a Zoom meeting with a bunch of people and I can break stuff down where where where they can get up to speed on their knowledge on all the different subjects and it can suddenly make sense. And and I've got a gift to been able to break it down to people that are starting from scratch. Uh, and maybe that's because I'm not super academic, so I had to get it broken down like

That's the way you learn. Yeah, that's the way you learn.

Yeah. I want to back up a bit though in terms of So, you spoke about Eminem's rock bottom before he morphed into the success he is now.

If you had to pick one rock bottom for you, what would it be?

There's loads. Was there one moment that you [clears throat] Yeah, probably. probably when the most recent rock bottom as an adult where I really just thought you know what I don't care was probably when I got persecuted by the media BBC um when the BBC did a full-on documentary about me in 2019 and I'm just like literally I'm I'm growing an a very nice ethical business. I've done nothing wrong and now you're putting me on BBC with eerie music. What? And then I even had friends of mine like, "Oh, oh, you on the BBC?" You know what? I don't care anymore. I think I'm done trying to

Yeah. I'm not going to try and prove myself to anybody. That was when I realized it was a very powerful year actually. six people that six people that I I am accountable to and I care about which are which are God because if you've got a relationship with God and you and you and you know in your heart that God is proud of you and you're right before God and you'll die and you'll be in front of God and and and and and you can stand there and say, "I tried my best. um I put my faith in Jesus as a as a as a as a Christian and um and I live I I lived my life as best I possibly could um with humility and with with with clean hands and not perfect rested in Christ. Like that's important to me. My family, I care what my wife thinks, what my mom thinks. Um I care my brother. I care what my customers think.

Mhm. If my customers say the tiniest thing in my business, like if if my customers if I get a message off somebody who's an investor or if they're a student of mine and they're like, "Oh, um, I wasn't that happy with you made me feel a bit small on the masterminds the way you spoke." Like I'll be like, "Oh, okay." But I'll take that. I care a lot. I care about what my staff think.

Um, I care about what my church think.

Yeah. And I care about what I think.

Yeah. I care about what I think. That's it. I don't care about what anybody else thinks. Don't care about what BBC say. Don't care about Guardian. Don't care about um what the TV say. I don't care about what haters, what trolls, what elite clubs, what bankers. I'll go to war, mate. I've gone to war with people. I've gone to war with Lloyd's Bank.

I don't care. I'll go filming around Lloyd's Bank and they're coming out. You can't film me. I can know what you going to do. I don't care. Don't care what Loy's Bank thing. Don't care what world economic reform think. Don't care what the BBC I'm bound to war with the BBC. You shouldn't say that. You know, they're really powerful and there's people I don't care. In fact, you know what? There will be some people listening to this that won't know about the backstory of the BBC.

Yeah. How would you summarize it?

I would summarize it. The thing is with the BBC, and I I have to be a little bit balanced and nuanced with the BBC because the BBC is not one person, one department. It is a massive organization with thousands of staff and to be fair on the BBC they have covered me many times and most of the times they've covered me. It's been positive, right? In fact, they they they've covered me when I when properties that I've bought, interesting properties. They've interviewed me. They've covered me on my financial freedom challenges. Um they backed me um over a dispute I was having. So So they've done a lot, but but the the one time they came after me that was um negative, was so disgusting, and so unfair um that it was basically what they did is they did an undercover where they came to one of my um training programs. I was working with you at that time. You weren't here. We were doing the all production for you at that time.

That's crazy. I think Ryan was working.

Yeah. Yeah. Ryan was Yeah. Yeah.

Um, so I remember that time, but please continue.

Yeah. So they're basically I don't think they're anti- Samuel Leads the person. I think they're anti- Samuel Leads the movement. And I think that the the documentary was basically trying to make me out to look like a charlatan who sells courses and the training doesn't even work. And that's what he was trying to make me look like. So they had ear music and they they um put uh secret recordings which were heavily edited. It was like a 1-hour conversation that the undercover reporter had with one of our sales team and they took like 20 seconds of that conversation and made it look like they were being pressured to buy when actually they were told go away and sleep on it. Go away think of it. But the way they edited it was really bad. They also um found three people of the thousands and thousands of people that have done our training that hadn't made any money, hadn't been hadn't been successful and said, "Look, these two people made no money." And it's like, "Yeah, but what about the thousands that did?" Um they also disgracefully um talked about a soldier who who tragically took his life. nothing linked with with us or our training, but they threw it in there as some weird innuendo like, oh, and this person, he did Samuel's training and sadly he ended up taking his life. Like, and for me that was just that was the disgusting bit because there was no link to our training. And that's the thing that people remember. It's like, oh my gosh, someone took her life. Oh, and there was eerie music and that and that just made me think that the BBC um and I've written to the BBC. They did retract some of it to be fair, but the fact they did that for me BBC, you know, like who are supposed who who are paid for by the public taxpayers money. That for me was just horrible.

And you had an opportunity to settle the score somewhat with a BBC some of the I don't know this guy but he works for the BBC.

Yeah. Yeah. Mike. Mike something. What was his name?

My love. Yeah. And so My love. Yeah. He's from BBC and he fought me. We had a fight.

How did that happen? So explain cuz like people are going to listen to that and think what do you mean he had a fight with this guy? What?

Yeah. Know. So basically Mike um he doesn't work for the BBC per se. He he he was part of a show um or is part of a show, I'm not sure, called Crazy Rich Agents, which is a BBC show. Again, BBC's massive, isn't it? And so he loves the BBC. He thinks the BBC are fantastic. He's an advocate for the BBC. And he called me out and said, "Oh, the only reason Samuel hates the BBC is because he's not on the BBC show all the time like I am." And blah blah blah. BBC is amazing. BBC disc. Oh, and also Samuel, um you always want to debate people. How about we fight?

Right. So he asked you for Yeah. he asked me for a fight. Okay. So, and I just thought great because I love boxing and training and it's a good fitness challenge and it's opportunity to smack someone in the mouth from the BBC. Yeah. Um, so that's how it came about.

Yeah. So, we fought last month.

It was it was an official fight in a ring. It was a sanctioned fight. Yeah. Five rounds in a ring, 14 oz gloves. And and we we went to war. And how did it go?

Yeah. And you know what? I I I did I got the one I got the victory on the on the on the night, but it was a very tough fight. and um and he was a champ afterwards and we shook hands and that's how he should bake, you know, we shook hands and it was a great night.

I'm asking you as if I wasn't there. I was there, but I'm asking you these questions for for the people that weren't there so they can understand a bit more. But yeah, when he came out and uh when you both came out, I was like I would not want to fight either one of them, man. He's a unit.

He's a he's a big lad and uh yeah, I wouldn't want to fight him. He's a and and you know what? He's a heavy hitter. Even his jabs, just stiff jab when he was landing. Yeah. I was like, "Damn, it felt like I was getting hit by a truck." He probably, if that would have been a street fight, he would have probably won. He I think the next day, I don't know how he was feeling.

Yeah. But but I was I was ready to have a week rest after that. So, I have to give it to Mike. I did get the I did win the fight.

Yeah. Um on points and I did get more punches in and and and and I held my own. But fair play to Mike cuz I didn't even know if he was going to turn up. You know, he was late and I was thinking, is he even going to turn up? He turned up. He got in the ring. He lasted five rounds. We went to war. He went the distance.

Yeah. And and then we shook hands afterwards like gentlemen. And I've got nothing but respect for the guy.

That's good. That's good. How does that fight compare to the fight you had with Rob Moore?

Much easier. The fight with Rob was much easier. three rounds and Rob, no disrespect to Rob, but Rob's what, 18 kg, whereas this guy when I agreed to fight him was 110.

Weight difference was huge. I was a I'm a lot bigger than Rob as well. So when Rob was hitting me, it didn't feel the same as as as when this guy this guy was hitting me. But again, mad respect to Rob.

Yeah. You know, fancy that. Fancy someone like Rob who's a multi-millionaire who runs a very successful business. He's in his 40s. Yeah. getting in the ring with a guy who's heavier and with I think there was just almost 2,000 there was there was 1,800 I believe that the night me for in person plus all the tens of thousands watching online

And Rob, as well, in the distance. It was a split decision. And, um, I did manage to knock him down. I got a knockdown. But, but, and Bob still's convinced to this day that that he beat me, but he didn't beat me. But that's what he did. Fair play. But no mad respect. And it's that's what it is. It's it's that's old-fashioned, isn't it? Old-fashioned is, I got a problem with you, cuz me and Robert had a bit of beef. We did have a bit of beef, but I got a bit of a problem with you, and we've been talking a bit online and different things. Come on then. Let's get in the ring.

"I love that."

Yeah, it shows it shows that you know. What was the beef with me and Rob?

"Yeah."

Rob has got a competitor, uh, business. So, he's also a property investor, right?

"And he also has a training business."

And, um, I can't remember where the beef started from exactly now, but I think he said something, he was interviewed about me on the podcast and he said something about me, um, a bit, a bit of shade.

"Mhm."

Um, and then we were growing aggressively and and he was just, he said a few things. I can't remember what he said. I think he said in an interview that he beat, he could beat me up or something. I could beat him up and I've got a bigger business, blah, blah. So, I decided to put on an event in his hometown.

"Mhm."

In Peterborough, which is where his office is. He's based. And I got like, big billboards of me all around his house and stuff and ran a 2,000, um, seater event, packed it out in Peterborough, right near his house, just as a bit of a sight. And he messaged me and he was like, "What was the return on investment on those billboards?" And I said, "100%, because you saw them."

[laughter]

"That was the goal."

That was the goal. So, you know, and then I, I wasn't angry. I didn't hate him. I don't know how he felt. But after the fight, you hug, you shake hands, and and we, we've been in touch since. I wouldn't say we're like mates.

"Yeah."

But I speak with Rob. Rob's Rob sound.

"That's good."

Got no beef with Rob. Anyone, anyone that would debate? Because that's another thing, isn't it? A lot of people have opinions, but will they actually debate them?

"Yeah."

Will they actually sit down, man to man?

"Yeah."

Or adult to adult and put, 'cause I love debating. 'Cause I'm happy to be wrong.

"Yeah."

I had a debate recently with Gary Economics. You know Gary Economics?

"Yes."

Sat down with him for eight hours. Bro.

"Is that, is that online that footage?"

No, not yet.

"Okay."

No, not yet. And I can't talk about it too much because it's, it's being edited for TV.

"Right. Okay."

Eight hours. I sat with Gary and just went.

"Went to with a whole day that would have been."

Um, we'll see how, we'll see how the edit is. Um, but, but there was some, there was some very nice moments and then there was some, we, we'll see what the edit is. I'm not going to speak about it until it comes out. When it comes out, I'll, I'll share my two pennies. But I love that. I love meeting and debating and thrashing ideas out and getting in the ring. And who cares if I win or I lose, as long as we both grow.

"Yeah."

As long as we learn and we grow, that's the goal. Life is so short, bro. Who cares? It stands out that that I think that attitude where who cares, I don't give a who. I think that is one of the primary things that has got you to where you are now. And in fact, I've seen some of the videos on YouTube where you actually invite people who are in disagreement with you.

"Yeah."

And you'll say, "Come on, let's, let's debate it." I love that. I love it. And I'm not trying to, I'm not, I'm genuinely. I have there have been a couple of instances where I have tried to destroy them. Um, where they've, where they've, where they've said a lot of bad stuff about me and then when they come to sit with me, my goal is to destroy that person and to ruin their career. I have had that.

But nine times out of 10, if I'm sitting down with someone having a debate, I'm actually open to be proved wrong. I want to learn. I want to grow. I'm, I'm curious and and it's just lovely and healthy and it's old-fashioned. Do you know what Sange, do you not think social media has become extremely toxic?

"Yeah."

Fake book. It's just like people put up.

"Yeah."

It's just look, I use social media. I go on it, but it is, it is toxic. Do you know I think as well, there's almost a bit of a culture war at the moment between the left and right. There's a horrible, there's a horrible, um, thing as well. There's a lot of racism on on social media. I'm seeing at the moment because as a country, we were far too lax on our borders. This is just my opinion. My, you can debate me though if you want. Let's go over there. No, but as a country, we, we were far too open with our borders because when you've got welfare and open borders pretty much and people are coming in, um, on on on dingies and we're taking in asylum seekers, um, thousands and thousands of people every single week and then the government are paying for them to be in housing and and hotels. There's a, there's a, there's a line, isn't there, before it's like, come on, man. You're taking the piss now.

"Yeah."

And I feel like as a, as a country and in the UK, we became so tolerant and we've become so politically correct that no one was saying anything. But it got to a point where it was like, man, this is just too much. And then suddenly, like when I did my video, 'cause I had, um, a contract where I could house asylum seekers in one of my hotels and I said no. And I was having a meeting with the hotel manager and a few others, um, that that make the decisions on the hotel and and we decided no. And then I said, you know, no, they were like, oh, but look, this really good offer. It was, it was like a £3 million contract. And I said, I don't know, there'll be cars. And I explained we decided no. And then I said, yeah, no. And I, I got passionate and I, you know what? I pulled my phone out and I went outside and I did a video, like 30-second video on the spot and said, I was offered £35,000 a month over seven years to house illegal immigrants. That wasn't 100% true. Technically, I got a lot of heat that is asylum seekers. I get it. But I did this little video, spur back, put it out, got reposted by Elon Musk. Video got my video. Elon Musk said I was a good man. He endorsed me.

"Yeah."

My team was saying, don't post that video. Don't post that video. I'm like, I don't care. I'm going to post that video. Posting the video and this got tens and tens of millions of views. Andrew Tate commented about it. Elon Musk re-shared it on on X. It was in the Daily Mail. It was, it, it went international. I was on GB News. I was on Talk TV, interviewed about it. And it's funny because I thought I was going to get a lot of hate on that. A lot of hate on it. But everyone, if anything, people were almost trying to egg me on too much. It's like, I'm married to an immigrant. Chill out.

"Yeah."

I, I love immigration.

"Yeah."

I'm just, I just said no because I just felt that this was better for the hotel. Well, I think.

[laughter]

"I think people are like going the other way."

Yeah.

"But then now on social media, you've almost got like left, right."

"Black, white."

"You know, racist snowflake. Where is what happened to just having a nice conversation and agreeing to disagree and all they, everyone's uh outraged? Everyone's, um, kind of either for you or against you. It's even with Samuel Woods. It's like, am I a Samuel fan or do I hate Samuel Eds? How's about Samuel is a property investor. He's got an education company and I can learn bits from him and don't agree with everything he says. Yeah. Like, how's about just be balanced? It doesn't make sense.

"Yeah."

It's like Andrew Tate. I interviewed Andrew Tate. I got so much hate like, "Oh my gosh, you interviewed a misogynist."

"You know."

"How can you do that when you've got daughters?" It's like.

"And these comments were from people, you know."

"Online."

"No, mate. People that I know."

"Why would you interview Andrew Tate? But then we got other people like, 'Yeah, Top G.'"

"Yeah."

"It's like Andrew Tate's the, I guess, the ultimate because he's, he's very polarizing. Either you're, you're a mad fan."

"Or you hate Andrew Tate."

What happened to just saying, I actually think Andrew Tate, what he's doing is really good. I really like him. He's been a gentleman to me and to the people that I've worked with and, um, and I think he's got a lot to say. I think he's got a lot to offer. Um, but that doesn't mean that every single thing he says I'm like behind it and promoting the message 'cause I'm a mad.

"Mad fan of women."

"Yeah."

"Maybe he'd say he is as well. But how he, how he talks about women and his view of women."

"Yeah."

"I'm on a different."

"Yeah."

"I'm in a different planet."

"Yeah."

So, but yeah. So, but my point is that's why I like debating because it's see normally when you can debate with someone at the end, they can go, actually, you know what, we don't agree, but our hearts are in a similar place and that's a beautiful thing.

"And maybe you've raised some fair points that consideration."

"Exactly."

"In fact, on the on the note of immigration, what what's your take on what's going on? Do you have an opinion on what's going on?"

"Mhm."

"I have a strong opinion on it."

"Go ahead, share it."

My opinion on immigration is that number one, I think that immigration is good for the country.

"Mhm."

I mean, I think that, um, I like immigration on a personal level. I like integration. I like, I love it when, when I'm at an academy dinner and we've got a massive variation of people from different walks of life and backgrounds and yeah, I just like that.

"Mhm."

I'm, I'm in a mixed interracial household. So my wife is is from Africa, Zimbabwe. She's black. She moved here when she was 10.

"So yeah."

I think it's fantastic. And the people that come here into this country and they work hard and they bring their skills, you know, I have a lot of people that work for me.

"Um."

A lot of my builders are Polish. They come down and they do brilliant. So, so, so generally I'm, I'm a fan of immigration. However, what I'm not a fan of is I'm not a fan of being anyone, even if they're British, being a leech and a drain on society.

"Mhm."

Whether that's, um, a a British family who are on benefits that could work.

"Mhm."

That have a whole bunch of kids.

"Yeah."

They're a drain on society. I'm not a fan of that. And I think that.

"It doesn't make sense to me."

Home office seems so outdated and just useless. People coming into this country on boats who are mostly men, 80% men.

"Mhm."

In the thousands and then being housed for years while home office try and work out if they actually are asylum seekers or not.

"Um."

£4,000 a month is the budget.

"I just think there has to be a limit on that."

And per person.

"£4,000 per month per person."

"Yeah."

"Food, accommodation, that's."

"Yeah."

"Yeah."

"I just think it's a joke and I think that it's a drain on the country. So, I'm not against immigration. I'm against illegal immigration."

"You know, Dubai has open borders. You can go to Dubai. I got a residency in Dubai."

"They're very welcoming, but they don't give you nothing."

"Yeah."

"So, I think going to a country and a lot of people are hypocrites because they're really anti-immigration. No one should come to England, it should be white and British and, but then if England started going through problems or there was a war, whatever, they'd be the first to want to go to America or they'd be the first to want to go."

"So."

"You've given various, uh, uh, trainings on different strategies of property, right?"

"Yeah."

"Let's not even go on what you used to teach. Let's go on what you would do now."

"Right. Step by step what you would do now."

"Given the economic situation."

"Yeah, it's a really good question and I can't give financial advice or anything like that. I can only give my opinion and and based on what I'm doing. But what I would do now is I would focus on number one, high cash flowing properties. So with interest rates, I wouldn't say high, but interest rates sitting around 5%. So it's not the same as when we used to be be doing our events back in the abyss hotel in 20. But you, you can you can vouch for this in 2020. In 2000, I remember."

"Not in this room because your studio's changed, but it feels the same. Yeah."

"But this is a bit nicer. You're doing well. I remember in 2020 I was doing a virtual event in U studio and the click went viral for the wrong reasons and it was, I think it was on on on the newspapers 'cause someone screen recorded what I was saying."

"Okay."

"'Cause I was wearing events in 20120 and then suddenly that events got stopped. I'm like, 'Oh man, what do I do?' And when you got a problem like that, you have to call Sanch."

"Okay."

"Guy from Ignite. So I'm like, 'What am I going to do?' And you're like, 'Don't worry.'"

[laughter]

"Yeah."

"I've got my own version of the abyss. I'm like, but how, how, how are we going to get people there? Because like, there's lockdown rules. And you're like, well, I can't tell you. I just need you to come. I remember."

"Yeah."

"'I can't tell you. I just need you to come. What is it? It's a room. It's kind of live, but just, just come.'"

"Yeah."

"I'm like, 'Okay. Okay. I came and I'm like, 'Oh my goodness, this is sick. Let's do it.' Told everybody, 'Events can police shutting us down, but don't worry, can't cancel me doing events. We're at Sanes Ignite Studio Island.' So, they'll tune in. This was 2020. And I remember I remember getting really angry and shouting and saying, 'In five years time, interest rates are not going to be the same. Base rate is 0.1%. Do you realize that that's the lowest they've been since the beginning of Bank of England 400 years?' And then I said, 'What's going to happen when you're old and people say, "Were you at Samuel Le's event in 2020? Did you get a property? Did you take, did you take a mortgage? And did you fix the rates and fix them in for seven years? Did you?" And you're going to go, "No." And they're going to jump up, slap you.' And I got really shy and I got so aggressive."

"I almost threatened them. I was like, you know, I got really angry and about how cheap base rate was. Yeah. And that video went viral."

So we're not in those days. So now, as I said, I predicted it was going to happen. I'm not always right, but I'm often right. So interest rates now by 5%. So that means that you can't buy a house and just rent it out because if you buy a house in SL, it's going to cost you probably £500, £600,000 to buy the house. £200,000 deposit, £400,000 mortgage, your interest rates are going to be about 2 grand, your rent's going to be about two grand, your profit's going to be zero. So you have to think, how am I going to get high cash flow? And the answer for that is serviced accommodation.

"That's what got me into the hotel business."

Serviced accommodation, short stay. Less, you can rent your properties out for so much more money if you, if you do it, if, if you list it short stays instead of long stays. So for example, Airbnb, Booking.com, there's and and there's there's websites where you can list it where it will put it on all different sites.

"And it will blow you."

I don't know if you've ever, have you done this ever?

"Service accommodation."

No, my brother has.

"I have."

"Has it? How's he getting on?"

"He was doing it years ago before it was even a thing."

"Really?"

"Yeah, it wasn't even being spoken about service accommodation."

"Right. Well, do you know what? If people try it."

"And you can try it easy 'cause you can try it with your spare room, for example, almost like you like, man, I got a spare room."

"Mhm."

"Obviously, you're not going to get a lot of money, but you can just let me just put it on Airbnb. Even if you're getting 30 a night and it's 50% full."

"Yeah."

"What's that? 30 a night. That is going to be times 15. If it's 50% and you're getting 30, but for your spare room, a little room in your house, that means you're gonna get an extra £450 a month and then you're like, okay, that's 30 a night and it's just for a little room in my house. When you know the system and you think, okay, well, maybe if I was to rent out one of my bicelets, like I've got, I've got a little tiny bicelet, um, up north, but I get like 80 pound a night for the whole house."

"Mhm."

"But I'm getting 70, 80% occupancy. Mhm. So again, it's like, okay, if I'm getting, if I'm getting £70 a night and it's rented out for 25 nights, that's £1,750. And some of these houses, they would only rent out for £800. So I'm getting like double. So that's kind of what got me into the hotel business. But that, if you can, if you can do that right, you can get a lot of extra cash flow. And then, and then the second thing is lease options. Like now is the time to buy properties with with one pound deposits."

"Okay, I'm going to just pause there for a second, Tim, because I got some questions to ask you."

"Okay."

"Service accommodation. Someone's got a room in their house. They want to rent it out. Yeah."

"Make 30 a night."

"Yeah."

"How do they overcome the security risk?"

"Yeah."

"Of getting a freak in the house."

"I think renting your house out, um, that the reason I said that is more so when you know the system works because people freak out because they think, oh, it sounds really hard though getting it on Airbnb and it takes 11 minutes to create an advert on Airbnb."

"I'm not suggesting that you do that long term and just rent rooms out in your house because that might not, especially if you got kids that you know."

"That's really more of a set up an advert and see how it works."

"Yeah."

"See how easy it is. And I know what's going to happen is when you get a room, there's channel managers, right? Like a Vivo and many others. I'm saying 30 a night 'cause I'm trying to keep everyone's expectations low. You'll go on and the channel managers will say, 'Oh, in that area for a room like that, you can actually get 70.'"

"And you'll be like."

"Mhm."

"Really?"

"You'll put 60. And then I'm talking about 50% occupancy. When you got a full house, 100% occupied at 70, 80 for a room in your house. Yeah."

"Stop doing it and now go get a property and rent out, rent it out room by room just to see it. I absolutely believe this. I've seen you teach this. Okay. I've seen you go on the various websites."

"Yeah."

"Show how it works. You've even shown the demand in in the area."

"So I, so I absolutely believe it works. But I'm still curious about is there a way, a method, a strategy that landlords, property investors would follow."

"To be able to alleviate that concerns about security?"

"Yeah, there's loads. Um, the landlord's biggest risk though is not a freak. Landlord's biggest risk is a really nice person that just says, 'I'm really sorry, I can't pay my rent this month.'"

"Right."

"With guests as opposed to tenants, they have no rights. So, if you rent a room on a nightly basis for a few weeks and you're paying, you're paying weekly or nightly or whatever and you're a guest on a guest terms of hire and you're a freak, well, it depends what you mean by freak. I'm assuming you mean someone that's breaking the house rules, that's breaking the, 'cause if you're just, uh, so let's just say a sex offender, for example."

"Right."

"Right. Or someone who's got a criminal record or might be, uh, violent or, uh, he, you know, might have a real example, right? Let's say you've got, let's not do a room in your house."

"Okay."

"'Cause that's a little bit."

"Risky, isn't it?"

"Yeah."

"That's a little bit, that, that, that's me trying to get people that might not have houses, might not have bicelets, might not that are skeptical about the process of just saying, try it in your house. But I wonder if there might be a plug-in where they can be vetted. It might work like, you know, or if they could have a certain criteria."

"Listen, they have to, they have to, um, they put you, hold their card details on file so if they do any damage."

"Mhm."

"You can take it like the same as a hotel."

"Yeah."

"You, uh, get their passport off them up front. It's the same as a hotel."

"Mhm."

"When you go to that hotel, they'll take your passport. They'll keep your card on file. If you do something crazy, they're just going to immediately remove you and then call the police."

"Right."

"But it doesn't really happen."

"Yeah."

"I've only had it happen once and I've got like, literally, I'm running hotels. I've got three hotels."

"What was the once that, what happened, bro?"

"It's funny actually. So, there was a guy who came to one of my hotels. And the funny thing is he was like, just being really, really annoy, a real nuisance guest and he was just, he was like knocking on all the other doors and and getting lots of complaints. Really not cool. And the hotel manager said he got an hour to pack his things and go. But then the hotel manager after an hour when he went to check the room, the guy was like, 'I'm not going. I'm not going.'"

[snorts]

"So the hotel manager posted on our management group and said, 'There's a guy who's refusing to leave. I'm going to call the police and I'm going to do this, this, this.' And then I was like, 'Don't do that. Let me come and sort it out 'cause I really want to sort it out.' I just, I just, I was bored that evening and I thought this could be a bit of drama. You know what I mean? It'd be fun. And also, I had two ulterior motives. One was I was going to film it and I thought it'd be some some good content for the old, uh, Instagram. You know what I'm saying? Enraged people. I'm as bad as the media. Um, now I thought it'd be good content to show people what can go wrong. But secondly, educational because you don't need the police to take them out. You take them out. Someone's trespassing on my property and they've broken the house rules and you say you need to go, you got an hour, you disturb people, and they say no. After an hour, I'd start taking these things out. I would literally physically just go out, take him out."

"But how far can you go with that legally?"

"Well, that's why I wanted to do it 'cause I think that legally you can do that."

"Could you the person and physically?"

"Right. You can."

"Now, that's not legal advice."

"Yeah."

"But if someone's."

"It's no different to if you go to a hotel. If you're at a hotel and you're being really abusive and loud or whatever, drunkard and the hotel say you need to go, which they would, and you say, 'No, I'm not going.' Their security will come take you out."

"Now, I don't have security in my hotel because I can't afford it. I am the security. I can take you out of course legally, but I wanted to do it just to see 'cause the way to find out what the rules are is to freaking just do it and then see what people say. You know what I mean? Like, hey, I do this like you see with a chainsaw and that."

"Yeah. Yeah."

"You know what I mean? I saw that."

"Just push the boundaries and see. So, anyway, so I was like, I'm on my way. By the time I got there, sadly, he'd left."

"Right."

"So I did, I didn't get that brilliant experience of of being able to physically remove anybody. But that's the only time."

"Yeah."

"Of the, of the, however many years. So it's very rare that will happen. You just got to get their passport, keep their card details on file. They're a guest. But the reason landlords love service accommodation though an is because people are worried about tenants. The renters reform bill's come in."

"Which means section 21's been scrapped, which means you can't evict tenants unless they're no evictions have been banned."

"Um, tenants are getting companies like Shelter, Citizen Advice Bureau, giving them free legal advice. They've now got CHPT and they'll work the system, bro."

"There are tenants that will not intend on paying rent and they'll play the system and get free rent for as long as they can."

"Yeah."

"So, that scares the crap out of landlords, especially with interest rates high because if your mortgage payments are 2,000 and your rent is 2,000, but your rent doesn't come."

"Yeah."

"So, guests are better."

"Yeah."

"Guests are better than tenants."

"And just to, just to say again to the listeners, this is not legal advice or financial advice."

"Why not?"

"All right. It's not."

"So take from it what you will get your own independent."

"Absolutely. Absolutely. And I'm even saying I don't know."

"Yeah."

"What would have happened, but as far as my research tells me."

"Yeah."

"I don't think I'd have a problem. But what what you really should do though is you should, you should, um, get the police to come."

"Yeah."

"Really?"

"Yeah. Yeah."

"And they'll come, they'll remove them."

"Right. So you would do service accommodation."

"Yeah."

"Yeah. That's what you would recommend now in today's day and age."

"So rent to rent, let's start with that. Rent to rent is what all the big boys do. Premier Inn. So Premier Inn hotel will rent a building and then they'll break it up room by room and rent it out as a hotel and they'll make a fortune on the cash on the on the on the uplift every month in cash flow. And all the big companies, they're not worried about owning. They're worried about controlling. So you've got Amazon don't own their their stock. They're the middleman. Airbnb don't own the hotels. Uber don't own their cars, but they're getting paid. So rent to rent is a good strategy because what you can do is you can rent a building like I've done. I rented a building in Cambridge, Willingham House for 6 grand a month. Last month I got over 70 grand revenue from that building. So that is financial freedom from one deal. That's a rent to rent."

"Mhm."

"However, when you're starting out, you can't do it because you can't be renting a hotel or you haven't got the experience, you don't have the credentials, you're not in the hotel business. So what you do instead when you're starting out, where, where are we right now?"

"Rickmansworth."

"Rickmansworth. Yeah."

"Okay, cool. So you go, okay, where are the hotels around Rickmansworth? There probably some hotels maybe Watford."

"There's one just down the road. Premier Inn."

"Is there? Yeah. Okay, cool. So if Premier are doing it just down the road and if there's hotels popping around in an area, then you, what you do is you rent a studio flat for a grand, but then you put it on Airbnb and you rent it out for £120 a night and for a very little money, very easy, very low barrier to entry, you can make £1,000 a month profit doing that. And when you've done that with a little studio apartment, you think, 'Okay, maybe I get one a bit bigger. Maybe I get one.' And and replacing a salary, doing that should take you 3 months."

"How much time is involved in doing that? Like, does the person."

"Very little."

"Right. So, they've got to get it set up on online on Airbnb."

"Yep."

"Through a channel manager."

"It's all done. It's all the channel managers basically do it all."

"Well, so what about the check-in, the checkout, the, you know, the cleans and so on and so forth?"

"Are all systemized. You just, you, you get a, um, a, a, keypad."

"Uhhuh."

"Where they just come in."

"And can you outsource all the cleaning parts?"

"Outsource all the cleaning. The cleaners are super cleaners 'cause they'll be that in between every guest checkout and check-in. They'll make sure there's no damage or anything like that. If there is, they'll take a picture of it, send it to you, and then you'll charge the card. Mate, if listen, it takes a little bit of the first one takes a little bit. That's why I say do it in your room, in your house. Like do it small. But once you've done it and you've gone through the teething problems, I mean, people literally work 40 hours a week, bro."

"See, what I'm thinking is like, how do you persuade the the landlord or how do you bypass the estate agent? 'Cause I think the estate agent would object. They probably wouldn't want you to buy it and then rent it out as service. So, how do you, what would you advise around that?"

"Um, I would, I would advise tapping into landlord's fears right now, which are what? Bad tenants. But how do you get to them? 'Cause you got the gatekeeper that's a letting agent."

"Yeah."

"There's a lot of letting agents that do this. There's a lot of landlords that love this. 'Cause think about it. If you're a landlord and you want a grand a month rent for a studio, would you rather rent it to a company where the company's got no rights because it's a commercial lease and there's guests in and out, but there's not going to be a hair left on the bed. It's going to be kept in really high condition, really good standard. Or rent it to a tenant who's might smoke in there, might not pay the rent, and if you want to kick them out, you can't because they've got tenants rights because it's their home."

"So, it's all in how you frame it to."

"The letting, the letting agent is an absolute doddle. Running it is very doable, but it takes a bit. If, if you're trying to do it half-arsed on the whim and then then it's going to be tough. But if you're actually prepared to go down, I'm, I'm going to do this. You can do it. I mean, you got one little property and it's basically no money down because it might cost you a grand or two and it's making you a grand a month profit and you got a four-year contract, it's like that's life-changing, bro."

"'Cause if you get, I was saying if you work a job and you'll get paid three grand a month in a job that you're working. I know doctors that are on three grand a month."

"Yeah. Yeah."

"Police officers, they don't have any sex 'cause they're too tired. They don't see their kids, their wives leave them because they're not present at home because all they're thinking about is work and they're on three grand a month."

"Yeah."

"Just get three rent to rents. It's a very passive life. And then you can go back to the landlords and say to them, 'I know we got a three-year agreement, but could we extend it to five?' Oh, we to five. Hey, I know we got a five-year agreement. I like the house so much. I like the flat so much. I want to buy it. Would you be open to selling? What they're going to say at the right price? And you go, 'Okay, cool. Or can we fix an agreement where at the end of the contract, I've got the option to buy it. Now you got the option to buy it in five years."

"Yeah."

"So now any capital appreciation from the building is is yours. The profit that you're making, you save and you use as the deposit to buy it at the at the end of the agreement. This is called a purchase option agreement."

"Yeah."

"This is how people buy cars. It sounds when I say it, but."

"You buy a car with a purchase higher contract, you can buy houses that way."

"Yeah. Yeah."

"So these are the types of ways you can make a lot of money quickly and creatively in this country without needing loads of money and what work in this economy. I get it. I get it. So the service accommodation, I think the people who've listened to this will understand that. But just dive slightly into the purchase option agreement to make that a bit more clear than the people that are listening. Purchase option agreement is where you buy a house now with an agreement to pay for it later."

"Right."

"But you're not actually buying it. You're just agreeing. You're not bound to buy it, right? So I might say to you, 'Hey, I want to buy your house. Can we agree on a figure now?' Let's say, and you say £500,000. We we have a purchase option agreement in place, and I have the right to buy that between now and the expiry, which is in 5 years time. Correct. Is that correct?"

"Yeah. It's, it's no different from, you know, if you're trying to book a venue, we do venues all the while."

"Yeah."

"And you get first option."

"Yeah."

"Is the room fully?"

"It is. Could I get an option on that room?"

"Yeah. We'll give you a week."

"Yeah."

"They can't now let anyone else have that room 'cause you've got an option. So, it's the same with properties. And that will be registered on the title deeds."

"Yeah."

"And and again, bro, like some people, this sounds like theoretical or oh, in perfect scenarios, I guess it could technically work. I do this day in day out."

"Yeah."

"I'm doing lease options all the time. This is the bed. Most of my portfolio is from this. And in fact, I was actually sat with a lady."

"Luckily it was on camera as well."

"Broen, lovely lady, and she was asking me these options, and she said to me."

"She said, 'But this is not very easy, is it? Like, it's not normal. This.' And I said, 'No.' I said, 'This is standard.' I said, I said, 'Everyone, everyone that's rich in property is doing this.'"

"Yeah."

"And she went, 'Well, my dad's rich. He's got a jet."

"And he's in property."

"Yeah."

"I said, 'Oh, good for him. Guess what? He might not have told you, but he's doing this.'"

"Yeah."

"And she went, 'Well, I'll phone him now then.' And I thought, 'Well, I can't back down now.' I went, 'Go on then.'"

"Yeah."

"She phoned him up. She went, 'Dad, do you buy properties using purchase option agreements?' And he went, 'Of course.'"

[laughter]

"So it's standard."

"Yeah. Yeah. We've got options on land. So we've got opt, we, we've done deals even around around Buckinghamshire where we've agreed to buy a piece of land for a specific price in a year's time."

"But then we've got planning permission on the land, increased the value."

"Yeah."

"And then at the end of the 12 months, we've then sold the option on and and made six figures profits."

"Yeah."

"That's that's how a lot of these developers, they take option agreements. is there standard."

"They get. I'm just one of the few people."

"Talking about it."

"Yeah."

"But and and people on TikTok see my videos and they're, 'Oh, no. That's too good to be true.' Or, 'Oh, it sounds like a scam.' Or, 'Oh, that's not legal. That's illegal.'"

"Yeah."

"I'm, I'm just talking about it, but this is what all the wild people are doing."

"What are the common responses that you find the vendor initially has when you're trying to say, 'Look, I want a p purchase option agreement.' It only works for the vendors if they don't need the money now."

"Yeah."

"If they, if they're needing the money on this sale to move on, then it doesn't work. But if they are motivated to sell it and they've got a price in mind, but they don't care when that price comes."

"So, for example, when you've got people that bought in London five, six years ago."

"And now the prices have dipped. Have you seen that?"

"Yeah."

"People, London. Yeah. Absolutely."

"Yeah. Yeah, in central London, people have bought properties for like a million in 2017, 2018, and now they're only worth 700. Often, a lot of these owners, they're not even from the UK. The houses are empty, and they're just like, 'Oh, we want to sell or maybe we should rent, but we don't want to sell 700. That's ridiculous. Want at least get our money back.' Yeah."

"So, you come along and say, 'How about this?"

"I'll give you a couple hundred. I'll give you a couple grand a month. Give me control of the property. I'll run it. I'll manage it. I'll make sure that it's lived in and it stays nice and I'll buy it for a million, which is what you paid for it in seven years. So now you've got free use of this property for seven years."

"You're control of it."

"You're control. You're only paying two grand a month, but you can rent it out potentially for a lot more as long as you follow the rules of of of the area. There are certain, um, in in London, there are certain, um, regulations around service accommodation. So you need to make sure you're you're complying with those. Um, and they're happy because it's, it was just like their answer."

"Mhm."

"What would you tell people not to do that you may have advised them to do maybe five, six years ago?"

"I would probably advise people not to do what I used to, what what I used to advise is I wrote a whole book about it called Buy Low Rent High. We should just buy cheap houses."

"Up north."

"Rent them out. I, I wouldn't say that anymore because."

"That's a bit dead."

"Mhm."

"I mean, if you go really far up north, you can just about make a yield on some of those properties, but those properties with such a bad area, you're probably going to get really bad tenants. So, that is the, that model is is not something that I think unless you're doing it for one property to get yourself on the ladder to get a bit of experience, but you can't scale a business this way. This is what Lord Sugar tried to tell me. He did tell me this in 2017. Yeah. But I think my perspective has changed because the times have changed."

"Yeah."

"If we still had low interest rates."

"And house prices were what they were, then I'd probably still say do it."

"What about if you were offered properties, distress sales?"

"Yeah."

"At say anywhere between 20 and 30% below market value. What would you do with that opportunity?"

"I would buy them and then I would refinance them and get the money back. That would be a different story. I would do that."

"And that would probably end up being service accommodation."

"Yeah."

"If not service accommodation, HMO."

"Yeah."

"I could rent them to housing associations."

"I've got properties that are rent to charities."

"Um, government-backed housing associations where I get good money and there's, there's people in there that would be otherwise sleeping on the streets. We've got, um, you know, uh, some of our houses we are for, um, ex-drug addicts or people that were offenders that are now getting on the straight and narrow and the government have big contracts for those. I did get offered one of those contracts from my hotel, right?"

"But when I realized there was asylum seeker, that's when I was like, 'Okay.'"

"But there's a lot of contracts out there from the government you can tap into. So."

"That's from the companies. I'm aware of some of the companies. Do you ever deal with the councils directly?"

"Yeah, you can."

"Um, the councils direct, you can do emergency accommodation. In fact, I'm speaking at the moment with a guy from SLO."

"Okay."

"About, um, from from from the council there about temporary accommodation."

"Um, so yeah, you can."

"Okay. Okay. And then you can get a lot of money from it. The budgets are big."

"So I take from what you've said, firstly, you would go with service accommodation. Yeah. High rent, whether that's service accommodation, HMO, housing associations, but high cash flow."

"You would still do HMOs. You would still go out looking for."

"HMOs are good."

"Yeah."

"Yeah."

"But would you, like, would you have an A with those tenants or how would you do that?"

"It would depend. We use excluded license agreements for most of our HMOs. Um, you can use as one right for the listeners."

"An excluded license agreement is basically a contract that's excluded from the act. So it limits your rights as a tenant. Um, and it's something that we use for most of our HMOs where we've just got straight, straight tenants. But again, this is something you probably will want to get, um, legal advice on because some people use, some people use a contract that might say the tenant has no rights, but that doesn't actually mean they don't have rights because it's a, uh, a mandatory law from the laws of the land that they do."

"Um."

"So, yeah, again, I don't want to, I don't want to, I don't want to get too specific on giving legal advice."

"Yeah."

"But HMOs are where you rent a property out room by room and depending on the area, dep, it's very regulated as well. You might have to get a HMO license depending on how many people are in the property. Um, but the good thing about HMOs that I love is you can get commercial valuation."

"Yeah."

"So if you've got a property that's six, seven bedrooms, ensuite rooms, good, nice property, you buy it, you turn it into a HMO, that property is now valued based on the rent. Yeah."

"So, if you can increase the rent and break it up, can massively increase the value of the building."

"Yeah."

"If you increase the value of the building, you can now refinance and get all your money back. And then you're left with a beautiful cash flowing asset."

"Do you find that still possible today to get all your money?"

"Possible. I did one a few months ago."

"All your money back out."

"All money back out. It is possible."

"Um, it's a bit of a unicorn."

"Yeah."

"So, you need to be, um, I typically would suggest that you might leave a bit of a little bit in, but if you can buy a property for 200 grand, spend 100 grand on it, and now you've spent 300 grand in total, and now it's worth 380."

"You made 80 grand."

"If you then refinance, you're not going to get all your money back. You might leave 20 grand in plus your fees and, yeah, finance charges, but it's a very small amount of money you're."

Leaving in, and you've got now an asset producing two grand a month potentially.

Mhm.

So, but yeah, it's very possible to pull all your money out. It is very possible, but some people push it, man. They want to get all their money plus the stamp, plus the finance charges, plus their petrol money that when they went to the viewing, plus the bridging fees and all that.

Yeah. Yeah.

Yeah.

Yeah.

They're there, but you're going to spend a long time looking.

What, what's your favorite area or areas?

Yeah. I mean, I personally like the West Midlands. I've invested in Buckinghamshire. I got a bunch of houses in Buckinghamshire. I've done land deals. I bought a property in uh High Wycombe, um, Beaconsfield.

That's because it's on your doorstep as well.

It's on my doorstep.

Yeah. Yeah.

Um, I've done land in Halsbury, um, successfully made some money. Had a few deals not, not really work out, but whatever. So that's fine. I've invested up north, really far up north. Liverpool, um, Gainsborough, Doncaster, Darlington. Invest in Wales near Snowdonia, service accommodation. Do some different bits there. I'm looking at Scotland at the minute. I've invested recently into a property in Scotland. Um, different rules there. That's quite broad.

Yeah, there is. There is different rules, but and Scotland's a bit, and Wales, sorry, is a bit different. How do you like, how do you choose where you're going to invest? Like, 'cause that, that's quite a broad geography.

That is massively broad.

So my favorite is Warsaw and Birmingham.

Yeah.

Because, do you know why I love that area? It's not because it's better. It's because I just know it really well.

Yeah, I thought so.

I just know it. It's actually not better. But someone will say to me, "Oh, there's a property. I've got this opportunity in a stage in my room about a deal in Warsaw." And then they'll be picturing it at me and they'll be showing me the comparables of a property in a different part of, like, you're showing me comparables of a property of an area that's much nicer.

It's a different street. And they'll go, "No, it's literally a two-minute walk." I'm like, "I know it's a two-minute walk, but it's the other side of the Turbury, so it's not."

It's because you know it. Whereas if I was, if you were talking about Doncaster,

I don't know. Oh, it's a two-minute walk. This stage is a similar area. Okay. Now, now I'm going to get a 10% down valuation.

Yeah.

Which is going to mean I'm going to leave a bunch of my money in. So, because I know it really well, I like it. So, how, so how are you making decisions in the areas that you don't know?

So, well, I'm getting my team to help me.

But, are you on Rightmove searching on Rightmove for these deals yourself?

Oh, man. I, I love it. It's like, uh, my little addiction.

Yeah. I can't not do that though.

I don't have to.

Yeah.

Yeah.

I've got a team that will find me deals, and I've also got Samuel in his finance. It's habit though, isn't it? For you now.

It's an obsession, bro. I'm just like,

I can't not look for deals.

Yeah.

And also, I have to call, man. I buy stuff I shouldn't even buy, though. Now, it's, it's more of a, um, collection.

You know. My, yeah. About my tour that I did.

No.

I hired a big ass minibus.

Oh, yes. Yes, I do. I watched that.

You watch? Yes. I had a big ass minibus with 30 seats.

Yeah.

And I just said to a bunch of my, my friends and my students, academy members, I didn't charge them or anything. I just said, do you want to come out at me for the week?

Yeah.

And I want to show you my portfolio. And whereabouts, I just want to take you across the whole country. So, and I literally got, got them all in the bus.

Yeah.

And drove. We went in. I got appointments.

Yeah.

And I just went in my first house, my second house. We couldn't get in every single house, but I took them around dozens and

Yeah.

tens and tens of millions of pounds worth of property.

Yeah.

And then ended up in my 3 million pound um home in Beaconsfield.

Yeah.

Took them around my little sites, took them to the castle, took them to my hotels, two of my hotels that went inside.

Yeah.

Um, didn't make it to Scotland or Wales 'cause it's a bit too far.

Bit too far. Yeah.

But they saw a big chunk. Didn't make it to obviously, oh, I've got houses in Africa.

Yeah. Yeah.

Um, I'm invested in, in, in, uh, Zimbabwe, Uganda,

um, Dubai now as well.

Are you renting me or have you bought? Are you buying there? Have you?

I've not bought a house to live in there, and I don't think I would be able to do that, to be honest, because have you seen my house? I'm living in Dubai, bro.

Yeah, I've seen it.

Bro. If you bought that.

That's insane, isn't it?

That, that would, um,

Well, we're talking Sterling.

In Sterling, I reckon you're talking about 4 million pounds.

Yeah, that's heavyweight, isn't it? And you ain't going to get much finance on that. Like, that, that buying that would be the dumbest thing. You got yourself a beautiful house in Dubai.

Oh, mate. Yeah.

What happened with Russell?

Russell's a bit more private than me, but his house is nicer, bro.

No, that video where you [snorts] had your house, your beautiful house.

Oh, we just rented that for a bit. But the actual houses.

Yeah, that was funny.

Actual houses. Now, he's got, he's done well. He's done really well.

So, just for the listeners, there was a video on YouTube. You should watch it on YouTube where Samuel shows his, showcases his house in Dubai, and then afterwards they go to Russell's house, and he, it's breaking down, right? But it just be, yeah, comedic, right?

Yeah. But he did me over with the car.

We're all good.

That was a good video. Okay. So, you've done a lot in property. Okay. If you weren't doing property today,

Yeah.

what would you do?

I'd be a lawyer. I'd run a law firm.

Is that because you just love the debate?

I love the, what's right, what's wrong. Yeah. I just, I just really enjoy it. I like law because everyone's so emotional, and the thing I love about law is that it's just totally non-emotional. Look at the facts.

Yeah.

Yeah.

Do you think you'd be good at that?

At brilliant. I would be the best lawyer. I would win all the cases. I would save people absolute fortunes. I would educate people. I love teaching people as well. And as a lawyer, there's that element of, did you realize? No, what you can do is this, this, this. And I love that side to it. I'm a natural teacher and consultant. And, yeah, man. I, I reckon I'd make waves as a lawyer. I would freaking smash it.

Yeah.

Maybe I'll be a lawyer after you've graduated.

Yeah.

Maybe. Maybe. I mean, just, I wish I had like, [sighs] wish I had time to do it though, bro. 'Cause being a lawyer is, is, is, is quite a big thing.

In fact, you know what? I actually was thinking about asking you that question. How do you manage your time?

I just do what needs to get done. I, I don't spend time on, um, on stuff that doesn't need to be me. And I got a brilliant team.

Mhm.

Like, my team are so good, bro.

Yeah.

So good. They never lose footage when we do podcasts and stuff. Never delete stuff. It doesn't take two and a half years.

Yeah.

To get out.

Steve, good job with the the footage. Yeah. [laughter]

As well, bro. Can't blame Steve for that. We did that two and a half years ago. I've just got, I've just got a great team. I, I just think, and also a business partner.

Everyone's greedy, right? Everyone wants. It's like my training business. My training business makes millions of pounds every year. But my profit margins are, well, last year were 5%. Now, 5%. That's very small. That means every time my business, the train education business, does £100, only £5 is actual profit to the company. Now, most companies, they wouldn't do that. I don't think most training companies would accept that. I think they'd want to get higher profit. But you're taking your salary out before reaching that figure, that 5%.

I don't take salary. I don't take a salary for my training business.

So what's your motive? What, why do you do it? Why?

Well, I, I do it because I, I love it. And obviously, listen, I want to make, I want to make money. I'm a businessman. It's a game. But, and I'm not saying like, oh, you know, I'm just doing it as charity. It's a business. You've seen me sell, bro.

Yeah.

You know, I'm about sales and I'm about marketing and I'm an aggressive business person. But the reason the profit margin is so small is because we put on a, we, bro, we put on a good service. We've got the best team. We hire the best people. I spend over a million pounds a year just on the mentors within the academy.

You know what I mean? I, I think when you say how do I get time is because the people in the team are just brilliant. I give 50% to Russell.

Yeah.

I said, I give. We're business partners.

Yeah. Yeah.

Yeah. But some people are greedy, aren't they? I want it all for myself and I want as much puff as I can, and those are the people that run out of time and burn out. I've got time to be able to study law and do this and do that because I got a business partner. I've got staff. I got. So, yeah.

How do you find that there's a cost to time with the family though? Are you spending enough time with the family in your?

Yeah, I see the family a lot now.

Yeah.

I didn't, I didn't used to, but now I see the family, bro. We built a school, man. And I'm one of the teachers.

That's great. I love that.

I'm, I'm their favorite teacher.

I've had that idea. I had the idea. I didn't. You've done it, though. You've done it 'cause I was,

£15,000 is what it cost. And we, and guess what? We were sending them to private school. Do you know it's actually cheaper now?

Yeah. We got two full-time teachers and we pay them decent.

Yeah.

But got a whole bunch of kids there. My, I got four kids. One of them doesn't go too young. But, but I got four. They got my brother's kids, my sister's kids. In total, there's 12.

Think of how much that will cost to send to private, 12 kids to private school.

Yeah. How do you manage the curriculum with the varying ages? How do you manage what they're being taught?

Um, it's actually not that difficult because a few reasons. It's a really good question. First reason is because we've got two full-time teachers. Then we've got me, my wife, my brother, he's like, "Right."

Right. Okay.

So, we're pretty equipped.

Okay. [clears throat]

We're pretty equipped. Um, second reason is, as it happens, they're all quite similar age.

Okay.

So, like my kids, like my, my eldest two are like, one's seven, one's eight. Then my, my brother's, they are a similarish age. Um, but another factor is a lot of the classes they can do together. It's only really maths and English, geography, science, drama. Do you know what? I actually think it's unnatural. Think about this, Sanj. When you go to school, you're in a class with 30 people and they're all your exact age.

Bit, that's not real life, bro.

When you go and you work in, in, in, in business or in the market or in a job, you got all these varying people, haven't you? You got Barbara who's who's 69 and then you've got, um, Jimmy who's 18 and there, it's different people. But that's the real world. Is it really equipping you for life to be stuffed in a classroom all day with 30 people your same age or no? So teaching the way we teach is a bit different anyway.

Is it in one classroom?

We got one big classroom.

Mhm.

Um, but then we've also, you know, we've got our houses. They are home-educated still. So we've got, you know, um, different rooms around the house. Different.

You got different rooms around the house.

The official main assembly room. Yeah. Classroom.

Um, but as I say, apart from like maths and English, most of the subjects,

can just be taught to everybody like drama. They love that. Yeah.

And they teach each other.

It's, it's, it's great because I know people who have homeschooled their children. Um, it's something I considered. What I was, um, concerned about, which doesn't apply to you by the way. I was concerned about social isolation, um, the lack of learning social skills. So you've, you've bridged that gap because you've got 12 now, but not even, not even that, because I wouldn't want them to only know 12 people. Would it be weird if all you knew was you're a family?

How do you deal with that? How do you like?

They go to loads of clubs.

Right. Okay. Good.

Boxing, ballet, they got so many different clubs and groups and stuff they go to. They also travel, mate. People are worried to home-educate their kids because they think, "Oh, what about this? What about that?" I'm worried to send my kids to school. I'm worried to send my kids to school. Number one, because of the lack of financial literacy, lack of business development, lack of what they don't teach worries me, but also what they do teach, the puke.

I've had to undo, mate. I don't. I was finding myself constantly fighting with the schools.

Yeah, I have been there.

I don't want to. I haven't got the energy for that. And also, when you want to pull your kids out of school to Dubai on a business trip for three days, they say, "No, you're not allowed." What they have to sit in a. It reminds me of when I was a kid and they wouldn't let me go and take a five-minute business call 'cause I would, I couldn't miss my geography class.

Yeah.

For five minutes.

It's the same. They won't let me take my kids to Dubai for three days for a business trip where they're going to literally be out meeting billionaires.

Yeah.

Oh, no. You're not allowed. Instead, you have to, what? Sit in a classroom. Man, I'm not having that.

Yeah. Yeah. I actually take my son out with me sometimes.

They won't let you though, will they?

Well, no, but just generally outside of school, generally, if I'm going. So, let's say, for example, I've got a dinner with you.

Yeah.

Right.

I might bring my son along. In fact, when I had lunch with Les Brown,

um, I think my son was about six then.

I do the same, man. I took my kids out to a meeting with a billionaire in Zimbabwe.

Yeah.

And they just sat and listened.

It's great. And people, and a lot of people say like, "Oh, you don't need to teach your kids about money. You don't need to teach your kids." It's not about just teaching them about money, like about the stock market and stuff. It, it's about raising them in such a way where they can actually be successful, independent. When you raise your kids at school, the way they're taught, it's so oppressive and it's so, put your hand up when you want to go to the toilet, and everyone's trying to fit in.

Yeah. I, I think it's rubbish. I think it's outdated. I think it's, I think it's, uh, I don't rate the school system one bit. Where I've got, I mean, it's created to create factory workers and it's outdated.

Yeah. Was there a situation that actually triggered you to say, enough's enough, we're homeschooling. I'm going to create a school at home? Were you in conversation with Grant Cardone who does the same? What was it?

Um, I mean, I don't want to be too controversial, but a, we got a book that came out. One of the kids reading books. My little girl brought it at home. She's, she was like six, seven at the time. And, um, bro, this little boy's got two daddies. And I was just like, I, I wrote to the school about it. Yeah. And I said to them, why, why are we teaching the kids? Like, what's going on? And they said, "Oh, no, no, no. We're not teaching anything about marriage or sex education, anything like that. That's next year."

Yeah. Yeah. And then I was just like, and, and just to put it out there, uh, because I'm speaking very, very friendly, very openly. I have not in the slightest got an issue with being tolerant and accepting different families and different, you know, setups. I mean, certainly like, um, gay people, we have got gay staff. I've got gay friends. But pushing it. Even when I'm at university, every single person in my textbook, every example seems to be they're non-binary, they're homosexual, they're, it's like, it's just too far. It's just too much.

It's too much too early.

It's like, guys, just, just chill.

Yeah.

It, it feels like a very strong agenda. Um, you can, and BBC going in with the, uh, CBB schools teaching there's actually over a hundred genders and you can choose. I'm just like, you know what? I don't want to cause, like, this is not all my brand, you know, to like bashing anything or anyone, and I'm a loving, tolerant, I'm a reasonably liberal person myself, right? I'm Christian. I'm chill. Be what you want. Do what you want. I love you. I'm a, I'm all about multicultural, multi-diverse. I'm all about that. But when it's forced like that, it's just, kids too early. I mean, this is the kids, somewhat of a different example, right? When my children from when they were born, they were vegetarian.

Right?

And my idea was, I've got no issue with you eating meat when you're old enough to comprehend what you're eating.

Yeah.

Right. Then you can make your own choice. No.

Right. My daughter's still vegetarian. She's dabbled. My son's not. Right. But it was,

It's got to be Asia.

And that's your, as a parent, you're doing what you feel, and there's no right or wrong. It was just my opinion.

It's not right or wrong. Yeah. I mean, I, I'm not a vegetarian.

Yeah. I'm not vegetarian.

Fine. I think that's fine. And, and, and, and I just think that the schools, that the agenda, there's, there's a bit of a weird agenda, bro. There's just a bit of a weird agenda. And also as well, like this whole toxic masculinity thing, like I would probably now, when I was at school as a kid, they'd probably say that I was, I was toxic or I was, man, I'm just a boy. I'm just a young boy with lots of adrenaline and lots, lots of, uh, energy. Being told I was told, you know, sit on a special needs. I was sat on a special needs desk when I was at school. Man, I'm now making tens of millions of pounds every year. I have four children. I'm married. I have a very good, happy life. I'm Christian. And the fact that, the fact that that was my start, and I'm not disrespecting anybody because no one was horrible to me. It's just the system is not built for people that are going to be entrepreneurs.

Um, my son got home, and I was watching the video, and Donald Trump flashed up, and my son said to me, this is before he was home-educated, and said to me, "Oh, we talked about him at school. He's the bad man." My daughter said the same. So why are the schools telling my children that Donald Trump is a bad man? Let's debate. Let's talk about it. They don't want to talk about it. They don't want to debate. Why are my kids sending, bringing home books with LGBT and when they're six?

Yeah. It's just too early.

I'm not having it, man.

Yeah.

And as I say, nothing against if someone thinks Donald Trump's bad, cool. If someone's homosexual, great. No problem. But this agenda in the schools,

Yeah.

I'm just not about it, bro. You know what it is with anything? I'm not saying it's bad. I just don't want the government and the state to raise my kids. I don't want them or anyone to have my kids for eight, nine hours a day, and me to catch them at the end before they go to bed, two hours before they go to bed. I don't want that. I'll raise my kids. Thank you.

Yeah. What age are you going to homeschool them till?

I don't know. You've just started, I suppose. A bit too early to say.

Well, no. I've been doing it for about a year and a half.

Okay, that's great.

And it's going really well. But mate, there's some, there's some really good schools in Dubai. And Dubai is a different, obviously, a totally different story. So, um, I'm not against school, you know. I'm not against school. I'm against,

Um, I'm against raising battery workers, but I'm, I'm not, I'm not against school. And depends on what the kids want to do. Depends on what we see. Depends what we find in Dubai. I'm very open. But whatever happens, if you do send your kids to school, just make sure you raise them yourself. You know, they're at school, fine, but make sure you're having these conversations. I think,

that does concern me because it's, like I said to the teachers when I've complained to the school, I said, they spend more time at your school, awake time.

Yeah.

Yeah. Awake time. Absorbing all this information, all these nuances, etcetera, than they do at home. So, it does concern me, and I am going to speak up. And the amount of people that are bullied, that are having sex, and they're told at school, wear a condom. What? Why are you being told at school when you were a kid, mate? In sex education, they, they'll teach you about wearing a condom when you have sex. Hey, you should be having sex.

When you're at school.

Yeah.

It's just that's why I prefer Dubai, mate. Maybe in Dubai.

Are you going to move to Dubai permanently?

Bro, I'm, I'm living in Dubai pretty much right now. I'm like, I'm like a resident of Dubai with a home in Dubai.

[laughter]

I've been looking into it. I have been looking into it.

Have you? Yeah.

Beautiful, mate.

Beautiful. I mean, I spent a lot of time in the UK still.

Um, you know, family and business and different things.

And I spent a lot of time in Zimbabwe as well.

But I'm, I'm now a global citizen with multiple residencies.

Yeah.

And, uh, yeah, life's good. Kids are good. Kids are happy.

In fact, you've done a lot of charity work in Zimbabwe as well, right?

Yeah. Well, u not so much Zimbabwe.

Uh, more mostly in Uganda, actually.

What have you done?

Mate, done loads in Uganda. I mean, I've, I've, I've built the main things will be the, the schools and the hospital. So I built two schools, Samuel Reed School, thousands of pupils, and also a hospital. Built a hospital which has got 64 bedrooms, uh, in Ginger, Samuel's Ward. That's absolutely amazing. And the, the government of Uganda and the officials and the people, I just love them. I love everything about Uganda. And, and I, it's just,

Mate, if you ever got the opportunity to come out to Uganda with us, you should come, man. Yeah. It's absolutely unreal. Like the Samuel Reed School, 2,000 pupils, bro. And all they wear Samuel Reed School shirts, and the energy and the, Oh. Oh, man. It is. And that's my heart is there, man. I love, I love Uganda. I love Zimbabwe. Doing bits in Zimbabwe as well. Got a few bits there going on. Um, just got back actually a couple months ago. Spent, spent three weeks in, in Zimbabwe. Um, it's just unreal.

What is it that you love about Zimbabwe, Uganda, and such places? And what motivated you to open the schools and the hospital?

Why?

I, I love, I've been to 11 countries in Africa. And when I say been, I'm on about like,

been like I've been to, I've probably spent, I don't know how many months I've spent in Zimbabwe, but I've spent a lot of months there and Zambia, Uganda. Um, what do I love about it?

I love the sunshine. I love the culture. I love the nature. I love the food. I love the pace. I love the business opportunities. Um, but more than anything, it's just the people.

Yeah. It shows. It does show.

What do you mean?

Like you go there so often. You do so much charitable work there.

It's not even about like just charity work and stuff like that. I just do that just because I feel that I'm there a lot and I'm doing deals and making money.

Yeah. And, and there is a lot of, there is a lot of, um, need. So the, the divide between the rich and poor is severe. And there's people in Zimbabwe and Uganda that have like, why I built the hospital was I went to hospital. I was just, there's the one where you got injured.

Yeah. Basically. Yeah. Basically I went to Uganda and I was, I was white water rafting and I broke my leg.

Yeah. I've heard this.

And I went to hospital.

Yeah.

And the hospital was very small and wasn't great. Yeah. I don't want to talk bad about the hospital because the people were nice.

And the doctor was brilliant. She did major surgery on my leg. She put, put it back together with a tension band wire and stuff. And I was there for a couple weeks. Then I came back to UK and I was in the hospital in UK for a week or two. I was very, very poorly. And, um, I think seeing the need of being there as somebody literally in the hospital and that, seeing the need, it was not an experience, bro, that I would, I would want anyone to ever have ever again, anybody. Like I wouldn't wish that on my worst enemy, bro. So that was why I built the hospital. Um, the schools is just because of my passion about education. So I spoke to the chiefs and the, and the government as well, the Ministry of Education, and basically we agreed that if I said, look, I want the kids to learn about financial education. I want financial literacy to be a mandatory subject in the curriculum because I believe that the keys to solving all poverty comes from education.

Yeah.

And they were like, well, if you want to build the school. So that's how it started.

So now we've done many different schools. Most of, most of the time we've not built them like they're not Samuel Reed schools. They are schools that we've just come in, refurbished, renovated, and, and, and given a new start to. But yeah, it's huge. It's huge part of who I am and what I do.

That's fantastic. And I think it's important for people to know that. I think it's really important for people to know that. And if you were to go back, if you were to speak to your younger self who was at school, the one that felt like he felt the way that you described earlier on.

Yeah. Now,

what would you say to? What would be your?

I think I would, I would probably say nothing because he did all right in the end.

Yeah.

And maybe those experiences made,

Yeah, exactly. Yeah.

But I, if I was going to say something, it might just be, don't worry about what anybody thinks. Don't try and get approval from anybody. Just do your thing, man. And you're going to win big. And that's probably going to be the same answer to what would be your advice to the younger generation growing up now.

I think to the younger generation now, it'll be, the generation is messed up right now. There's a lot of very weak, pathetic people. There's a lot of stupid arguing, stupid pointless fighting. And what you need to do is you need to focus on you.

And the fact that everybody is pathetic is a good thing because it means the competition is poor. And you need to make the most of AI, of the opportunities, and, and believe big things and put it to work, and you will be absolutely flabbergasted at what you can achieve.

Yeah, that's fantastic. And I think that's a great way to end this episode. But before we do that, where can people find you? Where can they learn more? Where can they progress forward in life with you?

Yeah. Well, I think mostly YouTube. I do a lot of YouTube videos. So, if you want to learn about property and, and business, definitely check out my YouTube channel, which is Samuel Leads on YouTube. And I'll be happy to help.