Transcription
Last time this happened, normal people got rich. Not just celebrities, insiders, or hedge fund guys. I'm talking regular people, students, gamers, nerds in their parents' basements. People who just happen to be early to a world-changing technology. And I believe with my whole heart that we're watching the exact same thing happen again.
If you ignore what I'm about to show you, you're probably going to spend the next 10 years watching other people pass you financially, just like people did in the 2000s. It's a different decade, a different tool, but the same opportunity. And most people are going to make the devastating mistake of ignoring it until it's too late for them.
Before we get into the meat of the video, I want to start with a little bit of a history lesson. About 25 years ago, something happened that changed the world forever. The internet went mainstream. At first, it looked kind of like a toy, just a bunch of nerds on their computers playing with software. I mean, what losers? It was a very niche thing and not really a real player yet. Like, most companies were not even close to being profitable in the space at the time. A lot of people were skeptical. They said that this is overhyped. The internet's never going to replace real business. Paper mail is here to stay forever.
But eventually, it got some hype despite all the skepticism. Money was pouring in, investments were pouring in, and many people were just gambling that it would become a big thing. But the big problem was that a lot of these companies were supported by hype only and not profits. So, as we all know, the dreaded dot-com bubble happened. Lots of internet companies went bankrupt. Stock market tanked. NASDAQ shed over 78% of its value. And a lot of the people calling it a joke and a fad were celebrating. It looked like they were correct.
But while all this was happening, during all the chaos, a small group of people were learning the internet, building on it, investing in it, and quietly positioning themselves for one of the biggest wealth creation events in human history. We all know what happened over the next 10, 20 years. A huge boom creating new industries, jobs, ways for people to connect, and opportunities for normal people to literally sit on their ass at home and make money like me. I mean, that's what I do now. Even small amounts of money invested in the winning companies or the NASDAQ composite made normal people rich.
Leading up to the bubble, the NASDAQ went up 4x in five years. And afterwards, we had a multi-year bull run that lifted a lot of people from just a normal life to being wealthy and comfortable. If you were vigilant enough to buy one of the main internet players like Amazon, you likely did very well for yourself. Investing made people rich during this multi-year bull run and money was made. Also, normal people who took time to learn about the internet got rich. Think about software engineers and coders and cybersecurity and infrastructure and cloud. All those things. A lot of people got in on the ground floor, learned the skills, got stock options, and then made great salaries and were able to retire.
Every time a civilization-level technology shows up, there's a short window where regular people can ride the wave before institutions fully price it in. And that's when normal people can get rich. That window, my friends, is open again right now, in my opinion, for those who are ready.
In today's video, I want to talk about the mistake that almost everyone is making right now that I think could cost them some serious money. Why this tech trend is creating a massive K-shaped future for our economy and it's going to make everything imbalanced between rich and poor, meaning that it's more important than ever to be on the right side of this. We're also going to talk about how I use AI to improve my life and make me money. We'll also discuss the two ways that normal people can get rich from what's coming next. And then finally, we're going to talk about whether I think it's the final chance for normal people to get rich before it gets much harder.
So, a lot of people are making this mistake, and it makes sense. People are very resistant to change. I am, too. But I'm telling you, you can't ignore this stuff. You got to get over yourself if you want to take advantage of opportunities like this. And I'm not talking about, you know, engaging in the AI slop that we see. Like, we're not going to be contributing to that. But what we can do is learn about it, learn how to use it to enrich ourselves and make our lives better.
Now, I already know what some of you are thinking, like, "Oh, no. Another video talking about AI. AI is wrecking society. I'm tired of hearing about it. This is overwhelming. I'm going to skip this." There are even people that think that I myself am an AI. I mean, what a ridiculous statement, but you know what I mean. There's a lot of negativity surrounding AI. And that reaction is exactly what a lot of people said about the internet in 2000, and a lot of people probably regret. Back then, being skeptical sounded smart and it was the cool thing to do. And that's the same thing with hating on AI. Right now, it's the cool thing to say how righteous you are for being anti-AI. And you know, if you think that way, that's fine. But for me personally, anytime that it's the cool thing to do something, I'm trying to do the opposite. I don't want to be cool. I'd rather be a nerd and enrich myself. As a famous man once said, "Be nice to nerds. You'll probably work for one someday."
In hindsight, ignoring this AI wave is going to be just as expensive as ignoring the internet in the year 2000. Ignoring the internet in 2000 wasn't just bad, it was a devastating mistake for many people. Because not only did you miss out on insane investment gains, you also missed out on skills that were valuable in the digital era and could have set you up for life. And today, a lot of people aren't just skeptical of AI, but they're actively hostile to it. They just refuse to have anything to do with it. And I have bad news for those people. It's here and it's growing whether we like it or not. And almost every industry is going to be adopting it, whether it's by choice or because they're forced to.
And another mistake that people are going to make is that if this AI bubble truly does pop, there's going to be a ton of people who stay away from the industry. Just like in .com, they're going to have that same energy as everyone who said, "Oh, I'm not trusting stocks anymore. I'm just going to stay in cash and wait till it's safe." And uh, that's going to be a problem. Every market crash that scared people is what I took advantage of personally during COVID, during 2022 and 2025. I always bought at the low points and kept averaging in, and it's worked out very nicely for me.
Innovation usually rewards people who show up early and get in, not the people who wait until it feels comfortable or safe to get in. So, when any new technology happens, it's crucial to discuss the innovation curve and what happens when you get in early. I always like to tell people that sometimes it's better to be early than good. I'd rather be a guy who has an average understanding of AI but be early than to be just a stud but have waited 10 years too late when it's hyper-competitive.
I think my YouTube channel is literally proof of that. In 2024, there was a wave of nostalgia and old Call of Duty commentary revival just starting to gain steam. And at that point, hardly anybody was posting old Call of Duties and talking about life topics. Like, I mean, very, very few people were doing it a couple years ago. So, I started making my videos. And I started with pretty mediocre videos early on, just during the beginning of this revival. And I really approached it with almost minimal effort. It would be tough to do today. If you go watch my earlier videos, they they basically suck, but I was early to the trend. Then the niche became popular again and I basically got views for being early. Nowadays, there's so many more people doing COD commentary that it's harder to stand out. It really did start to get insanely competitive again. And I'm not saying I'm a genius for getting in early, but I was early in a trend and that helped me a lot, right? Life is just way easier when you're early.
Every technology follows the same curve. You have early adopters, mass adoption, then eventually saturation and consolidation later on. And the biggest money is always made in that first phase when it still feels weird and uncertain and even maybe embarrassing to talk about when it's very up in the air. The future, right? Every major technology throughout history has had these phases. We had the internet, we had smartphones, cloud, even crypto, right? All the early adopters in these phases were rewarded handsomely with a lot of money. In every cycle, the people who learned these tools early own pieces of the new world and possibly set themselves up for life. And right now, we're standing at the frontier of that.
Again, just to show you how fast stuff changes. My job as a software engineer didn't even exist 30 years ago. Like, software engineer wasn't a normal household career path. And now it's changed a lot in the last 20 years and it's changing rapidly now with AI. Like, for example, I spent all of college learning about coding and proper syntax and memorizing things when now most of my coding is just vibe coding, explaining to the AI in plain English what I want and it's pretty good at doing it automatically. Imagine what jobs are going to exist in 10 years that sound just ridiculous today. I mean, the concept of making money in your pajamas from home was a foreign thing 20 years ago. I remember during COVID, I stayed with my grandparents a few times and they were just baffled that I could have a good career without ever going anywhere. I mean, my my grandpa had to wake up early and clock in for 9 to 10 hours and go home late. They were just baffled when I could work in my pajamas from their house.
As with any trend, jobs change a lot. A lot of jobs go away. Some jobs will be created. We don't know how that happens exactly, but it happens with every cycle.
Next, I want to talk about the possible AI bubble and why it doesn't matter. So, even if you believe in the technology, people are worried about an AI bubble happening where stocks crash and everything goes crazy. So, I want us to be honest with ourselves. Yes, there's probably a high valuation bubble and yes, there's a lot of hype around the tech. Yes, the valuations are even insane in some cases. Zuckerberg has said it. Sam Altman said it. Everyone building on this knows it. But two things can be true at the same time. Number one, there can be a bubble. And number two, the technology can still be world-changing. That's exactly what happened in the .com era. The bubble happened and popped. Companies died. People laughed. But then the internet still ate the world. Amazon didn't disappear. Google didn't disappear. These companies just consolidated. And then the infrastructure of the future survived and dominated. So this bubble that could happen, whether it even pops or not, just doesn't matter to me. And honestly, the fundamentals in these tech, in these tech and AI stocks now are even a little bit better than they were in 2000. I mean, there are companies worth billions of dollars with basically no earnings in 2000.
A lot of people have called this one of the biggest shifts in the history of technology. And uh, the bubble could happen, it could not. I don't really care. I know what I'm going to be doing. When the bubble pops, it basically is just going to determine who the winners are, not the direction of the industry. I think if a bubble pops, there's going to be a crucial moment for people to get in.
Like, here's the part of this whole AI thing that really scares me. I believe that these AI tools are going to create a K-shaped future and economy where the people on the top curve are people who understand how to use AI and they use it to multiply their productivity. Could be people who own and sell AI tools, or it could even be people who hold assets that use AI, like think of tech stocks. Then we're going to have the bottom curve, which is people whose work is replaceable at risk of layoffs. You have people who avoid learning it to be more productive. You have people who stay purely wage-dependent and you have people with no assets who won't be able to capture the growth of this massive wave. This is going to create an even bigger wealth divide. I mean, there's already a divide. The top 10% of Americans already own 88% of the stock market, and the bottom half's barely getting by. And once AI starts automating more of the jobs of the bottom half, things could get pretty scary. And it's going to hit both blue-collar and white-collar jobs, especially entry-level white-collar, entry-level coders, accountants, lawyers, marketers. There's already big shifts happening here, and and robotics is still making progress in some of the more blue-collar industries too. Now, I just, I don't think this is going to happen as fast, but you know, 50 years, who knows what's going to happen.
The people who understand and use these tools, their leverage and power is going to explode, and then everybody else, in my mind, they're going to experience a collapse. The main thing here is that it's not the work, the demand for the work that's disappearing. It's that one person using these tools correctly can start doing the work of five people who don't use the tools. And society's never really handled that kind of a productivity gap well. Like, that's why you hear a lot of serious conversations about universal basic income now. Like, that used to sound crazy and insane, but now it sounds almost inevitable if the huge classes of jobs go away. Like, there's going to be positives and negatives of AI.
So let me just, let me talk about what I think could be the happy case and the sad case. I think the positive happy case is that AI makes society super productive, and then it trickles into other areas like robotics and tools are easy to make and tech is really smooth, and the government eventually adopts and has policies protecting us and providing a basic level of our needs, and companies are just so productive that they're fine with paying for some societal programs, and of course, the stock market and the economy and everything has just boomed because of the explosion of productivity and profits. Then there's the negative side, which is that AI takes over too many jobs too quickly. There's too many layoffs. There's just now a huge gap where where the top 10% of society now has everything and the lower half is just scraping to survive, working bad jobs, and the government's slow to adapt. I mean, I'm a pretty conservative guy, but to me, it seems like UBI is almost inevitable if tech advances at this rate because a lot of huge job classes are going to go out of business.
Here's what I believe relating to AI, and that's that I think it's going to replace a lot of people. However, there's some things that we can do to help. AI will not replace everyone. But someone who knows how to use AI will replace a lot of people. Not because they're smarter or better, but just because they can simply do more. They can research faster and stay more productive. One person with the tools is going to be five people without the tools. This gap is going to define careers, income, and even your personal freedom for the next 30 years. So, it's crucial to learn how to use a lot of these tools.
So, next, let me talk about some use cases that I have for the AI tools. So, as a lot of you know, I have a business that builds software for companies and individuals. And AI helps me do things faster than I ever had in my entire life. And that's both for my clients and my personal projects. Like my my software product, Wild Learn Vision, which I'm building right now, would have taken at least a year, maybe even more to make all the tools, the databases, the payment integrations. Took me about 2 months to go from nothing to a great working version, which is insane to me. I mean, think of how much time that saved me and still have the same product. The tools I use for this are I use a ChatGPT Plus version. I use Perplexity for research. I use Codex integrated with my coding environment. And I even use AI in other areas of my life. I use Adobe Podcast AI audio enhance to help make my voice sound better, remove the echo, and also remove background noise from my recordings, which used to take me a long time. So, I'm using AI in all these ways that saves me time and makes me more productive. It's just, it's a huge multiplier. It's almost like having a team of assistants at your disposal where you can just explain in plain English what you want to do, what you want to research, what you want to build, and then it does it. It doesn't complain. It doesn't yell at you. Sometimes I yell at it. I can be kind of mean to the AI, but that's okay. And then if stuff breaks, I can use my coding knowledge to fix it. This is leverage I didn't have 5 years ago. And it's going to give me a huge advantage over people not using the tools, especially in software. If I talk to a software engineer and they're not using AI, I mean, I try to, you know, tell them this is serious. You have to be using this tool or you're not going to stay competitive. I'm also helping businesses use software and AI to automate their schedules and and be more efficient in their day-to-day. A lot of companies are willing to pay for that kind of a tool. That's the bet that I'm making is if I can build these tools for companies, that's going to position me well to capture the AI wealth creation.
So, while I'm doing all this stuff, working very hard, and a lot of people are also, you know, really learning these tools, there's a ton of people that are still hostile to it or just pretending that it's just this bad thing and they're trying to be all righteous about it. Meanwhile, a small group of people is going to get rich honing in on their skills here.
In my opinion, there are two ways to get rich off of what is coming next. Companies are going to be adopting this technology at massive rates, which is going to create two opportunities. Opportunity one is you own the infrastructure. You own assets that utilize AI. This could be stocks, ETFs, equity, and companies using the tools. Something very simple like uh QQQ. We know that big companies are going to pour into these things to cut costs and maximize productivity. When productivity skyrockets and costs are cut, profits go up, stocks go up. Tech stocks have soared in the last 20 years. And so many people in the last 20 to 30 years got rich from this boom. And if you believe in tech like I do, this could continue with a game-changing technology like this. Now, I don't know if it's going to have a short-term bubble. I don't know what's going to happen in 5 years, but 20 to 30 years, I just, I'm going to be heavily invested in this stuff. Now, I have some positions like the QQQ for tech companies that are big in America, but but really anything that has a stake in the game. Think companies making chips or companies that have to do with energy, supplying the energy, computing, software. I believe all of that is going to boom with time. You could also own a smaller AI-driven company or you could own digital assets or your own software products. Just own pieces of the machines. That's why accumulating assets is so important right now. In my case, if stocks go up two or 3x like they did post .com, like I'll be set and I want that for all of us. But you have to focus on getting these assets, 'cause without these, you might be left behind in the wrong place on that K-shaped chart. Even if you don't work in AI, use your income to own AI assets.
The second way that you can get rich in this AI boom is learn how to use the tool. Build with it. Run businesses with AI. Create things faster. Learn things faster. Do research faster. Produce things faster and multiply your output. In my opinion, every single person who cares about their future should be trying to use AI to help their lives and should have an AI subscription. I actually have three personally. I have ChatGPT Plus, I have Perplexity, I have Adobe. I use it for a lot of things. I use it for research and planning and consulting. I mean, it's insane what this stuff can do, guys. I use it to help proofread contracts. Like, don't let it do all your thinking, but use it to help you do research and get ideas. It It makes your life so much easier. You can even talk to it physically. It can be like someone you bounce ideas off of or even use it to sharpen your communication skills. The bottom line here is you either own the equity in AI companies or you become the person who uses these tools, and that's how you're going to win. That's how you're going to get rich.
So, is this the final chance for normal people to get rich? Like, a lot of people out there saying this could be the final chance and this is all you have. You got to do it now or never. And I don't fully believe that. You know, there's always going to be opportunities, but I believe this is a damn good chance though. And it's only likely going to get harder from here. I hope I'm wrong, but that's my gut. This is truly a unique time in history where creators have so much power and most jobs up to this point, let's be honest, they've had lots of repetition and they might get automated as decades go on. As AI and automation and robotics continue to dominate, there's going to be more centralization of capital and ownership's going to concentrate faster than ever towards the top. This may be the last cycle where regular people can still accumulate meaningful ownership before everything becomes hyper-centralized. So, get yourselves together, gentlemen. We got to go get this.
My closing question to you guys is this. Which group are you going to be in? Because every tech revolution creates two groups. There's the people who deny it and the people who build with it. And last time, the builders got rich. I don't think it's going to be any different this time. Hope you enjoyed this type of video. Uh, hopefully it motivates you to get your stuff together. Have a good day and I'll see you in the next.