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10 Retirement Stresses Nobody Warns You About

The Smart Retiree9:07

Transcription

Hey y'all. It's a smart retiree coming to you from Florida. This is the scene from one of my windows, uh, where I live. Uh, we're on a well, we're on a marina, a golf course, and there's plenty of lakes around, and it's a great scene. It's one that I turn to a lot on this beautiful day, especially, um, you know, when stress starts to, um, you know, starts to intrude in your life, and during the day, there are certain things that can, uh, trigger stress. But this is the scene that I always turn to, and it's, it's beautiful. Magnificent lake, the golf course, then you've got the practice fairway, and beyond that, there is another lake. But this is just part of this, um, part of the scene that, um, I'm living in at the moment.

But speaking about stress, um, you know, it's something that retirees, I guess, don't talk a heck of a lot about. But, uh, for those of you who are heading towards retirement and wondering what you're going to expect stress-wise, uh, well, today's video is for you because I'm going to sit down in a minute at the computer and go through 10 triggers of stress that you can expect during your retirement years. Okay.

So, let's have a look at my top 10 stress list in retirement. These are the things that you could look forward to, or not look forward to, uh, or you could be going through them right now, even in pre-retirement as you head towards your retirement date. I just wanted to make one point though, that stress does not retire when we do. It, it's there. You know, if you've experienced it, it's probably going to follow you. You just need to manage it and, and manage it well. It'll rear its ugly head when you least expect it to, or when you don't want it to.

But I imagine that number one on everyone's list, >> including mine, would be health issues. Um, you know, you can only do what you can do, um, on your own, but I do encourage you to go and see your doctor if there's something that's been niggling at you. It may, it may not be nothing, you know, just don't dismiss it. Guys especially have a habit of doing this, me included. Um, but I just wanted to, um, to make that point clear and just don't sit at home pretending that noise that your knee made, uh, was nothing. You know, it's probably something. So, uh, so get it checked out. Health issues would be on top as far as my stress list is concerned.

Number two, I've got them rated pretty high, but they are your adult children. If you have kids, your adult children can often, you know, provide times of stress, you know, continuing to, to, to manage them, to finance them, to help them out with problems. Um, you know, you're not supposed to comply that, just going to have to try and distance yourself a little bit, you know, from, uh, from helping them out every time something comes up. So, they're number two on my list. Adult children, grandchildren, as wonderful as they are, they can be a real handful. I know most people are great that at the end of the day, always hand them back, or even if they have a sleepover, you know, that they're going back. But, uh, they're wonderful, as I mentioned, but they can be a handful.

Finances, I've got it rated at number four. Probably should have been at number one in today's, um, environment. A lot of you would be going through some financial issues right now. Look, I'm, I'm not immune to that either. I mean, I've been going through them as well. You know, having moved here, uh, from Australia to the United States 20 years ago, you know, things didn't go as smoothly as I thought they would, but they eventually panned out and things are a lot better now, but financial issues are a certain worry about, you know, a lot of people, you know, have trouble sleeping just thinking about, you know, how they're going to pay their bills and, and whatnot, especially if you haven't really saved enough or not saved anything at all. I mean, I've got future videos planned on this, um, as far as that's concerned for those of you who are struggling in that financial area. Um, but, um, you know, once you hit social security age, which is 62, you know, a lot of people are encouraged to take that early. Uh, I, I'm, I'm of the same opinion. You know, why, why go through life and, and let stress play a, a major part in, you know, how you live your life and how you think? >> But I, I'll, I'll delve more into that, um, a little later in future episodes.

Um, pressure to act a certain way, you know, once, once we get old, and let's face it, we are old. I mean, I wouldn't say that around my wife because she certainly would slap me, but, uh, she says she keeps, you know, saying that we're young, and okay, that's a positive mindset to, uh, you know, to take with you. But, um, there is a certain pressure to act a certain way when you get a certain age. And, uh, you know, don't let that get you down. Um, you know, I encourage you to scratch the itches when they itch and just let it play out the way it plays out because, uh, you're going to get a few of those along the way in your retirement years.

Uh, house, garden, uh, car maintenance, uh, can often be a problem during retirement. Um, you know, your garden, for example, I mean, if you've got lawns to mow or, or, or gardens to tend to, you know, put a little money aside every now and again and hire someone to do it. I mean, there's no price of falling off a ladder if there's something that needs to be fixed on a roof, so, you know, consider hiring someone. There's, there's a lot of help out there for, for, for people struggling to maintain, um, gardens and, and, and that sort of thing.

Uh, fitness, this is right in my ballpark. Um, my wife calls me a drill sergeant because I, I'm at it from 4:30 in the morning and, uh, I'm just taking after the old man. Um, you know, a couple of times a day, and I'll probably spend, uh, at least one and a half to two hours a day, uh, keeping my fitness levels up. And in fact, there's a video planned at some stage in the future. I just want to run people through a routine that, that I go through. Um, not for beginners, but it's, it's something that I enjoy doing and it keeps my fitness levels up. But for those of you who have ignored, uh, fitness, um, I just encourage you to, uh, to at least get out there and walk, you know, and, and, and just start something. Uh, don't go too hard early, but just start something and, and, and just work into it because at some stage, you know, you're going to want to step it up a little bit. But I think fitness is a, is a huge thing to, to maintain in your retirement.

And I mentioned walking. That's number eight on my list. You know, walk wherever you can. Even if you go to the supermarket, uh, for shopping, um, you know, a lot of people try and get the closest park to the front door. Um, you know, I, I don't encourage that. Um, I kind of look, you know, I look for a park that's going to involve a bit of a walk. Um, and of course, you'll be walking around that supermarket, but don't try and park too close and, and just walk. Um, just walk wherever you can and whenever you can.

Uh, you know, treasure your friends your own age. I've got this number nine on my list. Too many people that get to our age, um, you know, kind of lose touch with, with people they've known along the years. I guess work is, is one thing, you know, once you retire from work, a lot of times people find maintaining that social interaction with people you work with can be hard, but try, you know, try as hard as you can to, to maintain that interaction. Friends are definitely important the older you get, uh, and you don't want to end up all on your own.

And, uh, and number 10, uh, making new friends. Uh, you know, try and make new friends wherever you can. You know, you can strike up a conversation wherever you are. If you go to a coffee shop, which I do quite often, you know, occasionally I'll, I'll be striking up a conversation with, with someone there. Uh, my wife is, is, you know, she's probably the social butterfly in this, in, in this family. I'm more of an introvert, but, uh, I do make the effort, you know, when I need to, uh, to continually strike up new friendships and try and maintain them.

So, basically, that's my list. It's a pretty simple list, and most of you have probably got all of these on your own list, but as I mentioned earlier, you know, stress does not retire when you do. So, it's going to be there. Uh, you're going to go through it and, uh, you know, heed some of the advice I've given you today. Uh, you know, and, um, you know, get other, other advice as well. I'm just getting a little bit tongue-tied here right at the moment. So, that's the video for today. Hope you've enjoyed it. Like to hear what you've got to say in your comments. If you can add to the list, I'd certainly appreciate it. Add them down below. Give me a like, subscribe, whatever. And I'll see you in the next video.