How I Became A Multimillionaire In My 20s

What is going on guys, and welcome back to another video. In this one, I am going to be talking about how I became a multi-millionaire in my 20s.

Now, I'm not making this video to brag or to gloat or to flex on you, but to be able to talk about the principles that got me here so that hopefully some of you guys who are watching, who want to become financially successful, can look and see how I've done things over the past 7 years in order to get where I am today because all of these things started when I was 17 or 18 years old. That's actually when I started accumulating my wealth. And some of you guys watching this might be a little bit older. That doesn't mean that it's too late for you by any means. The sooner that you start implementing these principles, the sooner you are going to be incredibly successful.

And I know personally a lot of people that make a lot of money. I know a lot of people that make a lot more money than me. I know a lot of guys who are younger than me who make just as much money as me. And yet, very few of the people that I know are actually wealthy like I am because there is a massive difference between having the drive that ultimately makes money versus having the discipline that actually grows and multiplies the money. And actually maintains it as well.

You see what ends up happening is a lot of the young guys that I know that start making money, they purchase things like a $10,000 per month penthouse. Or they'll go out and they'll spend a ridiculous amount of money on traveling or on bottle service or on sports cars or they'll even take up gambling. And they'll start risking all of the money that they currently have with the hopes of doubling and tripling it and making even more money.

Here's what you guys need to understand. The same principles that allow somebody to build an incredible natural physique are the same exact principles that allow somebody to become incredibly wealthy. All right, you guys need to keep this in mind, all right? Over years and years of consistency, people will look at you when you've been training and eating properly and they'll think, "Wow, I wish I could look like you, but there's no way. You're probably taking steroids." Even if you're a natural lifter. I don't care where you started. I don't care if you have bad genetics. I don't care if you started with $0 in your bank account, you can get to a point where people look at your net worth or at your physique. If you maintain your discipline and you live by these principles, and they will be like, "No, you had to have cheated in order to have gotten there."

And that's what a lot of young men do today with their physique is they blast steroids and they sacrifice their health and they even take years off of the end of their life with the hopes of looking really, really good early on. That is not a sacrifice that you should be making, my friends. You should be staying natural. You should be building on the discipline as life goes on.

And what I want you to also understand before we really jump into this is that when you are young, you will go broke trying to look rich. Because what young people do not understand is that they still have so many years to live. They've got so much time to let money work for them. They have so much time to invest. They have so much time to continue making money, and yet they are for some reason, probably has to do with social media, obsessed with trying to look as rich as they possibly can at as young of an age as possible. They're constantly trying to flex on other people to show other people how much they make, and that's exactly why they can't build wealth. It's because they're obsessed with this, all right?

And another thing that I want you to understand and why this video is so incredibly important is because there is a very dramatic shift that is happening in the economy today. The gap is widening. And what I mean by this is the fact that because of the way that modern capitalism is set up, where you have these behemoths of companies that basically have monopolies over certain industries, small businesses are starting to suffer. They start to phase out because they can't compete with the big dogs. What does this mean? It means that even if you're an entrepreneur, it is starting to become more difficult to make a couple million dollars. It's becoming more challenging. I know, even with the internet, it is becoming more challenging because back in the day, you could just start up a little business inside of your town. You could go sell tractors. You could go start a bakery, something along these lines. But now you can't compete with Walmart. You can't compete with the dealership down the road that has 20 times the funding as you. You can't compete with these big guys. And so it's much, much harder to make cash now, but it's much easier to have cash that you currently have make money for you.

Why is that? Well, it's because you have access to the market. You know, a lot of people love to complain, all right? I see the victim mentality in my own generation and with the millennials, how they complain on and on and on about cars are more expensive now, food is more expensive now, uh housing is more expensive now. But if you actually go and you look, you'll notice that some things, yes, are more difficult for our generation and for millennials. But at the same time, some things are far easier. Now you have access to being able to invest in the biggest companies in the world from your phone and from your laptop. That's not a power that our parents had. And so what you have to learn how to do is you have to learn how to ma uh how to navigate the current economic market and see where you can get a leg up on the previous generations. You have to understand that building wealth now looks very, very different than what building wealth might have looked like back in the day. You can't just go out and buy a house at our age and then expect that house to appreciate a ton and then all of a sudden a ton of money just appeared out of nowhere. No, it's not going to work that way. You have to operate by different principles and by different rules, okay?

So, number one, a couple different things that you need to understand about how I became a multimillionaire. So, hopefully these things can help you guys out as well. I personally dropped out of college. My parents were mortified. They couldn't stand the fact that I was dropping out. They wanted me to finish college so bad. Brandon, don't you want a backup plan? Brandon, come on. You're going to be the only person in the family without a degree. I am so glad that I dropped out. And even my parents have told me, Brandon, we're so glad that you dropped out and that you didn't listen to us. Because the truth is, I saved a ton of money and I saved a ton of time. 3 and 1/2 years to be exact is the amount of time that I saved not going to college. And instead I was able to take that time and work and start building my business instead of going to a university spending tens of thousands of dollars for in-state tuition. It was still a decent deal and I got some scholarships along the way, but it still wouldn't have been worth it. It wouldn't have been worth it to even get the college experience. And this is going to hurt some feelings here, guys, but the truth is university is no longer practical unless what you are trying to do requires that degree. Unless it's 100% mandatory. And there are some degrees that you have to get if you ultimately want to be able to develop a specific skill and go into a specific field. So, I'm not saying that everybody should drop out, but you have to understand that it's very very different from when your parents went to school. All right?

So, what this did was it put me ahead of a lot of people my age. A lot of people my age, at 25 years old, have a negative net worth. Why is that? Well, it's because they took out massive loans for college. I don't even absolutely blows my mind how anyone, if they are not getting the best scholarships on the planet could ever go out of state in order to go to university to get an education and take out hundreds of thousands of dollars in loans to pay for it? Probably just to go get drunk and screw off and not pay attention that much in their classes to get a degree that's not even going to do anything for them. Oh my goodness. Oh my gosh. I can't even There are so many people that I know who have done this exact same thing and it's heartbreaking to look back and they realize how big of They realize how much they messed up later in life. And it's something that they're going to have to live with for a long time. All right?

So, number two. Another way that I've been building up my wealth. I've been maxing out my Roth IRA since I was 18 years old. For those of you guys don't know, this is an investment account that you can put up to $6,000 in every single year starting at 18 years old and then you invest that money in whatever you want to invest in. I personally just put it in the market in the S&P 500. And I've been doing that since I was 18 years old. I've been maxing it out every single year. $6,000 going into there. Even when I was working as a bagger boy for eight $8 an hour, I was doing this. Even when I was working as a technician. Even when I was working in construction, I have been doing this. I put that money in there and I let it sit inside of the markets. It's very, very powerful, okay? Now, I personally cannot max out my Roth IRA anymore as of a couple years ago because my income is too high. But if you're watching this video and your income isn't incredibly high, then this is a tool that you have to be utilizing, all right?

Number three. I developed a skill that ultimately was going to be the main driver for my income. Now, some of you guys might be like, "Well, Brandon, I need to go to college because I want to become a doctor." And that's going to be the main driver of my income. It's going to be the skill that I use is what I learn in there. And that makes plenty of sense. Go to college for that. Get a degree, all right? But what I did was I dropped out of college and I spent $8,000, which was a lot of money for me at the time, on a mentor. And basically, what he did was he taught me how to become a successful personal trainer. How to become a successful fitness coach. He taught me how to sell, okay? He taught me how to be good at the business that I wanted to go into. It was something that I was passionate about. I went out and I pursued my own form of education through certifications. I went through NASM, which is a terrible certification, by the way. If you're watching this and you want to be a fitness coach, uh don't even get NASM. Like, if you have to get one in order to be a personal trainer, like, you have to do it if you want to work at like a gym where they take 60% of your income, you have to get it. Get something like J3 University. It's fantastic. You can reach out to me about getting that certification because it's 100 times better, all right?

But now, once you have the skill, what you need to prioritize is building relationships. So incredibly basic. Simple, all right? We learn this in like third, fourth, fifth grade. Simple relationships are the key to any success story. Your success in life will be determined by your ability to become the blank guy. I am the fitness guy. I am the nutrition guy. If you want to become a plumber, go become the plumbing guy. Go become the electrician guy. Go become the builder guy. Go become the lawyer guy. I know all of these different guys. There are different people that whenever I need them, I'm going directly to them because I know them as the accounting guy. I know them as the tax guy. All of these people that I know because I grew up in a community, they have relationships with me, they've talked with me. I know what they do for a living. If I ever need their service, I'm going to them. This is the most underrated aspect of building wealth is these simple relationships, these simple connections that you are not going to build if you're sitting in your room playing video games all day or scrolling through social media. Guys, get out there and get to know people. People need to know what your skill is, what you have to offer. When you become the blank guy, that means that you have become valuable to the community, to the society. A plumber, electrician, a salesman, you have a skill that can provide value. And just you simply knowing people is going to allow you to make money in the future. Even if it means that you're working as an apprentice electrician right now or an apprentice plumber. When you decide to go off on your own, you are going to have connections and you need to pull those strings in order to make money, all right? So, understand that. We've got this skill that is the main catalyst for driving the success forward.

Number five, do not get distracted, all right, by other opportunities. They're not actually opportunities, they're actually just distractions, all right? And what they are going to do is they are going to divert your attention from your main catalyst of growth, all right? So, what this looks like is if you are a plumber and you started to make a little bit of money, you know, you're doing pretty good for yourself. You're making a hundred ten thousand dollars a year. Then, you start hearing things about real estate. And your buddy Johnny, he decided to buy a house and then he decided to flip the house and he made 30 grand. Damn, Johnny, you made 30 grand flipping a a house? That's crazy. Teach me how to do that, Johnny. I want to know how to get into real estate. No. You, my friend, are a plumber. Do not get distracted. Single stocks, putting a ton of money in one single stock, putting your money into crypto, or even gambling your money. You going out and tying dopamine to trying to get involved with another industry that you are going to have to learn instead of just sticking in your own lane is the biggest problem that I have seen when it comes to other people trying to build wealth. These people can be so incredibly good at their one thing and yet they will just abandon it because the grass is always greener somewhere else. They're like, I've heard Johnny made a ton of money this way. Guess what, guys? When the grass is greener somewhere else, it's because you don't see the on the other side of the fence. That's what's making the grass greener. There's always things that you don't see. I know people personally who seriously regret not just putting their money in the stock market. They seriously regret getting involved in real estate or in single stocks or in cryptocurrency or gambling because they would have so much more money if they just focused on their craft instead. People don't understand real estate becomes a full-time job. That's an occupation. That's not something that you just like do on the side. No. That is a full-time job, all right? And people who always throw around the word passive income when it comes to real estate, there is no passive income, people, from real estate. True passive income is capital that you have that you have built, which means money that you have collected because of your skill, invested in the market. This is how you make money in 2026, my friends. Your parents got to just go out and buy a house and it appreciated? No. You get to buy into the market, all right? Index funds, that is how you do it. I personally have been buying index funds since I was 18 years old, all right? Like I talked about with my Roth IRA. You do not need to have a massive business in order to get incredibly wealthy in today's day and age. You don't need to do it. You don't need to build up this massive business and have this huge exit and sell it to somebody. You don't need to do that. What you can do is build up capital using your skill and then participate in the growth of the top 500 companies in the world. How cool is that? You can even invest in other countries. You can invest in other stock markets. You can invest in whatever you want with your capital, my friends. That is the power that you have. And even if you make 70 grand a year, you can become incredibly wealthy if you play your cards correctly. You don't need the big business. You don't need to be able to hit the lottery with anything. It's about consistency and discipline. Compound interest will do the rest. Once you build that capital, all right? If you take $300 per month starting at 18 years old and invest that a core across the course of your life, so until you get to 60 years old, you will have invested $150,000 into the stock market and that $150,000 will have turned into 1.5 to 1.9 million dollars in the stock market. That's how it works. That's how That's how beautiful compounding It's just It's so incredibly beautiful. But people squander this when they're young cuz they don't realize just how cool it is to make money when you're young and to have money when you're young and have a skill that is actually like allowing you to do well for yourself at a young age because that money is going to be worth so much when you are older.

Now, keep this in mind. I am not against going out and buying some things that are going to allow you to live a better life. I personally have my TRX truck. I have my Hellcat Redeye. They are expensive vehicles, but at the same time, I pay $1,000 in month a month in rent. I am very, very frugal with all other aspects of my life that don't involve investing in my business or investing in myself and my skills. My cars are worth quite a bit of money and my watches are also worth quite a bit of money. All of the things that I have purchased that are expensive have appreciated. Like I could actually sell them for more money than I bought them for now, which is pretty cool. But at the same time, something that I really want you guys to understand is that when you start to own more things, those things actually start to own you. I'm going to say that again. As you start to own more things, those things actually start to own you. And I'm reminded of this every single day. For example, with my truck, just the other day I backed up into a little metal fence and it popped my tail light on my TRX like a cherry. All right? And I looked it up how much it's going to cost just to get the new tail light. It's OEM, it has a sensor in there, it has a whole freaking computer inside of the light and it's going to cost $1,500 just for the light. Just for the light. Not even to put it into the truck, just for the light itself. There are so many hidden costs that come along with buying things. Like buying a house. Like whatever you choose to buy that you think is going to be very fun and add a lot of joy to your life, it is also going to be a headache, my friends. And especially if it is a depreciating asset, you are unlikely to make more money on it. Very, very unlikely. So be very careful. Optimize your life in your environment for peace. Make your life peaceful and allow yourself to focus as much as possible on building those relationships and on building the skills that are ultimately going to give you that capital to give you freedom later in life. All right?

Now, when you put your money into the stock market, it's not all sunshine and rainbows. All right? There is going to be volatility. You are going to watch your net worth fluctuate a ridiculous amount on a regular basis. And this can stress you out if you're constantly watching it. If you don't understand how the stock market works. It goes up, it goes down. All right? But, this is the stress that ultimately you're going to have to be under because you don't have the stress of building up a massive business and having a ton of employees and having to worry about payroll and having to learn all this type of stuff. You just have to learn to weather the storm and keep a cool head when you see a massive chunk of your money just disappear overnight when the stock market goes down. I personally invested all the way through the entire quarantine. And it made me so much money. I was only making $17 an hour during COVID. But, when I saw just how far the stock market went down, I pumped every single dollar that I had at the time into the stock market. And it made me so much more money over the course of the next couple years. Like, it's just incredible to look at because I wasn't even making that much money at the time, but because I put my money in there and I just let it stay in there, it just makes you money. It's the capital working a miracle for you. All right?

So, what I want you to understand as well is that we're living in a very degenerate time where people love gambling. Whether it's sports betting or just tying money to high-dopamine activities, it is awful. I am telling you right now, you have to avoid this at all costs. You have to avoid having emotion when you invest. When you invest, you should put the money in there and have no problem seeing it go down. And then when it goes up, really not that big of a deal. You just have to become emotionally detached from it. However you make your money, that will ultimately determine the principles that you continue to live by. These people that make a ton of money really, really fast, they lose the money really, really fast because they took risks to get up there, incredible risks, and they're not just going to stop betting their net worth, they're going to lose it. And when they lose, they're going to undo all of the progress that they've made. The people that swing for the fences are the people that are up and they're down, and they're up and they're down, and they're up and they're down. And you might think, "Oh, well, then maybe I'm just going to put all my money on black, and then I'm going to quit while I'm ahead once I have enough money." That's not how it works. Because you live by these principles, you die by these principles. The gambler doesn't quit when he's ahead. It doesn't It's not how it works. The gambler doesn't have the discipline to do that. Because the very action that caused him to put that money on the table is the very It's the very the thought, the very existence, the very habits, the very mode of operations that is going to tie him to continue to put his money on the table every single day or every single week or every single year. So, you can't get ahead. The habits are ultimately what creates true wealth. So, you need to optimize for peace because these things will eventually own you. And I don't want you to fall into that. I don't want you to be like the young guys who just can't escape. This is the age-old tale of the tortoise versus the hare. The people who put in the slow, consistent progress over time will see the success. It's about the habits that you build.

If you guys are interested in building an amazing natural physique, if you guys are interested in learning more about how you can be incredibly disciplined and be successful in all these other areas of your life, you can feel free to apply for my one-on-one coaching down below in the pinned comment section or description. Drop a single thumbs up in the comment section if you watched all the way through to the end of this video because if you did, you've gotten an attention span of steel, my friend, and I will see you guys all in the next one. Peace.