Transcription
Oh, ladies and gentlemen, I got a little cancelled online. Kevin Olirri had a little podcast clip talking about $28 lunches, and I gave my perspective. A lot of people didn't like it. So, we're going to talk about it. You got me, you got Brandon. And this is the Caleb Hammer Show.
There's been a huge debate sparked online after a clip of billionaire Kevin Olirri went viral where he talks about people making $70k a year ordering lunch for $28, citing it as stupid. And some Twitter users took to respond by saying that lunch just costs $28 now, and they have to eat with others, pointing out how much cheaper it is to eat at home instead of ordering Door Dash every meal. Taylor Loren jumped in to say that most people don't have time or skills in their day to actually cook meals.
"Okay. What the hell is she talking? What do you mean you don't have time?"
Hey, hey, hey, hey. I've been through everyone's phone times now on the show. Everyone has time. And also, meal prepping is a few times a week.
"Hey, Caleb."
"Hey, you meal prepping. You don't even have to. How much does it take?"
"You know what they've invented?"
"What?"
"Air fryers."
I set my alarm for 6. I set my alarm for 6:00 a.m. I throw my pound of chicken in there. By the time I'm done showering, I flip it. It's ready for the week.
"Air fryer. The week."
"Crazy. Not that. Not just that. I said hot pot, but not that. Uh, the one uh, it's not a crock-pot, but it's like the new version."
"Like the Insta Pot."
"Instant Pot. There's So, you can't say that. She cannot say that people don't have time. It's a few times a week."
"This one's going to get me heated."
"And also, yes, $28. Lunch does this cost $28 now. If you go out, you go to Sweetgreen and stuff. Yes. But you don't have to go out. And also, dude, Jimmy John's is just a sandwich that will fill you up from Jimmy John's is like seven bucks, eight bucks."
"So, it's not just $28."
"The issue is we've gotten away from picking up our food and now we just we we have the entitlement that it should be delivered, which has a 90% inflation."
It blows my mind. Thus, they are forced to order in. And others just said that this is Gen Z entitlement. But there's a lot to get into, so let's just jump in.
Welcome to the internet versus $28 lunch. It starts when a Mickly post this clip with the caption, "Kevin Olirri says Gen Z is financially cooked when people making $70k a year are spending $28 on lunch. Can't stand it when I see kids that are making 70 grand a year spending $28 for lunch. I mean, that's just stupid. It's just think about that in the context of that being put into an index and making 8 to 8 to 10% a year for the next 50 years."
"And he is correct. He is correct. Listen, there is nothing wrong. What did he say? 28 years old. Is that what he said? 30, whatever a kid. Uh, there is nothing wrong with getting your $28 lunch. Okay, go get it. That's fine. Have fun with friends here and there. But the thing is, once people start defending doing that multiple times a week for the rest of your life, you can't cook. The the argument is broken. Let's do some basic math. I got to do some basic math. This is the basic math. I have the calculator on my phone cuz I'm a nerd. And I'm just like, what if I save this amount of money doing this? Okay. You have zero dollars. You have zero dollars. So, what? $28 lunch. Let's do it. What are they doing? Three times a week. Twice a week. Two or three times a week."
"Two or three times a week. Let's uh Okay, so 38. Let's times that by three. But then then, you know, just to make it a little better, let's say you only do that 49 weeks. 49 weeks of the 53. That's $5,586. Okay. But you would eat at home for lunch. Let's say that would cost $1,000 because it is substantially less. So $4,500. $4,500. That's what you're doing on a yearly basis. Okay. You're doing that annually, once a year, 10% return. S&P of 500. Let's say how old are you? 25. Uh, 25, 30, that would be 30. 30. Okay. Let's say if you're 30, you're starting at 30. That brings you to 60. You do that for 30 years. $4,500 a year. 10% return. $740,000. Not insignificant. By the way, that's 30 years. Call it 10 years. Say you only save up to $100,000 because of the market returns. That's a down payment on a house. A good down payment on a $400,000 house. 400,000. That's a 25% down payment."
"Yes, it is actually things like this in behavior that are leading to end results. It's rare that young people make a big financial decision that is damaging. Maybe a bad degree, maybe a massive occasion. Those can happen. But besides those, it is the death of a thousand cuts that no one sees until they plug it into a budgeting app like DollarWise or until they actually look at it on financial audit like most people never have. That that is the only time they actually see that what they're doing leads to preventing them from getting to the things that they claim victimhood of never being able to get to. Retirement, home purchase, anything like that. $28 lunch, it is not bad for you to go do. You can't always do it. And if you are going to do it three times a week, every single week at the premium nicer place or get it delivered, that's your choice. And you're also choosing to lose out on $750,000 or a down payment. You're making that choice and that's okay. But don't complain about it later cuz you're making that choice now. You're prioritizing that delivery, that convenience, that food. And that's okay. You're just not allowed to complain about it later."
And USS Patriot replies to boomers, "The problem is you're spending too much on lunch instead of asking why the restaurants are charging $28 for lunch in the first place." Shane says, "No, you simple. The question is, why are you going to a restaurant at lunch? Pack your own food or go to 7-Eleven." What the hell, 7-Eleven? Says, "Do you know how much a tuna sandwich from 7-Eleven costs these days? Out of touch asshole."
"You know what's incredible? I know for a fact that a 7-Eleven tuna sandwich is cheaper than $28."
"How much is it?"
"I'm going to say $5."
"A tuna sandwich from 7-Eleven in Austin, Texas today. Let's find out. Let's find out. I had actually I actually crunched the numbers earlier. I took um, if you were to do two pounds of chicken, two pounds of rice, an avocado, 10 pack of tomatoes, and like a tub of salsa and rice, cilantro, lime juice. That was it. That was all I did. In the most expensive cities in the nation between LA, New York, and I threw Austin in there in the mix. Austin's about $27 for all those groceries. On the higher end of things, if you were to go to the most expensive grocery stores, you might spend $50 on those materials."
"That was 2 lb. I mean, think, how many meals is that?"
"More than one."
"That's crazy."
"More than one."
"$4, by the way. That's tuna sandwich."
"Now, I'm no mathematician. I'm actually really bad at math, but I think four is less than 28."
"That's what it's listed on 7-Eleven now, which has been marked down from the $5.449 peak."
"Where are people getting $28 lunch from?"
"I, well, Sweetgreen and [expletive] like that. And then delivery. In delivery, which I mean, it's good. It's healthy. Okay, I get it. It's yummy. Little little yummy."
"But you're not entitled."
"You're not entitled. And you can make it for cheaper at home. Let's just be completely honest. And he is true. 7-Eleven. You can go get a slice of pizza, a roller dog, and a a taquito. And that's a few bucks. And a soda."
"Little soda, a [expletive] soda."
Sam Thorne quotes the post by saying, "This dude literally owns a restaurant that charges you $12 for fries." In case anyone was wondering.
"Go there."
Replies, "What is that supposed to imply though, Sam? He has a business that caters to people who can afford to spend $12 like that." But Kevin is implying that someone who likely isn't in a financial situation to be spending $28 on lunch shouldn't. Many people in both frugal and rich backgrounds chime in on in the comments to voice cheaper alternatives that they practice.
"How is that controversial?"
"People are even taking pictures of their alternatives."
And Sam says, "I didn't say he was wrong, but it's also a red herring for the actual financial issues young people are facing." All the replies are people who see the tweet at face value versus people who see the bigger picture.
"That's not the conversation, though. That's literally not the I hate that. I hate how the conversation actually was $28 lunch. That actually was the only conversation. And he actually ratioed that guy. The reasonable guy got ratioed by the No, it's the larger picture. No, actually, we're just commenting on the $28 lunch. Thank you. That's actually the only conversation. What are you talking about? A systemic issue? You want to know a systemic issue? We have the highest disposable income in the history of humanity. It's on Door Dash."
"You're choosing to spend it or you choose to do it. Just accept it in the end that you made that choice and it's fine."
Alex Rhymer quotes the post by saying, "I love this trick from Baby Boomers. Make things insanely unaffordable and do not raise workers wages. Then people spend too much money on frivolous activities like."
"Frivolous activities like."
"You all know says bingo. Lunch specials at these same restaurants costed like $12 to $15 when I was a young professional about 15 years ago." And Alex says, "Yeah, you can always pack lunch, but it's nice to get a break. Got to leave the office for something. Maybe coffee, but even that is now seven to eight dollars most downtown places."
And Jim says, "No, that's for a fancy dessert drink. A 16-ounce black coffee like a boomer's bought, even at Starbucks, is around $3.50."
"The entitlement these people have to do anything and everything like they deserve it. And also not raising wages, dude. Again, highest disposable income. What that person's mistaking is the break line from wages going up on pace with uh productivity. That's what didn't keep pace. But we still have the highest disposable income. And disposable income is, by the way, how much money you have after everything, all the important things. The reality is, buddy, the median income in this country is around $50, $60,000. Household income $80,000. We do well. Wages have done well. Not every year do they beat inflation. They've been beating inflation this year except for the last report technically, but that's because of the Iran war. Whoops. But like yes, during that uh high inflation period, inflation outpaced wages. Yes, but wages sometimes beat out inflation. Don't don't confuse it with the productivity chart. You're not a victim in everything. You're not a victim in everything."
"But then crying about saying you can't leave the office in the middle of the day to go get lunch."
"Yeah."
"I'm sorry. You."
"Pack your lunch like everyone else. Nobody did that ever."
"No."
"Yeah. Why do you think it's a symbol of the working man? The lunch box. That is a classic symbol of the working man for a reason. It always has."
"You look at the famous picture of the skyscraper being built in New York City. They're sitting up there with lunch boxes. They're eating their sandwich on a skyscraper."
"Oh, they didn't go get a $30 [expletive] off [expletive]."
Bobby quotes the Kevin Olirri post by saying, "If you spend $0 on lunch every day and starve yourself, you could be saving $7,280 a year. That's enough money to purchase a slightly used Honda Civic."
And Tal replies, "The fact that you go with another consumption good for your example rather than an investment explains a lot."
And Bobby says, "That is precisely the point. In the past, wages were high enough to give workers the ability to purchase consumption goods, but printing destroyed the value of wages. You are such a victim for no reason."
"For years to purchase the same goods."
And Danny says, "There are hundreds of people explaining to you that it's your fault you're broke and you will refuse to hear a word of it. Things will never improve for you and you will never look inward to see why." And he says, "Buy the S&P 500 is not a solution to money printing destroying."
"In fact."
"Okay, then give up and do nothing then."
"Because they are aware that the government is printing money and destroying said wages."
And Danny says, "The government is certainly making you poorer than you would otherwise be, but so is spending $28 on lunch."
"So, but and what sucks is that dude is getting all the clicks. He's getting all the likes because it's the victim mentality. The victim that you're in control of nothing is what makes everyone feel good. It enables all bad behavior. Dude, according to Bobby, if nothing will ever work, no matter what perspective you're able to bring, literally, why don't I just cuz there's no solution. There is no solution. If you can't invest because the government will just destroy everything, then what am I doing? What's the point of me being here?"
"That was unstoppable force versus immovable object."
"Yeah. At at his point, no matter what perspective you bring, it'll never be enough. So, what the hell is the point of anything. Give up."
"That is victim mentality to the core. Those are people you should stay away from. And guess what? When we approach 60, the people that invested will be doing well and the people that cried about it will not."
"Have fun."
"Have fun, Bobby."
Sean McCarthy quote tweetsed the Kevin Olri clip by saying, "Lunch just costs."
"He's a financial actor that you're confused by this proves his points."
And Sean says, "Groceries aren't cheap anymore."
"Says, 'Groceries are expensive. Individual lunches you make from those groceries are still not even close to $28. You are the reason why there's so little empathy left for poor people because you're not poor. You're just and you deserve what you get.'"
"Thank you. Thank you. That's exactly it. Because there are real issues that people are dealing with in this country. Real issues. But the reason no one has any empathy anymore is because of like this. Because of who say like is expensive. They're not as expensive as $28 lunch. We prove with our budget plan and our meal plan in our cookbook that we test against H-E-B prices constantly every quarter that you can budget as a single person with meal prepping with lunch and snacks and breakfast and dinner and dessert and drinks. $300 a month. We prove it at the grocery store every [expletive] time. We prove it. We do the meal plan. We have it 28 [expletive] days of it. This is why they have no empathy for people that are struggling because your struggle is make-believe. There are real struggles that people are dealing with. Oh, and you would be able to figure this out if you just downloaded the DollarWise budgeting app. There's a free trial, buddy. You can actually see that you're just a pathetic who doesn't know how to budget. Take the trial, sign up, see if it works for you, like it does for tens of thousands of others. And most people take the annual version because it saves 50%. And you actually get the digital version of that cookbook I talked about and the physical version of the budget-friendly meal plan, 30-day meal plan that I signed and mailed directly to you. DollarWise.com."
Nicholas J. Stealthner says, "A Chipotle burrito costs $15. Pound of beef is $7 a pound. Inflation is financially crippling. Gen Z. Once again, I'm out of touch Boomer is lecturing. Dude, I replaced my daughter's wipers today. I went to Advanced Auto Parts and installed them on my own and still spent $71. Inflation is completely out of control. I was able to change my oil for like $20 in the early 2000s. Now the synthetic cost you damn near $100 for five quarts. It's completely insane."
Kevin says, "Early 2000s. Yeah. Prices are going to increase every year. And that was nearly a quarter century ago. But still, a packed lunch of two hard-boiled eggs, an apple, and a baggie of nuts is under $4. Black coffee in the break room is free."
Says Israel flag, "THERE'S NO REASONABLE CONVERSATION."
"The Twitter is not a real place. X is not a real place. There's no reasonable conversation that can be had. That's [expletive]."
"And I love that he's talking about synthetic oil. Hey, synthetic oil is for when you have a nicer engine. That means someone's probably spending more on their car. Yeah, if you spend more on your car, you're probably going to cost more in the upkeep for your car."
"Inflation's going to happen. Meal prepping, meal planning is so much cheaper than going out to eat, and it always will be, especially delivery."
"Yes."
"The NCS Master says, 'Why is Gen Z paying $50 for gas when they make $15 an hour? Are they stupid?'"
"Are they retarded?"
Even says, "Imagine having every opportunity to live within your means and choosing not to because you feel entitled to high-end burritos."
Frank Lopez's ghost quoted the clip by saying, "When I was in my 20s in the 1990s, I ate out twice a day, went to the bar every night, every summer weekend, drove 200 miles to the family cabin, and still had money left over." To say Gen Z just needs to stop eating lunch.
"Had a better job."
"No one said stop eating lunch."
Populace quote tweets the clip with these screenshots in the caption, "A large fast food value meal costs $20 with tax. What are they supposed to do?" attaching these cookers at home. Fun fact, pause real quick. Mark, that Chipotle meal is $11. They're adding chips and guacamole and a drink. That is an $11 meal, [expletive].
"Drink from the faucet, buddy. It works. That's what I do. That's what I literally do, by the way."
"From Chipotle, a cheesy garlic meal, a quarter pound chopped brisket for $16, etc."
And Caleb Hammer quoted the refined populace by saying.
"A sandwich. That's."
"A sandwich. You absolute piece of [expletive]. You insensitive [expletive]."
"Have a sandwich."
"Boomer. Boomer. Obviously, I just don't understand it. Inflation. Inflation. Inflation. Boomer."
"You're being logical and it's disgusting."
"It's honestly honestly kind of racist."
"Israel flag and bio."
And the var replies, "Why stop there? Sandwiches are honestly still breaking the bank and most of the ingredients are trash for you. If this is financial advice, it's still poor and can be mid-maxed. Chicken salad sandwich cheap as $30. That's 90,000 calories. Get some salt and water and live off 12 cents a day of sugar water."
Mel's Production says, "Hey, American kids, work hard at school, get a good job, and eat like a 1950s construction worker your whole life. Congrats."
NFL Young Boy says, "A full of nasty ass deli meat that's slowly killing you. Sure, a good idea."
Mano Smash says, "What the hell is wrong with people pretending that the biggest most expensive combo meal from fast food, which post-COVID is famously expensive and has like 2,000 calories all-in, is the median lunch? You can get lunch at Costco for $1.50. $1.50 combo of an all-beef hot dog and 20 oz soda."
"True. What was that like complaining like that? Oh, they want to see it like a 1950s construction. Isn't every excuse we've made since forever is that life was better in the 1950s? Why can't we have it like they had? Life is worse now, but now we're saying, 'What do you do? Do you think we should have to live like someone in the 1950s?' None of their arguments ever line up or make sense, dude. Online, you cannot have a reasonable conversation."
"No."
"On on X. No."
"Definitely not. Not as bad as Reddit, but pretty damn close."
"Yeah. Reddit light."
Alexander Da Vinci replies to Caleb by saying, "That's not."
"This is a long one."
"Point, Caleb. All you rich aren't getting the points."
"Been rich for like 2 years."
"Y'all are picking the part of what he said you can run with. Who makes that?"
"The clips."
"Some teachers, firefighters, cops, engineers, entry construction workers. My issue is some self-righteous billionaire telling people who make the world go around, 'Your lunch is too expensive and that's why you live with your mom.' Seriously, $78 isn't the issue. It's a man who doesn't understand what he's saying. No one in the South is making $70k a year, even with two incomes in some places. This is so out of touch ordinary."
"That's That's actually just First of all, with median incomes and stuff, that's not even true. That's not even what Kevin said. This guy's angry that I'm not listening to the clip even when he didn't listen to the clip. Kevin was talking about how much it compounds in the market. That's all he said."
"Yes."
"That was that was the clip. Dude, what? How? And see, I understand disagreeing on opinions on things, but how can we disagree on what was said in the clip?"
"He said, 'Reroute your $28 from lunch into an index fund.'"
"This is crazy."
"That was That was actually the clip."
"No one said live with your mom."
"And saying no one in the South is making $70,000 with two incomes. We're in the South."
"Where the hell is this guy at?"
"I think the median income in Austin's 75."
"75."
"We're in the South kind of."
"We We are the South."
"Technically, Texas is in the South. Sometimes it's considered Southwest as well. It's a confusing mix."
"American and everyone getting on here arguing about their slave sandwiches when that's people's actual reality. And they still don't get a home. What about the single male 25 to 38 making 35 to 50K? That's the majority. It's having people saying we can't buy a home for blah blah. And that situation isn't even most people. He's literally speaking to in the United States roughly 2.5 to 3.5% of individual earners who fall strictly within the 68k to 71k annual income bracket directly from Gemini and Grock. Y'all are missing the reason for the outrage completely. It's not about the $28. It's about some rich pompous ass hat trying to recreate the Roman Empire. I'm a staunch Republican and conservative, but this is asinine."
"If you're a staunch Republican, how do you not understand? He just said that money being made at home for $5 and the rest of it rerouted in the S&P 500 would be more beneficial for the future is I feel like if you were a fiscal conservative you would be able to stand the basics of that. You just you want to rage against the elite more than you want to just listen to the logic of the clip."
"How did this get so misconstrued? How did this get so lost in translation?"
"And also this makes no this beginning part of the tweet makes no sense. I dude I I'm 31 years old. I've been rich since 30 or 29. How does that negate the other 29 years of my life? Like how does that mean I don't understand by the way just data or anything? If anything, I'm in those conversations more than anyone as in in the data and talk looking at people's budgets more than literally possibly anyone at least on the internet. What the hell I I grew up with foreclosure notices. I know like this. What are you saying, buddy? That me being successful for a year doesn't negate my entire life. I I'll never understand that."
"I'm not rich by any means. I do well. I don't feel entitled to a $28 lunch."
"No."
"I splurge on it sometimes. Absolutely. Sometimes it's a little easier. Sometimes it's a little easier, but like I said, I cook chicken weekly. I cook steak weekly. I still go grocery shopping. You guys are stupid."
And Jaffy says, "You wrote all that and still don't understand the point. Within your means, budget accordingly. You are not entitled to other people's money or some foes."
Caleb by saying, "Pack a sandwich."
"I said to the 25-year-old man who works three jobs and lives out of his car. He obviously doesn't grind hard."
True says, "If you have three jobs and are living out of your car, you're with money."
"True though."
"He'd also post Caleb Hammer's tweet on his page."
And Nickel replies this screenshot of a grocery checkout in the cafe.
"Wait a minute."
"It's literally so much more."
"Pause real quick. Mark."
"They're putting groceries in an Instacart."
"Not only that."
"This is going to show absolutely."
"Wait, that's a loaf of bread at the top. Why do people think loaf of bread is a one-use item? Like when they make this argument, a loaf of bread's not a one-use item. That's multiple sandwiches. Same with the meat below that. I can't see what's below that. But everyone's asking like these prices are one use."
"Why are you ordering your groceries on Instacart?"
"That too."
"Go to the damn store and pay a third less."
"But that would be transphobia or something. I don't know."
"Ableist yourself."
"And there's so much food waste. Showing bread being $6, turkey being $7. Freeze your bread."
"For KBY Jack cheese and $14 for mayonnaise. A totaling of $40."
"Who the hell getting $14 mayonnaise?"
"You know, I I'm again, dude, I've railed against boomers and how they've had it in [expletive] all their that generational war [expletive]. But you know what? I'll sound like a boomer for a second and actually embrace it. You if this is if comparing that grocery cart is literally the end of the world to you, you would not have survived any other generation that has existed in any human history. You wouldn't have survived. You would have killed yourself. What did the boomers do before they had X to go complain on?"
"I don't what they complain on Facebook."
"They do now. What were they doing beforehand?"
"Packing sandwiches."
And Twisted Abyss replies, "It's literally cheaper to make your own. For like $20, $30 bucks, you can make like 10 sandwiches."
And Nicholls says, "You think I'm going to eat 10 sandwiches for your choice."
"B says, 'Here's a secret. You keep the ingredients at home and use them when you want a meal.'"
Allegory replies to Eid by saying he gives the most basic financial advice and they call him right-wing for it.
"And now a boomer. by saying, 'I hate this fat chud. He is unfathomably annoying.' His voice especially."
STD says, "It is definitely that simple. Yes. But saying that is like a 90 IQ take, dude. The problem isn't the people not packing sandwiches. It's corporations prioritizing profitability over public service. We live in a clown world and people giving this advice are complicit."
Hamas CEO quoted by saying, "I need to see his Door Dash order history."
"You are not a fat chud."
"I'm fat."
"But you're not a fat chud."
"True. Actually don't know what qualifies as a chud. I do see that word online all the time."
"Urban dictionary."
"Uh, did you did you lose your phone?"
"I'm scared."
"Here."
"I'm scar I lost my phone. I'm scared. I'm too fat. I lost my phone on my rules."
"Chud an dictionary. [expletive] [expletive] idiot. Jerk. You piece of [expletive]."
"I don't know about Okay. [expletive] and jerk qualify."
"Yeah."
"Wouldn't say the rest of them."
"Really?"
"I don't think you're a chud. I think you're a handsome guy."
"A thanks guy. Thanks guy."
"Thank you."
And Squirtles says he's a millionaire unlike you. His Door Dash history wouldn't be honestly comparable. You just feel entitled to what he has. You waste of oxygen.
"Brutal."
The CEO says, "You don't know me."
Squirtles. Kitty quotes by saying, "His employees get a $20 a day lunch cycle."
"It is 15."
"Some guy misquoted that."
"15. Wait, but what's the argument behind that? Are you saying I'm saying that people have to eat out? This is a recruitment perk and I want people to be happy here. You know, good health insurance and all that [expletive]. This is But that's my choice as an employer. Also, we can look at the Door Dash order history now. Let's see what's."
"Oh, they're gonna pull it up."
"Yeah, we can see the modern version. I I'll pull it up when we get there."
"Yeah, cuz they will pull it up on this side."
"I mean, clearly it's for more Door Dashing. I just need more money, which is why I'm going to sign up for a Chime checking account because if I do, I'll get $200 for free right now at chime.com/caleb. Link in the description below where I personally keep my emergency fund because it has a nation-leading high yield savings rate on that savings account. Sign up for direct deposit. They get you on their platform. So, they're going to reward you and give you $200. Then I get paid as well. It is a win-win-win. Chime.com/caleb link in the description below."
And Big T says, "And literally any other context, lefties would blow him for this and then complain that all companies should be forced to pay a lunch for it, but not today. Said he's bad for this."
And Kitty says, "Man, he's good for it. It's just something to keep in mind when he turns around and says, 'Pack a sandwich when buying lunch for workmen for 3,000 years.'"
And Big T says, "The lunchbox has been synonymous with the worker since the industrial revolution."
And Kitty says, "And a fresh baked meat pie has been a normal lunch for 200 years."
And Big with this picture of a beef pot pie in the caption, "$125 at Safeway's post by saying, 'He can try and hide it all he wants, but I know a Chick-fil-A regular when I see one. I know a face that wakes up sad on Sundays.'"
"I get sad on Sundays. Rude. You know, that's when I crave Chick-fil-A. Like, I never I don't crave Chick-fil-A very much, but it is always Sunday when I'm chilling in the afternoon, in the evening, and I'm like, I want some Chick-fil-A."
"You know what? Have you ever told the people what you used to eat for lunch from Jimmy John's? Have you ever told them about your mayo sandwich method?"
"Oh, okay. So, actually, have I? [expletive] no. That's what I ate in college. When I worked at Jimmy John's, I couldn't afford much. So, my lunch was getting a day-old loaf of bread. That was 50 cents. Pack of mayonnaise, put a couple packs of mayonnaise, putting it on there, and in between deliveries, that was my lunch. It was mayonnaise bread. But I guess I didn't complain enough about it online."
"And there's no digital footprint of you on X from 10 years ago saying."
"'I should have been a victim instead and complained about the oligarchs and whatever the billionaire tweeters or whatever the [expletive].'"
Caleb Hammer then screenshots that post by Hamas CEO that we read earlier, saying, "I need to see his Door Dash order history." And says, "It fits in the budget. That's the point."
CEO says, "Okay, can I please see your Door Dash history now?"
And Caleb says, "Fine. You caught my emergency coffees, which are in the budget." And there's three orders from May 9th, May 3rd, May 2nd, Summer Moon Coffee Bar for $19.62, Malone Specialty Coffee for $16.89, a Target order for Counterculture Organic Fast Forward Whole Bean Coffee 12 oz for $29.59, and a Salty Donut Vanilla Bean Latte for $13.73.
"And."
"They didn't see the rust ordering Door Dash history, did they?"
"Uh, they did not. Well, actually, well, no. Uh, that that's my weakness. And honestly, half of those were for my girlfriend anyway. I was like, you know what? I should get the girls some coffee. But my weakness is that Summer Moon. For people that don't have Summer Moon, they thought I was actually ordering milk for $20 instead of like this specialized creamer that they make. It is my weakness though. So, let's see. June 2nd. It's what's today? June 5th. So, June 2nd was my most recent and it was Moon Milk. because."
"I still never had Summer Moon."
"It's really Well, the moon looks really good. May 30th, I got coffee. This is usually the weekends. You can see it lines up with the weekends. After that, it was a whole month. May 9th, May 3rd, May 2nd, April 18th. It's it's aligned with the weekends and it's just coffee just uh well, yeah. No. So, I order Door Dash less than you and I have a lot more money."
Skyline Husky says, "I'm not going to shame you for your Door Dash. After all, it's in the budget. That being said, I will be hold dead in the ground before I pay $30 for a coffee. That coffee better be made of gold and give me a handy behind the dumpster for that price."
Ma Production says, "Bro, buying $30 cups of coffee, but judge people that want better food. The solution is just budgets. We need to fix the [expletive] system, not the individuals."
"[Expletive]."
"Okay, go vote. But listen, until I mean, you can vote, but until the system changes, are you going to say none of your personal decisions have any impact on your life? Like that's the only thing you can control. You can rag about a system, you can vote, but the only thing you can literally control today is what you do. That that's all, buddy."
"And I'm going to spend $28 on dinner."
"Nice."
"Organic replies to Caleb's original post by saying, 'Remove your pay and live like the advice you give. Remove your majority of my life.'"
"Want to find small enjoyments in the daily survival. Everyone is the man when things are going right. You find out people's true colors when things go wrong."
"How do you think I have the story I have? I started the show because when I didn't make a lot of money, I lived the life that I preach and got out of debt, got an emergency fund, saved for a down payment on a house. I accumulated a $4 million net worth before I uploaded a single video because I followed the exact advice I give. It is the reason I give this advice. They don't know my lore. You can't complain about my lore if you don't know my lore."
"They just know you as the the angry guy on TikTok. These people don't know."
"Which is true."
Tweets out. "The younger and poorer the generation, the more they eat out and Door Dash. This is part of the problem." Attaching this graph generation statistical food Jan to September 30th, 2023, and we have Gen Z with 22% on delivery, 46% on restaurants compared to other generations being less and less each year.
"No, it's true. It's true. I mean, it's in the stats. I think most of that's done during polling, so self-reporting, but even still, it is. It is very true. I mean, we're addicted to convenience right now. And dopamine. And I get it. Is that again, no one is saying that it's bad to get a delivery. No."
"But if you do that, you are preventing a few things with the death of a thousand cuts that we see on the show. Just accept it and accept that that's the life you've chosen. Yes."
"And that's fine. But then don't complain about it. That's the only issue."
"You can't complain about not having money when you are refusing to save money in the places where you know for a fact you can."
"Yes."
And Taylor Loren quotes the post by saying, "This is because they do not have the time or capacity to create home-cooked meals. It's an issue countless people have tried to raise with leftists, but big leftist."
"Taylor, this is why you're single."
"Abuse poor people for being forced to rely on."
"I don't know if you're sing people often don't have the capacity to make home-cooked meals for many reasons. But that's not stopping a leftist for advocating to deny people access meals and things like rotisserie chicken. They cannot ever imagine a better world. It's incredible."
"Wait, a real rotisserie chicken is still five bucks."
"Isn't an air fryer."
"Checked it the other day. It's $5."
"And that that could be used for a couple days at least."
"But isn't an air fryer one of the most affordable kitchen utensils or."
"Compared to like an oven and stove? Absolutely. And you do not need the state-of-the-art one."
"No. No. I have a cheap one. I still have the same air fryer from when I moved here 2 years ago. It was $70."
"Even just classic crappy crockpot. Yes."
"You can do that. That's that requires an outlet and that is it. I'm sorry. You're I mean, she she's probably has some systemic thing that might be right on like ovens and [expletive] like that. But dude, man fridge and a crockpot, you're fine."
"You're good."
"It's I just don't know. It's just the victim mindset. If you can't escape it, you'll never be able to do anything ever."
"Mhm."
"And Jack Mack replies to Taylor by saying, 'How many people don't have the ability to cook?'"
And Taylor says, "A lot, actually. I'm not sure if you've ever worked a double before, but you certainly do not have time to make home-cooked meal prep. Not everyone can make #content for Barcel then early dinner."
Max says, "Hm, probably should save on delivery fees then and just go to the restaurants. Pre-made meals from various grocery stores also exist. Door Dash being the only option sounds a bit dramatic."
And Taylor says, "Okay, so you have literally never worked a double. Lol. The point is you have no time or ability to go to a restaurant. That's the whole point here. People dramatic because they can't afford luxuries you're taking for granted. Not everyone has a cushy media job."
And Jack Max says, "Okay, so back to my original question. How many of these people exist? Is it 25% of Gen Z?"
"That's fair. Like, okay, let's pretend like she's 100% correct. It's still like a very small percentage of the population. So, of the 95% that it doesn't apply to, how the then her logic is like it doesn't need to be applied. So, what are we even doing in the first place? And not only that, he was right. Okay, so let's pretend let's pretend it double takes literally all of your time a few times a week. There's the there's are the pre-prepared meals at grocery stores that are much more affordable than not even close to $20 and just have those at home. You put them in the freezer, then you oven them when you're home. That's not even cooking. That's you do that and you shower, then you eat it when you're done."
"And saying people don't know how to cook when we have TikTok, YouTube, Instagram. You know where I get all my recipes from?"
"Bing."
"TikTok. I go on there, I see how it's made, I replicate it."
"Boom. Joshua Wiseman that too."
And Taylor says, "You'll have to look up the current stats around poverty rates and disability. It's a lot higher than you'd imagine. The poorer you are, the more you're forced to rely on these exploitative services. Educate yourself and join a meal delivery volunteer program."
And Jack says, "Pass. Instead, I'm going to run for NYC mayor and say Door Dash is a right for the people free of charge."
And the fat electrician quotes Taylor by saying, "We are unironically moments away from people legitimately declaring Door Dash."
"Honestly, that she's not wrong. That's where we're coming. Now, she might have something right with the disability specifically, but that's not what she came out with. She came out with poor, not disability."
"And don't know how to cook."
"Yeah. Yeah. Yeah. Yeah. Yeah. You said most people don't know how to cook. Disability. That's something different. And we can advocate for people who are truly disabled and can't help themselves for us to help them as a society. I am on your team. I am on team that. But that's not what we started with. We said young people don't Some young people don't know how to cook."
"Yep."
"What the hell I don't have time because of doubles."
"Yeah, that's not a dis. Yeah, I don't think you're doing doubles on a disability."
And Tucker McElroy replies, "Hey man, I see you have a new car, nice house, and take vacations. How do you do it?" "Well, I do XYZ, and it took two decades to make that happen. You're seeing me at 45, not 25. F that, man. You capitalist pig. I'm not doing that. How come my life isn't exactly like yours regardless of how much work I do? Why should I take your advice?"
"You asked how I got here. Told you. Up to you then."
Derailed says, "How the hell can broke college kids cook a meal in their dorm room for decades with a thrift store hot plate for almost nothing? And now all of a sudden technology is lost."
"Yes. If you can't figure it out, you should be shamed relentlessly until you do."
"Yes. Do you know how many [expletive] cups of noodles I made in the college dorm freshman year?"
"For a year when I moved to Phoenix, I had an electrical kettle."
"Yeah."
"I had the kettle, I had bowls, and I had ramen noodles. I'd heat up my kettle. I'd pour it into the bowl with ramen noodle. I'd leave it for 5 minutes."
By Robert.
"It's literally like ancient texts somehow. I I don't know how this has happened. We just have a bunch of people. I'm just going to take this as it's the internet and it's not reflective of the real world cuz I can't live in a world where I think this might be the majority of people."
"Have we regressed as a society?"
"I'm just I'm just hoping it's the internet and the people that are terminally online are just going for engagement bait that just want those that think themselves as victims to give them likes. There's no other way. This is so pathetic. It's actually just pathetic. That's really the only word for it. Guys, cook meal prep. Go out to eat if you can afford it. Don't if you can't download DollarWise and find out if you can yourself. I don't know what else to tell you. You're not a victim. You have control over your own choices. Some people are actually victims like in disability of which we should help them. That's probably not you. And if you're complaining and that's not you, then you're pathetic. But I'll see you in the next one either way. Bye-bye."