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The Smartest Man I Know Says Your Job Is Already Gone. Here's Why | Calle

TFTC1:15:39

Transcription

If you're a software developer today and

you're not using AI, I'm willing to put

money on the table that you will lose

your job in 5 years. I am 99% sure this

is what going to happen to most people

if they don't adopt this technology.

When I first discovered open call,

almost like two or three sleepless

nights trying to process what this means

cuz it's like this chat GPT moment

again. Everyone will have this in one

year.

Sup freaks. Before we get into the show,

I just want to send a heartfelt thank

you. Thank you for joining us and ask

for one quick thing. Could you like this

episode, subscribe to the channel, and

if you like the conversation, join us in

the comment section. Calle, it's been uh

a year and a month almost exactly to the

date since we published uh our last

podcast where we met in person in the

jungle and a lot has happened since

then. How have you been, sir?

>> Oh, yeah. I've been I've been doing

great. And wow, that's been a year and

over a year. That's crazy. Um I wish we

were in the jungle again, though. So I

mean, looking out at uh 20 ines of snow,

uh the jungle is much preferred to this.

But for anybody who's listening who

didn't catch that first episode, doesn't

know who Cali is. I'd be surprised if

you don't. Cali is one of the most

prolific and active individual builders

in the Bitcoin and freedom tech

ecosystem. uh working on Bitcoin uh the

Cashew eCash protocol, Bit Chat, uh

Clawi, AI, and other opensource dev

projects. You've got a PhD in physics.

And I mean, I've been following the

sparse podcasts you've been doing

throughout the year. I think you were on

Citadel Dispatch summer of last year. uh

and you were talking about this

proliferation of AI tools and how vibe

coding helped you build the Android app

for Bit Chat that has blown up. We'll

talk about Bit Chat, but I think

>> um focusing in on what's happening now

uh with Clawi AI and basically you

launching agents to help you do your

work. You tweeted yesterday about a

DevOps engineer that you launched that

would typically cost $200,000, but you

have it running autonomously 247.

What uh what's going on?

>> Yeah, I I I don't know what's going on

that I I strongly believe that no one

does where we're heading and it really

feels like everything that we're doing

right now is something that hasn't been

done before. So we are like 100% in

discovery or uh in in in a discovery

mode or in a pioneer mode where you know

any new idea on the table is basically

is is is probably the first time that

someone tries it out as you made some

examples like I've been um focusing a

lot on AI agents recently particularly

focusing on open claw and I like it a

lot and try to make it as useful as

possible and try to figure out ways how

to integrate it into the projects that

I'm working on to be more effective,

more cost effective and faster, ship

more and higher quality code. Uh but

we'll be talking about that I'm sure in

this part in more detail.

Yeah, I think I mean

just dive into like how

prolific this is for you. Somebody who

actually understands like I was saying

just before we hit record, I'm having

some sleepless nights pushing my open

claw agent uh to the edges and I barely

know what I'm doing from the systems

admin backend engineering

programming

>> perspective at all and I can't imagine

what it's like for you. um and

in terms of like productivity wise and

what you're able to do, what's what um

how profound has it been for you?

>> Well, everything has completely changed

and I would have never thought that I

would be able to say that in my uh like

programmer career. So, like many people,

I've been programming for decades at

this point. And so I I consider myself

like a professional developer with lots

of experience and and probably everyone

has noticed by now that the work of

being a programmer has flipped by like

180°. It has changed in a way that no

one would have predicted even only two

years ago maybe. So in the last one or

two years maybe we'll start a little

earlier. So the way I see this in my

mind is we have multiple stages of

innovation in AI with regard to uh LLMs

and agents. So level one was using an

LLM in a browser chat GPT. That was the

most pivotal moment in AI history so to

speak when you're think when you think

about how actual normal people interface

and interact with AI that was the

biggest moment. And I think also up to

date uh comparing to the penetration

speed of other technologies it has been

the fastest growing and fastest adopted

technology in history was chat GPT. So

um it has conquered the entire world and

that's level one. You open a browser,

you ask a question, you get a response.

And we've been, you know, doing that uh

for a year or two and also programmers

started noticing quite fast that you can

copy code from your codebase and put it

into chat GPT, ask a few questions, get

some code back and put it back into your

codebase. So there were many manual

steps uh still involved when doing

development work using AI. And um so

after level one we reached level two

around um maybe one and a half years ago

which is the introduction of agents and

agents finally gave the LLMs that were

previously confined in the browser um

gave them kind of legs and arms to act

on your computer. So that is for example

cloud code is probably the most uh

popular one and then there's codeex and

so on from chat jeep from from openai

what I use the most is open code which

is a llm agnostic framework uh fully

open source really high quality project

so um that is most of the code that I

write today goes through these tools so

um and now I'm talking to other software

engineers all the time about this and

it's it's very fascinating to see what

people think about this and how they

perceive their their job changing over

time and you have like you have a small

portion what feels like 10 to 20% of

developers resisting the change and they

they don't like AI and they think it's

it's fallible and it's not as good as

they are and then you have this way

larger percentage of developers who

use it and try to increase their

productivity. And um and what I see is

you know those who value the manual

aspect of coding and I compare them to

artisans. So people who take pride in uh

having done the work themselves and also

enjoy the process of doing so and see

some mastery in it or try to perfect

their mastery and skills in it. um have

a harder time giving up the job to an AI

whereas and then there is kind of like

the opposite of that is

prolific coders who've been in the

business for decades at this point who

notice that they can increase their

output by and I'm not exaggerating when

I'm saying like five to 10x um which is

you know if you are confronted with

an efficiency boost of 5 to 10x then

it's really really hard to say no. And

the only good reason that remains to say

no is extreme safety. So you're dealing

with Bitcoin for example and you're not

going to have a machine just write all

the code for you that deals with money

or you're in like an um you know

industrial uh sector where it's the

critical infrastructure or something

like that where you don't like where you

need the human in the loop and or uh

those who you know really want to

perfect their art. So there's like still

some extremely good a very tiny number

of human workers coders who can't be

matched by AI and you know they are

getting paid large sums of money these

days to be like the one big expert in

cobalt or something like that working in

in the companies.

But for the rest um you know the

adoption of agents has led to an

incredible uh output boost and uh

productivity boost and so that's what

I've been focusing uh for the last year

and a half or two which is like how can

I make use of these tools to improve all

of these projects that I'm working on a

lot uh you know a lot faster and also

help all my peers to also get on that

train and basically basically making

sure that anyone in our in our cashier

ecosystem uses AI tools and realizes

that if you're a software developer

today and you're not using AI, you know,

I'm I'm willing to put money on the

table that you will lose your job in 5

years. Like you won't have a job in 5

years. I am 99% sure that this is what

going to happen to most people if they

don't adopt this technology and the

economic realities will force you to do

so. So that that is level two. It has

changed the industry completely which

again is something that I would never

have thought that I would uh experience

this. And um level three now this is the

level that we are currently in. This is

the next evolution of AI agents are

these um proactive always on running

agents, personal AI agents that have a

memory and a context about you that run

either on your own home computer all the

time or on a server somewhere in the

cloud all the time. you're the only one

who has access to uh that one computer

and the agent has its own computer, can

do anything on that computer. And with

that power and with a loop that closes

kind of like tells the agent to work

round the clock and uh with all these

ingredients combined, we've seen what

the future of personalized AI agents

will look like a couple weeks ago when

you know Open Call blew up. And when I

first discovered open call,

I had like we were talking about this

before the recording as you said almost

like two or three sleepless nights just

trying to process what this means. Cuz

when you try a technology for the first

time and then you get this intuition

that oh my god like this is so powerful

this everyone will have this in one

year. This will be everywhere in one

year because it's too powerful. It's

like this chat GPT moment again I think

where you know the first moment you

tried chat GPT you were like sure this

is so this is so um significant that

there is no way this won't penetrate

everywhere. This is how I felt again

with kind of the latest iteration of

level three autonomous AI agents and um

yeah that's that's been on my mind a lot

uh lately.

>> Yeah. And what would you say to people

because I've um been using OpenClaw for

like I was I'm an OG. I was using it

when it was Clawbot and I had to set it

up uh in the cloud via CLI. I didn't

have is it claw or claw.ai?

>> I call it Chloe.

>> Claw. I didn't have claw. I didn't have

like oneclick deploy. So I set it up

like a like a caveman in a VPS and I've

been using it. I've similarly had this

like, holy crap, this is so powerful.

Everybody's going to be using this

eventually, but there there are

naysayers out there like it it it's like

cloud code. Like I I've been using cloud

code and cloud co-work and it's the

exact same from what I understand. Um

what are the differences and what is the

difference between just using cloud code

or cloud co-work

um uh sort of in in a silo versus

creating an open claw and giving it

access to cloud code. Um and and the way

I understand is open claw is like a

harness that really uh adds a bunch of

power to cloud code and other models for

that matter.

>> Yeah. So we definitely have to

differentiate between kind of like

what's the LLM and it can be cla

or ous or GPT or whatever it is like the

brain and then the body which is um the

claw code CLI for example or open claw

so kind of where do you put that brain

into and the biggest difference between

the level two coding tools and the level

three personal agents is the loop Uh

personal agents are alive all the time.

They don't care whether you leave your

keyboard or not. It's not meant to

interact like they're not meant to be

interacted with using that one single

keyboard that you have on your computer

and when you close your computer it's

gone again. But it's rather meant for

something that that is active all the

time can do something in the background

and um as memory about everything you've

done so far. And that is what you know

open call also does. It it it has a

persistent memory. Sometimes it

struggles with that memory but it at

least you know tries to remember

everything that you've been doing. You

can talk to it like a normal person via

chat. So you you usually interact with

it with you know signal, WhatsApp,

telegram, whatever you want. And uh it

can you can tell it to you know every

day at 2 p.m. make a report about all

the activity that has been going on in

this GitHub repository. For example,

this is one of the many examples that we

we're using in our dev organization,

which is we have one of these glories

that basically just tracks our progress

on GitHub and gives us you know daily

reports about hey these are the new pull

requests that were open, these are the

new issues that were open sorted by

severity and these people are working on

that and there's no activity in this

project so maybe you should look at it

or something like that. You know, having

something like that that gives you

automated responses every day, for

example, could be every hour, could be

every every week, whatever you want. It

could be news aggregation, research on

the latest topics that you're interested

in or just something very banal and

related to your personal life. So, um

there are clear differences in the

capabilities between level two and level

three. Uh I think you know it's very

it's very normal that there will be

skeptics about you know what is this

useful for. I've seen many technologies

come and also go where you always have

the same thing. Um and since we're so

new and so early with this technology it

basically the limit is your imagination

right now is if you cannot think of a

way how this can be useful for you then

think a little harder. That's that's

what I would suggest because I'm pretty

sure everyone who deals with computers

and that's everyone as something that

they don't like doing themselves or they

would they would like someone else to do

it like in the background for them and

yeah so so you can probably come up with

stuff yourself. I'll just give you one

uh one anecdote of mine is you know I've

been on a conference and using like Uber

or Bolt or something like that for for

taxi rides. So at the end of the

conference, I need to put all the

invoices together for my accountant so

they can, you know, be properly

accounted for. And I hate that step.

Like it's it's it gives me anxiety just

to think about that little task that I

have to do after every single conference

is download all the PDFs from Uber that

like have these weird file names and

then I need to go into every PDF, take

out the date and rename it and send it

to my accountant. Like these are like a

couple of stupid steps that I need to do

after every conference. And this time I

just like downloaded 15 invoices as a

PDFs and I dropped it over to my Chloe

over signal and I told it like hey you

know just you know look into the PDFs

extract the dates rename the file sent

them back to me and I just could go on

with my life and 3 minutes later I have

I received 15 PDFs back perfectly

formatted in a way that I can just drop

and forward to my account and I'm I'm

done with the task. You know this is

something very personal to me. No one

would build a product just for that

because it's too too specific. But we

don't need to anymore. We have now

machines that can do basically

everything. And um that's just

mind-blowing. And another thing that I

think is know is is something that we're

just getting adjusted to is how we talk

to computers. Something is fundamentally

changing in how we interact with

computers because you know for example

just the the experience of installing

software until now it was either you

know go to a browser download a file and

then click on it go through that setup

blah blah blah and then you have a

software or for if you're a Linux person

you just you know you do it over the

terminal you install it and then it's

there and then maybe you need to

configure it and then you can use it and

you know lately the The way I've been

installing most of the software over for

an AI agent is basically just taking the

link to the GitHub or to the website of

the thing that I want it to use. I send

it the link and say install this and I

just turn around and do my thing. It

comes back after 2 minutes says it's

done. It's working. I've tested it. What

do you want me to do with it? And you

know the I it's it's just it's

mind-blowing

these basic these basic interactions

that hadn't changed for over you know

for decades since the invention of the

personal computer. Everything has now

changed like every single person can now

use basically everything through a

language based interface. And I I think

that is that that's just that's that's

amazing. It opens, you know, so many new

doors and helps so many new people to

use software and be more productive

humans.

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Yeah, it's I mean it's become clear to

me over the last six weeks the form

factor with how we interact with

computers is changing right before our

eyes. Like voice to text, voice to voice

even um is how like I mean a month and a

half ago I would use voice to text for

some things but really not much. And now

whenever I'm on my computer, I'm hitting

option spacebar and just talking for 5

minutes and then sending sending that

prompt or that conversation

to to my agent and then it's just doing

these tasks and it's like we're

projectionists now. We can just think of

something we want in your example of the

Uber receipts for your accountant like I

need that and you can just project it

into reality which is insane.

>> Yes. And and you know it goes even there

there's even it goes even deeper. I'll

tell you just a little story about uh

how how I started working on Bitchat cuz

when I saw Jack uh release Bithat for

iOS initially I was like oh no this is

iOS like I'm I'm an Android guy. I would

like this to exist for Android. Why did

he only build it for iOS? Right? And you

know, we're in times where you can just

do it. But the thing is like I'm not an

expert on Android. I've never made a

real Android app before. And and I've

been I've been searching for, you know,

experts in se in several fields for so

long. For example, we're working a lot

with NFC these days for Cashew. And um

you know try to find an Android expert

that also has uh experience with NFC.

These are like you're looking for

someone very specific and even if you

have the money to pay them it's super

hard to find them and even you know if

you say like okay I'm going to learn it.

So you go out and search for

documentation

and but and every all you see is code

from 8 years ago that hasn't had been

updated or like super old documentation

or PDFs that look like technical sheets

that you really don't like to read but

or or you can't understand or something

like that. It's like even for someone

who is you know a good amount of skill

in a certain field there are blocks

blockers that would have cost you either

a lot of money or time to find someone

who can help you and now I can just like

talk to the machine and tell like can

you please explain to me how NFC on

Android works and it will figure

everything out. it it's the best expert

that you can think of in several like

very specific domains in the thing that

you are good at already. So um it not

only helps you know the uninitiated to

raise their levels and become more

productive humans that can focus on

their lives but also the ones that are

really deep into their own profession

helps them to you know broaden their

scope and figure out things that were

that they weren't able to figure out

before.

Wow, it's truly mind-blowing. And I I

had a discussion with Justin Moon uh a

couple weeks ago about what this means

for Freedom Tech. And since you brought

up Bit Chat, I think Bit Chat's the

perfect example of something that's been

accelerated via these AI tools uh and is

a freedom tech project that found I

think it's safe to say like mass

adoption. Um during the elections in

Uganda um when they turned the internet

off in Iran, when they had the hurricane

in Jamaica, people have been turning to

Bitchat, which you've been working on.

But I think talking about a a broader

topic like how how important are these

AI tools for the pro proliferation of

freedom tech generally and what does it

what does it mean for how we build these

freedom tech apps moving forward? Do you

is it give you more hope that we can

actually win this battle?

>> Yeah, 100%. And interestingly it's it's

a human factor. The answer is is the

human factor at the end of the day

because um with AI what what effectively

happens is that you increase the number

of people who can reach a certain goal

and previously it was confined to a very

small number of people. You need like

the Android NFC Bluetooth expert who has

worked on some project five years ago

and that's why he is the perfect person

to build bit today for example right so

there's the chance of this happening is

just way lower but today we're 100% at a

point where you can build a solid and

well like useful application

with a single person who's motivated

enough to actually pull it off. Right?

So Jack has proven that he's basically

said, I wanted to research how mesh

networks works and he's built this

incredible app. Or another example is

open claw itself. It was built by a

single person. It's unheard of. It's

impossible. There's there's no way in

the world one year ago that this would

have been possible. And today like only

a year or maybe two years into this

technology we've already seen profound

effect profound impact of of highly

motivated individuals who are now able

to execute. I still think you know it

requires some upfront work from you as a

human because it's not like everything

is has now the same

uh same difficulty for everyone.

It definitely equalizes everything. But

still being an expert in a certain

field, knowing what the pain points are,

having all that context that you only

gain through experience, that is what

makes you kind of stand out in the sea

of

uh you know equal

capabilities. And I think that like

that's the move forward is is figuring

out who's motivated and less like who's

skilled. It's more about you as a

person. What are your goals and your

ideals? And if you if you're a person

who's like this a doer who doesn't sit

there and wait until someone else does

it, but you're motivated enough to do

it. Previously the biggest obstacle was

skill and today it's not anymore. And

that's just that's amazing. we we can't

even start to comprehend what it can

change. I believe that software is one

of the most important driving factors in

this in today's world. How we as

humanity progress we see this in mass

adopted software and social media and so

like all these things have a massive

impact on the world today. So you know 1

plus 1 equals two is give the give them

the tools and they will build.

Well, it goes both ways, too, right?

There's a it's a double-edged sword

because it can be used for good and bad.

And so, how do you how do you view that

the that particular nature of this beast

that we're working with? Because it

seems like we're in an arms race to

avoid

>> the digital panopticon and sure that we

can leverage free and open source

software tools that preserve privacy,

sovereignty, and um the ability to

operate outside the the wall gardens. I

mean, it's I'm almost getting goosebumps

thinking back to our previous

conversation in the jungle now because

we're kind of closing the loop and it

had a similar um we talked about similar

topics uh a year and a half ago, but

things were so different back then that

it felt like you know and here's what I

want to say actually about your question

is the good usually comes from the many

whereas the bad comes from the few but

the the bad from the few usually has all

the resources that they need to, you

know, build a centralized social media

platform that conquers the entire world.

So although everyone has improved their

skills, I think it's like vastly

disproportional

in how much it has helped the many it we

are way more people who want to see good

in the world than those who want to see

bad in the world. And we as you know the

the mass of people have increased our

ability disproportionately more than the

large mega corporations who can also now

use VIP coding. All right. Okay. You can

use VIP coding now too. But they were

able to do anything that they want

anyway because of you know large amount

of resources. But this technological

shift has benefited especially those

with uh smaller resources or smaller

teams and individuals. And so my hope

I'm I'm very hopeful because I hope that

I I know that there are more good people

than bad people in the world. And those

good people now have way more tools to

express themselves, to actually change

the world and to show us their vision of

the world and and and inspire others. So

I'm I'm way more optimistic in that

regard than one and a half years ago

because uh we have now the the way more

powerful weapons in uh that we can use

to fight against uh um OP surveillance

or uh repression and like the digital

panopticum as you as you call it.

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And to your point about just figuring

out what your skill is, what you're good

at, for example, like what I view my

contribution to to this space is just

the ability to observe uh and curate.

And so that's what I've been using my

agent to do is just at the media company

is observe and curate. So have it

running all these um cron jobs to

surface information that I think people

aren't getting enough exposure to and

then I can then curate that and put it

in a podcast or a newsletter um or um

share it on social media and it's been

incredibly impactful. like the the

amount of um sort of output that we've

been able to push out over the last

couple couple of months is has increased

I think at least five maybe 10x um just

because we have these tools available.

And so now when I'm thinking of TFTC,

it's like, okay, I want a CBS, NBC, CNN,

Fox News, but for freedom tech and uh

sort of economic

um economic storylines that people

aren't getting in the mainstream. And I

think it's it's um I think it's

successful. We're like two weeks into

this 5day a week newsletter um that

we've been putting out with the help of

our agent and I've got a ton of

response. It's like, hey, I love the mix

of content. I haven't heard these

stories. And so that's been a signal to

me like, okay, these tools are working

for my particular niche in the media

world. Um and I think on that note, it

took me like a few weeks to really like

downloaded Claudebot, started working

with it. And it took me like a week or

two of understanding how its memory

works and basically what it could do

pushing it to its limits exploring the

territory which it operates in where um

after a week and a half two weeks I was

like okay here's how how I can use that

this um but it took experimentation.

Um, the point I bring this up is to ask

you like in terms of like practical

first steps for anybody listening to

this who isn't experimenting with these

technologies like how do you think they

should approach using this stuff?

>> Um, I I want to start with especially

like the security aspect first. So um

you should be aware that using agents on

your computer uh or with your personal

accounts can go terribly wrong. So that

is something you know that's the first

thing you could think about. We're not

at a place yet where you know some

highly polished experience exists made

by you know a large company or something

that is uh fully safe to use. And to be

honest I also don't think that that will

happen anytime you know very soon at

least not very soon because um these

agents are just too kind of powerful to

put them in a box yet. So um so first

what you do is you set it up. You can

set it up on your own machine uh sorry

on a separate machine let's say a Mac

mini is the is the trend or you can also

use a service that runs it for you and

uh one of them is Chloe AI C L A Wii.ai

AI and um there the process is basically

super simple to set up an agent. You

make a subscription, you pay for it

monthly and there's like AI credits

invol included and uh off you go and

then it starts and the next step is to

connect it to one of your like

messengers that you want to use in order

to interact with it. So then you're set

up and you have your own personal agents

that you can ask questions about. And

like what I what I do what I do is think

about things that I wish I had someone

like a like my own personal human agent

basically do things for me. So one of

them could be accounting bookkeeping for

example that's one thing but uh we in

cash we run a large organization as I

said we need to basically have something

that uh can observe progress that is

also something that many people use is

having a bot that just observes things

and writes reports on it and in your

case it can be news for example and in

my case is pull requests and issues on

GitHub for example and um And lately

what we've been experimenting especially

with Chloe uh in order to make our

operation more efficient is to pick off

kind of jobs that we would have hired

someone for where we can you know carve

out some specific aspect where we think

this is safe and nothing can go wrong

there if you automate this part for

example observing something and then

build like a dedicated bot just with

with those skills and and in the case of

Chloe. We run our infrastructure on a

system called Kubernetes. It's a it's a

fairly common advanced provisioning

system where you know the cloud

basically is Kubernetes and um you have

like experts for for that. Obviously

there's like people who know Kubernetes

in and out and uh you can pay them to do

a certain job for you. Uh but you also

now we have these agents that know

Kubernetes really really well as well.

So, and if you plug in a relatively good

LLM into it, say you use Sonnet um 4.6

or even Opus or something, you kind of

you kind of get to a better than junior

person in that specific job that just

works for you 24/7. And that's what

we've been doing. So we have this DevOps

agent that lives with in a in a signal

chat with us and I can ask the the bot

in you real human language hey how's

everything looking you know are there

any problems with our cluster and then

it'll say yeah there are like two two

people whose agents have crashed and

they haven't come back for like 5 hours

maybe you should look at them and just

gives me further hints to any problems

that might have come uh while I is doing

something else. So like this is for our

operation. It's extremely useful already

today and you know I'm just thinking

about let's say you run a factory,

right? So you have a factory with all

sorts of sensors and and and like

monitoring and reporting and all of that

needs to be observed like a human needs

to sit there and look at that data

basically to make use of it. And what

we've been doing so far before AI is

like dashboards. That's the way we we

typically try to condense information.

So it it's useful for us as humans. But

today, you mean you can still do the

dashboard. There's no problem. But you

can also just plug an agent into that

system that can read the raw data and it

will probably come up with like even

better ways to look at the data and

report anything that is out of the

ordinary for you. So, you know, just

this one little thing. Again, we're just

talking about one thing that it can do

that it was not particularly designed to

do, but it does exceptionally well. H

just this one thing is by itself already

huge. Imagine what it means for the

industry. Well, the industry producing

physical goods in real factories. What

it means to have agents plugged in into

their system that can observe everything

24/7 all the time. And that costs

basically no money. I mean you pay for

the LM but the the difference between a

human doing that job and a bot doing

that job is basically no money. So um so

if I can think of like two three ways

how this can be extremely useful for me.

I know there must be millions of ways

for millions and billions of people how

they can make it useful for them as

well. And u the nice thing about these

agents is we don't need to know before

what they're going to do because they're

uh general purpose machines. they can

probably do way more than we think that

they will and they will continue

improving in in the coming months and

years and we'll be just like mind-b

blown for the next couple years. I'm I'm

pretty sure about that.

>> Yeah, that's the crazy thing to to

realize is how this thing is pretty good

right now, but it's probably the worst

it's going to be.

>> 100%.

>> It's going to get faster and better at

doing what it's doing. And you know just

from a software engineering perspective

if you go back to level two right the

agent that writes code for you in your

computer. Right now the flow is you

enter a prompt and then you wait like

couple minutes and then you observe what

the agent has produced. That loop will

become like 100 milliseconds at some

point. You will you will just enter it

and press enter and it will be there

instantly for you to observe and if you

don't like it you can just redo

everything instantly as well. So you

know just the flow of like talking to

the thing and getting something back all

that is going to compress a lot in the

next coming years and uh even like just

the speed aspect just the performance

aspect itself will open unlock new ways

of working with it again.

Yeah, I guess um diving into particulars

of of building um products with it,

whether it's the Cashew protocol, Bit

Chat, um Clawy.ai using the AI to build

that service. Um and now Numopay uh so

it seems like you've been shipping at an

increased clip just observing publicly

and I'm assuming that you're using all

these tools to to do that. I think it's

a safe assumption. Um, I guess let's

just talk about some of the things

particularly at the intersection of of

Bitcoin um, and eCash with the Cashew

protocol, what you've been able to to

ship that's been on your mind for for

many years, I'm sure.

>> Yeah. So, um, I I just hinted towards

NFC. NS is something that I've been

researching for years at this point and

and I'm I'm very jealous about the fiat

world in that sense that tap to pay is

just an incredible user experience and

everyone loves it. People use it all the

time everywhere globally. I remember a

conversation I had with Miles Miles

Sudter from from Cash App where we were

talking about uh Bitcoin adoption around

the world and how we can improve UX for

Bitcoin payments and he told me this

story that doesn't leave my mind anymore

which is he's somewhere in Peru in some

like distant uh isolated mountain

somewhere and he finds this little shack

that sells him a Coke and in this like

mountain somewhere in the nowhere uh the

person hands him over a POS device and

she takes his iPhone and he taps it and

it makes beep and it takes like 3

seconds and the payment is done. And he

said like that made that thing made him

more bearish than anything else with

regard to Bitcoin. And that just

resonated completely with me because I

like that is what makes me bearish about

Bitcoin as well is the user experience

cuz uh if fiat feels so good like why do

you even need Bitcoin? That's many what

many people think how many people think.

So obviously we need to get better in

Bitcoin uh and offer at least the same

experience the quality of experience or

better. And I think we can do better

because we're an open source system and

we can you know where improvements of

one thing help also the other thing. We

don't need to compete. we can also

collaborate and that's what we are doing

with open protocols and and that's the

whole idea about Bitcoin basically is

just we all work on the same thing. So

um NFC I think is a vital part. Tap to

pay just works. everyone loves it and um

in order to build that I needed to get

like all this expert knowledge which I

wasn't able to obtain over the years and

I said like I was actively looking for

people who can help me but found no one

and so forth until um at some point I

think this started all more than a year

ago again with a little project I called

NFC chat and that is kind of a if I

think back it's kind of like a precursor

of bitat

Uh cuz it's like bit chat but with way

less radius and distance. It's just a

simple chat app that you run on your

phone and then you write a message and

you have to tap the other phone in order

for the message to go from one phone to

the other. So it's like a very stupid

simple chat app where you need to touch

the phones in order to send the message.

And I built that as a step towards kind

of NFC payments cuz with cashew and

that's the chin ecash protocol that I'm

working on.

uh money can be sent as a bearer asset,

bearer token. So that means like if you

can package it in some kind of a data

package and you can send it over and

that could be you know uh email or

telegram or SMS or whatever it is any

communication channel you can make a

payment. So I wanted to see bitcoin

payments happening with tap to pay using

cashew by sending the e-cash token from

one phone to another and that was the

first proof of concept I was able to

only achieve because of AI. So I thought

like that's neat awesome that's great.

So this is exactly like the these are

the building blocks that I was looking

for for so long. We have Cashew as a uh

protocol that we can build on that runs

on Bitcoin and with this incredible uh

property that if you can send data you

can also send money right so that's what

cash enables us and at the same time

like I I just should clarify you know if

we deal with money for example you know

the the core libraries of cashew they're

all handwritten because we like we're

not at a point yet where I can safely

just say that the the agent does a

better job than than I do in you know

figuring out what could go wrong or how

you could lose money and so on. So

that's very important to us is the

critical parts are handwritten normal

programmed libraries and that's what

usually a cache library is but once you

have that once it's running once it

works then you can build all the

scaffolding around it by coding like

there's nothing that can go wrong

basically because the library itself

works you know that you won't lose ecash

uh so now let's build an app around it

so we started with this NFC chat sending

around e-cash tokens and and showed like

okay this is possible and then this

ultimately ended like culminated in

something uh in a project we called

Numo. We've been working on this for a

couple months at this point uh in

stealth mode. We haven't announced it to

anyone until like yesterday. And Numo is

our approach uh to to introduce tap to

pay to Bitcoin using e-cash because with

eCash it has this you know very simple

flow of data flowing from one phone the

payer to the receiver the POS device. So

NUMO runs on a normal Android POS. I

have one here. I can show it for

example. This is this is a standard POS

that runs Android but um it can also be

any Android device any Android phone. So

it needs to be an Android phone because

um iOS doesn't allow you to use the NFC

chip in in that way. So the the POS

device itself by of the merchant runs

Numo and then any other phone and now

this can be iOS or Android doesn't

matter can basically just tap to pay to

it and if it runs a cash wallet then the

cash wallet will see that there's an NFC

chip and then take the token and send it

over to to the Ps and why is this cool

because first of all it is it's using uh

eCash generally cash privacy it inherits

inherits this incredible privacy by

default. So this is while the UX is

amazing, you also have the best privacy

possible, which is a great, you know,

combination. Usually you have a

trade-off there. And um, you know, the

the next best thing is that it works

offline. So as a as a payer, so the the

device paying at the POS uh could be

your iPhone, your Android, doesn't need

internet to make that actual payment

because all you're doing is you take

e-cash from your wallet and you send it

over NFC without touching the internet.

So that that also gives you incredible

privacy obviously because you're not

even online. But it also means that it

just works everywhere. And that's again

one point that fiat payments already

have been doing for years that if you do

tap to pay with your credit card or if

you do tap to pay with your phone, it

also works while you're offline because

your phone doesn't talk to the internet.

It it kind of hands something like a

token from the phone to the POS device

in fiat land. And so we're doing now the

same in Bitcoin land, but with

incredible privacy and open protocol.

And so the way it works today is you can

install Numo on your Android device or

on your QS device. It can be any generic

uh QS device and you can set up a cashew

mint. So cash is a custodial system. You

need to trust the mint operator with the

bitcoin that you receive. Um so you set

up one or more mints and then any payer

from any mint. It can be like even if we

don't share that mint, you can still pay

with the e-cash to the device and then

the device will take that e-cash and

withdraw with lightning to their mint.

So anything all the mints are still

interoperable because we have lightning

that glues everything together. And uh

you can receive payments from basically

any mint out there. And we've built a

cool feature into Numu. Um, obviously

realizing recognizing that it's

custodial, there is a there's a rug risk

associated with the mint that you're

using. So, you should only be using

mints that you trust already. Um, but in

Numu, there is a very simple way to say

like if uh we ever reach 50,000

Satoshi's for example, you can enter a

lightning address there and it will just

automatically withdraw to that lightning

address whenever you reach the

threshold. So that way you can build

this POS in a way that the you know the

maximum amount that you put in custodial

risk can be very limited and so uh you

can also withdraw every single payment

if you like but at you know for very

small payments it does might not make uh

sense. Um so we've we've just released

this yesterday. You can find it on uh

numopay.org

orc and download it, check it out and

we'll be working on a GTC pay

integration uh soon. We've already

started working with that. So, it also

worked with existing BTC pay server uh

infrastructure. But if you don't want

that uh you can just download the Nunob

app itself. It doesn't need any back

end. There's nothing that you need to

install or set up. Just install the app,

choose a mint and you're done. So, check

it out.

>> Yeah, I mean I completely agree. I

remember Miles telling me that same

story too. And I think the offline

nature

of the the ability to send Cashew,

excuse me, eCash via the Cashew protocol

offline is massive. You think Miles in

that mountain in Peru like his cell

phone probably didn't have service, but

the secure enclave had his credentials

for his card in he was just able to send

it to the POS and make the payment

probably offline, I'm assuming. Um, and

now we have feature par via

um via eCash now. And I guess what do

you want to see in terms of um like what

or what do you what do we need to see

for this to become more prominent? Is a

wallet sort of integration of the NFC

standards? Um is it proliferation of

just simply more ecash wallets? Um what

wallets work with it now? Like

macadamia, I'm pretty sure I could use

macadamia on iOS. And just to clarify,

for for the iOS stuff, you can pay with

iOS, but running the POS to receive via

NFC is something that you can't do.

>> That's right. Exactly. To receive, you

need an Android phone, but paying you

can do it with any phone. So, um, yeah,

as I said, Macadmia, but there already,

um, we've worked in the background and

we've added this NFC capability to

around like six or seven different cash

wallets at this point. The most of the

popular cash wallets already support

this uh from day one. And u but NUMO

also supports bare lightning. So you

don't need to have a cash wallet in

order to use NUMO. Uh obviously that

would limit the number of people who can

pay with that uh terminal. So uh it's it

supports lightning just out of the box

as well. And you can use any lightning

wallet to scan the QR code. And some

lightning wallets, particularly Phoenix,

can also use tap to pay um for

lightning. So it would kind of fetch the

lightning invoice via NFC and then pay

that over the internet. So it is

compatible with all the wallet

infrastructure out there. But like

generally the thing that um limits

growth in bitcoin today is the util the

not the utility but I want to say the

penetration of bitcoin itself. So I'm

very well aware of the fact that well

our technology can only grow as fast as

bitcoin can grow and when I say grow

bitcoin I mean people using bitcoin not

the price going up. So our ultimate goal

with Numo is to further Bitcoin as

money. That's like that's our main

northstar goal for everything that we do

is to support the adoption of Bitcoin

for everyday payments around the world.

So um the infrastructure for that

is being built out and there are great

projects out there. For example, we've

noted we've noted etc pay server. So

anyone could could already use some form

of onchain payment or lightning payment

with several existing solutions out

there. But um what's I think what's most

needed today is is kind of a penetration

in real economic transactions and we

need more merchants to use Bitcoin and I

think that Cash App is doing an amazing

job there. I should say Square uh to be

more precise is Square is doing an

amazing job there. There's BTC map that

you can use to find merchants. Um

there's obviously BTC pay server which

is the most popular kind of web checkout

system that the Bitcoin ecosystem has

produced. And so these all these

projects help towards the same goal. And

we now support that effort as well using

uh NUMO and our you know NFC capable

payment systems that we that we built.

If you want to support this in your

Bitcoin wallet, uh what you can do is

first of all look at all the NFC specs

that exist in Bitcoin. You can read

liking invoices by NFC. If your app

doesn't support that yet, think about

integrating that. If you want truly, you

know, the the tap to pay offline instant

experience that Cashew can give, then

you can also just plug in a cashew

library into your Lightning wallet and

and pay with eCash for that single step.

It doesn't even need to be a

full-fledged casual wallet. You can just

like that single one step that you want

from Bitcoin to ecash. You can also do

that in order to support tap to pay. So

there are a couple of wallets working on

that. And generally speaking, I think as

a community, as a bigger project in

Bitcoin, we need to um help get Bitcoin

more onto the radar of merchants and and

hope and drive the adoption of real um

brick and mortar stores. So that's

that's what that's what we want to

contribute to.

>> I completely agree and thank you for

your focus on this. It's funny too cuz

uh when we last recorded I think I asked

what your archetypal cashew user was and

you said uh a woman in the jungle

selling selling mangoes and I think uh I

think with Numopay and projects like a

BTC pay server I think that's going to

proliferate

obviously what Square is doing here in

the United States for their merchants I

mean merchant adoption because of

Square's roll out at the end of last

year went literally parabolic I think

there was something like uh 2500

merchants on BTC Map. There's probably

more than them um in the United States

that haven't put their um put their

store on BTC Map.org. But um I think the

way Square rolled it out and Cash App in

collaboration with them rolled it out.

They automatically added all these

merchants and went from like 200 to over

6,000 over the course of a month,

>> which is great to see. Um,

shifting gears back to this intersection

of AI in Bitcoin and particularly

Cashew. I mean, that's a big topic of

discussion right now, particularly in

our world. Um, and in the fintech world

as well, is a agents using using

payments on the network uh, excuse me,

using uh, payments with each other to to

complete tasks on behalf of the humans

sending them out to do things. And

>> I think it's a wide open landscape right

now. I think you have Visa, Mastercard

working on their own protocols. You have

Stripe. Then obviously you have stable

coins, Bitcoin over Lightning. I saw

that the guys at uh at Arc Labs launched

um the the ability to receive stable

coins and automatically turn them into

VTXOs

via their ARC protocol implementation.

And then obviously we have ecash and um

cash specifically with the nut 402

protocol. And I think you've made the

case that due to the sort of error

nature of eCash and the fact that you

can send the file that it's actually um

the most efficient way for agents to

make payments. Is that correct

characterization?

>> Yeah. So that was just like from from

our experience what instantly worked. It

it was extremely simple. It was almost

shockingly simple to teach an agent how

to use Cashew cuz we basically told him,

you know, here's your CLI and the CLI it

will produce cashew tokens and you take

the token and do something with it

depending on what you're doing and

instantly got that and because you know

you don't have this get an address here,

check your balance there, send uh sign

and send um you have these packets of

data that the agent can simply send in

an HTTP request for example. So what

today you know like getting back to the

original um question or the the idea of

402 payments or agent payments I think

it's a very hot topic today we're still

yet to see how much of that sticks

because we're in this like discovery

mode of agents what should they do how

much money would you give them how

dependable are they with the money that

you give them and so on there are

stories out there of an agent like

sending a random stranger

350K or something because he he backed

him online and the agent made like a

single mistake and the person who owns

that agent lost a substantial amount of

money due to that. Uh cuz they were kind

of you know trying it all I guess. So um

how much of that really manifests we

will see but it is clear that the the

big ones and I you you mentioned them

the big fiat one uh the big fiat

monsters like Mastercard and Visa and

also Stripe are looking into it. So what

frustrated me a lot looking at this is

that the 402 idea uh the the idea that

we will have services online that ask

for money. So you want kind of your

machine to be able to pay another

machine is a very Bitcoin driven topic

has been a Bitcoin driven topic in the

last years you know for the last

whatever 10 years or so. The only people

who talked about this were Bitcoiners

cuz we we always thought of ourselves

and still think of ourselves as the

native currency of the internet. So

obviously the connection there is pretty

direct and um there's been development

from Lightning Labs on L42.

Um we've been contributing to 402 with

uh X42 and Cashu payments. The Albi guys

have been working on this as well. So,

it was kind of only this niche topic

until the agent came a couple months ago

and then you saw Coinbase working on it,

Stripe working on it, uh the credit card

providers working on it because they

they all seem to agree that you know

payments of machines to machines will be

a thing and the the rails that they uh

that they market or or want to see being

used are usually stable coins and stable

coins stable coins have the benefit of

feeling um more natural to people. I

think I think like the cognitive leap

to use a stable coin is way smaller than

uh the cognitive leap to use Bitcoin cuz

the stable coin is denominated in the

same currency that you already use. So

it feels like you're still just doing

the same thing but now in a kind of a

digital way or something. So the stable

coin people have been have been pushing

really hard to make sure that the agents

of the future will use uh USDC or USDT

or whatever it is. Uh obviously I'm I

don't want to see that future happening

because I I think you know it just

furious fiat system and stable coins are

inherently trustbased and there's all

sorts of problems uh with that. you you

need KYC to get in and out and all these

problems with civil coins that Bitcoin

doesn't have. Bitcoin just is born on

the internet and lives on the internet

and it doesn't leave the internet. which

stays inside the internet. And so uh

that's why Bitcoin is still the native

currency of the of the internet. And uh

several projects in the Bitcoin space

have been trying to you know also rival

this new trend and make sure at least

that we're that we're up there with the

others and uh can show that we

um you know that we that we show up and

that we're ready to compete with them.

And uh one example is is the art

protocol that I think is is a fantastic

idea to to use. I I've checked it out

already and it works really well. And uh

another way of doing it for you know

even smaller transactions and high

frequency transactions

is just amazing for it because it's

basically instant basically free and uh

with insane privacy. All of these

factors I think are super important

especially in an agentic word world. So,

um, eCash is just something that that

that works really really well with with

agents.

>> Yeah. And particularly in a world where

the subject of ID verification on the

internet is becoming more prominent, I

think the ability to opt out and have

these

internet native options that don't

require KYC at the edges like stable

coins are are imperative because it

seems like the the digital ID

conversation is definitely beginning to

pick up again.

>> Every stable coin is permissioned. All

of them can be turned off if they don't

like your digital ID.

>> Yeah. Um I want to be respectful of your

time because I know I pinged you uh in

the afternoon yesterday to do this and

you were gracious enough to do this last

minute, but to end it uh love getting

philosophical with you last year when we

spoke. Uh you really dove into how you

view yourself as an artist in the

digital world and I think um what you've

done since then has proven that to be

true. But thinking about the

proliferation of these AI tools and

humans beginning to interact with these

at an accelerating pace. Um what are

your hopes for the future? Obviously the

the meme of the permanent underclasses

here, the meme of the singularity and

Skynet having been launched already uh

and we'll only recognize it in

retrospect is beginning to permeate.

What what is your view for how these

tools affect our humanity?

Oh, that's a that's a big one because um

so first first I'll start with my craft

and I hinted towards this already in the

beginning of our conversation today but

it's been it's been amazing to watch how

things can change and in a way and in a

pace that no one would have predicted.

the the

penetration,

the proliferation of AI in society was

always predicted to have uh the most

negative influences on you know the old

kind of manual job markets and the

plumber and the robots will come and

they everyone will lose their jobs and

so on which I think is still a risk but

I wouldn't have like predicted myself

that programmers would be the ones who

are affected first or even the most and

I think probably will be the most. So we

are at a time you know zooming out that

software engineers had this incredible

run in the last decade or two and make

astronomical sums of money and still

software engineering you know the the

salaries associated with it kind of like

still detached from rest of society. So

we have been seeing a decoupling

of the what you just you know maybe

called the permanent underclass and the

the Silicon Valley uh upper class but I

am you know I what I see is what's

happening right now is changing that

drastically and I think that's maybe for

the better because uh software

engineering has never changed this fast

before and has become just way more

accessible to many many more people.

It's not this exclusive skill anymore

that you have to acquire yourself by

decades and decades of working on your

own and acquiring you know all these

special skills that you can then use to

find a job for example. So what I just

uh every software engineer out there who

still didn't get it, I just want to say

it again. You will lose your job in 5

years. You're you're done if you're not

using AI like I'm I'm sure of this and I

cannot say this about like another job

category just yet. So I think it's just

a

um let's say let's see it's it's ironic

that today's in today's world the

plumber and the carpenter

and you know manual labor folks are I

think more valuable than ever before and

have more security about their jobs than

ever before relative to the rest of

society. So that is something to think

about. Uh it's just it's almost

beautiful to see it happen this way. And

at the same time, you know, getting a

bit more philosophical on this is when I

when we last talked, I spoke of software

engineering as something like an art

form where if you have the energy to

produce and you have the skill, then you

can really affect the world with your

ideas, which is ultimately how I think,

you know, what what drives art itself is

finding ways to materialize your

thoughts.

That can be a book or a painting. Uh but

it can also be software. And

although you know we're we're in this in

this renaissance of software

development, we're seeing that the you

know the brush really doesn't matter as

much as we thought it would anymore. So

the the the the manual part of it is

just completely changing. But that means

that the rest of software development is

becoming more important. So now now that

everyone can write software or those who

can write software before can write even

more software. Software just becomes

kind of like this disposable

artifact of your activity. So what

matters now is why why do you do what

you do? And that makes things a bit more

complicated as a human to figure out why

you do something or what you should be

doing. What's a good thing to do? You

know, what makes sense to do those

require completely different set of

skills to figure out good answers to

these questions than just like learning

Postgress and and and C and whatever.

Right? So now you now it's about ideas

and execution. Some people say taste

and aesthetics.

Um, but I also think about communication

and marketing and trying to explain to

people

why you do certain things and why they

should be interested in it. So all of

these like way more human things

and uh way more soft scale things are

suddenly at the center of software

development

and so I think that is just that's

that's the reason why everything is

going to change and it's changing right

now. So we might see a new wave of of

software. We might see a new wave of

cyber culture emerge because because of

these changes that we're experiencing

right now.

>> Yeah, we may find that uh all the fears

of our humanity being stripped from us

are actually completely wrong and the

technology forces us to explore our own

humanity and bring it out via our

creative endeavors in the the world of

projectionist software.

There's this idea that you know

um it's popular in this universal basic

income circles about what do you do once

you have everything you need? What do

you do if you don't have the work

anymore? And

it forces us as humans to really answer

that question. I think that question is

important whether UBI has arrived or

not, right? whether everything is fully

automated or not. You should be asking

yourself this question like 10 years ago

and today you're forced to ask that

question. If you're a software engineer,

you'll literally forced today. If you're

not a software engineer, you'll be

forced in like 5 years to answer that

question, maybe in 10. And the good

thing is that we're getting more

prosperous as a society. Hopefully, at

least we can hope. I mean, if we if this

doesn't turn into a dystopia, but the

good news is that we'll have more time

on our hands, more life quality on our

hands to think about the more important

questions like who do we want to be?

What is the goal of all our actions? How

do we want to live in a society? What

what should this world look like? So,

there's room for there's room for new

ideas and it's the most exciting times

to be alive.

>> It really is. It really is. And I'm

happy that uh you have that perspective

as somebody I respect in the world of

software development. It's great to see

that you're optimistic about this. Uh

thank you for all you've done. I mean

from Bit to Cashi Protocol now pay

claw.ai making this aentic world more

accessible for other people who I think

should be experimenting with this. It's

uh it's insane to see what you've

shipped and since we last recorded. So

keep it up brother.

>> Thank you. And I want to forward all of

those great words that you just shared

with me also to the team uh which I you

know which did most of that work and we

are a great developer team with

incredible people who are working on

cashew day and night and we all just

want to see Bitcoin uh succeed. And I

also want to you know use this dance to

talk to the people who are listening out

there thinking you know what should I

do? How can I help? How can I help

improve

uh this world we live in is I you know

this is a a

uh Bitcoin is a free and open source

system that lives off the contributions

of people like you and if people don't

choose to work on Bitcoin Bitcoin stops

working it will die so I hope that you

know there's at least one person out

there who thinks like I've been a

software engineer all my life and I'm

fed up with this job and I want to do

something else to consider you consider

becoming a Bitcoin developer and help

with you know help us with uh driving

these freedom technologies forward

because uh no one else is doing it.

There is no one except this circle of

people that we've talked about trying to

counteract

uh the the the massive growth of

surveillance technology and centralized

control and uh so if you feel that you

need or you can change something in your

life and you you want to contribute your

energy towards something good please

please join us and become a Bitcoin

developer become a cash developer look

at chat, look at all the other projects

that are out there and and contribute.

>> If not you, then who? Ally, it's been a

pleasure, sir.

>> Likewise. Thank you, Marty.

>> Peace and love, freaks.

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