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Market Mondays with Ian Dunlap: Stock Review 5/4/2020

Earn Your Leisure1:49:38

Transcription

Yep-yep-yep, yep-yep-yep. Yo, what up? Let's do it. Another glorious Monday, YouTubers are here. 8 o'clock Eastern Standard Time. Another day in paradise. Y'all know what time it is. Smoky Monday's about to get everybody healthy up there. Bother do it. Well, start to bring. Yeah, we got a lot to talk about today, man. Today was a weekend. A man, whose weekend was crazy, man? You never know what's going on these days. Crazy and crazier. The donuts kind of had his meeting. The dawn spoke. And when the dawn speaks, a lot of things change. A little. Yeah, appointment TV. I like that. What is it? Said appointment TV. Walking one day. Do it. Yeah. So, Mark is Monday's. If anybody's not familiar, this is your first song. Welcome. This is a show that we, we do every week with Ian Dunlap, one of our prestigious alumni. And yeah, we cover a broad range of different investment strategies. We look, we go over individual stocks, give different takes as you keep. And the best part about it is that it's interactive. So you guys are asked questions in real time, and we try to answer as many questions as we possibly can. So, yeah, yeah, no, yeah, I know y'all coming with the questions today. Yeah, yeah, destroy our energy, man. All day. It's been like, let's go. No, like I said, the dance ball. So I know people got a lot of questions. Once, once he gets in here, we'll jump on right away and get this thing going. YouTube family, what's going on? We see you. Or the red panda family that's on YouTube that's in here. What's up? Yeah. And once again, shot tonight. Why not take advantage about that uh sellout we had last week for you. I owe you. Welcome to ILU to all the members. We got a jam-packed schedule for you guys. Move over that. And yeah, that's one crazy. I've never seen they liked his real estate group. Like the weight of his girls home taxes. It's crazy. It was removed. The real estate group is intense, man. Shout to everybody. Like I said, we saw y'all host yesterday. That was in the book review movie club. That was crazy. And Champa Jenna James in here. And I'm not sure. Yeah, but shout to Janet and shout out to author enrollment. Everybody who was in there. And it's super interactive. And everybody's learning from each other. And Janet, if you're in the real estate group, if you look at the notes you put from from the review, man, I was just like, wow, she got all of that from from that that hour and a half that we we put into that. So, child, aha, man, if he's not in the real estate group, go check out the notes that Janet put up about the movie review. And we're gonna release the new one this Wednesday. So be on the lookout. The movie with wasn't it was crazy. And it was too big to fail. But yeah, that first week was a big short. Too big to fail was the second weekend. Inside job. So we treated it like a trilogy, right? So it was like, first was like, ah, here's the movie with the characters. There was time I got behind the scenes in. Too big to fail. Then like the inside job was like the actual people. So we talked about Alan Greenspan. We talked about Summers and all these guys who played a big part in that collapse. So it was really interactive, man. So we treated it like a trilogy. Then able like, you know, his two other movies, man. Y'all got treated like Star Wars and do the prequel. So definitely not released to have very shortly. Yeah, the movie club, book club, all that perks of being a member of a university. Yeah, yeah. Raise your hand. So you got you got you. There's a lot of people there. Yeah, people in it. So yeah, we got it. We might do a kappa then. What's the cap or did maybe I must erase that everybody can't breathe. Okay, me. Yeah, we just can't hear ya. Oh, come on. And the computers in the background. It's gonna be all tonight. Are you funny guys gonna be on because the computers in the background. The suit is on. It's almost showtime. I appreciate y'all. Y'all so having some technisches getting a mic lined up and everything by our doing. I'm good, man. I can't complain. Happy to be here. Another good Monday. So we got some good stuff to talk about. Jordan on this super chat kicking things off. So, um, yeah, man, we gonna, we gonna talk about a lot of different stuff in the market. I know that you had actually hit us this weekend like about some stuff that was going on. And then there's a lot of news today this morning that was released. The stock market was down heavy. Didn't actually end up like that's a bit harsh. Ah, yeah, it's good. You know what was crazy? Because like everybody, we taught here but um, well, our group chats, it's like, you know, we have these discussions like, ah, we want to talk about it. It was like, yeah, let's just say the blood. Doesn't say we gotta save it. But we gotta we gotta announce. We actually got a record rate right now off the bat. We got a record. We got 102 people on the zoom misses. Nestled. That's the first time we've ever broken a hundred people on Zoom. I'm not even telling you to. We got a hundred people on soon right now. And that's why l university. Not a university, man. I never see anything wrote his real estate group and everything we got going. So your mark is back already. Marcus already back. Yeah. What's up? $99. Yeah, I'm gonna tell you how crazy is. So like, as we were doing it, we went. I told y'all like maybe two minutes ago that we capped at 100. Yeah, like you said, he said, yo, upgrade it. So now we go a little over a thousand in there. So like that would up to ten people. Thought it's like when you had the red pen. They said everybody thinks it's not in a in a US 25 times. So your microphone is English. I just slide it out a little bit. We got to start off the bat with headlining topic, which is Warren Buffett, Oracle of Omaha. And he announced this weekend he had virtual meeting with shareholders and Berkshire Hathaway. The legendary meeting. And he announced to shareholders that they liquidated all of their positions and airline stocks. Every single one of them. And obviously, that was bad news to those airline companies. Stocks went down. He actually sold their loss. He sold it for less than he actually purchased it. In 2016, he had purchased it for between 7 and 8 billion. And I think the Astros worth about 4 billion. In a pre-sold it last month. Yeah, yeah. And and yes, so the thing about it is that, you know, a lot of people have different views on it. But while he said that he sold it, his his reason for selling it was that he miscalculated. And he didn't fully realize the severity of how bad these airlines are really screwed. In layman's terms, yeah, the airline industry is not coming back anytime soon. As far as like it's me. Buddy knows Airlines. They're operating at 5% capacity. Like what they were last year. Like 5% flight schedule when they was out last year. So that down 95% on the flight patterns year-over-year. So the airline industry obviously is hurt. Like severely hurt. Yeah. Hey, Dad. Oh, so now he realizes that, you know, it's probably better use of his money to position it somewhere else. Yeah. Nothing. The airlines will never come back ever because he, how, yeah, he just knows it'll take a little more time. Where is it? Money could work. So and and yeah, they have a ton of cash. And it all sitting on the side. A wood that they win. They explore. But a lot of people were confusing. And some people were texting us about that. I was like, there were certain airlines that he had holders in. So I was listing Delta, United, Southwest, American. Your last. He owned at least almost about 10% in each of those. And they sold all shares that they had. You got to cut your losers. Yeah. So yeah, so, you know, so Southwest, he owns Southwest. And that's currently at $27. That's 53% off his peak. United's at $25. That's 70% off its peak. American Airlines is $9. That's 74% off its peak. Delta Airlines is $22. 65% off its peak. So you've been you've been answered. Well, you haven't been bullish on Airlines for a while. Like you've never was close to a line. You said Airlines was a no-go. Yeah, weeks ago. Even when Airlines popular, you was used one of the people that was saying that is not a good right now. So which is what's your thoughts on on Mr. Buffett's decision? Told you it's all on us. They told you the good thing. So there's a couple good lessons in it. He cut his losses. So as investors, when we are in a losing position, we gotta cut it. And so you have to commend him for taking a haircut on that many shares and coming out and saying, hey, I didn't see you coming. I messed up. I got to cut my losses. So, you know, you guys, I love my analogies. So like, of like the couch is on fire. You can't wait it to the entire house is burned down to say I should have did something about it. He cut it off. Great. Look, could edit the entire position. That's good. Number two, I want to say this first. Buffett has way more money than everyone on here combined. Right? But he got in at a bad price. Hmm. Got in that bad prices. Like we're gone. If you go look at the chart, he got in that bad prices. And I'm sure he assumed that this would not happen. He got caught off guard. I mean, you have that many shares. It's not that easy to liquidate. Like for those you who aren't like in TD Ameritrade or Robin Hood, it's not the same getting rid of all those positions as it is if we get rid of 25 at one time. So take that in consideration. So he did admit it. That's a good side. Good investor. But anything with the engine in it, I don't want to invest too high. Is there a price to buy Delta? Yes. Is there a price to buy United? Yes. But you got to realize airlines are not coming back for at least three years, possibly five. And if you guys are willing to hold it for five years, you're good. But the truth is, like most people, and I was telling somebody this over the weekend, I'm like, most people won't do a liquid fast for seven days. You think you'll be able to hold a bad stock for five years until it goes up? You won't. Like tech has been right. And the only thing that has been up and keeping the market up has been tech. So I know it sounds like a broken record. But if one of the greatest investors of all time, since he had to liquidate because he got at a bad price, everyone else just stay out until it gets to record lows and then hold it. You know, me personally, I said just before, so weeks ago, when I brought bone, I talked about Boeing a lot. But I didn't buy me. Just by Boeing that day. Without blowing, I brought United Airlines. I put American Airlines, Delta, and I brought JetBlue along with other things. But those were those were airline stocks that I brought. And I think like 10 days ago. Like not last from the Friday before last Friday. When you told me because you actually told me that Warren Buffett sold Delta before this news came out. Told me that he sold Delta. When you told me that, I sold all of my my airline stocks except for except for Boeing. And when I said that on on Instagram, a lot. And I got some feedback. I got some pushback from people. Talk crazy to us. Yeah, me was say like, you know, you should decision somebody else hit. That's not why he sold it. And stuff like that. Yeah, sometimes it's like, sometimes we were too smart for home good, right? It's like we try to be like, no, he only sold it because he had to liquidate shares for the [ __ ] million. He sold it because he was a confident in the companies. And he thought his money could work. Not to say that, of course, airlines are gonna come back up. Finch, like people have to fly again eventually. Yeah. But if the charts going like this for three years, and you could potentially earn more money, stop going like that elsewhere. It's probably not the best idea to top money up in something that has no real viability anytime soon. I, they're in tremendous amount of debt. They already got a bill out. They're gonna need another round of bill out. They're probably like three bill outs before this whole thing is over. Consumer confidence is extremely low. The alberene have 5% what they were last year. I mean, it just doesn't look good. This - you know, I was gonna say the bailout situation is crazy because they've released a 25 billion. But it's kind of a dilemma, right? In order to get the funds, you have to keep. You can't lay off your staff. And you have to not reduce the pay for most of them, right? The problem is, they cancel. You have to do that. So September 30th. Some of these airlines, if they don't get another bailout very soon, they're not making it. Systemic. So if they do fire people, then they won't get the loan. So it's like, how do you win at this dilemma? Unless like Shari just said, that you get another bailout. And then people are working from home more. And I know some of us is doing well. Well, you guys are accented by airline stocks. Remember, most people have no money. No. Let's talk about our community. The black community. We didn't have enough for an emergency beforehand. Now we're in the worst crisis probably since the Great Depression. Most people don't have five hundred or thousand saved up to go anywhere. So we're and business owners are fine anywhere. So where's the profit going to come from? It's not going to come. So like, it's a drought. Paint it like or an analogy. Like God, like I said, if LeBron breaks his leg and he's out for three years, L-ladies not going to the finals. I don't care who they get. They're not going. It's the same thing. Like we are beyond repair. In some parts of the economy. Point blank. I'm not trying to be sensational. But some of these companies are not going to come back. And they're not gonna be in good investments for a long time. I agree. I agree. Is there - I seem to see it play out. And for people that are interested in like, Wakame said, some people say like, what else does he have? So his his top holdings is Apple. Apple's the top holding that that Berkshire Hathaway has by a long shot. Yeah, it didn't Bank of America, Coca-Cola, American Express, which is a company that I own. I talked about that. Wells Fargo, US Bank Corp, JP Morgan Chase, Moody's. He Odell today. They got married. Actor Bank of NY Mellon. Film soldier Sax. Or Charter Communications. Southwest. They got ready. That United. They got rid of that. And Visa. So those airlines actually like some of his top holdings. Collins. Yeah. Even like, there was like a small percentage of his uh, burka Berkshire Hathaway's portfolio. They were like in the top 15. Yeah. And that's I'll tell you guys when you guys are having a losing trade, you can't tiger emotion to it. If you're losing, you gotta get rid of it. You have to cut it. And just say, I got another bet. Even when he at VO, like he got in that V all too high. He didn't. The market was gonna downturn. No one thought it was gonna be that bad. But even from him, we don't want to take a haircut like that. But mark off. And that's a tip for everyone watching. Mark off where you want to get in before you actually buy. Don't just Michael. My cousin told me at the barber shop. Y'all illegally going to an Atlanta. And this is good. This is a good one to invest in. Cuz man, no way in hell if I was gonna go. Then you lose. And if I had a bunch of people this weekend hit me like, man, what am I gonna do? I know you told me for three weeks not to invest. I'm like, lesson number one. Like, this is when you get your ass whipped in the market. You learn. Like these lessons and losses will make you be a disciplined investment. We've all done it. We've all bought something too high, too late. We got a tip and it didn't work out. But airlines are not a viable industry for a long time. If you can hold a five years, you're golden. But until then, there's next year and a half. It's gonna be rocky. Yeah. What are the interesting quotes that he said? Is there? You know, they had at the end of March, they had over 137 billion in cash. Right? But they, you said that they have an invested anything. There's nothing that's too attractive. Is that like a song that we should be looking into as the average investor? Or is like the same thing that's not the only thing that's good out there is tech? Okay, now say, okay, think of it like your portfolio as a label. And you got Kendrick and a whole bunch of littles after that. My shot. I said a little suit. Like, you a couple of stars in your portfolio that are going to produce. And the rest of them on losses. So everyone who would kill me for saying, well, for investments is a bad thing. Look pretty damn genius now. Because everything else is bleeding. Like, go through any investor that you look at, any hedge fund manager, they're having to dig deeper to find gains in the market. So it's just a telling sign. There's not a lot of good things. Because everything is tied to us spending our money with them in order to go up. There's not many companies that we're spinning with right now. Just a quick reminder. You I own University. If you have questions, please raise your hand and axe it in the zoom. That's the all. That's why you guys have to zoom access. Enron two three one three six. Thank you for a super chat. Appreciate it. But yeah, if you've got a question on e yl University, please raise your hand. So we call. But I want to talk about something. So you said something like very key. It's important for people not to have an emotional attachment to investments. This is extremely, extremely important people to understand. And it sounds a lot easier because then it actually is. Because when you make an investment, you automatically, you don't want to feel like you you fail or you're stupid, right? Or you like, so you, you make excuses. And you actually fall a lot. Like you can actually get an emotional attachment to an investment, to a company. It happens all the time. Like, I'm not going to sell this. I feel like it's your baby. You spend so much time researching. And you know, there's CFO and it'll CEO and all this stuff. And you, you read all these reports about the company. And it's like, you feel like you created the company yourself. Like guilty. So can you talk about that? How you never fall in love with any of these companies? You can't. Like I said it before, the companies Halle Brian treats his teammates when they're good, keep them. You celebrate, you pop champagne together when you win. When they fall off, and they do to Jr. Smith and run the ball back. Because they are like, there's a lot more intelligent than people give them credit for. Yeah, before the game. But same thing, you have to let the company go. So like, and I said it here, if Apple goes to hell, I'll be the first to be like, it's over with. The run is done. Because you didn't have to replace that staple with something else. And they maybe Tesla, maybe MRNA, and maybe AMD. Who knows? But you have to replace that player. So like, if it draws down under 10 or 20%, you gotta cut it. And just like, it is not performing. And not say what's gonna come back. It's gonna come back. But the sales are strong. If the debt is too high, if the company is not continuously hitting all-time highs, let it go. You gotta find you another star player to attach it. Speaking of Tesla, man, what are your thoughts on the comments uh that the fame CEO made? Me and I was crazy. He's like, you know, the stock prices too. I've never seen anything like that. He literally said, my companies work too much right now. Truth be told, he was honest, right? I'll tell everybody in Stockholm. When it was asked me above 750, I'm like, it's too high. If you can read the chart. And Eli like plays dumb, but he's not. Like he's been in the valley since 98. He's a veteran. He knows what he's doing. I was like, the tweets themselves. I'm like, yours is really on being him being on again. And people just right. Because the stock went down to 700 today. We went back up to 740. But they even when I went to 9, I'll tell people then it's too high. Like Tesla stock club members, you know when I buy. But everyone's like, well, man, it says 700. It's never going to come down. It always comes down. He's gonna come down into a range on what you want to buy. And they need to go back up to 700. And everything could be good. But was it the SEC is gonna be on his ass about ever saying this is illegal to do? It was honest. It was um, was it immoral? No, but it was unlisted. He probably shouldn't have done it. He should have done it. Who knows what he was going through? But it's like this time being entrepreneurs. Trustful. That's what a lot of people aren't saying. Like, he's a human being managing a multi-billion dollar company and raising a family at the same time. Who knows what pressure he may be and that may be how he let off steam. And Tesla's the volatile company anyway. So they were gonna come down anywhere to that 500, 600 dollar range. Shut up. Shout out to shout out to Tyron on his super chat. Shop this FT with the highest super check that we received so far. $109.99. That's Karelin earners gonna kill me. They got a lot of questions. Lamahieu, I muted and he's a IOU member. Yeah, yeah. Hey, what's going on here? What's going on? How are you? Alright, I'm part of Red Panda Stock Club. So family, I appreciate you. Question about the index fund. I'm currently in VOO. Oh, and that buying shares every month. What do you, how do you feel about SPY? As far as when to get in, what's a good time to get in? Um, you know, I can tell you on here because it's a secret society. But if you sing me a telegram, I can tell you the price to get in. But can like, and that's this overall will go up in about 18 months. You'll be happy 18 months when you do have them. If you have cash on hand. So like, if you aren't in an emergency and the money isn't gonna like take food out of your mouth, you're good. Continue to hold on and you'll be fine. Yeah, I appreciate you. As few as good though. They're all the same. VLT, VOO, SPY. They're all tied to the S&P 500. Nicole, we open their doors up for you. Unmute yourself. You've been unmuted. These next eight weeks will be rough in the market though. I will say that. The color you did. Oh, Nate. That was going on. We come to you. We got a lot of callers. I'll mute yourself when you see our him. What was going on? Was a good number to buy the airline stocks? If you can hold off with a couple years was a good number on and on. But then we start more Tesla. So I got sense. But was the number that I mean, it cost some more. You know, I'll let you in. But me, this is my own personal opinion. I was actually, I'm actually tempted to buy United for a long-term hold. Cuz United is seventy-three percent off its peak. Americans at 74% off its peak. America is non-dollars right now. I don't necessarily see it getting too much lower. Like I think if you, if you plan on holding it for five, ten years, I mean, it's probably a good price to buy it at now. I don't see like it's already 75%. It goes any lower discounts out there won't be. Yeah, I mean, if hypothetically, if somebody was to buy it, I don't see how waiting is beneficial at this point. Right? It's like, yeah, because people are trying to get advice on it today. Then to treat me like a tree. Yeah, no one's really trying to hold it. Like you, like I invest for a living and trained for a living. Y'all came Vanessa Miata Mike. You trying to get the plate to hold it for three months now. Saying you are. But most people want to give you to get. You know, they do appreciate you brought [ __ ] salute you. Say she family. Normal. We coming to you. What's going on? OMA. Unmute yourself. You've been unmuted. It's great to be a part of this forum. So I'm also a part of. Thank you. Appreciate you guys. So I'm brand new to investing outside of having a 401k. So I haven't actually started yet. I have, you know, I do have Vanguard and I'll probably investors and guard and maybe Fidelity. But here's my question that I'm not really understanding. I don't understand if you were when we know what price to get in one stop. And then when we want to dollar-cost average and add in maybe, you know, any paycheck or every month or what have you. But I don't understand is we're pretty money in. But it's not that but not actually purchasing the stock until they hits a certain point. So does that mean the money that I'm having contributing is it being held until I say, okay, I wanna buy more? Good. Very good question. A few people have asked me. So the retirement picks. Please don't say them on here because I'm sure. Yeah, quite a few people go watch this on YouTube. Chavez, our YouTube subscribers. The retirement picks. I want you to buy them first at that low price that I gave you. Thank you. And buy every month. The all-star picks. I want you guys to wait for those specific prices. Because if you buy those for in the retirement portfolio, you guys are cute. Like today, everything in the retirement portfolio section was up today. The all-star pets. I want you to be very careful because those are more volatile. So I want you to wait for those spots. But if you pile your money every month into those four, you will be very happy. Logistically, when you're piling your money into it, is it being held until I say, okay, now I want to buy them? Is it being held by the brokerage houses? I get system. Yes. The the the money. It will be in the brokers. So every single month, I want you to buy those four. If you can't do all four, that's fine. Due to the all-star picks. I want you to wait until it gets to those prices and buy heavier. Okay. And thank you for that. And then I just have. I believe in one more question. So I wasn't able to join you in the morning. And so are you, are you going to load that conversation on your side? Or how does that work when you don't get to be a part of the morning? Yeah, when you don't, when we do the monthly calls, I'm going to upload them. And then the prices that I want you to get in. So you guys have been asking too. So what happens if we don't get to that price in April and May comes? Every month, I'll update the prices of where I want you to get in. So you know, that's where I'll put those in the membership site as well. Thank you. Thank you. Thank you. Not 30 cause I'm buddy. May need they're doing all right there. Chris lat, what's going on? I mute yourself. You've been unmuted. The floor is yours. Yeah, what up, fam? Now, when for Ian was good. That's right. Earned Alicia member. I'm a red panda member. See how you're doing, man. So I have like, kind of more of a theoretical question with because, you know, I've my my oldest son is a freshman at Howard. And his life has dramatically changed this last semester. School obviously going, taking classes online, Zoom, blah, blah, blah, blah, blah. Just wanted to ask in like, if we look at this whole educational system and how many all the things that are gonna change from this pandemic moment. Cuz, you know, for I for instance, you know, the question is, will the shorties go back to school in in August? Conceptually, right? Will they really not? How far were you going with the social distancing? And I'm not asking you all back. What I'm asking y'all is, are there any tech stocks besides the normal, the big elephant in the room, Zoom? Is any other stocks? Or can you just kind of expound on how, you know, this change in education at a college level is gonna affect the market? And what were the benefits are other than the big boys? Oh, Microsoft, Apple. You should probably take a look at Salesforce. Just announced that they're gonna do video conferencing free up to a hundred people. I think 50 people. I think we said this last week. Went went to a space. They don't come to compete. They come to conquer. So seeing them do that. And knowing that they have over what, 2 billion users. I would be very mindful to them. When they come in that education space. And also, yeah, them and keep your eyes on Salesforce. Because if the distancing thing, and this is the thing I need you guys to see. When things like this happen, tech is gonna be the first to innovate. Because they have all the resources. They know their code. They're not put teams together. They know how to assemble all the assets needed. Salesforce probably has struck a couple of deals with some universities to put that in play. Scale with Facebook and Salesforce together. You should definitely take a look at. And I see I see you on the commercial. You look are cut. You a Clark Kent talking about Stephon Marbury, man. So, you know, we not one for. We did quite stone, man. You know, I never been loud about, you know, a lot of things. That's why y'all probably ain't even though I was Academy member. Ian knows I'm down. Sabrina, we are coming to you. You know, the chance is going crazy. We coming everybody to add to hand. I'm trust me. Going into everybody. We're not getting off until we get all your question. Sabrina, what's up? Oh, your email too. Yes, question. So I'm trying to dig deeper. I was on my member trade account today. And I was looking at some of the reports on the side. And the weirdest thing to me was like certain companies like Chipotle, Amazon. They have like this this report called New Constructs. And there's a few other ones. And it was it was saying that we recommend investors to avoid Amazon. So avoid Chipotle. Like the stocks that we think that we should be buying. They're suggesting people not to get it. Like Apple, tea said yes, to. And, you know, like a few other ones. I was going down my list. But you give me a little insight. Like, should we pay attention to those reports more or less? We'll look after taught me at this Chipotle at age 75 is too high. Because all-time high is non 4028. That's too high. We gotta wait till comes back to like 650, 700. That's too high right now. Overall, the company's Chipotle is amazing. Doesn't company Amazon is as well. Amazon is too high. Tesla's was too high. But I'm glad that you were going through and digging and looking at those reports. Sim, you know, I'm gonna show you how to add a lot to real quick. So you all have to worry about that. Since I was slow on the email this week, was recharging. No, I know you got a lot going on. Cuz it was just weird to me because like, they'll give you the explanation underneath. Right? And it's like, it's an unattractive reading because the stock has more downside risk than upside. And I'm just like, yeah, it's like the odds are that it's gonna pull back. Not to say that Amazon's a bad company or to pull you guys. There's just one long term. They fight this. Still, you could buy it right now. There's still if you hold it for 10 years, you're gonna make money. 5 years, you make money. But they're looking at it from a standpoint where as of right now, today, if a stock just hit his all-time high, it's never a good time to buy. I mean, theoretically, it can even go higher. But odds are like, if we play like the odds game, you have a greater chance of you buying it at that level and then it's gonna go down and then go back up. As opposed to buying at that level, it's gonna keep going up, right? Yeah, yeah. And think of the like, how super house to sell up in New York. And najin a 40,000. You don't want to buy for 875,000 if you can get it for 650. Actually, same thing here. It's just too close to the highest. We'll wait for some more bad news to come out. Then grab it at a good price. And same thing with Amazon. Like that's why everyone when when I told you guys to get into Amazon, it was a certain price. And then when I start pushing higher, I'm like, don't buy any more. Wait for it to come back. Same thing. I'm gonna keep looking around. So they got a lot of good information. And I just want to be hard. You know, yeah, so I'm just digging this. And I appreciate you. Thank you. I'll be with you. Can tell. We appreciate you. sprayer. Before we go to our next question, once again, YouTube, we gonna try to answer your questions. But we we have the first rights to our pyl University fam. It's not too late to join a yl University. Is still a discount. Even though it's not on sale right now, it's still a sell. No, it's all. It's yeah, we don't. We don't put the information in here. Information is on the website. EYLUniversity.com. It's over 50 webinars already. That's not even including the private Facebook real estate group. Is assume access weekly. So it's like, you, you don't. It's impossible to not get your money's worth. Basically. Yeah, pretty much. You know, shout to Giovanni on all YouTube. Shout to Giovanni. I'm watching today. Like, yo, man, what's up? All these legs. I got like the videos, man. These brothers is delivering great concert. So we see that. Shout out to you. Nicole, you ready? No, Nicole. So excited. So I'm a flight attendant. And for five years, I've been investing 5% every paycheck, right? I wasn't really active in paying attention to my Fidelity account. But now that I'm involved, I see that it's dropped. Obviously, you're saying, let me just understand that if I hold, if I'm willing to hold, um, for the next five, three, five years, then that's okay. Or I sell and use that money to reinvest in stuff like that. Retirement stocks that you're suggesting? Yes. You might say what airline or will it cause the conflict at work? Don't do it. And then I'll tell you. Tell me what price you got in. What's the average price for every investment that you made with the company? And I'll tell you if you should keep it or if you should get rid of it. Okay. Let me look over my Fidelity Cassie. Which as it was invested like maybe every quarter or twice a year. I'm not too sure. How many years? Five years. Okay. Wait, cuz I mean, I haven't looked at it like that for five years. So but if I can money to invest now, Dennis, yeah, I would. I would look with a summer. Take some of their money and put into the Tom and Pitt's. But I wouldn't liquidate the entire position. Especially if you can hold it for a five-year period. Because most of them on my technical trade is most of all the airline stocks are underneath the 50% we're tracing that over a long-term chart. It's like hovering underneath 38 to I should go back. I said 61.8. And by the year and a half, two years. So if you can hold out, you'll be fine. But these next 18 months are going to be gonna be tough. I'm good. I can hold. Okay. YouTube comments be so crazy. What's going on? You can y'all hear me? We hear you perfectly. Hey, what's going on, fellas? I love doing with you. Yes, my first time getting through, man. I'm happy I signed up last week and caught that sale before I went out. Appreciate you. But uh, so I had a question. Um, so I I've been looking at this stock that it's a it's a crude oil stock. I know I en was saying uh to stay away from them. But it was arm. It floated around for between four and six hundreds for like the last five years. And then and then the pandemic ate. And now it's down there like fourteen dollars a share. Um, so uh, oh, excuse me. Are you talking about UCO? Yes, yes. So arm. So, you know, I'm looking at it. I'm like, even if it bounces back, like it got to bounce back a little bit at some point. Even if it gets back to $100, I'm still looking at seven times my investment. I was just wondering if you guys think that is is a good move or should I concentrate, put my money somewhere else? That's interesting, man. You gonna give you the truth. Yeah, of course. Either as going bounce to 500 or it's gonna go to zero. There's none. So based on that, it depends if you want to invest in it. If you catch it at 12, 14, and you can ride it and weather the storm, the balance to the upside can be incredible. You also have to worry about if it dropped from 2489 in 2015 to now being at a low of 11. It could go to zero. It could go to zero. But you'll be a legend if you catch it at 12. I would put all of your money into it. I personally wouldn't touch it because that's too much risk for me. Yeah, it's more of a whole kind of play. But if you can catch it like, and for my traders, it'd be a good trade. If you can catch it, maybe a great trade. If you can catch it by today. Ran up from 13 to 15 and after hours. Yes, sir. It's hella volatile. Kalevala. For this is either gonna go to zero or go to 500. So I wouldn't put more than 10% your money into it. Alright, um, one quick question. The red pandas in a in Academy. How do I get in those? Because I need some of this exclusive access. You would you actually in right now for us about how to join it? Repair to stock up. Yeah, because I keep hearing about these different stock clubs. And okay, tell everybody. I'm glad you said that. Yeah, you got to drop the link below to join red panda.com and sign up for the suckers club. Let me catch one. But I don't want you to gamble. I don't want you to gamble. If you learn and be okay. But be careful. And you see, oh, but yeah, you guys go to join red panda. I'll put the link. Appreciate you. Live off that. So thank you guys. I appreciate it. Is ever another sale? Take advantage of me because I was gonna take advantage of it. Oh, yeah. Oh, you too. Whoa, shout out to Franklin. You say I need your help by June 21st. Email. I'm not sure what that what the help is. But um, write it in a comment section, I guess. If you have a crush of what kind of help you're referring to. But shut out to all the red pen and members in the building. Shout out to EYL University members in the building. Shout out to the fact that we hit over a thousand views for the third consecutive week in a row now. For the fact that we broke our record in UIL University members. There's a hundred and hundred people and people on the YL University side. Those are the people who actually see the whole community. I would build WIIL University. So we're thankful for everybody. We got asses over liability shirt is available on our website. Are you Legion.com. Appreciate it. We got another question. We got a bunch of them. Let's go. Let's go. I'll be coming to you. What's going on, Dawn? I mute yourself. You've been unmuted. HSA by using my HSA to fund my [ __ ] investment. I think with my employer, I can put seven thousand in the HSA. So I just wanted to understand a little bit what your thoughts were on it. And is that a good. Yeah, I appreciate that. Actually, I was prepared to answer that question. So thank you. Fasting that HSA, Health Savings Account, feedback. Not familiar. Is pretty much it's an avenue to pre-tax avenue. It's kind of like how to form like a pre-tax comes out free tag. So it you save money on taxes. It allows you to put money away into a fund. And it's for your like medical expenses. So I get a lot of times you might have a high deductible medical plan. But if I do go to the doctor, high school, I got to pay a large deduction. Because it's a lot of money that comes out. Deductible. It's a lot of money that comes out. So that HSA is kind of like all saved. And also any other medical course. So the thing with the HSA is that a lot of people don't fully understand that you can actually invest the HSA. A lot of times like the same way how for my case, invested like this similar investment options. They have target date for this large cap, big cap, small cap. But the Benefield. Oh, I'll bet HSA is that you can put it in addition to your whole like AC IRA. So the limit is 7100 for family. And 35 country 35:54 individual person. But if you take it up. So the thing is that that's what I was going to. The thing about it is that this though, it's pre-tax, right? So you save money on taxes. But you have to use it for medical system. If you use it for medical expenses, you don't pay any taxes. Or if you, the same thing, other than medical expenses, you placed a federal 10% penalty. So it's like to fall in like a what. But if you wait to 65, let's say you, you have a hundred thousand dollars in your HSA and you've never used it. Or you haven't used that much. At the age of 65, you can take the money out without a 10% penalty. So now it become another IRA. So now it's like, I'm not an investment strategy that you can actually use where you save money on taxes today. And if you need it for medical expenses, because now we've seen what COVID and all this stuff, there's always money that's needed for medical expenses. So now it's there for your medical play. But it's not like I lose it. I use it. A losing situation. Because if you don't use it for your medical plan, then you can actually access it at the age of 65 without paying a 10% penalty. Good. So that's like my five-minute rundown on it. From my perspective, I think that the HSA is is good. Especially if you, if you're looking for other ways to save money on your taxes. And you're looking for all the ways to, you know, to have money for medical expenses. We got a plan for medical expenses. That's that's part of financial planning. The HSA. But it is, if if you are going to put money in HSA, I recommend to invest it. Because I think like 95% of people that have money in HSAs are not invested. It's just like, I'm at sages. I got some savings. Like the fixed money market. But you can actually invest it. I'm not a lot of people are familiar with that. I know about that. So if you put money in the HSA, you might as well invested. So the money can grow. And if you don't need it down a line, you can only use it a lot. So yeah, doors new doors on become about you. Sounds that cleared up for you? Yeah, that's clear. I think he was shot. That's that was me. I was putting money into.

It and even my company actually puts a certain portion here for me, but I didn't even realize that I could be invest in it. So I appreciate that. Not that I know that, like I said, the investments are very solid. Case investing where you can have like target-date funds, large cap. You can actually have your HR person like to your investment options with the HSA, and they'll be able to show you on a website, and they'll be able to give you the different options. But yeah, not a lot of people are too familiar with that. So I'm glad you asked that question because, wait, thank you. Thank you. May we come in? David, we're coming to you. David, right? So my question is, yeah, how do you feel about REITs right now? In particular, I'm looking at DLR and I think the other one is AMC. Both of them just as a rheostat, whole storage for all the big, you know, tech companies and stuff like that. I just wanted to know if they'd be a good time to buy. You know, it's warm right now because DLR closed today. Hi, and I think AMC is look, it's close, but not as closely. DLR's man, you've been in your research. Back DLR's sleeper to a high, but amazing company. The first good pullback you get, called it. Definitely buy, definite buy. And AMC, love, love, love, love. Let me go check. Hi, as close to baby tracing it, but yeah, I'll wait for it to drop back and get it and go heavy. Oh, well, one last thing because all my investments is long-term outlook. So like I've been on that buffa wave, like eating one gummy. So everything you say, that's completely agree with ya. One question, one last question I had with when I got started out, Under Armour, right? And then it was like right before they fell off. And like, of course, like I'm looking long-term, so I'm like, they got a good product. Like the underlying product is the management, like iffy right now, but you know, and they got like, they got good athletes, they like represent the product, but you know, they're just not, you're not going with a [ __ ] and you know, they drag it right now. And like, part of me, one double down and get like, wait, you know, jump up. Then I'm a part of me telling me like, just cut your losses, jump in a Nike, you know, there's people Nike, and I would begin a dividend on it too. Under Armour's been down, we're facing for a long time. Like you said, there are some good pieces to the management. I will compare them to just be to like the G-League, Nike's the NBA. So some point, gonna get swallowed up. It's not the product is great, the issue is management. And then there's a couple of other like issues that the underlying issues that they're having. And then they've been falling for a long time. I don't see them. They may bounce back up to 15 or 20. I'm looking at the chart now, but to fall from 46 into the age 71. But the other two you picked, homeruns, man. Thank you. Thank you. Yeah, you're welcome. Do you loss amazing? Yeah, I actually, actually do some research on Dom and I felt that they took a crazy loan, like 500 million, something like that, almost a billion dollar loan. And this is before Corona. So I know I don't super check. Giovanni appreciates you. We said appreciate you. Appreciate you. With Sean and Troy. Sean, to the most funny cats on the market. Shout out to Enron. Screw these numbers. Right, 3.36. He said, Ayu, Ayu is a vessel for the culture. Ian is the true friend of family. As the movement. Thought I told you, we won't stop. Stop. We ain't going nowhere. Yeah, Daddy. Puff Daddy. Fox. Jeffery. What's up? We I mute yourself. Be coming to you, bro. What's going on, guys? Everything goes. Every I'm part of the wave and the stock club, guys. Yeah, I got a question for you. Wait, please. Since oh no, in the background, but we said this stock peak that you gave me a penny stock club. Yeah, right now. So what do you think about buying the stock from M1? And we might kind of like, nobody single stocks. Every mark. I couldn't hear you. Can you sit again? I think you said, what do you think about livestock every month? That's all. If that's just saying the retirement pics. Yes, all star picks. Only two of them are buy every single month. Let me a message on Telegram as soon as we know. No one here. I'll keywords to to buy every single month. You'll be good. Appreciate your everyday. Kind of noise in the background. Appreciate you. Yeah, I saw on YouTube and II was asking about how do you tell the real trend of a stock? It is a gym that costing me a lot of time and a lot of money. Please go to that five to your month. First day traders. Go to the five-year month. First, you're gonna get chopped up looking at the five-minute. Go to the five-year month. First. And everything, every stock anyone talks about, look at the five-year first. Go pull up Under Armour. Everybody on YouTube. And then you'll see why we're like, no, Armour. You know, you'll see why. Yes, you got it. Thank you for being a member. You. I, how long have you been a member? EY University, maybe two weeks. Okay. I think when you first put the put the cell on, that's what I jumped in. Videos, I haven't checked out the movie club, but definitely the past videos I have. How do you like the videos? Oh, they're excellent. Excellent. Appreciate your support. Thank you. So, yes, what's the question? So I actually have four questions. So I'm gonna make them really, really, really. Thank you. But okay, so I transferred some of my, who I'm in the process of transferring some of my stock picks or whatever from Robin Hood to Schwab. But I mean, it's like the overload of information on the platform. I was reading the article and they won, I guess, column N. So if you, if you will say something about it's the last chance to sell before the crash. Like they're expecting this prolonged crash, the Great Depression. And now is the time to sell your stocks. Like they just advise that you sell stocks and get cash because cash is queen. Whether or not that's good advice. I mean, I'm definitely also in the stock club. And so, you know, you're about to buy stock. So I guess I was a little thrown off by their comments in the article. I read more than one that said that you should stock up on cash now versus buy more stocks. And so that's one question. The other question is, there was another article about the Treasury Department planning to borrow trillions more over the next few months. So I guess just a general question, what does that do to the value of the dollar? And where they buy, where they burn the money from? I guess that's just like a general money question that I'm just not aware of. The third question, so I bought Delta, but like I said, I'm new, so I best, then only bought like four stocks. So it's not a huge deal. But when I bought it, it was $34. Now it's $22. I know everyone is saying to sell airline stocks. But so how does that work? If you bought at $34, but now it's $22, did you just lose all of the money that you put in? You alone? Yep. But would you, you spent more on shoes and bags before? So it's okay. They're not gonna come after me for the rest of the rights or whatever the difference between $34, $22, that $12 or what have you. You're not going to deduct that from my account. No, you already lost the money. If you are lost. Yeah. Okay. Okay. And then the fourth question, the retirement pics that you gave us in the prices that you gave us to get in at, like tech is going up. So the prices that you gave us are too low because tech is continually going up. So when do you, and I know I need to come back down, but when do you actually get in? Yeah, I know a lot of you guys are asking. So if you haven't made your initial purchase, wait for the price that I gave you. Okay. If you've already made your initial purchase, for everyone else, continue to add every single month because you guys are looking at your portfolio and seeing that they're performing well now. A lot of people ask some questions about the value of the dollar. The dollar has been invaluable since we came off the gold standard. Not nevertheless, everybody still goes to work for the dollar. Don't worry about that. Question number one, should you go all cash? You should get rid of every bad stock that you guys have. Absolutely, because they're gonna get dragged down a lot lower than where they are now. So I've been saying the same thing for weeks. Certain sectors are going to get killed. All retail is going to be affected. Hot and and low, automotive, all airline stocks, all travel going to be decimated for a while. Stay away. So if you have those in your portfolio, sell. Take profit or take the losses. Go to cash. And then wait for other opportunities to buy companies that would be of tremendous value. Thank you. Thank you. Real quickly, and the last week we kind of spoke about earnings. So I know we got some big earnings that are coming out this week. So I'm just going to tell everybody to audience on YouTube on our earnest whether it's coming out this week because it's some big companies. I'm gonna start right. The first one, Disney's earnings will be reported tomorrow. Wednesday, we have Shopify, PayPal, Square. And on Thursday, we have Roku, Uber, and Mondelez, which we spoke about our episode. And another big one or tomorrow is Beyond Meat. And with that, the Tison factory situation going on, Beyond Meat, plant-based foods, they'd be interested to see where they're headed. So those are the earnings. I'll say it again before we go, but those are the big top 10 that I had, well, top eight that I have for the earnings out of them. You reported this week. Shot. So Melissa, are silly. Appreciate. Will acknowledge you guys share with us. Both you I on. And what do you think about Store Capital for long-term? STOR. Okay. No, good. And for those of you who want an explanation, why go to the five-year, please. I'm begging you. No, good. It went from $40 and 96 cents and went to $18 and 27. That's where it's at today. Low of 13. So analogy, if I'm averaging 40 preseason, and I start averaging 18 doing regular season, not good. I may be the sixth man, but I wasn't the star that I reported myself to be. It's not gonna do well. You guys are gonna see very quickly. Like tech, it's gonna be one of the few sectors that remains afloat through through this pandemic. We're going through. But we did have a good YouTube comment from Charles. S E H H G is good. Before I forget, you I L University, real estate, our real estate group. We have a class this next Wednesday. It's a big one. How to build a million-dollar real estate portfolio in one year. With that's only for the our real estate Facebook group. So you guys make sure that you, you are tuning that. And then we got estate planning. But you I own University only. And that's tomorrow. That's Wednesday. Wednesday. Sabine, a lawyer. Yes, I would Lord. Those two classes is coming up exclusively for you. While University guys, make sure you tune in with the international joining University. I'll put it in chat. Are you Lisa? Pyo University.com. You got a question for you, Doc? That's going on. You know what's on this? Can you any o coming in? And man, look, the red panda. Love you. I L. Love everybody on this thing. Got laid off. Started like a few and learning how to trade and everything. So just appreciate you guys for this platform. My question is for the legacy types of things though. Got you. Know some kids. So three, four, five years from now. Got a daughter in college, she's gonna graduate soon. And I got some kids that's going into high school and coming out. What's a great strategy to invest for them? And I guess how to start investing for minor accounts within whichever platforms or just can you speak on that? I'll ever get into the outlaw conversation again, whatever he wants to. But okay. Yeah. But as far as like pictu quality companies and and just invest every month for the next ten years for them. Promise you they will thank you more than anything. Keep it very simple. Parents, I know you are afraid to begin investing. You don't want to complicate a strategy because if it's complicated, you will not do it. Get to companies that you will pick one that you like, one that they like. Put money into them each month and hold them for the next ten years, and you'll be good. You have to treat investing like the first night did. You pay. And I know you guys are tired of me saying that, but you, your Pan Kana and Georgia Power and everybody else. First. And then those companies aren't I doing a thing for your kids. Perfect. All right. Appreciate that. And Doc, we, if you get a chance, check out last week's episode. We actually all spoke about up my utmost and 529 plans. So interested top plan will cover to get like in detail just last week. If you get a chance, like that is a lot. Appreciate it. Thank you, sir. We got Cecilia. We coming to you. Shout out to John Salley on a super chair. Okay, can you hear me? Are you presently? Yeah, perfect. Thank you, guys. I'm the AOL member and also I'm red panda. I just had a question. Um, I was looking at some 10Ks and just trying to read them. So like to do some research on a company. And so I'm looking at a company like making PayPal. It's like at 123. But what do I look at to find what would be a good interest rate? And what I look at to be like, oh, you know what, this day is this debt is too high. Or, you know, so what would, what would be the measurement of won't be the time to enter? Or this is companies overrated or underrated? What would I look at to find? Hey, Patois. I'll have to show you how to read a chart. But if you guys can see my watch, I can share my screen. But hey, Paul is at 123.66. I'll give you a freebie and just tell you, you should look to get in PayPal at 91 flat. If you 123, that's too high. The Altamaha is 124.45. It's like a house being worth $124,000. They want you to pay 123. I want you to get a better deal than that. Wait 491. But if you do load the boat now, how did you, how did you see that? Like just looking at that? Like how do you, how can I do this without a crystal ball? One of these Saturdays, I'll like, how did you guys have to be able to look at price and tell in a real time if it's good or not? Maybe on one of the market Mondays or one of the Saturdays. Cause I can show you how to like actually read the price and be able to tell how to do so. I just put yes in the YouTube comments and maybe I'll be gracious enough to do it for free. God, you. Thank you, Jesus. I don't know. On the super chair. Shout the shackling. Super check. Check out a question of super check. Our okay. You Roku. Yeah, free streaming service. Short-term trade or long-term hold? Get a basic question. What's you Roku is a better trade right now? Better trade. Yeah, better trade. And it's like in the middle at 124.30. I mean, if you can grab, if it goes back to 65 or 70, good. But do not buy it at 160. The how was that 176.55 last year? So in terms of a long-term hold, I don't love it from that perspective. Great trades on Roku, especially for those of you that are doing call and put options. It's some good momentum there. Tiffany, days, we're coming to you. What's going on, Tiffany? Hello. Can you hear me? Perfectly. Awesome. I'm a healthcare worker and I've been looking at a stock called Medtronic, or with the stick stock ticker MDT. What do you think about it? It's a couple in this space that I like. Medtronic. Um, I don't love. If you can get it at 75, I would hold it. But I don't love it. Yeah, but if you can hold it for five years, yes. But I don't love it right now. Thank you. You're welcome. That and a couple people actually buy Stryker. I love Stryker for a long time. They're having some issues right now. So I would hold off Stryker as well until like 140 as well before you would buy Stryker. For those of you in the healthcare field that have access, Stryker makes all the beds and they have like a legal monopoly on beds in hospitals. Um, for those who don't know, a good company, but right now they're just getting beat up. Jeffery Sousa, what's going on? A, was oh, hey, just signed up two days ago about Eatwell University. Man, thank you guys for dropping all the gems, adding value to everybody. Thank you for being a part of the community. Welcome to the party. Yeah, yeah. Great. My question is, I have some cash in the side. I'm just starting to invest aside from our 401ks and so on. I haven't never invested in the stock market like that, but I have some bad debt. Well, you guys recommend to pay the debt first or to start investing trading and to pay the debt? It's good. Good question. Good question. Should you, should you pay off debt before you start investing? In right? Some people argue yes, some argue no. I would take half and invest into the market, and I'll take the other half and pay off the debt. Here's the reason why. I'm speaking specifically to black and Latino communities. It takes us longer to get out of debt. So I think in years to get out of debt, you're gonna miss ten years of gains where if our parents or grandparents would have been fortunate enough to have access to the information, it would be a lot easier for us to pay off debt. In the interim, so I'm big or no debt. You guys know that, right? But if I can do it all over again, I would start. I would have started investing a lot sooner while I was on my debt-free journey. Like the debt-free scream is amazing, but it's better to have no debt and cash flow well for you at the same time. So I'll break it up into half and half. Amen to that, man. Thank you. Appreciate it. Appreciate you, Jeffrey. All right, after we coming to you. As it was going on? Hey, how you doing, gentlemen? Everything's great. I want to thank you guys. I just joined Red Panda two weeks ago and E Y L. Lookin follow you guys since the inception and I appreciate you. Oh, definitely. My questions to Ian. I saw the post about the ten shares or something like that. And I was ankle pardon, 10,000. Oh, I think it was like, why hold my price price shop for shares? And I was thinking like, if somebody's purchasing the same sheer, same amount of shares every month, doesn't the price normally go up? And doesn't it get expensive at that point? If somebody's purchasing the same amount of shares every month and without looking at the lows, I think there's something about not purchasing or watching the market to see if it gets too low or something like that. Come on. Let's take. I'm not sure what pulse you're referring to. If you can refresh my memory. But the thing is, like, let's say you're buying 10 shares a month. Yeah, at the end of the year, great. You made some progress. But most people stop at 10 or 20 because emergencies happen. So like the crazy Corona thing happened, then car breaks down, family needs money. So you need a certain amount of shares before you can even get to a position where you're able to retire, right? That's why. So the biggest issue, and I'm speaking because I'm black. The biggest issue in A and our community is African Americans. While we don't have enough for retirement, because we don't invest. My companies have spent billions of dollars to figure out how to extract money from us and to not put it into the market to work for us. Whether that's investing in the stock market, real estate, life insurance. We spend almost all of our money out. That's why I'm like, if we have to, because a lot of times we'll want to dig too deep and look at all the reports and do a ton of research and then we end up not taking enough action. And then we all have relatives or family that we know there are 50 and 60 years old and they don't have a $9,000 retirement. And they're like, man, I wish I would have started back. And that's why a lot of elders are telling me, maybe I love what you're doing because I wish I knew this information. It would have been a lot better for me if I would have started investing in '89 to '90. So what we're talking about really is like dollar-cost averaging, right? Don't have to be a super trader. You don't have to be a super investor. You don't need VWAP and all these indicators, right? You don't need three monitors behind you. You are better off just getting three or four quality companies and bottom every month. If you're not like a professional investment, and you'll be good. You'll be. I was speaking to our community because this is not covered in school. And other schools of other races, this is integrated into the math curriculum already at a second or third grade. Created the University. There. Yeah. Chat on Enron, two three one three six on a super chat and said, last week in last week, you spoke about auto trading like the retirement pics. Do you mind expand expounding on how that process works on TDA? All right, there. Telegram to navigate TD Ameritrade will take too long. Telegram. Jamal, fellas, fellas, what's going on? Listen, the information is great. It's good out there. Ian, fellas, don't want to talk to you about the, you know, who talked about as far as Warren Buffett. We went through it. One of the things even for some of our, I would even say C's investors, but it could it could be four seasons' investors or I Stromer investors. Like taking some money off the table, right? So Ian, for me, it's like I have own Apple and I have own Facebook, right? I have like over the past few years, right? Is it worth taking some of that money off the table? Meaning like taking profits from them and then not necessarily keeping any cash, but investing in some other opportunities that might have some more upside, you know, whether it's short-term or long-term. Facebook, I will take some profit off the table. To 1418. Apple, man, I mean, Apple's long-term, right? Like we keep buying Apple, but I would say, you know, just my question is, are there other opportunities out there that might be a little bit more appeasing? You know, because Apple is gonna pay your dividend. They don't want you to lose it. It's something that you want to keep in a long-term investment. Yeah, I would say right. But from an opportunity, because I like you, like you are like Chuck, from a perspective of tech, are the other opportunities that in tech when you, you might start thinking about getting a larger return on something that's still growing and probably might take advantage of the pandemic. Broader question, which is a good question, because that might just be a little individual as far as like what particular company. But the question I think brings up or to point out a lot. If you probably have what investing is, how do you know when to take money off an investment? That's probably like a big question that is out there. It's like, how do you know that, okay, now's a good time that actually takes some money and not hold every single stop? So I want you to separate into two different baskets. So like the primary four or like my favor for, I classify those as retirement picks. Everything else is all-star. So like the top four, like my starting four or five cuts, they don't have any. Everything in your all-star, when it gets close to an all-time high, I either want you to take 25% off or 50% off. But a lot of times people are looking at that as trades. Like they're trying to, if you're trying to like liquidate to bring more capital into get into another investment, that's good. But a lot of people end up swing trading, and that's a whole different conversation. But you guys can take 25% off. Use that. Oh, yeah. Yeah. Good. Good. Good question, Jamal. Appreciate you. Said you said, oh, hit me up too, man. You ain't hit me up in a minute. We got to talk. Cole, everyday. That's all day. You know what I mean? It's money day. Also, I mean, if you could earn two, three percent compounded, there isn't a like it adds up. Don't be scared. It's it's an opportunity of a lifetime. Well, today, I told you I play Roku today. Okay. You. Yeah, I seen it. They were Darren. I'm really dealing with technology. And right now, like I said before, because the Fed is, I am currently buying on a down day. So if there is a down day or in there are certain stocks that have, you know, like you said, like not even machinery or anything like that, like if I could do something online, I am increasing my position. I might even put them into my long-term portfolio. But if either do two to five percent per day, and if I can line it up, I'll do that as well. So my traders, technology stocks is doing this time. If you can look at the one-hour chart or 15-minute chart, look for bullish momentum breakouts or look for bearish momentum breakouts. Tech and biotech are giving you a ton of place. So like Roku today, one from 115, jumped to 118, and then closed around like 124. But those either can trade those breakouts will give you some good gains, some amazing gains if you're patient and and grab the dry erase marker, mark off on the screen where you want to go in, when it breaks above that level, let it run, lock in profit, and you'll be good. Yeah, like we said earlier, they're gonna be reporting their earnings on Thursday. Roku too. We got two more questions. But what I'm somebody on YouTube had a question says, how do you call in? So the people that you see calling in, or assuming those are members of EY L University, along with other things. Those are one of the perks of being a member of EY L University, along with private sessions and access to our real estate Facebook group and workshop videos and all kinds of different stuff. So if you're interested in joining EY L University, I'll put the link in it. In a chat. EY L University.com. But yeah, that's fine. That's wondering like, why we're answering those questions. Yes. Shout out the tosses. She said she liked the YouTube comment so much that she signed in to both Zoom. Everybody that's doable. Appreciate that. Let her bury. What's going on? I promise you, we don't get to every question. Hey, Jim, how ya doing today? We do all the hard work for some best questions. Appreciate that. Appreciation. I was looking at Pfizer and Abbott Labs, two pharmaceutical companies. What do you think about those two? And also my second question will be dividends. What are good companies to invest in or offer dividends? Our dividends topic. I don't want to not a huge fan of most dividends. With the ones that most people talk about, if you have one in particular, let me know. Pfizer, I wouldn't touch. I would lean more towards Lilly. And that's not because I'm from Indiana, but Lilly is a better company. Let me look at a before you, real quick. Being um, Avid, amazing. I would do a bit and Lilly. And I will leave fives one off right now. I think my. Appreciate that. Welcome to Jeju. Appreciate you. Everybody in YouTube, go to the five-year and look at Lilly and compare it to Pfizer and tell me which one is better. So you guys just don't think that I'm captain. But how won't you guys looking at them in real time as people are calling them out so you can get more comfortable seeing them on your own. Achille, what's going on? I got that right. Lay true bill. It is beyond this platform and I've been doing some amazing things. I'm just so happy to be a part of this friendliness community. I've just seen one of your first webinars on with Lord of the slums knowledge. I'd even check that up. So 20, so I'm just getting on top of that. But I just joined him just recently. We got us out and that sale. Also, shot at the end with a red panda. If the family, you're part of that as well. Check the emails in a bit. Screaming at you, babe. I'm trying to get through everything. I'm trying to promise. So the question I have for the night, I know the last time on be held the market Monday, we didn't really touch on the IPOs. I know in you was like, you don't like to really look into those too much if they don't really have too much history. But on there is some things that are coming out that we can't just go off as sake the marquee on like with Airbnb, DoorDash, Postmates, you know, miss another one on. But I just want to get your thoughts on the Airbnb or are we ever might have any type of segment for parking my talk about IPOs and how to get into them if we trying to catch that rotation. The I think the segment will be good. I mean, I'll definitely talk good guys. I think that that's not. We actually are going to add. So right now, we just talked about the Ernie. I mean, the orange that being reported. But the IPOs, if you look on on the actual flyer that we have, IPOs are something we definitely got covered. Thank you. Not only show me just put a hand down. I was coming to a Malika. Let me see. I think it was going on. I can I, how you guys doing? Good. Just had a question about a particular stock. We add stock and what do you think about that one? Kill. Yeah, that's the big one. They chain these days. I'm going crazy last week. Yeah, you did. Yeah, I'm here. I'll still. If you haven't got into it in the 70s, I'll say this. What wait for 70, 80, 25. It is too hot. Do not buy under any circumstances at 85 or 83. Do not touch at 85 and 83. It's okay if they come up with the drug that will lead to charge. Great. But I'm still, I still don't love you. Okay. Thank you. Thank you. Thank you, Sabrina. I'll see you in five. Please. I'm begging you guys. Sabrina, you did. Yep. What's going on, Mamie? Yeah, we are you okay? My boy, when our own, when I first was on, I work for Verizon. So I wanted to actual about their stock. Well, what do you also think about DraftKings? Ian, I like the potential of them a whole lot. I gotta give it maybe about another week before I can see what the overall trend will be. Let me pull it over now. It's been volatile. Like 8-shot up to 21 Monday and gapped down and then it shot back up. Super volatile right now. Give me about another week or two. But I would definitely put it on your watch list. But if you're looking for an area to potentially buy it, you can set like an order if it gets to like 18.50 or 19 to look to get into it. Yeah, but give me about another two weeks. Do not buy a 20 to 50 or 20 to flat. This is too high. Nick. Sean. To Nikki. Nikita. I didn't see the super chat, but I guess she gave a super check. Yeah. Yes, the people that have access to the Zoom calls on EY L University members only. Those are the people. Anybody can watch it on YouTube, obviously. Anybody's watching on YouTube, but the Zoom is reserved for a Y L University members. Shia. Arthur. Appreciate your super shot. Charter. Choice. A chance. How boy? Can appreciate the super chat. Thank you, Sean. A. It was going on. Hi, guys. How are you doing? Great. Awesome. High end. Already beautiful. I wanted to ask the question. I know you guys in saying it's gonna be some earnings coming out here, different things out. We're approaching Thursday. And I'm trying to figure out what's the best plan of action for those companies that are announcing their earnings? Can continue to hold? You just wait? Or do not purchase until after? Because sometimes depending on if it's there is an increase, you'll see a big jump in the stocks. So how do I evaluate that? What company are you looking at that's about to go to earnings? And I can tell you. You ran down some of them earlier and I missed them. So have to go back to listen unless you go down again. So we got Disney on Tuesday. Roby's Thursday. Shopping. Shopify on Wednesday. Us over on Thursday. Beyond Meat tomorrow. PayPal Wednesday. Square Wednesday. Mandara on Thursday. One of those. Yes, Disney for sure. Good over. I want to know how you feel. And you said Shopify. Yeah, Shopify. I would hold as long as you can. Let me look it over real quick. Over. Don't love. Never have. Disney, it's gonna be rocky. But for for your whole, whole Disney. Once the parks and everything get back open and they're able to generate revenue bond, they all head back up with it. It's like the one third is probably in 24 to 36 months. But anything that is dependent upon people going to a physical location. Yeah, you know, not good. But it's gonna give you a good opportunity to buy them if you can hold them and sustain for that five, five-year period and you'll be good. Shopify, love, love, love. Our name, love, love, love. So those are the ones I'm looking forward to. But what earnings, I don't think three months is a good measure of how to measure a company. That's why I'm big on looking at 60 months. Is if I'm evaluating a company or a player over a 16-month period, I know everything good and bad, every tendency. And that's why the ones that have been doing good the last five, 10 years continue to do so. And the ones that have like Under Armour that we touched on earlier. Mm-hmm. Great product. They have not. But I love Shopify. Position. You said on Beyond Meat. I believe you said it's tomorrow. Thank you, guys. That's right. Two more questions. Everybody in YouTube, type in the chat, what is your biggest fear about investing? Because I'm gonna go through and know what you guys are struggling with. We got more questions. We got. Yeah, we got a bunch of heads up. We're doing great, bro. I got three stocks I've been looking that I wanna know what was your view on Apple, Google, amazing, amazing. And Snap, terrible. Okay. Now, check what price did you get in? Snap chat. 9 bucks or 10. Your profit. Your property. You probably could hold for like the next. My option is going well. I got I bought four contracts and I sold two when I made profit. I still got to hold it. Are you doing long-term holding or a flip at all or no? Um, yes. I got out to July. Okay. It shouldn't be bad. I mean, they're they're bullish on a monthly cycle. You know, Snap, Snap is a Snap is extremely interesting company. It's almost as if 52-week high right now. And a few months ago, and look like snapshot like a year ago, like Snapchat was gonna be dead. Like a year ago, about how Snapchat was gonna die and it was gonna be over. And you don't even see people. You, I don't see me by using anybody. Someone almost all that picks up. I don't see anybody doing Snapchat anymore. But nothing their stock prices, they're still going up. Not bad. I wouldn't hold it. I wouldn't do it as a long-term play. You can optionally like zingers booming like crazy. But Snapchat reminds me of Groupon. Okay, so be careful. But Apple and Google, absolutely amazing. Okay. Please shake back. Appreciate you, Josh. We're gonna try to run through these. Uh, Quantrill. I hope I'm saying that right. Quantrell. What's up? What's going on? Can you hear me? Yeah. Appreciate everything you guys do. Good question for you. Um, I just got in the EY L University. Right. Think Friday. Missed out on the sale for the star club. You got any resources? Someone that's new to investing. You read up on anything like that? Yeah, but the book Money Master the Game is probably the best book I can tell you to read on invest in. You know, also, if you sign up for join Red Panda back home, I'll give you the two-hour training that I did. Yours get to automatically in your email. Breaks absolutely free. There's no. I'm still on it. Okay. Appreciate that. Crop. Somebody had a question on our YouTube. There's only one LEvolution. They said, what level would University allows you to ask questions? There's only one level. So that's it. Is it boy? Yes. All the informations on the website. Linda, what's going on? Hey, do you hear me? Yeah, everything. Everything. And it sounds like I might need. I may need to like revisit my Red Panda. I feel like real estate comes to me easy. Don't have to think twice about it. Up and down. What is the most basic level? I don't know. There's any other listeners who are struggling. But I transferred like a thousand dollars. It's a Robin Hood account. I'm just waiting up. Waiting to pull the trigger because the prices you gave us are like double. Too like, I don't know if I should jump in the rope. And what do you live Jersey? Okay, great. So I'm just, is there something I need to pick up? Investing for Dummies or something? Like, I don't know. Like, I'm really struggling. I want to poke the wrong super high based on the prices that you do. And the other question I wanted to know was, I know you said start with Robin Hood, but then I read some things about Robin Hood. Well, you can't, you can't identify anybody beneficiaries. You still think that's the place that I should start or should I go to a different platform? Yeah, started to get comfortable because if I'll take you to TD Ameritrade, you're gonna feel like you're driving an alien spaceship. They want. And you really are gonna be upset. So as far as waiting for prices, so you do real estate and investing flips and rentals? No, but I'm saying, I understand it much more. Okay, so it is no difference. So let's say you're taking me through Parsippany and give me the median price for homes in Jersey that you're showing. Well, let's go to Essex County. Let's say 350. Okay, so if you think and if someone wants to get a good deal at 275, should they wait for the 275 deal or should they pay 358 for that unit? It depends on what their goals are. But if you can get the discount, their brother, get the discount. Right. Absolutely. So the only thing I'm advising you to do is wait to that price because for those who did invest in real estate, it's the same thing. You don't want to overpay for an asset. And that's one of the biggest things. Let's go back to Buffett. Buffett owns a ton of shares in the market. Guess what? He also owns a ton of real estate. Has one of the biggest portfolios. So the same way you would evaluate a home and wait for a certain price to get a deal on it, you want to wait for that stock to. So I know you're itching to get started. Yes. The biggest lessons you'll see even from Buffett, sometimes it's okay to wait until you get the price that you want. So you don't burn through your past. Okay. And I know I probably have to be up at the crack of dawn in order to get in on Saturday. But will you be going over charts with us anytime soon? Yes, I will be doing a Saturday. Just you one's own. Now, sock a hold a thousand people. I was left outside when it was 300. I couldn't get in the room. So you're not the only one. Oh, oh, I went first. I was there waiting before he got there. And I went to the bathroom and came back and it was alright. That was it. Thank you, Linda. Thank you, Nakia. Nakia. Nakia. Nakia. I'm not sure what you're referring to in super chat. Say 300. You just act a super track question. $20. Not sure right till by Dhoby Ghaut question. Oh, I think it's gonna be a last question. I want to give you two. Some low key sure. But Nikki Shan. Shan. Shan. CC. El-sisi. Oh, he said, what about $10? So last week when the market shot out, which you invest in CCL? You bought that 10. And so last week when the marker shot up, you are a good investor because it's coming down. You got on at a good price. I wouldn't touch Carnival until it became probably at seven bucks flat. So I know everyone's talked about the headlines. And yeah, what they said that they're gonna start having ships come out of Texas and Florida at beginning of August. Is that what they say? Yeah. And then the rest of the few other ports throughout the world at the end of August. But we still in May. So that's a lot. Top. And I will see. You know, I'm gonna be rich. Ah, if you think that Carnival is going to be a home run, buy it. Let's have a conversation in two months. I screamed for eight weeks. Don't touch our lives. And it wasn't until Buffett came out and saying, well, I got my ass kicked. Everyone listen. There's no different. My Carnival. What? And I have a theory and I want to get into it here too deep. But I think a lot of these companies are being pushed upon us. You can exit them and take profit on their positions because why isn't anyone proclaiming the best companies to get in for the next two or three months? It's the same ones. Oil, cruise lines, airlines. There are some other good techno. Like you guys haven't mentioned any biotech. Go look the biotech sector. So this is homework for everybody on YouTube. Go pull up 20 biotech companies and look at the five-year month and see which ones have a good chance of no well over the next two years. But cruise lines and airlines, it's not it. It's not it right now. Oh, God. To Matthew on a super chat. He said, is Red Panda 297 ready to join now on the Red Panda website? Where bender that sale was four weeks ago? Yes. Yes, that's gone, brother. And then it was a 347 sale two weeks ago. So that 297 is uh has been vanished. Yeah. Yeah. Shout out the truck. 100 on a $100 super chat. He said, I have I have no question. Just want to so just want to support those who support me. Appreciate crazy as you, bro. Reja, you ready? Yes, I'm ready. What's up? Thank you, guys. All three of you so much. I just joined a white the L University. Very excited about that. And very excited about all that you guys are doing. And how you can. You hear me? I said, welcome to the family. Oh, thank you. I'm excited. I'm excited. I had a question for Ian. I wanted to know what he thought about OPK. Look at it. Okay. That's about this one in a couple days ago. Don't do it. If you ain't already, take profit tomorrow. But the high five years ago was 19. And for my traders, it's been a descending bearish slide. So what do you guys like flag plays? Look at the five-year month. I went from 19. It's at 2.36 now. Last month it was at a dollar 12. It was a good trade, but not a good investment. Don't don't touch it. Don't not for long term. No, no. It's not going to go back up. Appreciate you, Rachel. Thank you so much. Thank you. Yeah, we got in uh Smith come in. They call it for Memorial Day Sale. Don't doubt it. If you're interested. I mean, if y'all want to do like a 12-hour flash sale, backyard smoking. I forgot like y'all have to come through SATA table and bring the price down. I'm like, voila, you spent at the club anyway. So maybe you got. I'll

Mute yourself. Delay. We're coming to you. What's up? The way we can do one of YouTube. If they have one shot at it, and then I want to shout out my mom, dad, brother, Xander. Yeah, and everybody in UIL University. When we say super chat, that's from you to the people on YouTube. They, you know, they kindly just donate to the team. So I want to shout out to everybody on YouTube that's in here right now, and everybody that just put on a super chat. We appreciate you so much. Um, who's this? Mike? Mike Dee? Sarah? Not gonna be cheap either. If we do it, I'll know what's going on. Nothing much, man. I just want to know. I want to say thank you. Talk for real for all of y'all. Well, honestly, I just want to know how do you invest in blockchain? Not Bitcoin, but blockchain. You gotta send me a message on Telegram. It's a deeper conversation than, deeper than like a two-minute answer. No, this blockchain has been in existence before it got popular. A lot of companies have been using it for years. Blockchain is a good investment. It's just layers and how to do it, man. It's not as easy as everyone that's about to be fair enough. Thank you so much. Thank you. Well, we can do one more. Just that wasn't like a real answer. Whose themselves though? If we go on a trip though, Rashad and I need the 500 to get bailed out, though. You see Rashad? I should do a whole reenactment of that scene because, you know, he literally did movies. Like, now you can see us. He was like this. I said, yo, bro, you gonna go to jail? We need this money. He's like, that's funny. Y'all have some store. I'm waiting to hear this neat little story myself to know. Jojo, I promise you, when we got off IV that night, my wife was like, "What's the meat meal story?" I'm right now, we came to talk about that. You don't even know the story. So turn around fast, man. Shout out to a many. Well, check-in. Appreciate it. I, this is the nightcap. Who are we going on? We went to e doing what are you doing? Grand rising, Kings. Hey, um, and brother, it's more of a technical question as far as a formula to determine your profit and loss. How do you determine your contract size? If that's the proper way to exit, you know, our futures? Yeah. Oh my god. What are you trading? Co2. I'm new on the TD Ameritrade with a thick and slow. Yeah, yeah. So are you practicing? Yes, I'm practicing right now, and I'm trying to, you know, get down everything. I try to understand fully this whole, you know, the trading game. But, um, that was really, that was really confusing me as far as, and as far as that formula, how do you determine that? Because, you know, I see examples, but I can't, I just kind of figured that out. So, the first thing first, I need you to go to NinjaTrader.com. I'm not an affiliate. I don't get paid, but the contracts are cheaper. So from a trading ES, ES is like seven grand per contract. If you're intraday trading on Ninja, it's 500 per. I want you to do practice doing ten contracts. For all of my traders, you have to practice doing size first. So when you scale back to doing like one to four contracts, it's a lot easier. Same thing, options. Like if you guys are going to practice trading options, you have to do 10 to 20 contracts today and feel comfortable to easily trade one to four. So I will go to NinjaTrader.com, number one practice route, and I would take 20 practice trades, and then you'll be fine. For those you are Mac, you can use VMware, Parallels, etc. But for the money that you could make on the future side, it's worth to get a PC if you need to make that upgrade. And then every Monday, our room is open. So if you need help, I can kind of guide you through there. And then I'll give you that strategy I've talked about on a podcast when I first was on Ernie Leisure. So, yeah. When you and JJ the trader, right? Yep. You know, I watched y'all do that for an hour, and I was just fascinated trying to learn, man. Yeah, it was like, it's crazy 'cause like y'all multitasking and doing it and have like these really good conversations. Oh my god. I mean, I can't. It's so like, I hands and like I would have to trade then drive him today, care 40 minutes away, come back, get back to training, and do other business. So you just learn how to, the same thing like via in a studio where rather than the beat, and they're there making beats over here, and then they come up with the lyrics and a head. Once you have your process down, you learn how to multitask, and you'll be able to look at a chart real quick, and it's like yes or no, and wait for my trade. But once you dig in deep and know your routine, but it was great. But I was practicing the other day. I was listening to him talking about how you played music. I was like, yo, this is this is dope. Shout to him, man. Shout out to Quani on a super chat. It's for dead gay. I think fourth day. So we were actually bored. And jeez, I mean, I feel bad for everybody they're laying off. Before it's dead, I've been saying that. Jeez, they're they learn off 20%, 25% of the NBA. It's bad out here. Like I think I don't think you guys realize this. Probably the second worst economy since the Great Depression. This is way worse than late. It's way worse. They look like child's play in comparison. Zoey, and I'm not being sensational. Shout to Mark Monroe. Hi, our super check. Mark's a legend. About the legend. Mark, what up? Watch the legs. Mark's a legend. That's the fact. Ah, all right. Yeah, we broke a record. This is our longest Market Monday. Just Market My almost [ __ ] book view. Market Monday. I'm most attended Market Monday from RAL University team. It's getting bigger and bigger every week, man. We do with some specialists. Camping and thank y'all for tuning in. Building on the momentum. Appreciate you. Always a pleasure. You have anything that you want to make the people aware of? Any announcements? Any anything? Check me out on Instagram. This week, I'll be back on my AG live tour at some point. I need y'all to read Money Mastered again. It's not my book. I don't get any money. Plenty Masters of the Game. Money Mastered the Game by Tony Robbins. The best book I think on investing. I know you guys want to go through Audible, but it will be worth your time and worth your retirement portfolio to actually read the book. It'll make you invest in Johnny a hell of a lot easier. But I appreciate all of you. Taught it to my family. Shout us everybody back home in Chicago. Shout all my friends. I love y'all. Shout Red Panda. I love y'all. Hey, you too. Crazy to Charlotte. To everybody with the crazy comments in YouTube. To another hundred dollar super check. Legendary. Yeah, I want, before we go, just want to give a huge, huge thank you and a shout out to everybody that is in the healthcare profession that is, you know, keeping us safe and risking their own health to make sure that it stays that way. So everybody that is, uh, in the healthcare profession, we thank you. Last week, we did some, we gave away some people in need, and we don't continue doing that this week. So I will say, you know, if you can, if you're in a position to help those in need, whether it's offering months a hospital, just helping out somebody that you know is in dire need of, we encourage that. And like I said, last week and every time I'm getting on here, make sure you check on the people you love and people you know, right? You never know what one phone call can change. So checking on people, like I said, a lot of people live in social isolation, and that's not the way that the world's supposed to be. So make sure you check out on your loved ones and checked on the ones that you care about every chance you get. Go do your contact list and do it. Sure. Lalana, Gary, Indianapolis, Chicago, Houston. Stay in the house. Stay in the house. I'm begging you. Please. Hey, truck drivers, to shout out to y'all. Supposed to Alice the other day. A shout out to because the conditions that they they working in right now, they they're almost like a [ __ ] IO population. But our truck drivers that are out there delivering the medical care and delivering the food, we appreciate y'all. To definitely Jamal and Troy, y'all fight. Hit me up, man. Our family. Are you gonna be here tomorrow morning? I know how coachable on his, uh, he was doing his morning walk. So I started doing. I saw I called you when I told you like, I bought a bike. We gonna be out there biking. He's gonna be part of that too. So he, I called him on his morning walk this morning, and we had a little conversation. And usually around midday, be like a holiday. How's it looking? And I can tell I had his days going by the way he sounds. It's always like, but definitely, we laid you up. That I appreciate it. I love y'all. The legends. And peace. The legend himself. Yeah. All right. Now, another successful Market Mondays, everybody. And yeah, if this video will be replayed on YouTube, so you can check that out. And yeah, don't forget UIL University members, we got a lot of stuff this week. We have an estate planning with Sabine, a class on Wednesday, exclusively for UIL University members. And then next Wednesday, we have a class on how to build a million-dollar bill estate portfolio in one year with a Tia Blair. Philly Matt does a bunch of stuff every single week. You got the book club. They'll be closed. Yeah, we're gonna now sit on Wednesday, and then we're gonna do our review on Sunday at 3:00. And that's been crazy. The last week was the, the largest audience we've had. I shouldn't say all these large community bi, there's a community gathering. And like I said, if you're in a real estate group and you didn't check out Janet's review of what happened on Sunday, go there now. But if you go look at the review, I read the whole thing myself. I was just like, you know, I came up with the questions, and she literally answered them and put them out there for everybody. This year, she said, no, yeah. You know, said about the Facebook group has turned into a whole community. Yeah, Facebook group. I started to a whole community, and it's dope because it's like, it's so many different people in there. Peoples answering each other's questions, and it's really, really dope. So if you're a member of UIL University, make sure you take advantage. And Linda knows he says, yeah, request to join the Facebook group. That's one of the benefits that you get to be a university members. So I'm really, really proud of that Facebook group, man. It's growing really, really rapidly. Like I've set up. It's still on sale. The price that E-while University is that right now? I mean, for the information, if you just go on the website and you see all of the courses that's already there. Somebody said that McDonald's closed and with Dallas closed. Was crazy. Yeah, it's no way. It's still underpriced right now. Definitely priced. No, price is going up again. I'm gonna tell y'all. Yeah, we appreciate everybody. We'll be back tomorrow. A big episode for us. Amazon gotta be a seller on Amazon. How to make a hundred thousand dollars a month being a seller on Amazon. Yeah, I've been at tomorrow. Tomorrow's a big podcast episode. Make sure you check it out on Apple, Spotify, or YouTube podcast. Don't forget about the podcast. That's what started all this. Did we're never gonna start the tree? Huh? That's the treat. Everything else is the bridge. Thank you. Our members. If you're in here, you have Patreon member, you'll have that probably first thing tomorrow morning, if not later tonight, but that will definitely be up on Patreon. So definitely be on the lookout for there. A lot of people was asking about the episode, and I almost gave a little bit away during the movie review, and I said, now I'm from your home starting with $1,000. $1,000. Check it out. Check it out. Stay at home business. They are home entrepreneurs is huge right now. And Amazon, it's the biggest of the biggest. So it's really a lot of dope information in that episode. Standing, check it out. All platforms. Somebody asks, we're all platforms. Single platform. Everything. I cast platforming on YouTube. So if you want to, if you want to listen to it, Apple, Spotify, Podbean, all that stuff. And if you want to watch and check it out on YouTube. But small is a big one. Definitely appreciate y'all. Some point pre-heat you. I love and we gonna see a page.