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Market Mondays with Ian Dunlap: Stock Review 4/27/2020

Earn Your Leisure1:26:13

Transcription

[Music] Let's get into it. Let's get into it. Not another one, another one. Plant you. What up, crazy? Crazy. Okay. Why you staying safe out there? We live, we here. Are you loser? Team is here. Do you have goals? Me so. What's up? What's up? We bout to get into it. Start our third Market Monday's. The great legend himself, UIL in. That's what you go on by now. He said officially EYLD. And so we run over there. What up, Joseph? What up? So I'm not going. Alright, now that's the good thing. We're having a stock market show. Is that you know what up? There's always something to talk about. There's nothing like not anything to talk about. There's always something to talk about. And it's always changing. It's always changing too. So it's a big week we got ahead of us. Tools. So we don't get in today. Everything's Oz. What's up? Good. You got lots of color today. And first and foremost, thank you. Thank you all for supporting Marquis and Mondays. We're off to a tremendous start. And this is just the beginning. We just getting started. So we got a lot to look forward to. What's today's date? 22:27. Ken, what up? Every was going on. Daniel, what's up, kid? I'll give the rundown in a minute for a weekly schedule that we got. I told you I'm a. It's coming. I owe you. There you go. Get you up. Let me get you up. Did Diane, what's going on? Somebody said good morning. So good morning, wherever you are. Good evening, everyone, whoever you are. A good night to wherever you are. What's up, bro? Are you doing, man? Good, man. How's everything? Good. It's been a long day. Good lord. Has been a long day. I'm happy to be here. Yeah, it's a pleasure. Three weeks. Time flies. Time flies. Yeah, yeah. I told you on Instagram last week. You're a busy man, man. You all over the place. Told Instagram laughs. Yeah, because people gonna see me a real-time be less fruitful. And that's cute. More so even before an investor. Like I was on for the first. So any piece of advice on gives to people. I'm like, I'm living it. So what do you think is perfect or not? You could see me execute or high-level. And I'm still not comfortable on camera. But the accountability of having to be here pushes into a different level. That's it. I tell people it's AMA. The best way to really overcome fear is to face it. You know, whether it's public speaking, whether it's, you know, we got to get out of our comfort zone. So to see people might look at you and it's like, oh, this is natural. But you know, for you to see it. Yeah, I'm sure it's encouraging to people and kind of gives them some motivation. Yeah, I told people, man, like, and I think we spoke about this last time. Like five months ago, I couldn't find a picture of you on Instagram. It was just just the word. It was just the word. Like Instagram is getting loud with somebody new. You got a new what? Yo, man, you IDs most one every night now, boy. That's funny. And shut it down in key models. And audiology live with him. And people is like, a little bit shot. I'm like, the persona is different than who he is. Like some of us just really want to focus on the work. But this is become a part of the work. So and that's why I Meyer like Diddy, 50. Like who can do both very well? Like Jamie Foxx with the Mastercraft and the public part of it, the public face and part. So but yeah, I appreciate it. I appreciate that. Boots. I don't watch other. What's going on? So as we did last time, we're break it up into three different segments. So we'll talk about three different things. And then we'll talk about all the stuff in between there as well. Take some questions. But we got to talk about. Oh, yeah. Three different things. I won't even let the cat out of the bag about what we talked about. Three different things. And like I said, we gonna take some questions. Try the questions. Try to have the question it's geared towards like investments or like investment strategy or general investment advice. Not really individual stocks. That's why we kind of broke it up into three different segments. So we can talk about like three different stocks or three different investments. Because it's it kind of drags the conversation out if we have to actually talk about like a million and one different company. So yeah. Okay. Once again, a while University members, make sure you use the zoom raise your hand. And that's the way we call. I just notice you're not, you know, in front of the computer. So it's a big week. So we don't get into some things. Alright. So first email University. Shout out to y'all. We gonna give you the rundown of what's going on this week. So on April 28th, Matt is having a Bay Area market update for real estate. Though that's for the private real estate group. And then on Wednesday, we have Brand Resume. He's gonna do a webinar for how do we enter the job force the age of a post COVID job market. So being tuned for that. A lot of people, we saw the unemployment rate was 26 million last week. They'll probably go up this week again. So planning to when we come out of that, what its gonna look like for the job market. Yeah, Friday, Matt's back with Break Bread to P.O. That's like a networking event for our private real estate group. We go over different topics. And then Thursday, we got the legend. It's a big time. That's a big one. Lord of the slow. Shout my man Fernando. If you if you check that episode now, you know Lord of the storms is a legend. He has like 400 rental properties in Jersey. So he's coming on YouTube with us on Thursday. So that's the rundown for you. I owe you. That's the last time we saw him do any social media really besides just putting up posts. He doesn't. He doesn't do any any interviews. Only for our agents. Shot starts on my man Fernando, man. It's true. A true legend right there. So yes, once again, that's for a private Facebook group and Yale University. And it's rested. That's three days left, right? Yeah, May 1st. May 1st. The price is going off the university. Told you. And uh, yeah, so that's the deal with that. But uh, if you're interested, I'll put it in here. And then, you know, hopefully we can see you guys in there for somebody classes that we offer. So yeah, let's get into it. You know, you've made an interesting post today about GM. That GM stock dividends, right? Yeah, it's interesting because we talked about dividends before. So GM is an interesting stock actually. Because when I looked at their chart, you talked about charts a lot. When I looked at that chart, it's a 52-week low was $14. Or the two-week high was 41. But now it's at 22. So it's like 50% off. So theoretically, you would think that's a good deal. But the five-year chart looks terrible. The five-year charts like this. So GM stopping dividends. What is what does that mean? What's the deal with that? I told you before, the dividends are great if the company is going up. The gene has been falling. So those payments unable to be made because their company is hurting. I don't like any automotive companies at all with the exception of Tesla. That's because it's a tech company. So the thing I want to stress to you guys more than anything, investing isn't hard if you follow the same principles and you stick to a few regime. If you look at it over the last, the sort of high was in 2017, 46.76. It's been sliding down ever since then. Sales are not good. People are gonna default a little bit more if the economy stays closed. Automotive, like I said before, anything with the engine, I don't love to invest it. I don't look to that. So I'm not surprised at this. So along with Ford and a couple others. Yeah, I was gonna say that. We know that a company that's you talking about for. They suspended theirs in March. GM did it today. Typically, how long suspension is last? Or can they just be like forever, just say you're like, we're not paying out dividends? Is that something that's possible? Business. So I'm assuming within three or four months, the dividend would be back in place. But what company's bleeding out, sales are down, and the stock isn't going up? You can take a shop in every weekend. It's the same kind of principle here. They're having some cash flow and sales issues. So they can't pay off a dividend. No. So you guys, I'm not a huge fan of dividend driven companies. I want the value to come from the stock actually blowing up first. They they also suspended stock buybacks. Explain what that is because that net came up actually in a private real estate group yesterday. When companies first got bailed out in the OE O non-crisis, that part of the things they were doing were paying themselves and doing but stop fire back. So you explaining that process. Once you go through the stock buyback fraud, like for the most of the listeners here, it doesn't affect the investing decisions. So it's uh, it's one of those areas where it sounds important. But for your overall investment strategy, it really doesn't matter. So for the stock club members, I'd be happy to address that. But on an open platform, and grand scheme of things, honestly, it really doesn't matter. Yeah, is this why you're not a fan of investing in dividend like a company just for dividends? Because biggest ours is that like that's the primary reason why you don't like companies falling apart? Then there's no reason to invest in it. I want to be I want it to be a stock that's going up. Plus I can get it. Not a good dividend. And a falls down. So I don't want to go do it first. Will criticize it. But if you look at the popular dividends and pay high, if they continue to drive down, you hate them holding them in your portfolio over at three, four year period. So University. Josh, Josh, Joshua, we all muted you. The floor is yours. Go ahead. Mute yourself. Josh, how are you? Josh, I'm mute yourself. We're going to Sabrina. Sabrina, what's going on? Reno, Josh trying to figure it out. I would just say what's up. I don't mean to wave. I was just saying what's up. Thank you. We got Jonathan. Yeah, watch your questions. Yeah, that's great. Joe zine, I hope I got this right. Josie, you are unmuted. The floor is yours. Unmute yourself. Yes, I'm in. What's going on? Not much here in Los Angeles. 85 degrees. What boo? You got a question? I just started out. I've been watching you guys for a long time. Um, I kind of want to divide myself in part. What would be as some stocks to start out if you're only gonna spend like maybe a couple hundred dollars to kind of get your feet wet? I always suggest to watch the podcast episode because everybody's situation is different. And we don't want to like get like generals talking points like five D stocks. But we went over a few stocks in that. So if you're not a member of being a stock Club episode 70, that's like geared towards that. And we actually set a few. So yeah, well, I would suggest go get when you get a chance, watch episode 70. We actually went over a few. But like I said, it's kind of a tricky slope because everybody's situation is different. So yeah, I think I don't know a little bit more about the situations just recommend stop. Thank you, Josie. Thank you. They say the guy in lean heavily towards technology. Yeah, I mean, we stay in Africa for the past two or three weeks now. Kenneth, I'm coming to you. You are unmuted. Unmute yourself. Good. You had a quick question. Um, setting up retirement accounts or UTMA accounts for our nieces and nephews. Quick question, should we focus on target retirement funds by target day retirement funds or look at legacy stocks that we've talked about in the stock market on the start gun club? Good, good, good question. Before you get to the others, I'll just reference it for anybody that's not familiar with what he's referring to. So we talked about this before, but but a lot of times where retirement accounts and even even college savings funds like 529, you have different ways that you can choose to invest. And one of the more popular ways it's like what they call target dates. So for 401ks like 2020, 2030, 2040. And if there is that, it's aggressive when you're young. And as you're closer to retirement, it becomes more conservative. The same thing you can do with college savings plan like a 529, where it's more age based. So they have like a like from from 0 to 5 years old is very aggressive. From 5 to 10 is aggressive. From 10 to 15 is moderately aggressive. And 15 to 20 is conservative. So it's the same type of idea principle. But one is for the retirement, one is for the kids. So so yeah, I just wanted anybody just to kind of have a general idea what the question was. So yeah, and I'll let you guys hear from here. I mean, you to nail on the head. And both are good. But if you're setting up target data are more than okay. I commend you for doing anything because most parents don't invest or the children. But if you want to do legacy, that's fine. If you want to go our target a day, that's fine. But this both are better than doing absolutely nothing. I mean, if you want to shoot me a note and ask, I can give you a more detailed answer. I'm not going to charge you for it. So don't worry about that. But unless you're looking for like super aggressive growth of your child, targeted it is okay. And yeah, we actually talked about that. And I'm sorry to traffic. We spoke about his episode. You add mine and achma. So a lot of time for parents, they they want to save for college. So this is something that we have about. But since you asked the question, we can go into it. 529 plan is a way to save for your child's college education. Not just education, they actually change that with any any form of education. So whether there's private school, junior college, trade school, anything like that. And the benefit is that the money actually used is tax-free. You don't pay taxes on it as long as you use it for education. But the opmod augment, they have more flexibility as far as like what you can use the money for. You can use it for a variety of different things. So some people have a preference over the 529, some people have a preference over the ATMA. But ATMA, it really just depends. But if you're looking to save money, those are like three popular ways with achmad, achmad, 529. And the 529 is like solely for education. With other tool, you can use for variety. If you in education, you know, they walk around your building every quarter, they send those people in talking about the 529 plan. Yo, Ken, thank you. Appreciate that question actually. Because you get started, the more you have. The number one reason why I only talk about investing is the biggest mistake that I made was not investing enough. And so people wait so long. Well, you act like an African-American community. I get started like at 42. And it's like, you've lost a ton of games. Even if you were invested in not-so-great companies, you missed out on gains on outside. I'm sorry. So late. So I commend you for sorry early. But execution is better than battling over one over the other. Yeah, another thing with the 529 is that it could be state tax deductible too. So depending on what state you live in. So like New York is not state tax deductible. But if you live in New Jersey, if you invest in a New Jersey State 529 plan and you're a New Jersey resident, you get a state tax deduction for that. So without getting too complicated, there's like 50 different 529 players. And they're all sponsored by different states. Like North Dakota, Fox 49, New Jersey, New York, Texas. And you can invest in any one that you want. But in order to get to state tax deduction, you have to invest in a state that you live. So I start to say it might be a way if you're looking to save some money when you own your attack state taxes, every dollar counts. It's not it's not a federal tax deduction. But like I said, depending on what state you live in, you could potentially get a state tax deduction if you put money into the 529 plan. And state simplistic grace. The questions that are coming from Zoom are while the University members. That's why you hear their voices. We do take YouTube questions. We're gonna get those rolled in. To MICU ass now. We're going to take some YouTube. Oh, yeah, Zoom has the first right. That's why L University members. And once again, we're running the sales. 60% off. EYL 149 is the code. If you're interested, that gives you access to EYL University and our private real estate Facebook group and a whole bunch of other stuff. We got other questions. Let's go to PTO's kiddos. Heat, what's going on? Um, you just sell tea. Hey, can you guys hear me? Yeah, we're perfect, man. Okay, great. First of all, I want to tell you guys, I love you guys, man. Cuz all of this information that you guys are putting out is great. Preciate you, bro. So uh, Ian, my question to you was with what Rashad was talking about earlier. Is there a book you would recommend to improve on those points? Which voicing refer to the one Rashad had mentioned earlier? What with what we were going to be discussing tonight? I didn't get to write those down. He shot him off real quick. Book. I talked about the just different different things. What it sounded like you were going to talk about is like what to look for in stocks and everything like that. So that's what I was asking. I could recommend a book. And I'm sure he has another book as well. But How to Make Money in Stocks by William O'Neal is one of the first book that I actually ever read it in regards to stocks. And that's a great book. That is an excellent book actually. And it talks. It talks about a variety of different things. And I personally read that book years ago when I was first learning about stocks. So I recommend that book all the time. That people that's just getting into the stock market. It's called How to Make Money in Stocks by William O'Neal. That's one of my own personal favorites. And then I recommend to Trend Following by Michael Covel, I believe. And then Complete Total Traders. So Trend Following and Complete Total Traders, both of good, good. Alright, appreciated. Thank you guys. If you paint your shots, a shot from a super chat. What up, Royce? Whelan, the floor is yours. Mute yourself. Here. And before shot, we're gonna do it. We're gonna do an episode on options because that's a little bit more involved conversation. But a lot of people have an accident. So we will. We will cover options in detail soon. Rachel, Royce, it was born. I was born on. I don't know if you guys have talked about this or maybe I, you know, if you guys did, I missed it. But I wouldn't want to know how does he feel about REITs? I've always been real big on REITs and dividend stuff. But REITs and Ben's know that's something that I've always kind of invested in. And lately, of course, they haven't been doing too good. So what's the feeling as far as those? Okay, send it to us, Dubrow. Oh, let me see what you looking at. The ticket. What's your general feeling? I'll reach in because then getting beat up. So that once again, if he's a holding for five years, but there's other things that you can invest in an interim that will give you a much better return than most REITs out there right now. Federal Realty Investment Trust was one. What's the ticker? FRT. For to hold it for long term. The thing is, even if I'm looking at it right now for my technical traders, it's under the hundred moving average, way under the 200. It's not there right now. If you can hold it for three or four years, that he came back to 130. But there's other things you can invest in right now that I give you a better bang for your buck. Good. Oh, god. Yeah, I'm a big dividend stock guy. So I just like to keep a portfolio with number dividends and just kind of let it sit. So REITs have been my big thing. But um, I'll definitely be looking to what some other dividend stock. I appreciate it. Appreciate. Thank you. Yeah, another thing with the REITs is that a lot of those REITs are invested in having me in commercial. But mostly although core commercial real estate, we all know that commercial real estate on the club has taken a beating even more than, you know, other types of real estate. So that's definitely gonna be, you know, negative obviously for REITs. Because commercial real estate is is getting. Everyone watching. I don't hate or love anything. I'm not biased. I just want to invest in things that make me money. So I know some of you guys like what you don't like this sector. With that, if it were produced for me, I'll make the money. If I can short it, great. But I know most people don't know how to short. So if I give you a long term take, it's only because I don't like it to hold him up for the L four to three years because he's not going up. Appreciate that. Appreciate. Nice show. We coming to you. You will unmute it. I'll mute yourself. Hello, Michelle. Is Michelle? Thanks. Are you doing? I'm good. Thank you. So I just started investing in March, actually, right when the pandemic started because I saw that it was an opportunity. And I've gained about 21% in the past six weeks, which is pretty good, I think, as a newest. But the thing is, I started on cash out and I'm gonna move on to another platform. And I don't really know how to do that without cashing out. Fidelity on a Vanguard go to TD Ameritrade and just hit YouTube and putting in tutorial. If you sign up for an account, they'll be happy to walk you through as well. But you illustrate a good point. It's better to get started on a simple platform opposed to have something that's really complicated that you don't know to use. I know you probably took that percentage for granted. Most hedge funds and produced 21%. So you did amazing. But it's okay. Yeah, you'll be refined a tutorial on how to set everything up if you need it. Great. In other transaction fees when you go from platform to platform. I think if she also can keep the money in there. I was going to say it's probably easier to do that. Like if you have whatever amount of money you have in that account, but you want to have fidelity or TD, you want to have a more no advance. Now to sell it whenever you're ready to sell it. But so then just open up the new one and didn't just put the new money into the new one as opposed to trying to transfer it over and kind of finite beginner. Because all my TD Ameritrade, but if I'm just because I have a just buy right away into a market order. So I know a lot of people want to compare broker. Just some are better than others. But the execution point of starting is the most important thing. So if you're getting 21% in cash, I can only imagine where you would be in a year if you go to fidelity or Vanguard or somewhere like that. So awesome. Thank you so much. Thank you. Yeah, we are fine. Duncan, I muted you. The floor is yours. Mute yourself. Hey, man. Gentlemen, I'm Carla from Texas, but I'm really for Miami. I'm in Dallas. Shadowdog be part of our private real estate group as well. What's up, doc? Yeah, yeah, shots out for the real estate group. Yeah, I wanted to ask Ian just a question. I've seen a lot on the news that Boeing is gonna put out their earnings on Wednesday. And I just want to get your general feelings about what you think they're gonna do. Maybe go up or go down. I've kind of saw them on the five year and seen what they've been doing. But I know I'm not gonna get in such a price point as I think Michelle was able to get it. [Laughter] Is gonna go sometimes to report positive and a company will slide down. Just like how the jobless claims came out and the market pushed up. I shall never guess. I try to just know what price I want to get. Get if you can get Boeing under 110 to seven, please take a stab at it. I appreciate the advice. You are. I'm good. First, I want to say that I did transfer my account from Robin Hood to Ameritrade. And they transfer. They refund me the transfer fee statement. So for the last corner. Also, um, I read an article by kind of skimmed through an article. Hopefully you can answer the question. They were saying something about Warren Buffett and his company that they had to report in there's two dates that are important that he had to report in May and the beginning of May and the middle of May. And somehow through that reporting, who would help you like kind of figure out what companies to look for? Sort of like, I think companies that he may be investing in or dumping what you should be investing. I mean, he's a heavy investor in Apple. The company's investing in it. Get it. Give you a good heads up to what you can be looking at. Now, though, his strategy is a little bit different. So you can't model a company for company. But the top ones in there, you can look to see based on percentage with towards behalf. And, you know, I love Apple already. So that's one of the ones in there. You, if you don't have it, you should like to add to your portfolio. And I had that with the Berkshire company. That's A and B. And that B is just the same. It's just more affordable. Is that also true? Because I was looking and investing back to is super expensive. Um, B is a lot more affordable. Let me look at A right now. Yay. The A is is the price of a house. B is a lot more affordable. But I would say you're better off investing in some of the tech ones. But if you had, it's not a bad company to tad. You before we go. Lastly, you should read cuz that'll give you some good insights of what he's thinking about the upcoming year. He's having a meeting next week, isn't it? I believe so. Yeah. Thank you. And then once again, if anybody has not, it's not aware in has a private stock club that we just ran a sale in conjunction with Allegiant. I saw. But that's over. Sales over. What the stock club is still available. So if you're interested, the link is in the description. And then also on our website, we have a link to it. And then here. Yeah, I see a lot of families in the Telegram. How did they get into that? To be the first module in there. You can click the link. And everybody who was on the media today this morning. Appreciate you. Okay, so now, like I said, with this show, we want talk about a variety of different things. It's not just like telling you about individual stocks, educating you as well. So one of the things that the last call actually Segway perfect. Yeah, it's earnings. So a lot of times we told me. So the whole thing is we want to kind of build your vocabulary when it comes to investing. So you can become more familiar with these terms and become more confident. So earnings, you might hear earnings a lot. And it's like earnings week and earning seasons and all that. So what any earnings is pretty much the amount of profit that a company produces during a specific period of time. So this week is fourth quarter, right? So it's a big, it's a big earnings week. So like you said, like it really tells you the indication of how healthy a company is. So we got big, big week this week, right? I'm gonna run down the list of who's coming. We got Tesla reporting on Wednesday. We got Apple before and Thursday. Microsoft report on Wednesday. Amazon Thursday. Boeing Wednesday. AMD, a stock that we've talked about on Wednesday. Facebook on Wednesday. Twitter on Thursday. McDonald's on Thursday. And a company that I love, Starbucks, is reporting tomorrow. Big-time stuff going on. It's gonna be interesting with this. This is really gonna tell us how healthy some of the companies are. And in the 10th particular Apple on Facebook, it's gonna set a tone. Boeing, I'm concerned about because opportunity to buy back at a lower price of what you want. If the earnings are not good, but it'll be interesting. The weekend, the market is definitely gonna move a lot as a result. You know what it's funny you said that because but it's a hot stock in the news. And you know, we see it drop today a little bit. And it was kind of flat. And I was thinking about buying some at 1:24. And then I read a report that the CEO said that uh, the flight industry is not gonna be back for two to three years. Two to three years. So that's why it's kind of like been a drag. And then on my okay, I know the earnings are coming out this week. So it's it's a double-edged sword because they obviously gonna have negative earnings. You know that. But if the earnings are better than expected, it could stock and go. Yeah, it's like really, really bad. The stock can go down. You know what's crazy? They said that all airlines are operating at 5% of what they usually do. Like if I per se, like as far as like the usual flight patterns and a usual traffic. Like that's crazy. 95% of their business, airlines in general, 95% of the airline's business right now has been wiped out. And he said it's not gonna get back for three years. And the thing is, like for those of you who are watching this in 2025, it's easy to say. I mean, I want invested in every airline. But when you're drawing down or losing 20% of your portfolio value, it's not something that you're able to stomach. One of the greatest pieces of advice I can give you is when you want a company, you need to research and look at what price you want to get in when the market is closed. So the chart isn't your emotions on the test. To for my technical traders, if you look on a weekly chart, now we get a dead cat bounce more from 89 to 185. And we slid back down. So we should drop a little bit more before we go back up. And earnings may be wrong. But if you are looking to get in behind this, I'll tell you guys all the time. You're like, hey, I missed the price I want to get in at 95. At some point, the price will come back down 100. And you'll be able to get in. But if you hold for that three, four, five year period, when our economy is back to normal, you are going to thank yourself. But while you're going through the storm, it's tough. And the same thing is the real estate. I was watching the interview with a Mac 10. And they asked somebody, what did you do? Mac 10 on the floor. Black. Yeah, I just held them. It sounds so simple. But the best thing you guys can do is hold your socks. And if there are companies they're gonna go up all the time. The truth is, some of you are trying to act like you want to hold it for years. Funny you say that because somebody in a YouTube comment said, I said I'm negative on our port balling out 158. I think. And now is that 125. But like you said, you're ready negative. Don't it's gonna come back eventually. How long? We don't have you invested in the right company on the wrong day. Yeah, question. You know, we had a conversation about this on actually with Jamal. And he was thinking about the strategy of Radice some of these companies up into the earnings. Without mean, we see Tesla just go on a run. What do you think about that strategy? Just following the company, studying it, knowing that the earnings are coming close, they're gonna report. And yeah, somebody acts on YouTube is dispersed quarter earnings. Yes, first quarter warning. So obviously second quarter, everybody's gonna take a be in fizzle. Most of the countries closed. What do you think about that strategy? Riding up into the earnings and then waiting right before and say, you know what, I'll take my, I'll take my earnings now. And then we'll see what happens when the report comes out. That's a completely right. Yeah, but it's trading. Like you do now. Looking at cuz even sometimes truly. And then that's one of the [ __ ] from all containers. Like, oh man, I should've held it. If you're in a good cop, like people are usually trying to play earnings if they're in something that's not that good of a quality. If alcohol tanks our means, I won't budge one bit. Already know what prices I want to add to. Because I know in 11 months, 12 months, Apple will be okay enough. So I'll tell everyone here, go to that father your first and let them do your guy. If there's been sliding down before the crash, don't contain the slides. That's why say Ford is no good. GD is no good. MC IG, same ones over and over. The ones that have been well, the cream is rising to the top. So they're on this play. If you look at a factor in earnings, it's interesting. It should be interesting this year because it's the first quarter earnings. So January was it was a crazy month. Like on the upside. February it was. And then we all know what happened in March. So it'll be interesting to see like some of these companies might be flat for the first quarter. Some of them might even have a profit. It'll be interesting to see how bad those losses actually looked in the second quarter. Because it's not like the whole first quarter was like this. And actions are really good. They think came down like so. I mean, the first time we talked about GM was up 40% from where they right now in January. A company that I want to talk to you about later on, Live Nation. It's not on pace to have their biggest year ever. Yeah, a lot of dead space got shut down. So somebody, somebody had a question. I want answered. They said that they eat while you. So all you got to do is go to the link. EYL University. And then just go to the annual. When you go to subscribe, go to annual. And enter that code EY L 149. Then once again, we have two red panda link in our description. And it's on our website as well for arm in stock. But that's how you access the EYL University. You just go to the link. And then go to the annual. So we have a question. You're on Market Mondays. Bravo. That's you. So so March have been interesting. I mean, April. A lot of the stocks I was kind of being a knucklehead on. I just jumped in and I jumped in too high. So what's in strategy door? You got prodigy on like, how do I go back and come back and lower when the market is not moving? That's the best time for you to pull up a chart and look at where you want to get in. Cuz now isn't that you don't have any bias. It's not moving up. So you're not having any fun. Well, it's not moving down. So you're not worried. I want you to plan out when the market isn't moving or where you want to get in. But if you tell me a couple companies where you got in, I'll tell you if you got any tomorrow. And if you showed up. Yeah, um, I got in and Microsoft. Yum. Yeah, yeah. Me. Yeah, you know, we have Microsoft. Where'd you get any Microsoft? I got in at 169. By maybe around 130, 135. And then you can bring your average cost down. So if you take 174 and then let's say you buy 130. And those two numbers together divided by two. And then they give you a new average price. What you give me for all my technical traders? Microsoft is above the 100 moving average on the weekly chart. So it's a really decided. Alright, one more. One more question. So you said I knew you keep saying that um, keep buying. So you said I, you say keep buying. You mean buy, buy when it goes back down or just keep buying for God's words? I know yet. You're advocate for Apple. You're advocate for Microsoft. These big companies. Keep buying. As and just keep buying. Yeah, prices. So you want to wait so long. The days and Winston. If you don't know how to really turn, you need to know. But if you don't know what the markets have MS worst days by then, then you can average down and you'll be okay. But look around that 130, 135 area. And if you can get lucky enough to get it at 1:18, fire away. But you don't want to buy that high. You want to sit away from there. Like because the next high will go to. If the company is good, is like 190. You want to buy in a 130, 135 areas. So you can get more. But if you don't know how to really try, you have to learn how to do so. So you can pick where you want to get in on your own. And I have to guess right. Okay. I know it's a big fan of that dollar cost averaging. Is what is called? Is where you're buying on a consistent basis. And that way you're buying somehow you're buying something low. But it's like you pick a good company like Apple or Microsoft. Yeah, goo goo. It's like those companies gonna go up over the course of time. As opposed to trying to time the market. Because that's really like guessing at that point. It's like you can get lucky. But it's kind of difficult to time the market. So the Holocaust averaging. And once again, most people the way the dollar cost average of that day to day life is their 401k. That's a form of dog course. Absolutely. Yeah, buddy. You're putting money into an investment every single time you get paid. Think about investing the same way. It's no different. You know, if you over the course of time, it's been proven that you actually perform better. If you invest over like 500 to put down when a crash happens. Now for the athletes, rappers, ballplayers, has been hitting me. If you can do it, great. But the average person isn't able to put down $200,000 for Apple. At the end, another 300,000 to Tesla. So that's why you guys need to buy every single month. And then you get into the habit of knowing when to buy. But once again, you the number of shares that you have matters most. Just on. But when it hits all-time high, please, please don't buy it. Morgan, we are coming to you. Morgan, you are unmuted. Unmute yourself. What's going on, fellas? Out him with no, no, no much. I just want to say I appreciate you this morning. You use rapid fire and I was trying to keep up. But now with that 9:30, right? Yes. I'm sorry. I can go slower. But you know, it's finals time. You gotta speed it up a little bit for you next time. So uh, I guess what I'm trying to figure out is I'm trying to learn this to that that I'm using the platform and I'm trying to set all of the prices for the ones that you said can be automatic. Because it's hard for me. They're like at work, try to figure out when I can get in and get out or whatever. Yeah, um, do you know any tools that or anything that I could watch to help me so I can make sure I'm doing that correctly? I guess is the. Yeah, I mean, you can put it there. Set it and forget it. And then once it goes to that press, they get. Yeah, okay. And the other question is, um, I'm trying to get to where I'm doing it every month. So if I'm understanding you properly, I can just fund my account every month and then get in when I'm deciding to get it. But just keep funding the everyone like automatic. Yeah, probably tomorrow. But if everyone, it's better if you automate your investing. So you don't even have to think about it. But if you can, every single month, if you want to do it manually, build one way to make it to speak it up. So it's getting done, no matter what. It's the only thing that I prefer that you have on autopay. And that's your invest in all bills. I don't want you to have a lot of people. But your long-term investments would be a great way for you to do it. So you don't have to think about it. Okay, I see. I see a message. Thank you. I appreciate you. Said we're coming to you. What's up? Get it. Hey, guys, how you doing? University members. Cool. Later. I joined everything last week. So yesterday, EYL University. Shots in a private real estate group. Guys, you guys had to assume we had no air or game that out to you. Jenna, I'm searing a screen at night. But it's all good. So my question is about evaluating companies. So Ian, I know that you you look at stock prices over the last five years. Like what else should we be thinking about when we think about like companies? Should be looking out their financial statements or 10Ks? Do you recommend we do that? And how do you go about it? Financial management. Tim K is great to where I have a process for how I look at a company. Not going to evaluate it unless the one-minute know if it's good or bad before I get to the 10K order financials. But if you want to do ND, how do you do? What are you looking at? I'm looking at the five month. And then I'll be able to tell you based on the number of candles. And it's a quick tip to me. So for all my more technical investors, you can look at a quarterly chart based on five year. And they give you less candles or less of a line graph. And you can see clear if it's going up or down. But maybe sometime in May, I can do maybe like a 102 minute video. And then we can maybe play it here. Something like that's kind of guide you through. Because a lot of these companies were falling down beforehand, just accelerated. Tell you I swear. But it's the first thing I look at. Every company, every future, every instrument that I look at. Where do you find that chart? The five-year chart. Common timeframe. That's the same thing as if you're married. After you've been married for five years, or you've had a child for five years, you know everything you need to know. Oh, you have the stock. Apple, your iPhone. You can just look at it there. Sighs. You don't mortgage guy. And Michael McDonald for the super chair. There's only. Yeah, that's great. Actually, when you said look at the five-year chart and let's see if these stocks have been holding up over that time. That couple my hotel ones. And I was like, damn, this thing's been going down before Corona. This is this is a telltale sign. It's not some money to be in. Jan, we appreciate that. Thank you guys. Thank you. And once again, the people that's actually suing questions are members of a while University. We're running a sale to the end of this month. For Thursday. End of this week. Yeah, in this week. May 1st. The price is changing. But it's 149 discounted for the entire year. Which is like $12 a month. And that's Cody YL 149. EYL University.com. And yes, you can type it in there. Shoutout to John Salley. You know what's interesting for the super chat? You know what's interesting? If there hadn't been watching that Michael Jordan documentary thing. Yeah, I love it. It's been incredible. So so I've seen all. So I've seen a John Salley. They interviewed him from the pista here. And he's a big supporter. Very Allegiant follows. Shot. It's funny because of my just super check. Your name is John Salley. I don't know if that's a you or not. But Josh size a big things. I'm sure you've probably seen you because he

Looks at all the business. I, on the investor side, he's a smart guy. Yeah, he rings. He was on the Bulls when they won. He was on the Lakers when they won. Michael Jordan is still mad about Michael Hartley. What's up, man? Ey, L is coming to you. You mute yourself, bro. Hello, what's up, Mike? What's going on, brother? I'm doing great. All my question for an already invested its or index fund. By, I just want to get your opinion on it. On the tip is S&P X. Yeah, this one negotiated by some that are like three weeks. I gotta do. I think 36. He got ahold of a 47. You'll be good. It's back above the 100 period moving average. You're good. Armies are good. Shoot, how fast? If we give it about three months on the economy opens back up, we should go back to around 50. And you'll be gonna hold it. Yeah, I'm kind of doing like the arm, the dollar cost averaging thing with that. So, I mean, when I do put money back in. So what's a good price to hit it at again? Let's say 40 is okay. I'm already in stock club. Okay. You know, one more question. Um, I keep missing in the videos when you're talking about UVXY. What's the good time? What's the good price to get in on that? And you know, now's not the best time to do so because they're gonna slam down really fast. The peak time to get in, um, was last month for those who were looking at it. UVXY went to 140. It's at 43.1 right now. And it should drop to 31.86 in the next two or three weeks. No, not right now. But now I don't touch you right now. Please, I'm begging. Okay. You fellas go crazy over there. Yeah, shout to Inc. Said, what's up with Tyson Foods? Tyson Foods put out a report yesterday that some of their plants, some of the workers at their plants are actually tested positive for Corona. So there might be a shortage in the food supply. So that's what that's about. See that question up there. Shout-out to Ginger Hell's Lemonade. Put a super check. Appreciate it. Appreciate it. Maurice, what's up, bro? We coming to you right now on hand. Somebody raising its waste. I, Maurice guy, bro. What's going on? I am a part of the rap fan club, but I don't know how to do the Telegram. Yeah, yeah, I believe so. Yes. When we get here. Okay. And one more question. If I'm putting like some money aside, like everyone, I remember I think somebody else is just actually, but I didn't hear the answer. And and and and I'm trying to pretty much time it on on where it's supposed to come in the market at or like how does that work? Well, let me, let me just say so. Are you from California by any chance? Yeah. Yep. LA. Well, yeah, I think, correct me if I'm wrong, but I think the whole point of dollar cost averaging is that you're not really trying to time it. Like that's what it's like. That's why you're dollar cost averaging. It's like you pick a day, the 15th of every month, you just put the money on the 15th of every month. It's like, Apple. Ooh, it's like, kind of defeats the purpose if you're trying to time it every single month. It's almost impossible. And right. Yeah, the ones that you're gonna do like a cornerstone around for your retirement, dollar cost averaging, bottom in more volatile stocks like Tesla, Virgin Galactic, you need the exact prices and where to get in because you can get in at the top of Tesla at 800 or 750, and it'll slam back to 540 on you. And you across. So retirement, let us see companies you want to dollar-cost average into. The more volatile ones, you want to pick a specific price and you'll be gonna. So I hope that helps. After Google finds you're good, you need to pick an exact price and put more in at that exact spot. Okay. To the baby. Shout to Jamol on the check in on the super chat. Appreciated. Shout to AOCI. Appreciate it. Oh, we didn't talk about this. What's your, what's your thoughts on margin accounts? Yeah, a couple of people asked that on YouTube. And you gotta have a good skill set, good timing, good discipline because if you go margin, you can mess up your money really fast. For those of us today, so eat a lot of us to doing so our margin as well. You have to. So if you're trading on margin, you have to map out the number of investments or trades you're gonna make in advance so you don't make too many. But I prefer long-term investing that you don't do it, especially if you have less than, let's say, 20 grand, 25 grand. You forgot we came from d'etre more because if you go margin with 10 grand, you can, I mean, you can go to YouTube and just type in Robinhood margin call, and there's a bunch of videos of people being negative several thousand dollars up to like a hundred grand. Trailer, no margin. Be very careful. Be very careful. Yeah, yeah, be careful in a margin. That's not something to play around to do so. Be careful. Great discipline, great timing. Darien, what's going on? You're unmuted. The floor is yours. Go ahead, bro. Are you doing this, Darion? But I just want to thank first and foremost, everything you guys do. I just want to ask Ian about Raytheon Technologies and check it out. Thank you. Hard to X R T R T is and Thomas 49.99. 49.99 super check price. It's not an interesting area because it's right on that hundred day moving average. A long time you'll be good. And then once it gets back to price, it's 80, 81, 32. You'll be good. So if you're in it already, hold it. Okay. Thank you. Appreciate it. Other questions at all? Because I began a lot of questions up. I wanted to, um, I want to do something before we get before we end this because people have asked. We do read your comments. So continue to comment on YouTube and add suggestions. So one of the suggestions that they had on YouTube was that they said, you know, will it be covering different investments outside of stocks? Like, will you ever talk in depth about a mutual fund or index fund or ETF? So I thought that that would, I just do it by like last minute that maybe like for the next couple weeks, we can talk about like one. So I'm gonna talk about one. I'm gonna talk about a mutual fund today. And then maybe next week, we could talk about an index and an ETF. So the music we talk about is the same one that we talked about. I talked about on the podcast. And I'm a kind of just explain like how a mutual fund works and and different like pros and cons. So Franklin Templeton is a mutual fund company. So first and foremost, a mutual fund is like a collective of stocks where you have a one hundred and forty nine different stocks in one basket, right? Of a mutual fund. So the whole point of a mutual fund is that it's managed where it's like, you know, you're not actually doing it yourself. So now, how people say like, you know, is it better than index? I mean, that's not really the point of this discussion. It's just their education when you can just do the researches. So what? So the mutual funds challenge or they're on a super check. Appreciate it. So this particular mutual fund is called the Franklin Diamond Tech Fund. And the reason why I like this fund is it's a technology fund. So it's average like 13% for the last 10 years. How a mutual fund works? Honey, the the major con against mutual fund. And shout out to Mark on the super coming in. So we shad has begun is that you pay for it, right? So it's what's called a sales charge. So a mutual fund. So this particular mutual fund, 50,000 and less is a 5.5% sales charge. So that means if you invest $20,000, you're paying 5.5% upfront. Right? And then from $50,000 to 100,000, it's 4.5. And then from 100 to 250, it's 3.5. From 250 to 499, it's 2.5. So the more money you put in, the lower the sales charge. Right? So that's like the number one knock against mutual funds that it has a sales charge. Now, me personally, I think it depends because it's like if you have a really good mutual fund, then the sales charge might not be the determining factor. They did another fund again, the Franklin Diamond Tech Fund. So it all the things right. But the bottom line is that it's a billion, billions of dollars are invested in mutual funds. So I think it's important just that very loose educate people on like what they want, how they work. So like this particular fund, it has some of some of the companies that are in Amazon, Microsoft, MasterCard, Google, Service Now, he's a Shopify, Facebook, a lot of household names, Adobe, Salesforce. But also it's not just tech. So it's like 40% tech, but it also has real estate, healthcare, financial services. So it's a variety of different things, right? So when you're looking at a mutual fund, just like how you look at that stock, I like Lagina says a lot when he talks about the rate of return for five years. That's how I look at any type of investment. It's like, what has he done for five years, 10 years? So for like this particular fund, right? For the five years, average 11% a year for five years, average 13% a year for 10 years. Since its inception, it's average 9.2%. So it has a good long-term track right here, right? So once again, at then Morningstar. Morningstar is a rating agency that rates mutual funds. So if you're ever looking at mutual funds, if you're looking at investment, Morningstar, and you can Google Morningstar, and they have that's high. That's kind of like how cars are rated. I forget the rating agency that rates cars, but like they rate against a peer group. So like Morningstar, like it rates mutual funds. So you can see like this particular fund has a 5-star Morningstar rating. So that means that it has the best service. If a coin has a two-star Morningstar rating, obviously it's underperforming. About the market was a Michelin. Yeah, exactly. So yeah, it really just depends. Different share classes, like this A class, B class, but most for most retail investors, they're gonna invest in A class shares. Classes, chiller. Yeah, A class year. So that's where that's why the price comes out at first as far as the sales charge. So I say that to say, oh, we got $99 supercharged. Yeah, that was more. You set out tomorrow. But Mark had a question. Mark, a lot of finish. Mark, shout out to $99 super chat. But 1990 get it back at it. So yeah, so that's something that like, I said, I mean, we do listen to, we do watch or read these YouTube comments and we want to try to give you as much help as possible. So I know a lot you are anti mutual funds, but like I said, ah, we're really not here to like say what to do, just to provide information. You know, the word again, like I said, we'll talk about an ETF one week, we'll talk about an index fund one week, just to kind of give you a general idea. That isn't to say this is the best, which one is the only mutual fund, just thousands of mutual funds out there. But this one particular mutual fund, and that's when it dropped when Corona and the crash happened, they didn't get beat up. Traders did not go to the hundred day moving average or EMA and it bounced. They rebounded nicely from 1791 to 24, quickly approaching 95.37. Like that's why I keep telling you guys, if you invest in tech, it's gonna recover a lot faster. Most companies are being drummed down. If you guys look at that five-year, that tech fund is back to the upside. So a lot of second, we haven't lost any money. Amazon, like a lot of these guys, a lot of these, a lot of these tech companies, you would never do anything even happened. Yeah, Marian, it is. You, wow. First and foremost, I just wanted to say thank you guys so much for all the content you guys put out. I just joined a while, just last week for very, very long time. And I'm finishing up a semester in Business School, but I've been learning way more here than I have there. How do you feel about UIO University experience so far? Oh, man, it's been crazy. I mean, I've been listening to your podcast like for a very, very long time. So I would say it's just been crazy being a part of this. Yeah, definitely. I'm, you know, it's a part of the Sunday kind of the movie thing. And I thought that was really cool. Getting everybody isn't said on that was really dope. Yeah, for sure. I appreciate you. That's why we call the University. It's bigger than that. And my question for you. I mean, I'm definitely following your IG lives and I know how you feel about oil. And I know you've heard you say not to buy us oh, but what is your thoughts over on oil? Like, do you think it's something that we should invest in? I was looking at different trusts or funds like I O I O X C or do you think it's something that we should just not go near at all? IPO. I'm a long-term investor. So definitely like within 5-10 years. Because I know that a lot of people have been also saying that, um, you know, people are gonna maybe like buy more cars, people will be driving more often because they won't want to obviously be in public spaces and stuff like that. And then I X E. 42 bus. Not a good sign. But if you, I will hold it to the 40s and there. And I would probably take profit. Is much different than when I was in college. Not gonna be the powerhouse forever that we once thought it was. And I would wish I could give a happier insight on oil. But prices were the prices. But if you hold it for three or four years, you definitely get a bounce. Upset. Okay. Do you think that we should invest or look into buying like different car stocks? Do you think that people are gonna be looking to maybe purchase more cars versus riding the teeth? Question. The only car company I could recommend without you wanted to kill me in three years is Tesla. Shout out, shout out to DJ News for the super chat. Shout out to Mark. He just did another $99 super chat. Said it's just for fun. He's just having fun with it. That was a great point that Mary you just said. I actually was watching that on. I reading it on Bluebird. They were saying that some of the car industry companies might come back when because of social distancing. Yes, right. Public transportation. And I started thinking about that. It made a lot of sense. Especially when we live in New York. If you ever been on a subway, there is no way to social distance. This is my days. I don't feel much alive. I hate riding the subway in New York City. Do you like more carvana? I like a lot. Mark, Mark, you've you've earned alumni status. United. You've been knighted. Mark, the hit. Mark, here's what I want you to do. I want you to email me. Troy. Earn your Lygia. And I'm gonna take care. You, Mark. Right. Mark is going on. Mark, you have been knighted. Top runner of the night. That's Maurice. You had another question, bro? See your hand still up? Oh, no, sir. All right. All right. You can email me at Hannah. Join a red panda. Com. And I'll be happy to help you join that. So yeah, if you about to say that. So Ian, Ian at red panda. Com. Join Hanadarko. Idiot. All right. So got Ian at joy. Join red pandas. Com. Do not be a medium. So be patient with me. But I'm gonna tell you guys exact prices. If you don't touch those prices, don't buy. But I got cheap. Thank you to everybody who was on the call. I think we messed out at things like three forums. People on the call this morning. It was ready. You guys, the tsunami. The tsunami of new. Of new members. You don't have to give staff like a whole staffing. 140. 140. Email you guys the prices as well to get in today. If you're not a Telegram group, I'll send an email out to anyone in the program as well. Once again, we appreciate you doing that. Sale for the community. And I know a lot of people, a lot of people. So just everybody just be patient. You'll get all your information. I'm sure. Just yeah, yeah. Families, please. I've only heard positive things. I'll be honest. Between. I've only heard positive things about red panda from. And I'm not just saying that. I'm actually like serious about it. Everybody. Mark. Oh, no. Oh, Mike. We got it. We got to give more. So so mark. Mark's actually a BC invested. Mark. We actually we got to talk. This is why this is why he's just throwing around money. You never know who's watching. You know, from the sports guys to the business guys. And that's the great thing. What are you lesion is that we built the community. And like from our guests to us, it's like everybody gets exposure. And you never know. And that's a good lesson to just people in business in general. It's like, treat everybody the same. You have to be a diplomat because you don't know who you're talking to. And it's just, it's just good calm. I'm a big belief in karma. And you know, stuff like that. Just, you know, it always comes back around to if you do the right thing. Yeah, I told you, man. The world's watching at all times. But no matter if you think somebody's looking at you, the world is always watching. We got a question. Shout to end in row two, three, one, three, six on a super check. Appreciate it. Kenji, what's going on? Kim. Hey, um, I don't want to use this platform for this, but I just want to say it because there are so many people on here. Yeah, okay. I found out today that South Jersey, our local CVS is in South Jersey are giving away free greeting cards with the envelopes. I picked up for no questions asked at two different locations. This total was four. For you to gift to any healthcare worker. You can mail it. You can, you know, hand it to someone. Just I want to stress the importance of being kind to other people right now. And understanding that everybody is going through things. Different levels of things. Their stuff may not be on financial. You know, if we're blessed enough to not have that worry, great. But just be kind to other people. I just wanted to say that. Thank you. Now, we appreciate that. And that's that's that's extremely important. It's extremely timely. But there's a lot of people that are struggling financially, physically. And we have to support our healthcare workers. Actually, mentally and emotionally. About some short choice. Gonna agree with me. But all are you Alicia? We should we working on solve. We got given. We are doing initiative to give back. And anybody that wants to contribute or help. And we'll we'll figure out what the best way to kind of go about that. So whether you get back to healthcare workers or couple families in need. But uh, I think it's important for people that are doing halfway decent during this time to not only count your blessings but to actually actually help other people as well. So giving back is the number one gift you can do. A shout out to Kim. And she was she's part of our our private real estate group. And share some powerful stories yesterday. So shy of the Kim. Yes. Shout out to Pascal Jean-Pierre. I mean, I want to get that right. And I'm coming to you. The floor is yours. I'll mute yourself. You've been unmuted, bro. Are you doing? I'm good, man. How are you? All right. It's actually in. I just got my name differently all up, man. We family here. All right, perfectly. You know, I'm calling from South Florida, Fort Lauderdale, Miami area. But uh, yeah, yeah. Um, but um, my brother, I respect everything you're doing. And I love that name, by the way. For sure. Um, but it's just simple questions I have. Um, because I'm new. Well, I've been dabbling in the stock game, but I'm very appreciative of what you're doing as far as like helping the common man/woman as far as getting in and helping out with, you know, eating chips. But do you just deal with long-term stocks? Or do you deal with day trading as well? Short-term invest as well? So if you have any questions, we can dive into it. I'll be happy to. Thank you. I just joined your your panda club. So I just want to say good. No, yeah. I I saw all the videos. You're doing very good right now. I like the information I got. But I will hit you up. I guess the the private group, the Telegram. Yes, for certain certain all questions. But another question I had as far as because I do have a young, young boy myself. And you touched on stocks as far as uh earlier, but I didn't catch it as far as like legacy stocks and stuff like that. He's three years old. I was just kind of want to get your opinion as far as, you know, what would kind of be the best way because I've already had money saved up from. But I want to make sure I optimize that money that I'm actually putting away for you as well. The biggest amount of money that you're gonna make is going long-term. There's not a person on earth that would disagree with me when it comes to that on a retail side. So start here. Legacy. Microsoft, Apple, Disney will be a good one. The great thing about your child's portfolio, it's probably gonna outperform yours. Because your kid doesn't need any money right now. So if you are able to hold off for 10-15 years, your son will be rich. Like Xander has more money than me right now than I did when I was 29 or 30, just saving money for him and putting him into the market now. The only time I adjusted his portfolio was in March when I saw some out and did not reinvest it back in. But follow your plan. And this, Samia message, I'll give you the exact blueprint that I used for Xander. What I knew he was coming to school. Like, you'll be able to say 18. Lohan. He should have like a hundred grand. Yeah, he's gonna have that by 18. I hope. I hope you, you doesn't say. But oh, yeah, definitely. But um, definitely, bro, arm, I do appreciate everything you guys are doing, especially, you know, for the for the people. But arm, that's all I really have. But I definitely will hit you up privately. Thank you, man. I appreciate you so much. And I can't be rich. You know, don't forget that. Shout, shout dart a Davis on a super check. We got one more question. One more question. Let's do one more question. Things to bring it. I don't know if she's gonna answer it. So bring on. First of all, the White Plains Road to 33rd. All that. Okay. So everybody's got. When do you guys? So now before everything. Yeah, real quick. So I want to sit. So I'm in a Telegram group. Well, I know you probably got so many people that come through. I tried to hit you up like maybe like four or five times over like the past weekend, a week and a half. So I don't know. Maybe if my message is not coming through. Is it better to reach out to email? If you need a media response, just fire off to me right now. And I look at it as soon as we get off. But literally, it's like Telegram, I would be scrolling for a minute. So I'm working towards getting. But in the Telegram group, you'll see I put the prices are way to get them for the particular sake. If you need something, send me a message and then I'll reach out to you. Cuz I want no smoke when I come to the Bronx. [Laughter] Put the price. And then you gave us like two new joints. The gym on you tonight. That it'll be nice when I had. But the ones that you need to email and email us as soon as over. Shot to correct weeks. He has a question. Interesting. You ask that question because I actually read. I read Elon Musk his book. And he talks in the book. They talk about Mars a lot. He's. Elon Musk really thinks that colonization on Mars is gonna take place. And that's one of the reasons for SpaceX. Thank you. Truly. He truly, truly believes that. Not even just like colonize. He really wants to colonize Mars. So if I were to put any, if I was to put a bet on anybody in an out of space race, my personal opinion would be Elon Musk. But I would never bet against Jeff Bezos. Even though you never know what that guy got up his sleeve. Got too much Catholic. Never know what he got up his sleeve. Yeah, we got a question from South to Andre K from YouTube. He said, what do you abuse or strategies on gold? And what a possible uptick in inflation given all this money flowing around can affect an investment right now? Go outside for the last because of the chart. Really since January of 2019. So for all my gold books that love is for the highest. Right now, it's gonna pull back a little bit. But it's definitely a good way to hedge. I don't want you to have more than problem 25% of your account in it. But yeah, go, go, goat is a good asset to have. So not silver as well. So my disaster on YouTube. I remember we went to go see Robert Kiyosaki maybe 15 years ago. And he was big on silver. What's your thoughts on silver? Both are good. But if you're gonna do me, can split seven and a half. But I think gold is it's a better way to hedge than bonds. Shout out to God. Seattle's in here heavy on a super check. It's not on to our cast. Ten. Yo, Ian, I don't know if you saw last Thursday. We had a super chat battle. It went crazy. Tonight, that record was broken. I was one everybody. No, the record was broken. Our super chat went crazy again today. So shout to everybody on YouTube, all thousand-plus of y'all. Shout to over a hundred people or leisure university members that are in here tonight. This is again, man. Every time we come, or we break another record, bro. It's like Usain Bolt. Like after one race, you got a freakin others. Even for those who don't know me, even if you don't like my perspective or acro side, I'm just sharing what I wish I knew during the last recession. And honestly, like, we all are G. Like, one of my classmates from high school was on. And it was like, I'll talk to my dad. My dad paid the tuition. 1.8 million dollars invested in some of these tech companies. Talked about why I'm from. So I know something. You see the suit and tie now, but it wasn't always like that. So, you know, I'm just here to help. So even if you guys never saw from the stock club, ask questions. I'm happy to help you and keep you on the right path and out of stocks that will drain your account. Yes. All right. So Rick, and once again, Rick, you might be late. We appreciate it. We're gonna do. We're gonna do an episode on options. And I will probably talk about options. But we don't want to. It's kind of like really involved thing. And people have been asking about options a lot. I don't want to like do like five minute, two minute conversation or object. You can't even for any short-term training. One. Okay. So I need you come to Jim's woman. You have to practice your ass off. So take at least a hundred just raids and sign or demo before you go live. Two. You need to practice the same contract sauce or a number of shoes that you're going to trade. Three. You need a predetermined target on each trade. Because if you run a hundred and fifty percent, if it slides back to 70, you're not going to want to close it out. So emotional discipline is the most important thing that you need to for training. And everyone who is in the room this morning, you heard me talking through that. Hey, we're gonna drop here. We're gonna go here. Because when you're seeing three and four thousand dollars go in front of you, ten thousand, emotions kick in and you don't do what you're supposed to do. So before we have a deeper conversation, I traded in options and futures like nails home. If you can nail your discipline, you're good. Two to eight percent in a month. You can be a cane. As people throw money at you right now because most phones are losing. Somebody asked about the earners again. We repeat the earnings that are coming this week. So this week, we got Tesla on Wednesday, Microsoft Wednesday, Bowling Wednesday, AMD Wednesday, Facebook on Wednesday. And on Thursday, we got Apple, Amazon, Twitter, McDonald's. And tomorrow, our Starbucks. So those are the earnings that are gonna be reported this week. It's a big week. Up, major complicated. My boys, a chance key on a super chair. Appreciation, brother. Brother. Yes. Another another glorious episode of Market Mondays. And you're a legend. Shout out to the whole red panda family. Shout to to Arkansas to everybody. All. Oh, yeah. Yeah. So once again, interested in joining the red panda. The sale is over. But you can still join. And we have the link in our in our description. In our bio. And does as well. And an ey o university. Once again, starting May 1st, in three days, the price goes up. Right now is $149 per year. And that's on a discount. The code is e y l 149. Go to e y l university. Com. I put it in here. And if you type in that code, then you get access to our private Facebook group. You get access to workshops. You get access to zoom. All the stuff and webinars that we have already previous. But but but let's go. Oh, and don't forget this week. We got a lot of stuff. Lord of this. You know, that you haven't. Lord of this house is huge. He's huge. You know how you know, empty obviously, right? Yeah. And his partner, Caesar. Yeah. So Caesar's best friend is Lord. At its most. So these are almost like 700 Unitarians. Like y'all guys don't try playing it. It's 1,100 now. 500 in New Jersey. Pretty much they run the show out there. But the thing I love about Lord of the slums, he's the most nondescript person you over me. He's extremely humble. Drives a Toyota Tacoma. The hatchback. Yeah, you wouldn't even know. Like just lay back. No, no jury. None of that. And whole lotta game. Yeah, that's a ton of units to have. But even in real estate investing, same thing. Like when you guys are making those kind of block orders, there's certain numbers you need to hit. Real estate, like that's a good amount of doing. Like if you can tell a hundred doors, that's amazing. So to be a 500. Yeah. Do you have anything coming up this week that you want to make the people aware? [Laughter] Probably a free training tomorrow. Looking at the market real quick. But yeah, you gotta stay tuned on Instagram and Facebook. And I'll be popping up doing a couple things. So yeah, once again, brother, it's a pleasure as always. Once again, I hope everybody took notes. And we'll be back next week. To the leak life. Shots are leaked life. Appreciate it. We'll be back next week. Yeah, a question. Oh, yeah. I gotta white. What are their shots? All my other people. Tell my family. To my dad. I don't think I Chris this episode. So I'm doing better. Thank you. Yeah. Any questions? Email. You know, email out. Oh, yeah. Yeah. We all wanna hold you up. I know you probably got some. What you son? Just relax a little bit. So yeah, may I talk to you? I will see you next week. Thank you. Love y'all. Appreciate you. Yeah. So ey o University. Once again, don't forget this week. This week we have. We have a bunch of stuff happening this week. Shout out to my man MG, the mortgage guy. He has a. He has a market update here in the Bay Area. He's doing a real estate market update tomorrow for a real estate group. Or 4:30 p.m. Eastern Standard Time. And then Wednesday, Graham resumes. Brandon Pyo alumni Brandon Mitchell will be doing a webinar about re-entering the job force. But you, my own university. It up. And then Friday is a break bread session at 2 p.m. with Matt. And that's uh, you know, like the real estate group. That's when they they get together and just kind of like going often to discuss different topics. Facebook real estate group is lit. It's lit. It's lit. And it's only getting bigger and bigger. So once again, it's crazy. The code is ey l 1 4 9. ey l 1 4. Nas going on a city. That's election. He started it. He was at Philly already. He was in Atlanta. And I was going to the bank. Catch this guy on saw. Or a private Facebook group, man. It's it's insane. The knowledge is incredible. And what I'm learning now is that even if the community has so much knowledge to share that I'm running from them. So that's the beauty of it, man. So everybody that's a part of it. Shout to everybody that's joining our movie and a book club. That has been amazing. We're learning a lot. I'm selling. We learned a lot in there. So we appreciate your support. Love a book and a movie club. Is part of the Facebook. Yeah, yeah. It's going crazy. Oh, yeah, man. Once again, we appreciate y'all. Sorrow tomorrow. Morrow's old episode. 70. 77. 7 comes out Tuesday at 5:00. You're not at work? Yeah, listen. The information is on us. Applications are you. We stand by it. EY is a brand name. Believe in it. Episode 77 out tomorrow. Very important information, guys. Please.