Transcription
Guys, [snorts] this 4day method is working seamlessly. Guys, look at these results. Guys, this method is working so well that I have been getting thousands of emails of people telling me that it worked and they are so happy that they watched the video. Guys, in today's video, I'm going to show you a better version of the 4day hack. So, if you watched the last video, you're going to love this video because I'm going to show you a method that this method will work for literally anyone. So, if you have a pen and paper, go get it right now because this video is going to show you how to remove everything from your credit report in 4 days, guys. Stay tuned. [music] >> [music] >>
Welcome back to the channel, guys. If you're new to the channel, I'm Credit CoQ and I create the first cloud-based software that allows you to put your credit repair experience into your own hands. If you're new to the channel, guys, I'm super super excited cuz hey, banger. Today's video guys, Credit Coach Q is going to show you how to remove everything in 4 day method. Before we get into the video, guys, I need you to do me a favor. I need you guys to stop and please like the video. And if you can possibly like this video and also subscribe, guys, that would be great. It allows YouTube to push this content to a wider audience and allows us to keep making videos just like this. Guys, please like and subscribe to the video.
Guys, if you're interested in learning about credit, credit repair, business funding. Guys, I'm going to show you step by step on how you can repair your credit, your faith credit, your dog credit, whoever credit you want to repair. I'm going to also teach you how you can get up to $250,000 in business funding. And I'm also going to show you how to get home loans, business loans, car loans, any loan that you want in terms of credit. [music]
Guys, I've been in the industry for over 10 years. And I have built a multi-million dollar business in this industry. And for the first time, I'm going to put it all on the line. I'm going to show you exactly how to be successful in terms of credit from point A to point Z. So guys, if you're interested in learning anything about credit or becoming a credit specialist, check out the new school inside the link of description and I will see you in class.
Now, let's dive straight into the meat and potatoes of this video. Guys, if you have anything on your credit report and you just don't have time to deal with it or you want to talk to me personally, guys, you already know the deal if you've been before. Go to the comment section right now and type credit repair in the comment section and guys, I will jump on the line. and I give you a full blueprint on how you can repair your credit, guys, for free, guys. The consultation's for free. If you do not make the appointment, you cannot reschedu, guys. I don't do I for me to jump on these lines on these calls and for you guys not to answer to me is disrespectful. And I put a lot of effort like my time is very valuable. So, and I love my YouTube audience. I jump on these calls. you will hear from me personally unless I'm just out of the office or getting a haircut so I can do a video or if I'm just not there. But a lot of times I do have these personal conversations with my clients. And if you want one guys, type credit repair in the comment section and I will give you a full blueprint on how you can fix your own credit.
Now guys, let's dive straight in. Guys, this is a very very intricate video. Now, people that always say >> you can't remove everything in four 4 days with your credit. >> Guys, don't listen to those people because people don't know the actual consumer laws. People know the basic. Yes, 30 days. They have 30 the credit bureaus have 30 days to investigate. But if you are a victim of identity theft, they only have four. Check it out. So, I put, "Do credit bureaus have to remove everything in 4 days if you are victim of identity theft?" I misspelled uh bureaus, but judge your mama. Yes. Under section 605B of the Fair Credit Reporting Act, FC, credit bureaus must block and remove fraudulent information resulting from identity theft within 4 days of receiving your request, validation, identification, and an identity theft report. Now, I'm going to show you how to do all of this. I'm going to show you how to file an identity theft report. I'm going to show you how to draft the letters. I'm going to show you how to basically prove that you are a victim of identity theft.
Now, I will say this. If you want us to do it, we may or may not use this method. You know, this method is going and has been going viral since since we released it and we're going to give you the best option. But if you are willing to do this yourself or want to do it yourself or want, you know, help to do it, guys, this is one of the strongest methods and the fastest methods to get everything removed.
Now, I'm going to prove to you that majority of you guys have been victims of identity theft. So, as you can see, if you go to Google and type in Equifax data breach, that's the settlement. And you go right here, right? You can find out if you were a victim of identity theft. Find out if your information was impacted, right? So, I'm going to put my last name and then I'm going to put the last six of my social. Yes. Based on the information you provide, I already indicate indicate your personal information was impacted by this incident. And guys, you need to print this out and highlight it as your first point of contact.
Now, if you have actual proof or if you want, you can file a police report. The police report is one of the strongest cases of getting it actually removed. Guys, you can take these documents and get them notorized. And I'm going to show you how to print out an affidavit of fact, and get that notorized, guys. So when the credit bureaus view your account, they're not going to look at you as, oh, just another person being a victim. Guys, they know Equifax data breach was real. They know that a lot of people was impacted by it. So this method should work because they are anticipating for a lot of people to be [music] impacted by a data breach and have their information stolen. So most of the times people give methods out when it comes to credit and credit repair and it get watered down because so many people use it and now it goes in a batch of don't take serious by the credit bureaus. This method should not do that because it was millions and millions and millions of people that was impacted by this data breach and if you were impacted as well then they should take your case seriously out the gate.
Now, I went to chat GBT, right? I went to chat GBT and I actually asked ChatGBT to check and see a breakdown on how for you to actually get these things removed. So, check if your data was in breach. Okay, first verify whether your personal information was exposed, right? You can check breach databases with like I have been pawned. So, you can go here. I went to this website and once you go to this website, you can put your information in as well and it will tell you all of your the breaches that you qualify for that your information was impacted by. Everyone print it [music] out, screenshot it because the more proof you have, the more the more validity this case will have for your credit repair case.
Now, Identity Theft Resource Center. All right, you can go here. This is and you can file some information with them as well. And if your email, social security number, or phone appears in the breaching, it strengthens the argument that someone could have used your identity fraudulently. Now, I know a lot of people thinking like, man, I did have a lot of debt. I did this stuff. Guys, the burden of proof is not on you. [music] And be quiet. Like, you don't need to tell people that you was like, "This is your debt." The burden of proof is not on you. Like, you they have to prove that this debt is yours. And if you are a victim of identity theft [music] and you ask them to validate the debt that is actually yours and if they can't do that then they have to remove it. That's just on them. Like everything on your credit report is not always about whether the debt is yours. It is a structural laws that has to be put in place for the placement of the debt. And if the placement of the debt is not verifiable, accurate or timely, they have to remove it. So, even if it is yours supposedly, and I'm not going to tell anyone to file identity theft cases, if you're not a victim, if you're not a victim, this video is not going to be for you, and this method not be for you. Just comment credit repair in the comment section, and I'll just help you out there. We have thousands of different strategies inside of our business that we use on a day-to-day basis to remove hundreds of thousands of debt on a month, period.
All right. Uh, two, place a fraud alert or credit freeze. So, guys, this is um up to you. You can place a credit freeze if you have bad credit. Placing a credit freeze is probably a good thing because you're not going to be able to get approved for anything uh anyway. So, placing a credit phrase. This shows that you are taking action due to possible identity theft. File identity theft report. Submit a official report at Federal Trade Commission via identity theft.com. This create identity theft affidavit which illegally support disputes.
Now guys, you want to go here. You want to go to identity theft.gov gov and file a complaint with them. At the end, they're going to give you an affidavit. You're going to want to print the affidavit out and send it to the credit bureaus along with the other documentation. You're going to send the affidavit uh from the identity theft.gov. You're going to send the proof of you being a victim of the data breaches and you're going to send the police report. That's what you're going to send so far so far. All right.
So, dispute items on your credit report. Under the Fair Credit Reporting Act, you can dispute accounts that you didn't open have incorrect balances. You created using were credited using stolen information. When disputed, include identity theft report. Like I said, breach notification. Like I said, a written statement explaining your data was compromised. Now, I'm going to show you the written statement, right? Cuz this in my credit approved.
Now, uh number five, request a method of verification. If the bureau verifies the account but you believe it's wrong, you can ask them for the method of verification used. If they cannot properly verify the debt, it may have to be removed from the credit report. Guys, like I said, it doesn't matter about the accuracy. The accuracy is important and I would never tell a person to do anything immoral when it comes to disputing [music] items on their credit report, but that's not the only factor that goes into the legalities of things being on your credit report. It also is verifi ver verification and they [music] if they can't verify this stuff they have to remove it guys they have to verify that it is yours and a lot of times when collection companies buy your debt they don't buy the ver the verification of the debt when they buy it they just buy the balances but they don't really buy the structure and the contracts they don't get all the information they just get the balances and they call you they get your information and the balances and they feel like they have a case but if they get the necessary verification method um documents and if they can't provide it, they have to remove it, guys.
So, I'm about to show you the my credit approved system. This is the my credit approved system that I created. Let me log back in. Give me one second. This is our demo account. So, I'm going to show you how to generate the letter that you need. And I was talking to a young lady on the phone and she was like, you can like, so you just want to send out letters. I can do that. No, you can't. You can't. None of these letters all all of our letters are proprietary and it's the way they are structured. They are structured for success. Like we have been in this industry for almost 15 years and these letters is 15 years of experience. So I'm going to show you how to use it. Don't think that you can just get dispute letters and all of them are the same. That is a very ignorant perspective. All right.
So we're going to go to start dispute. Once you get to start dispute, you're going to see all of your negative items right here. Right. You're going to select the reason of your negative. In this case, we're going to do identity theft in this case. And that is CCB. And then we're going to do first Premiere identity theft. All right? And then we're going to do create the letter. Now, when you create the letter, I want you to go to step one, month one. Now, it's a fourmon process technically. So, if you don't get it removed in 4 days or 30 days, guys, it does not mean it didn't work. Every credit report is different. Every credit report is different. [music] Every credit report is different. Do not give up when you when you that close to the goal, guys. Just because you didn't get it removed in 4 days doesn't mean that it is not going to work for you. 4 days is the fastest I've seen it work. But I've also seen it work in 30 days, 60 days, and whatever. So guys, just keep the keep moving forward in this process. It probably took you years to get in the situation, and it would take you a couple months to get out. So, just bear with the process. Okay. All right.
So, you want to go down. You're going to select every account that you want to use. So, I'm looking for the account that I selected. Identity theft right there and identity theft right there. And then we're going to scroll down all the way down and we're going to select next. Right. So, my credit approved is going to populate the letter. And as you can see, your name, address, everything is in here. Right. So, pay attention to that. Fair uh according to the Fair Credit Reporting Act 6 section 609 and 15 US code 1681, you are required by federal law to verify through physical verification of their original signed consumer contract any and all accounts you post on your credit report. Otherwise, you are paying anyone paying for your reporting service could fax, mail, email, and a fraudulent account. I demand to see verifiable proof an original consumer contract with my signature on it. You have to file of the accounts list below. You please send me a copy of the original contract. The flow agreement of debt in the transfer assignment. Debt parking uh debt parking placing parking debts on credit reports without first contacting the consumer is considered an unfair illegal practice violating the fair credit the fair debt collection practice act and the fair credit reporting act. Collectors must notify you of the debt before reporting it. And you have the right to dispute, validate, and remove the invalid unverified parking debt, guys. So, and all of your um information and all of your accounts is going to be right here. And you scroll down and you always going I have to I have to [music] fix this, but you you want to scroll down and change that to 2026. This 2026 skill. All right, guys. So, I need for you to change this. You might not have to cuz I think I'm going to change it before you even get this video. But, nonetheless, if it say 2018, change it. But, okay.
So you have the the rented agreement and the written document of the of your dispute. I want you to attach your proof of I want you to attach the proof document that you are a victim of the data breach which is basically the Equifax website showing that you were in fact a victim of the data breach. I want you to highlight that on the printout. I want you to also uh send a copy to the credit bureaus of the FTC [music] report which is the affidavit and I also want you to send a copy of this along with your credit report guys. Send us out certified mail. This is a banger guys. This method has been working like hot cakes guys. And kudos to to you know my team for actually finding this method because you know a lot of people has been a victim of the data breach and it really has you know affected a lot of people and I know debt is affecting a lot of people. So guys use it. If you need any help with it like I said go in the comment section type credit in the comment section and don't forget to like the video. But yes, guys, send go to my credit approved. [music] Generate this letter. Once you have this letter, print it out, get it notorized, get the screenshot, print it out document from the Equifax databach website showing that you were in fact a victim. Also send the police report. That's very important. The police report is Chef Kiss. The police report put the stamp on it because it [music] basically proved that this is legit. Also send a copy of the FCC report, which is identity theft.gov. They gonna give you affidavit after you fill out that report. And then I want you to send out a version of your credit report, right? Your credit report along with all the negative items. Guys, send it out certified mail. Make sure you get this document notorized and the affidavit of facts which is from the FTC report. Guys, this is a banger. Shout out to my team for generating this this method because it has been working like hot cakes. And guys, I know that it's going to help a lot of people.
If you want me to show you how to do this, if the credit bureaus do not respond, if you don't get a response in 4 days, guys, it doesn't mean that it's not working. It just means that you probably need more time. Now, if the credit bureaus is not responding or not validating the debt, that's okay because that just proved more negligent. So, [music] and then we can go to the CFP um the CFPB and file a complaint or we can go to the compliance manager of the creditor and get them to remove it. That's a whole another video, guys. If you want that video, type part two in the comment section. And if I get 500 comments saying part two, I will make a part two to showing you how to attach the CFPB along with this to act uh to get it removed. if you did not get it removed in a timely matter.
Guys, don't forget to like and subscribe to the video. Guys, if you have any question, leave it in the comment section. If you want to jump on a call, you'll know what to do. Type credit in the comment section. And till next time, take care of your credit. Take care of yourself. Credit go out. This