Transcription
What's up YouTube fan Brandon Weaver here once again. I'm just noticing that I'm wearing a shirt that kind of has the same feel and pink color of this hotel room. I didn't plan it that way. As I hit the record button, I mean, as Jerome hit the record button, I so not noticed. All right, yes, we traveled in. All right, it's wrong. Get it, get it tight. Jerome, come on, brother. Look, here's the thing. We don't stop the credit repair just for a little travel. You've got questions, I've got answers.
All right, is there a letter that I can send to freeze these three credit bureaus? I pulled my credit report and seen collections doing soft inquiries on my account, okay? Even though I'm the only one that can see this, it's annoying. All right, I've sent letters out to freeze the LexisNexis and the Stage Streams. These, but are they the same letters, man? Can I change the name of the bureau? What's up, Brian? Tell me what's up. All right, so this was left on the good old comments below. So leave some comments below so I can make you some videos. All right, and answer your questions.
Here's the thing about the freeze. It is now free to freeze. It used to be you had to pay some silly five out of ten dollars, whatever it was, to freeze Experian, Equifax, and TransUnion. It had always been free to freeze the LexisNexis and Stream Air us, the smaller bureaus. They didn't have as much going on. They weren't worried about monetizing it. But there's a new law that just went into effect this year. This allows for the freezing of the three bureaus for free. So yes, now you can send in a letter, and it is a similar process with a similar letter that you can get in that Beyond Committed package with the addresses for those bureaus. So you can send that now.
The other thing is you can go right to their website. Okay, you can go right to Experian, TransUnion, Equifax. Look for their security freeze and you can freeze online. Now, pay attention to that PIN number because that's how you're going to unfreeze them. Of the big three bureaus, Experian, Equifax, and TransUnion, when you freeze, no one can be looking at your credit. No one can be pulling it. No one can be opening up lines of credit in your name. But that also means you can't open up lines of credit. So when you need to, you're gonna have to unfreeze. So keep that PIN. Of course, they have PIN recovery systems, but you don't want to have to trust these bills with nothing, Jack.
All right, so you can do this for yourself at 609creditrepair.com. We can do the work for you at the awesome lifegroup.com. Really frees up bureaus every day, all day, all day, every day.
All right, Mr. Brannon, I'm having some issues with them student loans. Do you have, do you have any, dunno how to remove or delete? Okay, great. So we have had and seen success from customers who have removed, who have deleted, who have had stuff off their reports these two months. Okay, I'm nuts and everybody or body. It's the same results. Each results may be different, but it is possible, and I've seen it. I just had, just been communicating with someone on Instagram recently, literally this morning, who was talking about they got their student loans off of their credit report. Another individual has been messaging me on Facebook telling me she got her student loans updated from negative and, and this is recent late payments, right? Late payment. People say, who's that? Oh, I can't have it. Late payments moved to positive. Okay. Business partners done. I've done. Okay. So we've, it is possible.
So how do you move? How do you dispute? Okay, yes, of course, you can dispute with your six online letters. You can send the letters to exercise your equity. But you can also get leverage on them. You can check out the CFPB. You can look at the case law, the class action lawsuits that they've utilized against some of these bigger student loan companies. I'm not gonna say any names. All right, you can take a look. CFPB. You can look up those student loans, your specific student loans, who is handling them. And asides from hunting down these imaginary, let this imaginary promise her nose and these finding out how they have can substantiate, you can also quote the case laws, the class-action lawsuits. You can let them know, hey, this is what happened. You were ruled against for potentially not giving you in, what one of the big reasons was not telling people that they were able to defer their loans so they wouldn't go into default. Okay, didn't let them know about the rehabilitation programs, not letting them know all the available tools for that so they didn't get into this status, so that they didn't have these crazy interest rates, so they didn't have all this debt, all this student loan debt. Okay.
Now, there's other options out there as well for you. Some of you have had your schools closed. I have seen it over and over again. These for-profit colleges trying to run up these debts, and they're like fly-by-night colleges. They closed down, and then they go do something else. You also have rights under that situation. You want to look into that because if a school has closed in a certain period of time, you may be able to get student loan forgiveness. All right, and have this stuff eliminated. There's a lot of options for you. We have some information on those options. Okay, it's like a hundred different ways that this works for you. Student loan forgiveness. We have the letters to exercise your equity. All right, all of this can be found at 609creditrepair.com in the Beyond Committed package. You can do this for yourself at 609creditrepair.com. We can send out dispute letters on your behalf at the awesome lifegroup.com. We do this all day, every day. You want the professionals? You've tried others, now you want to try the best, right?
All right, and finally, last question here. It's all on the comments. We'll put some comments down below. Hello Brennan, I wanted to know with Experian credit report, I disputed a few items. Now it says item disputed by consumer. What does that mean?
Okay, this is what's so great. They put it in big bold on your Experian. It says, hey, the consumer disputes. I used to look at it too. It's like they are trying to frighten you. Were you? It's a smokescreen. Sometimes they'll put, FCRA reinvestigation in progress, consumer disagrees, all this stuff, all this stuff, investigation complete, consumer disagrees, all this stuff that they want to put out there so that frightens you. So you're thinking, oh man, someone's gonna look at my report and they're gonna see that I disputed it and that it came back, quote unquote, verified, and I disagree, and all this. It's nonsense. They're trying to scare you. Smokescreen. I've seen it before. We've sent the disputes. If it can't be verified, it comes off. Okay, don't worry about this stuff. Do this to frighten you. This to get the questions like this so you're like, what does this mean? It just means you sent a dispute. You disputed it. That they want to change the status. They want to play games because they also know if they change the status, sometimes people are gonna look at it and be like, oh, well, you have this, and to speed, we can't get you close on your home. Not always though. I have seen people close on the home even with silly status changes. They try to play games. Okay, but don't let this happen to you. Send your dispute letters. Get this negative, nasty, erroneous, inaccurate, unverified information off. 609creditrepair.com. We can do the work for you at the awesome lifegroup.com. This video help? Job. Please give a thumbs up, thumbs up, thumbs up. Give it a like. We really appreciate it. Hit this subscribe button, the bell for notifications for the next time I go live. And until I see you in person, I will see you on the other side. Take care.