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Why Working Harder Won't Make You Rich (According to the Torah)

Living Lchaim1:24:22

Transcription

A million dollars, I would say, is about $1,000 a day for about three years. What a kid can understand a thousand. He handles already those numbers, right? A day he understands. Three years he understands. Makes sense.

What's a billion dollars? A billion dollars is $1,000 a day for 3,000 years. Can you understand that? Yeah. 3,000. Tell you. But who's 3,000? You can live 3,000 years. Who's it for? 'Cuz he think God gave it to you. What did he give it to you for? What are you going to do with it?

My father used to say this, you know, compare it to Rockefeller. He says, "I make more than Rockefeller." So, what do you mean, "make more than Rockefeller"? Rockefeller works for nothing. He has all the money he needs to love and needs. So, why is he working? But I, wherever I work, I get money from. I enjoy it. So, my father made more money than Rockefeller. Right. That's the truth.

I had the privilege of sitting down with the great Rabbi Ruven Feinstein. My brother had the privilege a month prior. I hadn't even known he was connecting with the family, and then I was doing the same. And we were able to produce an entire episode discussing money in the Feinstein home, different components of their finances growing up, his thoughts on the current state of affairs, hustle culture, and this idea of working harder doesn't mean you're going to be richer, how do you make more money, and the secret about Shabas that was very compelling.

Stick around to the end. We have a giveaway. And shout out to our sponsors. You know who you are. Now let's get to the episode.

Thank you, Rashiva, for allowing us to come into your beautiful home with your beautiful family here.

>> Thank you.

>> We appreciate the time and, uh, and may Hashem, we should be able to do, uh, many such interviews.

>> Okay, no problem.

>> I want to start off back in the alahheim. Was money ever discussed in, in the home?

>> I'm sure it was. How much was I aware of it? You're talking, well, there was nothing. You understand, I was born, my father was 43, my mother was 39. That's when I was born. I was born in America, but eight years after living under communism. Then, before then, obviously, money was always tight.

I never knew to say to waste money. Money has to be spent and use it for whatever you have. That I have a fiscal responsibility? No, I had no way of earning money. So, as a kid, all my money came from my parents. Even the day I got married, my mother gave me 100 bucks for the hotel. Okay.

So, uh, obviously I had no, no concept of money in that sense. Obviously, they always gave me a few dollars for spending money, whatever is my nickel or whatever, a little kid to buy the candy bar. That was about it.

But I know that we didn't have things. That wasn't a big deal. That, that's, uh, I, I teach that all the time. There's somebody in the, in tiny about Rab Lman Padus. He was a poor man, and he always kept praying for more money. Convention. She asked him once, "You want me to start the world all over again?" So he said to him, "I can't guarantee you'll be rich then." He goes, "That's a masle." What do you mean, masle? We know there's no such thing as masle by us. And this often God points you. That's one of the questions malam ask about, "Will he be rich? Will he be poor?" The baby, whatever it is there. So, obviously the answer is there. What are they going to do with mas?

But money has many uses. One of them is, I guess, would be, uh, I can take it away from you. I can give it to you. You have benefits because of it, and so on. That's one thing.

But besides that, that's only after people doing good and bad. But before you do doing bad, that means who would have money? You'll say, "Well, then nobody would have," or, "Everybody would have." If that's the case, then you will have no, if everybody's a giver and no takers, there's no, if everybody's a taker, no givers, no. So, there's always got to be givers and takers.

So, He had to make to run the world. He has to be poor and rich. But that poor rich has nothing to do with that. It has to be that you can enjoy life 100% as a poor man, as a rich man. The same have the same enjoyment in life.

I'll give you for instance, I always for mushroom and for the kids, remember stickball? Okay. So, we got a broomstick. So, we had a broom. So, he screwed out the, the stick, and they had a bat. It also has a sword. Also had a, a spear. Also had a lance, uh, rifle. I think, think probably you can figure out some more things if you want. Whatever it is.

And then when he finishes playing, he screws it back into the, into the broom, and he got a broomstick. Now I'm a rich guy. My kids got a bat, and they got a ball. They got a sword, and they got a spear, and they got this. Now I got to find a whole room to put them in. That's a big difference. That's the only difference between a poor man and rich man. Who had more fun? I can't tell you.

>> Did the Rashiva ever have an allowance?

>> Not in the sense of $2 a week or $3 a week. Someone, no, I couldn't have had that. I was supposed to ask as a little kid. I remember I got a nickel. That was free candy bar. That's what they used to cost in those days, my friends. Okay. So, uh, there was a nickel. As I got older, you should, I don't think there was any amount. Just whenever I need money, I go home and I said, "I need money," and, uh, okay.

>> Did Ravoa ever go shopping with the family?

>> Not that I'm aware of, but there's a big difference. My brother once, I, I, I went, don't really go anymore because, uh, they don't need me anymore, or they passed out to the next generation. But there's certain things they go for, and, uh, the reason I hate to tell us, a lot of guys then, is the husband has to do the shopping, not the wife.

The wife has certain jobs to do. She has to cook. She has to bake. Whatever she has to do, clean the house, something else in the house. She even has to make the threads and stuff to make panosa in the house. But the raw materials come from the husband. He has to bring it into the house. So, really the shopping is the father's.

So, how come the mother landed up doing it? I would assume simply because she knows what she needs, and she really has the control of the money. Let's be real, be realistic. I mean, I know my father, when he came home, he gave her whole check and everything there, and goes in when he went in to a joint account, you know, it is there, and she knows whatever it is there, uh, and, and it's not a bad thing to go together because you can spend some time doing mitzvah together also. You know what you need, and for simas and even Shabas and stuff like that. So, it's not a bad thing that you should be involved with your wife in, in shopping.

But I think the lashes was special because he was the love when my mother married him. So, he had a certain dignity that he doesn't do. So, he once told me when he, he became a ba. So, when he was, he was not allowed to leave the house without the shamus. So, who went to call the shamus? They want to leave the house that I can't tell you. I, I never asked those particular questions. But that was the dignity to the love. The love does not walk alone. The love doesn't go shopping. It's not, it's not, it's not a point. So, my mother automatically did it. So, that I can't answer you if that's simple.

>> Did the Russash Shiva say that if someone has the right kavana while doing what some would say, or many would say, is a chore, shopping, but if they have the right kavana, it's actually a mitzvah?

>> I would think so. I think definitely the chab is for sure. But even if I'm doing it, flights, food for my family, I mean, I would think that, or whatever it is, I mean, they definitely can make it into, lift it up to a high and just, just a chore.

I had the to watch Rebavid come to Queens. He was shopping with his wife at Aaron's Casino Farms. And I can tell you that Rebid was an active participant in the shopping experience. You know, many, many husbands are, are sort of tagging along, and Rebid was looking at the products, you know, having a conversation.

I would tell you even better that we would go and, um, there was things that, let's say, each one over time picked out differently. See, I was more in tomatoes 'cuz I haven't liked tomatoes. So, uh, the choice, choose tomatoes, fresh vegetables, whatever you want to call fruits. My, my wife would be more that we would split up, you know, would you get together with for the big stuff, you know, like which meat should we buy or something like that, but, uh, but for the regular stuffs that we need in the house, you know, what do we need? Okay, you know what you need? You know, it's cut in half. Why we did both of it? Two didn't do the same job. We did two different jobs, man. Faster.

Nowadays it's as easy as pulling out a, a mobile device and, and shopping. But is the rasha saying that that's very, and one should, the, the man should be the one to, to go to the store?

>> No, the idea is by a woman, whatever that means, whether we understand it for now in our context or not. The women go out to work, they're the ones that, that all, they support the families and stuff like that. I'm not getting involved in, in, in those things in the hashkuff of it.

But basically, the really to, to, to prepare food for family or to take care of family, a woman had to chop wood. She had to make firewood. She had to make, make the fire. She had to prepare all the kind of foods from basics. Now was, you didn't go buy all in the boxes or the cans and stuff. This is you had to do all that. You needed a membership person to totally committed to that. Then now you needed also someone that's going to bring up those and whatever it is that's able to buy these things and stuff like that and learn. So, it was a two, two-person partnership all the time. It wasn't the thing there.

But Hashem, I think the reason God made the jobs for the women easier than the men. The men still got to work. They still do these. Women have vacuum cleaners. They have washing machines. They have ovens. They have refreeze, freezers. These things that they don't have to work anymore. That's why. So, they should be cuddleb. That's why. So, they should go support the husband. That's because men can't do it anymore.

When the Rashiva thinks back to the Lower East Side, which, which stores have fond memories?

>> I don't know. I remember from the time I was a little kid where, where was the, uh, nickel and dime store, which was like the grocery store, was, was the poorest store in, in the neighborhood. And, uh, yet everybody needed it. But that was a nickel product. Five was $5 a pound of tomato, potatoes, and stuff like that, and, uh, things like that. There was a nickel was a lot of money then. Roll was a penny. That was yesterday's threshold was two cents.

>> Okay. It's a dollar now, or more.

>> If you're lucky. Right.

>> If you're lucky, or more. It's a big difference what used to be.

So, there used to be stores where you go and, and I remember as a kid, I never brought money. Usually you put it down on, everybody had a, uh, a chit or whatever you want to call it, you know, and they put it on the account, you know, some because they didn't have, and others because of convenience. He didn't carry money. It was only cash that time. No one didn't carry cash. Yeah.

I remember now we get a paycheck. I remember my father getting the pay envelope when his 40 bucks was in the, was an envelope, you know, stuff like that. So, obviously, it's, it's a different world as far as that's concerned. But, uh, most stores as I got, I guess, married, it was already supermarkets on each side. There was the bakeries were big, but whatever is there. So, you, you had your, your regular stores. I don't think there was anyone that, that said, "I don't go there." It's always like, you know, this is, this is more convenient. It's nearer to me, so I'm convenient there. But there's certain products, or my mother used to go for, for a penny, uh, a pound, would, would travel through five blocks, 10 blocks or something like that to get something. Of course, that money. That's what money meant. And, and a penny meant, and a penny was money.

>> No wasting.

>> No wasting. But to use. But, but we, there was no stinting either. I don't, I mean, if you don't have, you don't have. I'm not talking about that. Now I'm not gonna say we had steak every night and stuff like that, which we didn't. But the idea is we ate our members as a kid. We don't do this anymore. Now we say what, what's called supper by it with the family. Everybody's working or they go to school. They come home at maybe a certain time to sit down and, uh, your mother made a main dish, and that's about it.

We used to have, as a little kid, we had a, a four-course meal every night for a formal supper. We had a forb, which wasn't maybe much, was maybe half a grapefruit, was very sour in those years. Have to put sugar on it, and, or we used to have that was about the two main ones we had. Then you would have a soup dish. Then you'd have boiled chicken usually, or boiled meat, or roasted was, was not common because that was a different part of the oven, was a different thing. But we had that with vegetable, and then compost for dessert. Four-course meal. And who has time for four-course meals anymore? Give me a sandwich and king, you know, something like that. So, it was a big, it was a big difference as far as that went. But I'd say, you know, definitely shopping became more as you wait going from Yeshiva to home, or going from work to home, and that's generally they had the stores all over, was a big area.

>> A friend of mine, Penny Fisher, said that Jack Shelby used to run the Grand Deli.

>> Okay, that's a long, long time ago. And that was after, after what's his name? Anyway, he used to own the restaurant. He started it over there. He lost it, and he sold it to, to, to Shelby. They had, he partners, and they split up, and they sold it back to.

>> Now there's no Delhi.

>> No Delhi.

>> Someone said that the, the Rashiva used to come in and say, "Can I get a, please, a quarter pound of hard salami?" And someone came over to Rasha, said, "Is that true?" He said, "It's true, but it was a half a pound of hard salami."

>> What, you know, salami was the same price as corn beef and tongue and these things. And the funny part is, I can't say we ate. It's, it's a very, I'm not going through the, I'm not even going to mention names, but that got to do with a period of the, uh, of the OU when, uh, from the founders to what's now. So, there was this different periods. During one period of that, tongue took off. Tongue is now more, much more expensive than corn beef, let's say, and, and roast beef and pastrami and stuff like. Why? So, the guy said to me, "Only one tongue in a cow." Makes a lot of sense, right? There was always one tongue in a cow. And I remember when tongue was the same price. So, what does he mean telling me that we were buying then was the, the guys would slip it in? I can't ask you that. It's not true. But I don't believe that is true.

>> I believe Hashem, uh, there isn't that many tongue guys. That's what I'm going to tell you. So, famous cup.

>> Before we continue the episode, I want to tell you a story. About five years ago, my wife and I met with someone to take care of a will, right? That's an important document that all grown-ups should have, but we often forget to prioritize it. Everything was fine. We did what we needed to do, but later I found out it wasn't done according to. It wasn't done according to Jewish law, and that's a problem. The person I did it with was great, but she wasn't Jewish. So, I did not have Jewish law baked into my will and my other important documents, which I'll talk about.

So, I called up the fine folks at a recommended law firm. The name: Newberger, Quinn, Gilen, Ruben, and Gibber. I can't say that three times fast. Don't worry, I don't have to. But it was an actually great experience. Do you remember we actually had the great Alan Gibber on the podcast? We spoke about estate planning. It was one of our earlier episodes. Super, super important topic.

So, why did I call them? Because I realized they get it. They're not just another big law firm, even though they've been at this for over 50 years. And they happen to be, who's counting, an internationally recognized full-service law firm that handles estates, trusts, real estate, business law, all the good stuff. But what really stood out to me was their halik estate planning expertise. Let me say that again. Halik estate planning expertise. They understand the Jewish side of things. How to make sure your will and your finances are structured properly, both legally and halically. Alan Gibber leads that department. He was the man who created this field essentially. He's written the book, the literal book. And working alongside him are great people, including Schlommo Canor. He's helping families just like yours create clear, halic, and practical plans for the future.

What you'll like about them is they're calm, professional, and they listen to you. That's important, right? They're going to help you get organized so your loved ones aren't left, God forbid, with confusion, stress, or worse, after 120.

So, if you've been putting off creating or updating your will, especially if you want it done right, reach out to the team there. That is the law firm I mentioned earlier. But you're not going to get me to repeat the name because there's so many names. They have so many people. It's important. Please, please, please, you should never actually need it until 120. But get your family put together to the point where you can sleep at night so that your hard-earned money does not get lost in the unnecessary court battles that so many families get stuck with. The money literally drains. Okay.

So, trusts, estate planning, medical directives, right? God forbid if something was to happen to someone in the family, you shouldn't have that. But you should always be prepared and have things in a row because not everything is as easy as, "Oh, but this is what I always wanted, so why is it?" No, it doesn't work like that. You need a team. Visit nqgr.com. I put the link in the show notes. You can scan the QR code. That's nqgr.com. Ask for Schlomokanner. They're a team that, like I said, is reputable, dependable, reliable. They've been at this for decades. But when you call Schlommo, I want you to do this. I want you to tell him Ellie from Kosher Money sent you. Thank me later. Now, back to the episode.

Kash at home. Did Ramosa hold himself to higher standards than what the family consumed as it relates to food?

>> I would tell you the opposite, but, but I don't know exactly what you mean. Okay? So, I'll give you two, two scenarios. If you're talking to me about, "Did we buy from the guy with the longer pay and then the bed and stuff like that?" That's what you meant. No, we bought for many that's consider, and, and whatever it is, and it's that there was those things in, and with that time, all these stores were on the same block. It's a very interesting, uh, thing which, uh, completely different than any, uh, economic setup they have now.

All the butcher stores were on Sul Street. All the, uh, matzah bakeries were all on, um, that street also, one street. Uh, all the, uh, what do you call it? The electronic stores were all on Canal Street. Everyone was next to each other. You weren't 20 blocks away. There's that butcher and that butcher and that butcher. There were different neighborhoods. Yes. But each neighborhood would have three stores next to each other. Other words, why? Because God decreed that you're making the money. You're making the money. Has nothing to do with the competition being next to you or not. That's the thing to that because that's totally in God putting that idea into your head which store to walk into.

But lice, now I'm sure I wouldn't go next near you, and you'll ask me, "There's a den of, uh, you're not allowed to go in competition with a person's business." I'll tell you a story. I once had a talmet. So, he, he had a spoil store, but a spoil store not selling. Uh, he, a cipher store, rather. He wrote, he wrote poem, and, uh, that was mainly he wrote. Then somebody opened up a half a block away from him. This was in Burough Park. And he went to the guy, and he said, like, "You know, hey, you know, I'm here first. How do you go in?" He just opened up on the same block as the other guy. So, the guy calls, called him an opic. "You don't believe that, that the thing that has nothing to do. I'm saving you the judge. How much money you make this year was made up already. I'm saving you half the work by moving in. You don't have to work so hard now. You can make the same money."

So, I said, "No, that's baloney." The thing is, what the guy has done is he made me change my business. My business was of cipher. One cipher was necessary for 10 blocks. Whatever is, you put in a second cipher. I now don't make enough from being a cipher. So, I have to take in, I have to become a Judea. I don't want to be a Judea. I want to be a cipher. That's the problem. It's not a point of, "I can't make a panosa." I'll make a panosa. But the idea is, it has nothing to do with making a panosa. It's how I make the panosa, and I don't want to make it that way, and that's what you're stealing from me. Okay. That's with one case. I give you two scenarios. That's, that's one. So, that stuff we, we were not marked on, on that stuff. Uh, he's former, he's former. No such thing. But yes, they were all for all your juice.

The what was their problem? What he did? I'll give you a case. We used to make his own matzah. I mean, we still do. I go down, we, uh, have a makes their own matzah for the, for the people of. Okay. There certain we do because of that, that we're able to do. We pay more sometimes because of that because it takes, we don't want that so, so long, and they shouldn't work on it so long, or should be faster, whatever is. So, all it is, uh, that cost money. Okay. So, we have to take that into consideration.

Once there was an Israeli, uh, a guy in the Kyo. He was a poor man. He came from Shalim, and he's was a younger man, but then he was living here. And our matzas were six, six and a half matches to the poundage. At that time, was nine matzas to the pound. So, I made a bis on pes, and he was a poor guy. And what's a person going to eat on pesak? You eat a matzah and an egg. Well, you're going to be in nursing dolphin. So, uh, he bought the matzas from the, from the, but he also bought Shiva one pound of matzas because was the sandic, and, you know, he's going to be there. So, he knew matzah, and he did this. And we came to eat, told me as we going home that he ate from the lab. He didn't eat the other ones. I'm not different than the other Jew. We all have the same laws. The other thing is, if it is, if you're giving me that this is what I want to pick, I'll pick. But if you tell me the good guys eat this, and that good guys eat that. Something like that. Not for me. And he would need stuff kosh just, it's not his particular. Okay. There isn't.

Is there a story with Ramosa in that maybe it was a, a yogurt or a cottage cheese that, that Ramosa threw up or of?

>> It's baloney.

>> Baloney. A lot of.

>> As far as I know, I can't swear to it. But why is baloney? Because it's cautious. It's cautious. The only thing is, is that I did something I would not want to have done. You've done things that you wouldn't have wanted to do. Big deal. It's down there already. I'm not going to go throw it up.

But there's stories like this. Uh, and whether really happened or not, I don't know. But I hear the same stories everybody else heard. Also, some there was, uh, a bottle of, uh, once upon a time there was J&J milk, and there was cold flow and cah and wool and balsom. There was a lot of cultures in there. So, he had milk, and he picked up a bottle of the milk, and he put it down, and, uh, took a different one. So, everyone said, "Why do you put that one down? It must be because it was not so good, right?" So, it, it supposedly affected the market for a while, or so they say. And the truth was, it was because it was an empty container. That's why he picked up a second container. It had nothing to do with, "I didn't want this milk." So, there's a lot of stories. Like I said, you got to know the, the sources, the real, the real stuff behind them. But usually was not because I.

>> What was Revelation's thoughts back then when it came to earning a parnasa? This idea that someone had to potentially be fired from a job if they weren't going to work on Shabas, and how, and how to, how to properly communicate what they were going through to their children, their wife, and, and their family.

>> Because that's really before my time. It's not really before my time. I, I probably came in at the end of that era, the 50s, the 60s. I'll tell you what he told me, maybe, uh, to explain, and something maybe I heard a Levia on, on Friday. A good friend of mine was, uh, very close friend. I graduated high school at 15. Okay. And, uh, I thought I was learning at night. So, I, we, I used to have a sale till about 12:00 in MTJ, then go home.

And one day my brother comes over to me, and he says to me, "You're not learning enough. Why don't you go to college?" Okay. All right. What am I going to do? My brother told me, "Go to college." So, I applied. I did everything there. That time it was no, didn't cost you anything. So, you able to go to college. So, so I applied. I, I got presented my marks. I got everything else. In the end, I got to talk to my father anyway. I got to tell dad, you know, "I'm going to go to college." So, I went to my father, and I said, "Uh, daddy, uh, you applied for college." So, he said, "You know, the only head to go to college is Panosa." And these days became Panosa. So, you have no hector to go to college, and that was the end of my college plans.

>> What did Revelation mean that time?

>> You can become a, you can become a, a rabbi, once upon a time, job for a good Jewish boy. Uh, you can do those, you can be mashk as a former. Now that was in our time. Before then, who needed these people, right? So, therefore, then there were no jobs. But after that, uh, we took everyone else became fry. Maybe the only ones left, the sha boys. So, they got the good jobs, you know, whatever was out there. But it wasn't a well-paying job, but it's awesome.

>> Did the Rashiva go to his mother and, and share the pac he got from daddy?

>> No. Why would I do that?

>> Isac. That was it.

>> Wow. And then what happened from there?

>> Nothing. I went back to yeshiva like I, I didn't stop Yeshiva just because my brother told me you should go to college.

>> And was Tyra Taka Parnasa?

>> The first year I taught in high lie in 1964. No, not 64. Uh, was 20. It was 24. 24. So, I was 19, uh, 61. I taught in highlight. My salary for being a full-time lei was $3,500 for the year. Would you say that to padosa? You know, now you, you don't, you can't even imagine such a thing. Like that's not even a weekna. So, you're telling me it's going to be a cool, right?

>> I'm doing the math on the roll of two cents and trying to multiply everything else.

>> Well, it was already about a nickel already by that time.

>> Okay.

We, we, we made a, when I was in the year I got married, I'd say we'd be 57. When I got married, we made a, you know, what would take a family to live? Probably $95 a week. That's what it would take to live. My life worked. It is there. And then, and then within a very short time, when I have to go to work, was my child died is 52. But till then, he supported. It wasn't really in Kyu. It wasn't really in Kyu. My wife worked, and my, my, my in-laws fed us at. And then he died, and all of a sudden we have to support two families. Well, Hashem, my wife was a very good support.

>> What would Ramosa say about the current state of the education system? A lot of the community looks at secular education today like Israel in that after eighth grade it's discouraged. It's reduced to something, uh, very nominative in that after eighth grade we move on, and that education is, is not as important. How, how would Ramosa look at it today versus?

>> We have in the sh now, we still have English. We don't give in to these guys. The kids come from Blakewood, come from Burough Park, they come from South where the, the schools did not care about English and whatever it is. They, if you ask you my opinion, I can give you my father's at the time. Why did we have English at all? Is that's the simplest reason. At that time, they said, "You're recruitment. You can go to jail and not going to school." In reality, it makes them, why would the English make it come in? The kids come in with an attitude that they don't want to go to English, which they got in elementary school. Okay. They come in, but we make them go. They have to pass the regents. They have to give the, the thing. So, they have to go. They don't want to go, but they want to do something else in class. So, this is a constant fight. You know, you catch the kid learning or nothing, whatever it is.

But the truth is, by this fight that we make him do, by the time he gets finished with English, we have only three years English. We have, we get all our credits in three years. And, uh, and, uh, Hebrew was Sunday, and, and in math, I mean, uh, gym and, uh, art and that stuff was like they called it Friday, whatever it was there. So, basically, it's, uh, for four days of, of, of English. And by that time, the kids are so hungry to learn, he doesn't want to, he, he, he sits and learns, becomes a masmid sh. They don't have English for, they don't have English. So, what do they do? We have seven hours. How do we waste it? In other words, you can't learn with another four hours of gam because the kids can't take that much. We'll learn this. We'll skip them. Give them a, instead of a 15-minute lunch, we'll give them an hour lunch, which is by us like it's a half-hour lunch or three-quarters of an hour lunch. You don't give an hour, an hour and a half lunch, or an hour and a half supper. You go. So, by us, even when we have English, was always, was almost eight hours of learning besides the English. So, it's not the big thing.

And the second thing that I learned was when I came to highlight, I couldn't get a job. My boy said, "Nobody would hire me as, as a mercious son 'cuz they can't fire me." So, they can't hire me. So, I wasn't hired when I needed a job. I didn't have one, and just throwing myself through my brother-in-law, I landed up in highlight. I was teaching the kids, and in the 10th grade, I had the first year 10 to 12th. And to answer, they weren't very much spoiled. No big deal. That's your job. You'll see, know how to answer Rambam. But what happen if I told you all the history you have to know, or all the mathematics, or all the chemistry, or all the sciences, you know, all these things, or I can play ball better than you? Oh, that's a difference. You never know what gives you the cover. So, don't knock it.

And, and do you find that when a child does have a strong background in writing, in math, or whatever it is, that they're better able to earn a panasa, express themselves in, in all areas of life?

>> Let's put it together. Let's put it this way. I have my son-in-law is an, is senior editor at ArtScroll. My daughter, who, who didn't also didn't go to college, but she knows enough about, uh, what do you call it, computers. She, she was a big man in the Navy and the thing in the SP city. They now they, they do the, uh, the editing. Not only they do the editing, their kids do the editing. Where they do the editing, they don't know English. They know English. Know English was once I learn English and right here, you know, I don't know what to talk about. You can express yourself. You can give over ideas. You can do over big differences. My own books, I see that the difference between how it's written by one thing and how it's written by another person. And you give over ideas with a good thing. You, you, you're effective. You don't know it, you're not effective.

And exact that we're anti is the now an English teacher doesn't deserve covet. Even a rebi who deserves as an English teacher doesn't get the covet. So, we learned with them that there's no excuse for that. And those things is a thing there. So, I'm not saying it's the idea what would be if they taken away from the things. What would we do? I assume we would make a, a different type of program, and wouldn't be English. Would be obviously mathematics, basic that you have to know how to add and stuff and subtract. You could learn it from tus if you want. You could learn algebra from tus too. But the idea is, is that they, they have to know how to learn. The guy wrote a, a book on, on, I think, on geometry, supposedly, which he got from Kazal. So, obviously, everything is in the gammor. But do they know it? Do they learn it from it there? That's a difference.

Having to be intentional about wanting to learn it, right?

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How did Reisha learn what was happening in the world? Did, did Ramisha rely on people telling him about current events and, and latest technologies and, and, or did Ramosa open a newspaper to see what was happening to keep up with newspaper all the time?

>> Um, I mean, obviously, Yiddish newspaper. But the newspaper, the reason you can tell me, "Why would he do that?" Okay, maybe in a modern society we would say, "It's all fake news, loose." You're right. And it's, and we, the truth is, we know it. So, everything is written it. But once upon a time, that's what happened. You had to have an independent opinion. If he's supposed to be a leader in CLA soil, you have to have an independent opinion of what it is, not just what mightab going to tell me I should do. That's not independence.

I remember in an interview from, I'm not going to tell you who the, the translator was at the time, but it was when the, uh, when they brought the, um, the guys who sat in jail, the men shan and these people, afterward brought the first one, the refusnix to the house, and he's toiling with the things they went through and all that. And the translator and Oshiv is letting the guy translate in between. He's saying this, he's saying that. And then he says something, and I don't know exactly what the issue was. I don't remember. And he said, "You know, it seems to me that he's saying this, not that." In other words, if I know, if I'm relying on you, I depend on your translation, and that's not so very good, especially for businessmen. So, you should know that.

>> Especially today with the advance of artificial intelligence, right? And, and gdylim who have to lead at sber, the information that they receive is sometimes second or third hand. So, what's the Rashiva's thoughts as it relates to giving some sort of pock on how it's used? What has to happen before that sock is given so that it is understood?

>> I think he would have certain people, myself, I guess, among them, my brother probably more so because he was around more, or other people that he had a trust to that they wouldn't lie to him. Now, now nobody really actually lies to anybody. We all give you, we just slant it our way. It's not, you won't call that a lie, but it's a lie because what you're trying to do is you're trying me to look at the thing with more beneficial one way or another way.

So, I'll give you an idea. Uh, where I once walked into the house with the mayo who was at the time when AIDS first came out. I don't remember the years of 70s, 90s, when we was in. Remember AIDS?

>> Before my time.

>> Before your time. Okay.

>> I think the 80s.

>> '80s. Okay. But never was eight. So, there was a question, "Should my m the kids or not?" You know, stuff like that. Course, who's the mayo? Who's the kid? What he called? A very thing there. I had a friend, Ramy Cohen. He's here. He's out in Staten Island. I got her into certain things. So, my brother-in-law was the head of the Muslim thing of the state. So, they, they wanted, they by them was a big deal. Like a lot of people already was not so much on it. There's enough people, but they working on it. How much do you have to have? Don't have to have. Said there was a big thing, and, uh, it came.

So, he came to, uh, to the Lash Shivas. I brought him to Shiva, and he was asking questions. So, he started to talk about AIDS. It was just started then. So, I don't know how much the Shiva knew about it. So, the guy that was there made an objection. "It's my gayer. It's a thing," you know, something like that. So, he told him to keep quiet. "I want to hear." And he said this type of a thing. "There's a difference between a mam and a, obviously, everything sickness, certain sickness. Think they're called an epidemic. What's an epidemic? What's a sickness? What's the difference? You told one's more." No, it's not that. He says, "A mafa is something that comes, has no cure. It stays for a while, kills everybody, and leaves. A mah is something that's constantly there. Therefore, there's people that are don't get it, and there's also people that there's a cure to it. But there's also the thing." So, he decided that it's a mah, not a mafa, from the, the description, the communists of it. And he said, "As a, we have, we have a right to be on, on the mitzvah on a. You can't be on anything because it's not normal. But something that's in the normal sense of the thing, you have a right to be on some." So, there's a point where he, he decided the two things. He didn't like the person's self-opinion. He wanted to hear himself what you're talking about, and whatever it is that.

>> How does the Rashiva feel as it relates today to how many are going about parnasa? I would say, and, and tell me if I'm wrong, please, a lot of people rely on support from parents, in-laws. Is, is society as a whole, Yidden, is, would the Rashiva classify the current system as being healthy, or do people tend to look for shortcuts? The fire is the method of, let's say, you know, we, we, we're supported by our parents, wives, whatever it is. Money short. He said, "I don't, there's no problem with that. We learn to live in our means. And if you don't learn to do that, then you're up the creek anyway. I don't care how much money you got. But the thing is, you have to learn to live within your means because I always looked at the other guy. He just did. Yes, I'm going to do that too. And they think you're crazy. That's not, I don't even get a kick out of it. So, what do I need it for?" That's not.

But there are businesses that people look for shortcuts, and therefore becomes meatless problems, honesty problems. Those are problems. Now, if we're talking about an that is going to be without trying to cut anything, and, and I've heard this is regular business practice between two people who went actually to a dent. I don't know what the dent was, and the guy won, and that one paid off a broker to claim that the, that he was the, that he put in his bid first. And, uh, obviously I was able to prove it wasn't so, whatever it is that. And the guy had to pay. And then I asked him, "Do you, do, I'm sure you don't talk to the person anymore?" So, he says, "You talk him out. I do business with him every week." I said, "How could you go? Why aren't you that he's going to cheat you again?" "He's a big player. I need him."

Now that's one way. I always used. Picture two goyim who one cheated the other one. They go to the bar after the deal is done, and let's have aim. And then the guy says to the other one, "By next time, you better watch out because I'm coming after you." Okay. They smile. They drink their nap, and they go away. By us, you, "You want to steal from me? How could you do that? How can we be friends and stuff like that?" And unfortunately, I see a lot of people, it's affecting that look, "That's business is business." And there's no such thing as "business is business." Is from God. All that of anything that goes into thing. There's all doesn't make a difference. All your plans, all your great plans, all your things go bust. Doesn't mean anything. It's all you bought at the right time. You're going to like it. If you don't born at the right time, you're not going to make it. Who gives you the eight of the o gives you the eight of paras, and that has nothing to do with anything. It's all from God. So, what do you, what are you trying to do? And you should know this is something that I think, you know, we're supposed to teach. I think I'm giving you a sign.

>> You're supposed to the.

Mor said he's supposed to teach first, right? To two guys. So you'll have some, maybe that'll teach you the first, and then you go to various, or maybe they're a little bit more religiously go to first P of not of of and and then they go to batas and stuff like that.

"Why aren't you doing what the says you should teach?"

"It's boring. It's this. You can tell stories." So you start telling them stories about things you know nothing about, the mobble things like that. They're nice stories, very nice stories, but you don't know what happened, you don't know what it means, you don't know anything. That's I'm trying to teach a little kid, but the hashk of, let's say, where, let's say I'm going to pick. So it says morashem, there's a and there's an of bashm. Is if guy use by mistake or on purpose, whatever it is, he has to give you. If you steal, do the same thing. Why? Anything else to do the same thing. But he calls it, "What I do, I didn't do anything against God, against the person. No, do anything person. You decided God can't give it to you unless you take it by yourself, or you decided, 'I can take it even though God said I'm, I don't want you to take it now.'"

So you decided you're bigger than God. You're more important than God. So if that's the case, you said God hasn't got these powers. So if he hasn't got these powers, that's the worst thing in the world. So how could anybody lie or cheat or anything when it comes to business? "It's not me. It's God. He's giving it to me."

I did tell you something I just heard Friday by a Levia of a good friend of mine, which I mentioned to you before. I I never heard it before. So I'm only saying it over from the masid, which was a tal of mine and the son of of my friend that was na. Said my friend was a big shasha and uh the son is in, is is is a rebi, maybe in certain things. So there was aella in the neighborhood, so he was telling about himself. He asked his father, you know, he's telling him about you trying out for this job or interested in it. Everybody started telling him, "Well, why don't you look for your friends who can put in a good word for you? Try to get yourself a probe."

So, he went to his father and he told him. His father told him, said, "Does it have to do with panos? Do you need it for panos?"

"No, I don't need it for panos. Don't need only goes on panos. You need panos." Anything to get the Stella and I got the Stella anyway. They offered it to me without ever applying for it and stuff like that. And that's what is it because that's from God. God gives me the cover. God gives me everything in the world. So if he gives me the, there's an I have to work for, so okay, so I need to do. But for that I don't have to do.

"How does one ensure that they don't overinvest in this currency called histadas?"

I'll give you a cooler first. In the fif wahholic rock fella gates, whoever else was out there making billions, right? He's got more than he'll ever spend, but he's a workaholic. He likes to work. He's not, he's allowed to do it. Guy goes to the ball game, goes on vacation, goes on this. Now you, now you're going to pay for. But if you do the work, fine. Okay. So therefore, it's not so bad. You want to work. The question is, what whose money is it? What he do to money? That's a different story. But anyway, but basically, I'm working. A person can make how much he has to put in. So I'll give you in the in the law of it says in in just said it this week. The one who did more didn't have any extra money, and the one who did less didn't have less money. They both work the and the. So says, "What? So what's are you trying to tell me with that?"

The idea is, the appointed a certain amount. You can't more than I want to give you. A working extra isn't giving you any money unless I I put in that you should have more money. Otherwise, you're not getting paid for it, or no one's going to give you credit for it for whatever reason, or you get fired because of. Who cares? But whatever it is, it's not going to help you.

And then the mom is by being cheap. So I said, "I don't understand. I can understand the guy who tries to make more. I put in more hours, more things. Maybe I'll make more money. God still doesn't give me more. So why?"

"Because I don't want you to have more. So therefore, it doesn't make a difference how much you're going to work, right? But why should the guy who doesn't work and works only a little, why should he get the same amount as anybody else?"

So I said, "We're not talking about people who are lazy or or deciding on that they had to collect the money. They didn't collect the money. You know, a good enterprising Jew should have made a lot of money there. He should have said, 'How many people in your family?' Guy says, 'Oh, I got five kids.' 'Oh, you need a seven, a seven I a package. I have a seven package. It cost you 50 cents. You fill it up and you don't have to worry. You don't have to count. You'll have to figure.' But the way that the tells you they had to do, they colle, they collected the money in a blank package, they're not knowing how much it was. Then they waited against the one who needed 10 had exactly 10, the one who needed five had five, whatever it is. Even though I've been picking up all day and it's not there."

Two types of people. One purple person says, "It's not enough yet. Not enough." So he keeps picking and picking and picking, but he's only out to pick one. Not out to pick that. He just thinks that to make one, you need to work a whole thing there. Not true. Then there's another guy that's a plenty, right? So he also also wanted to pick the one. So he's got the one. That's as much as you decide you need, that's how much you're going to have to work.

So I'll give you a mush. What that means, I guess a person can find out for any job approximately. I guess online you can look it up about how many hours you have to put in. So let's say it's a salesman. So they tell you, you have to have at least 10 repeat orders and 10 new orders. Let's say every week they'll give you a panosi. A guy did this for 10 years. It works perfectly. Has enough, has no problem. One week he goes out, nobody needs repeats, nobody needs a new, and he has nothing. Should he go now, look for another 10 new? What should he do now? Or should he just go say, "Guy, I see this week you don't want to give me panosa, so I'm going to the b medish. I'll see you next week." And what should he do?

I think that's what he should do. He should go to b medish. Cuz you see from 10 years he was enough. For all of a sudden, the v machine doesn't change the rules of you put in enough work, you don't have to work more. But I don't want to give you. Even if you put in the work, what can I tell you? So therefore, you're not getting this week. But once you put in that, say I put another 10. Now, now it becomes part of the normal. You're going to have to put another 10 every week.

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"What would be the rashiva's recommendation if someone came to the rashiva and said, 'I just made $150 million after taxes. I gave already. I have plenty of money to put away for my children, my grandchildren, my great-grandchildren. I have my homes. I'm going to my shr visits, but I still have $150 million left over. And oh, by the way, I probably could make more money, or I can go learn. What should I do?'"

"Go learn. It's not your money."

Okay. What do I mean by that's not your money? I don't know. Where do you, where the lottery is up to now? Okay. But we, we have billion dollar lotteries, billion half dollar lotteries. I think um this year was one with over a billion, I think, was was one guy. But what am I going to do? Billion dollars. Let's understand what a billion dollars is. That's the first thing. You know, it's very nice. I read a billion, one and then nine zeros. Okay, that's nice. That's a billion. And a million is one and six zeros. What's the difference? A million dollars, I would say, is about $1,000 a day for about three years. A kid could understand a thousand. He handles already those numbers, right? A day. He understands. Three years. He understands. Makes sense. What's a billion dollars? A billion dollars is $1,000 a day for 3,000 years. Can you understand that? Yeah. 3,000. Oh, yeah. But who's 3,000? You can live 3,000 years. Who's it for? Cuz you think God gave it to you. What did he give it to you for? What are you going to do with it?"

My father used to say, "Just, you know, compare it to him and Rockefeller. Says, 'I make more than Rockefeller.'" So what do you mean, make more than Rockefeller? Rockefeller works for nothing. He has all the money he needs to love and needs. So why is he working? But I, whatever I work, I get money from, I enjoy it. So my father made more money than Rockefeller. Right? That's the truth. That's money is not given for you. The money that's given for you is, I would say, to to figure out what type of person would guess how much you give my stuff like that. Is is a person who lives check to check.

What do you mean, person who's paycheck to paycheck? Everyone's got a bank checking account. You got to have savings account. Well, not everybody, but most people do, and we all have it. But basically, a person who makes $50,000 a year or so, I'm not far from there. So therefore, it's it's that number is still around. Okay. But $50,000 a year to a guy makes $150,000 a year. We both work check paycheck to paycheck. The difference is, the $50,000 guy has a small house. $150,000 guy, big house. He got a big car, a little car, nice mortgage, whatever it is there. He pays more tuition, pays more this, whatever the thing there. But we're both working paycheck to paycheck. I don't have cash flow that I can pay off my money thing without my next say check it. That's my money. That money you give is my was anything between 10 and 20%. It's not I'm mentioning, but it's a person has to figure out what he needs for himself, but that's the general 10 to 20%. Money after that, which is like upgraded the to catch itself to the to his boat that was on the bottom of the boat. I mean, the guy's a tad. He died penniless. Penniless to the point that his daughter, who had a million dollar sub, a million dollar sub had to pick out kernels from horse manure to be able to eat it because the the horse doesn't digest those. They come out fully whole, the uh barley and stuff like that, oats, stuff like that. So they picked that out and from that they made their food because they, because they didn't give enough. So Garasha, but they gave plenty. He said, "Yeah, he gave a lot, but not according to how much he he should have been able to give." And that's called according to the camel, that's how much weight you put on on the stuff over there. I didn't give you the money for you. You can't spend it. There's no way you're going to spend it. So therefore, there's no way you spend that and give it to you. So what did I give it to me for? Give it to you for cotton. You, I found a good banker. I found a guy that's going to take care of my oil, my light. I'm going to give it to you. So say as a, you have a hecka because of that to use the money to buy yourself a fancy house, to buy yourself a stuff so you can enjoy it more and stuff like that. But meanwhile, you're giving out the money not to waste it. I'm not talking about you buy Harry or Monkey to pick out the to give your guests the wedding their uh seating card, that that's wasted money. But as far as point is uh living in a fancy house, that that's you're entitled to that and that's one of the monies that is the uh who well says that says it's cotten, says it's a potten, and the That's money given for you to do the right thing with. And there's a camo. It's a yaip. I think the uh I think it's a ya besides being a xiaomi. The story was no man, there was a man or woman very poor, had no, I don't think they had children either. They always were complaining about money. So yo came to them and said, "I'm going to give you money for six years and I'm going to come back in six years and take the money back and stuff like that." Yeah. "What do you do with it?" So, uh, they go, "Okay, six years is good also. Six years will live like mentioned." Okay. She kept the piece of paper and wrote whatever she did with the money. When he came back at the end of the six years for the money, she says, "Could take these papers and go to the baby sham and ask him if they found a better guy than we were, he's taken to them. If not, liberal play us." And that's what we are. We're all gab boy. Give out your thousand dollars here, billion dollars here, billion dollars there, plenty you can give out, right? That's not your money. It's poor people's money. It's your only aging to have to pay for it. And then the other word, if you didn't do enough, you're going to have to do it. Now, how much should I do? And how much could I do? I didn't say it's a good deal. I didn't say maybe it's easier to sit and learn all day than to become a big deal that's going to give out money. You know when you sit down really, you know people think they ped themselves off the hire goim and stuff. Now you want to tell me I want to give them bonet a few people that I'm support personally by making them my gab. Okay, that's that's my personal business. But to say I made them a gaba so I can go on vacation. That's not why I made a gaba. It's your money. You're the one that's responsible for it.

"Would the Russash Shiva say the same applies to people's talent and skills who bench them with the ability to storytell, the ability to sing, and and they have the ability to use that skill for and for others? The same applies as it did to money."

According to Lord, he used to say this. I don't know his actual, but he said this at guri convention many times that I mean, we say inhiv that besides my money that a person has to, he has to give my service time, which approximately is about yeshiva, not 20 hours, it's about two hours a week because the hours that you sit learning and the sel that's by the yach work. But Ben told him, that's not your work. So I have to do so I can learn with a younger baka. I can do, I can do a lot of different things all at the time. I have to do things I might have to do. So I would do with with this thing, singing this thing also, unless you put it into money. This is from a tal of mine. He once learn about that his uh he was dying and his kids were complaining to he's doing that not like it said it says, "You're taking by you take, you take the the young ones and you leave the par, the mother, and here you're taking the father and you're killing the young uh and you're leaving the young ones. What are we going to do?" So the the mal came and then he lived 22 years later, another 22 years. Says, "Why 22 years? Why not 21 years? Why not 27 years?" He says, "That's how much money he gave. He gave how much it takes to make 22 years of money. That's money that you earned. That life you earned, you works for nothing. What you get from it? Nothing. But you got money for you gave it away. Now the money God owes you a couple of is."

"Okay, we have a a few more minutes and so many different questions. I I did want to ask the rashiva about spending money for shabas."

Okay, says we got to standing over and okay, mean how much tuition I pay, no bund, that's paying for the covered, that's paying for the dining room, that's paying for a lot of I don't know what what it means. I'm not getting back. Shabas is an easier one. So it means it's not in the why. Well, let's say why is it not in the why? Should God give us any other? So I think it's goes on this on Shabasan didn't fall. So as far as your working, you didn't work for Shabas at war. Regularly, you had to go out, pick the stuff. So you picked for Shabas, as you picked for Sunday, picked for Monday. For Shabas, you didn't pick. In fact, you didn't pick to to such an extent. I'll even tell you how far that they didn't even have to work for it. When did my tell them about chabas? If you look in the last week again, it says over there, when did he tell them about it? When when it happened? It's fine, right in the beginning of the paranium, tells him right way on the sixth day, there will be double. Was not told that to them. It came on the sixth day. The came and said, "Everybody got double. What happened?" So there he said, "Who? Why didn't he tell them before?" Because if I tell you before, you know it's not going to be, you know Friday, you know you don't really have to worry about chabas, so you're not going to work for chabas. You, I'm going to work for seven days. Right. Okay. So then they would have picked it up anyway. Right. I want you to see the nest. I want you to see pick for one day. You had six days to test already. There's no point in making more because you're not getting more. So all you did is pick one, and that was two. How did that happen? That means you don't work at all. You don't even work for shabas. Not only you don't earn money for shop. You don't even work for shops. Okay. So what does that mean? Why? So that so that's why. But why with the why? So there's two types of shabas. There's really three. I'm not going into the third one. One is it says because, so my lessons to learn when one God makes something or when you make something, how you're supposed to think about it. So say things up in that when I create, what I'm supposed to think about. Okay. Then there's also a point of that understand if if some one guy, the two two go, two countries, one kills the other country and takes all its slaves, who do the slaves belong to? To the country they're one, right? Doesn't say belong to independent. They're not independent. The country don't want, they belong to me. If that's the case, killed the mitim, he took us out of, so now we belong to God. So Lisa, you not a lot of work on shabas. What's working on shabas? I mean, okay. So, you can have, I kid comes home from work from school and I say, "Do your homework and then you can go play." Is that called a free kid or is he a worker? He's a free kid, but he has obligations. So he has to do the obligations first. A worker, you don't do that. A slave, you say, "Do this. When you finish, wait till I find something else to do." I would give you the biggest picture I think is of a of a slave as far as workers. While would be a chauffeur. Now, he drives a fancy car, brand new car, best in the world, right? Doesn't work more than two hours a day, right? But he can't leave that car because if the boss has to go in the middle of the day and he has to go someplace, he wants that driver right there with his car when he's ready to go. So he's tied for that car. That's inevit. Okay. So now you're my avadim. Who feeds aim? Owners feed aim. Vim don't feed themselves. Okay. That's the case over here. So therefore God chose us. You are my avadim. I pay for you on chabas. That's why I do shabas. Therefore I don't want you to pay for it. I don't want you to have anything. I'm the sim from the money. That's what I'm saying. Now, how do I know what's happening? Okay, so this is a question. First of all, I never saw anybody actually made an actual, but people try. Why not? I assume if God said the says this is a mess, I'm sure it's a mess. But I want to add something that let's say you'll say, "Well, you know what business is this apply to? Applies to tips, right? Any monies that come that I don't work for." What do you mean, money you don't work for? I work for everything. No, you don't. Uh, let's say I'm a love, right? I go, I speak many many places. I'm going outside the room for. I tell me the only one that really asked me if I have the time, right? Sometimes someone will slip you a couple of bucks. Right. Did I do it for the bucks? No. But I got a couple of bucks I didn't work for that chappers. Okay. So the same thing goes with tips to that chappis. Now I have such business. Yeah. How many things you buy on sale? Why should God give you 50% off sale this week so you can buy what you need? He goes, "Chabvis, I'm saved you 50%." If you add all those things into, let's see what you end up with and stuff like that. That's what I'm saying. So I don't think it's awful. The guy can try it.

"Rabbi Feinstein."

"Yeah."

"The Rashiva's grandson who connected me here with the family. He told me that back in the day when he used to come for Shabas, he he would he would ask the rasha, 'So much you're spending on Shabas and Shabas, what what do you need all this for?' And the Rashiva said, 'You'll see. There's there's there's always a chance we might need it.' And then someone had got locked out of an apartment and they came over and they they ate up all the chicken schnitle."

Okay, we had things like that. But I tell young delight, I'm disagreeing with Mishnab now. So it's, you know, who you disagree Mishnab. You're right. I'm not, I'm nobody. But I want to give an upshot. Okay. Lake is hill and shami. Uh, it says Shamai used to live in Shabas every day a week. He would go Sunday and he would buy something and he would say, "This is for Shabas." Then he go Monday and find something better and he would say, "This is for Shabas." So what do I do with Sundays? So Sundays I eat on Monday. So I, so so now I'm all of a sudden I'm eating the whole week from Shabas because I'm only buying for Shabas. I never bought for the rest of the week. Hill said, "We don't do that. We both every day take care of us." So the mur says, "We passing like Shamai now." Hey Shami, this, that, there's only three mas in Hill and Shama, and we're going to give one of them to to Shamine. I don't know. What are you going to say that for? As far as I know, Hill won all the laws. Okay. Some shots like this and Hill had a different way of making the money. Shami told you how he did it. I'll tell you about invite five for Shabas. Okay. Now, or five guests. Okay. I'm sure you lead it up. That's why. Okay. But but I'm going to have five five guests. When you invite a guest for Shabas, what do you think of? Should I get him a top or a bottom? I don't know. So I'll get both. So I buy 10 bottoms, 10 tops. I mean, five bottoms, five tops. I mean, some tempo. Maybe like a piece of beef, five piece of beef. Maybe piece of steel like me. Maybe piece of turkey, five turkey. Maybe a piece of lamb, five lamb. I got 30 piece portions. I only got five guys. Now the yeshiva, they'll eat up 10 portions for sure. Now I guarantee you if you got 20, that's for you and your wife for the whole week. You don't have to pay for it. That's all included in Shabas. Use Shabas to pay for your for your weeklys.

"Thank you so much Rash. I cannot thank you enough."

"Amen."

"Amen."

"What a fantastic episode. I have to realize that I'm so privileged to be one who sits down with Rev Ruven and I was literally able to ask him anything. I said before the episode started recording, I said, 'If the RV doesn't want to answer,' he says, 'Don't worry, I'm in a place uh where I have no problem telling you I'm not answering a question.' But he was so welcoming to the entire family there. Thank you for having me. Thank you to my dear friend Avi Feinstein, the rashiva's grandson for connecting me and looking forward to having many such conversations. A lot of the questions I asked were given to me by other people. Often I get feedback that, 'Oh, that was such a great interview.' But it's really a credit to the team here and to the people listening who submit so many great questions and ideas and I'm just uh Barashem fortunate to be here along for the ride. A big thank you to our sponsors who make these episodes possible, such as Who are our sponsors? I'll tell you. Bitbean. They're your custom software solution and they're building powerful systems with elite talent at a fraction of the cost you'd expect. That's the power of AI to nqgr.com. It's a mouthful, but if you need a will, if you need an estate plan, you need advanced health directives, please visit their website. Schlommo is going to take care of you. Reach out. Ask what this costs. I'm telling you, an investment like that can go a long way. And to Kohl Kabad where you can make a real difference in the lives of vulnerable families across Eritis. They are our holy land and you can give an impactful donation. Visit. You can give a dollar a day. That adds up. You can give $18 a month. Whatever you could do, do that. And if you're struggling with debt, I highly recommend checking out kosherdhelp.com. They're a new resource and they are fantastic. Someone just reached out that they had reached out to kosher deadhel.com and they felt like a boulder was lifted off of their chest because there is a way out and let them guide you. If you need a free budgeter, that's what livingish.org is all about. Just email them. It's a new email address, lsjou.org. You could still email info@ livingingsmartjishwish.org, but this is less letters. So, lsjou.org. They are awesome, too. Thank you for supporting our sponsors so we can continue bringing you more thoughtful and impactful kosher money episodes. By the way, we also have a new website.com. We have an AI chatbot. You can make a donation. There's a little cute little button on the bottom. Yakov says that's a very good thing to do because that allows him to hire more people to create more content and produce and edit and just do a lot of cool things for you, the audience. And now for the fun part. If you want the chance to win a $100 Amazon gift card, comment which quote from Ruvane stood out to you the most. He said many amazing things. Maybe you have a story of Raosha Feinstein, the Feinstein family. Pop it into the comment section. A lot of people lurk there and they don't comment. And we're going to pick one person who actually comments to win. Congratulations to YouTube user Yankee Ivy Y8833. I always wanted that username, but it was taken. You just won a $100 Amazon gift card because you commented on our last episode with Dr. Maltz Maher. He was awesome. If you haven't listened to that, it has I don't know 40,000 views and listens. And here's your money message for the week, which I took out from this episode with Reb Ruv. If you want to make more money and you feel you're already doing your hashtadas, do not work harder. Go learn Tyra. Take on and share. Go find the kabusa and strengthen your trust in Hashem. I'll see you next time. Living."